Companies and business services abroad

Positions, organizations, and vacancies for volunteer work, paid work, and internships abroad

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Companies and business services abroad

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Companies and business services abroad

Working in the business sector in business services abroad: what is it, why would you do it, and where is the best place to go?

Working in the business sector in business services abroad: what is it, why would you do it, and where is the best place to go?

What is working in a company or in the business industry abroad like?

  • Responsibilities: Working in the business services sector abroad usually means working in an office environment or in a sector that supports companies in their activities. This can range from the international offices of multinationals to small local startups or non-governmental organizations (NGOs)
  • Some of the work you might be doing:
    • Administration and support: back office, data entry, planning, secretarial work.
    • Customer service and sales: call centers, customer contact, account management.
    • Consultancy and advice: HR, marketing, financial, or legal advice. IT & digital services: software development, support, online marketing.
    • Management and coordination: project management, business development.
  • Working conditions: Depending on your background and the country, these can involve entry-level positions, traineeships, or specialist positions. When you work for an NGO, it is often volunteer work with or without a volunteer allowance.
  • Don’t expect on-site accommodation anytime soon. However, some companies sometimes offer staff apartments/dorms.
  • Salaries vary greatly by country and sector. In Western Europe and North America, the salaries are higher than in Southern Europe, Asia, or Latin America.
  • Perks! Yes, sometimes you get perks, especially at large companies. Expat packages can include housing, health insurance, relocation allowance, or a company car.
  • Often permanent or long-term contracts; but temporary projects or traineeships are also possible.
  • Working hours are usually office hours (9 to 5), sometimes even 6 days a week. Consulting or project work can mean longer days and weekend work.
  • More about specific sub-sectors:

What are the reasons for working in a company or in the business industry abroad?

  • To gain international work experience: a great boost for your resume; companies value international experience and intercultural collaboration.
  • To practice your professional language and improve your communication: you will improve your English (or another language) and learn how business etiquette works in other cultures. This also helps with better collaboration.
  • To learn about local business culture: each country has specific business customs. In some countries, dinners and building relationships are very important, while in others, it's more about getting to the point and efficiency.
  • To network for the rest of your career: you will build an international network that can open doors later.
  • To develop personally: learning to deal with new systems, different work cultures, and different expectations makes you flexible and resilient.
  • To embark on an adventure: working in a new environment often means a completely different way of life. This requires some courage.
  • To gain self-confidence: Working in a new, professional environment can be quite demanding, and although you will face challenges, it can certainly give you a lot of self-confidence afterward.

What skills and motivations do you need to work in a company or in the business sector abroad?

  • Awareness of surroundings: wherever you work, you will always have to be mindful of your surroundings. Every country has their own rules and customs that you will have to adhere to, to some extent.
  • Resilience to stress: Working for a professional company can mean working in a fairly fast-paced environment. Lots of changes, responsibilities, new people, and rules. Being able to handle stress can be a significant advantage.
  • Communication: Knowledge of the local language and/or English is often essential.
  • Professionalism: Working for a company or in business services often means professional attire, professional language, and a certain level of communication.
  • Flexibility: Working in a new culture requires considerable flexibility and cultural sensitivity.
  • Collaboration: Being able to collaborate, or learning to collaborate, with local managers, owners, and employees is essential!

What are the best countries and locations to work in a company or in the business industry abroad?

  • Europe: Many opportunities in London, Dublin, Berlin, and Lisbon for IT, finance, marketing, and consultancy.
  • Asia: Singapore, Hong Kong, and Malaysia are international hubs for finance, trade, and digital services.
  • Latin America: Mexico, Costa Rica, and Brazil have growing markets for administration, IT, and business services.
  • Africa: South Africa (Cape Town, Johannesburg) attracts many companies and startups in consultancy and marketing.

What are the risks of working in a company or in the business industry abroad, and are you insured against those risks?

  • What are the risks of working in a company or in the business industry abroad?
    • It is common for there to be a lot of stress: due to responsibility, a focus on results, miscommunication, or cultural and linguistic problems.
    • It is common for the workload to be high: due to long days, staff shortages, or tight deadlines.
    • It is common for the working environment to be unsafe: infrastructure, health risks, political instability, social norms.
    • Accidents with varying degrees of severity are common.
    • It happens that contagious or local disease are contracted, which means you cannot work for a while or even have to be flown home.
  • Are you insured while working for a company or in business services abroad?
    • Local employers usually offer no, or limited, supplementary insurance.
    • There is a risk of accidents because, for example, you are doing work with which you have little experience.
    • During work, an internship, or volunteer work abroad for which you receive compensation or a salary, the coverage of your own health insurance in your home country may lapse.
    • There may be several reasons why you need separate insurance when working abroad. Check the following pages: insuring international Insurances for working abroad, for internships abroad, for volunteering abroad, or for expats and emigrants.
Working for agencies that facilitate visas and international documents abroad: what is it, why would you do it, and where is the best place to go?

Working for agencies that facilitate visas and international documents abroad: what is it, why would you do it, and where is the best place to go?

What is working for agencies that facilitate visas and international documents abroad like?

  • Anyone who goes abroad to work, study, intern, or emigrate almost always has to deal with official documents.
  • Visas, residence permits, work permits, legalizations, apostilles, and registrations with local authorities form the administrative basis of international mobility.
  • Working for an organization specializing in visa and document mediation means that you guide people and companies in arranging these procedures correctly, promptly, and completely.
  • The work is highly procedural, legally sensitive, and dependent on current laws and regulations.
  • You are often the link between: the applicant (student, employee, expat, or family), employers or educational institutions, embassies and consulates, immigration services and local government agencies.
Responsibilities when you work at an agency that facilitates visa and documents
  • Advising on visa types and residence options.
  • Checking documents for completeness and accuracy.
  • Submitting and following up on applications.
  • Licensing with embassies and government agencies.
  • Monitoring changing regulations.
  • Managing files and monitoring deadlines.
  • Explaining rights, obligations, and conditions.
Employment conditions that can apply when you work at an agency for visa and documents
  • These positions are usually office-based or hybrid.
  • Contracts are often full-time or part-time.
  • Salary depends on experience and legal knowledge.
  • There is a high degree of responsibility.

What are the reasons for working for agencies that facilitate visas and international documents abroad?

  • To become organisationally aware: understanding how international legislation and administrative systems are interrelated.
  • To develop analytical skills: learning to interpret regulations and apply them to individual situations.
  • To learn to take responsibility: work has a direct impact on someone's stay and future.
  • To develop strong communication skills: translating complex regulations into understandable explanations is essential.
  • To develop a broader perspective: understanding how migration, policy, and international mobility are interrelated.

What skills and motivations do you need to work for agencies that facilitate visas and international documents abroad?

  • Analysis: interpreting regulations and applying them to individual situations.
  • Organizational awareness: understanding how agencies, regulations, and international structures work together.
  • Planning: working with deadlines and multiple files simultaneously.
  • Communicating: conveying complex information clearly.
  • Resilience: remaining calm under time pressure or policy changes.

What are the best countries and locations to work for agencies that facilitate visas and international documents abroad?

What are the risks of working for agencies that facilitate visas and international documents abroad, and are you insured against those risks? 

What are the risks of working for agencies that facilitate visas and international documents abroad, and what happens with some regularity:
  • that certain countries have an unsafe work environment: infrastructure, health risks, political instability, and social norms.
  • that healthcare can be very expensive and/or very limited.
  • that errors have serious consequences:an incorrect form can lead to rejection or delays.
  • that legal liability is involved: organizations are responsible for providing proper guidance.
  • that high workloads are common: due to long hours, deadlines around departure dates, or intensive supervision.
  • When you work in the agency sector, you may be exposed to greater financial or legal risks as soon as you start performing your work under your own responsibility. It is advisable, as far as possible, to also inquire to what extent your local employer is adequately insured for accidents, technical errors, or misjudgments. Of course, this is not always the case, nor can it be always ascertained in advance. Take this into account as much as possible when deciding whether to perform certain risky tasks.
Are you insured while working for agencies that facilitate visas and international documents abroad?
  • There may be several reasons why you need separate insurance when working abroad.
  • Local employers generally offer limited or no supplementary insurance.
  • During work, internships, or volunteering abroad where you receive compensation or a salary, your own health insurance coverage in your home country may be cancelled.
  • For insurance: check insurance for commercial, financial, managerial, and organizational activities, for working abroad, for internships abroad and for volunteering abroad.
Working as an accountant or financial officer abroad: what is it, why would you do it, and where is the best place to go?

Working as an accountant or financial officer abroad: what is it, why would you do it, and where is the best place to go?

What is working as an accountant or financial officer abroad like?

  • Working as an accountant or financial officer abroad revolves around numbers, control, and oversight, but in an international context.
  • This means working with different tax systems, reporting requirements, currencies, and sometimes even different perspectives on transparency and accountability.
  • The work can take place at multinationals, local companies with international operations, NGOs, international schools, government agencies, or accounting firms.
  • Local laws and regulations play a significant role in this work.
  • Diplomas and certifications are not automatically valid everywhere.
  • Sometimes local registration or additional training is required.
  • The work is often less flexible than many other foreign jobs, but often more stable.
Responsibilities
  • Financial administration and bookkeeping.
  • Preparing and reviewing financial reports.
  • Budgeting and forecasting.
  • Tax returns and compliance with local regulations.
  • Internal controls and audits.
  • Managing project finances (for NGOs and international projects).
  • Advising management on financial decisions. 
Working conditions
  • This is almost always paid work.
  • These are usually full-time positions.
  • The salary varies greatly depending on country, experience, and sector.
  • Sometimes there are perks such as housing, relocation support, or tax advice.
  • Working hours are often office hours, with peaks around deadlines.

What are the reasons for working as an accountant or financial officer abroad?

  • To become organizationally aware: You learn how organizations in different countries are structured financially and how decisions are made.
  • To learn analytical thinking: International regulations, currencies, and structures require sharp analysis and connecting the dots.
  • To develop stress resistance: Deadlines, audits, and reporting practice the ability to remain accurate under pressure.
  • To work results-oriented: Financial work revolves around concrete outcomes: accurate figures and responsible choices.
  • To develop a broader vision: You see how economics, policy, and culture influence each other in practice.

What skills and motivations do you need to work as an accountant or financial officer abroad?

  • Organizational awareness: Understanding how organizations, departments, and decision-making are structured, especially within international structures.
  • Analysis: Interpreting financial data, making connections, and identifying errors or risks.
  • Stress resistance: Maintaining accuracy under time pressure, for example, during audits, deadlines, and closings.
  • Integrity: Reliably handling confidential information and acting ethically in financial matters.
  • Communication: Being able to explain financial information clearly and understandably to colleagues, management, or external parties.

What are the best countries and locations to work as an accountant or financial officer abroad?

What are the risks of working as an accountant or financial officer abroad, and are you insured against those risks? 

  • What are the risks of working as an accountant or financial officer abroad?
    • Local financial regulations are often complex: Errors in tax returns or reporting can lead to fines or legal problems.
    • Work pressure often peaks around deadlines: Overtime and stress are common in this sector.
    • Healthcare is often expensive: In countries like the US or Switzerland, medical costs can be very high.
    • Political or economic instability often has an impact: Evacuation may be necessary, especially when working in emerging markets or project countries.
  • Are you insured while working as an accountant or financial officer abroad?
    • There may be several reasons why you need separate insurance when working abroad.
    • Local employers generally offer limited or no supplementary insurance.
    • There's a risk of accidents, for example, because you're doing work with which you have little experience.
    • During work, internships, or volunteering abroad where you receive compensation or a salary, your own health insurance coverage in your home country may be cancelled.
    • See the pages on: insuring international Insurances for working abroad, for internships abroad, for volunteering abroad, or for expats and emigrants.
Working as a consultant abroad: what is it, why would you do it, and where is the best place to go?

Working as a consultant abroad: what is it, why would you do it, and where is the best place to go?

What is working as a consultant abroad like?

  • As a consultant abroad, you will help companies, governments, NGOs, or organizations improve their processes, strategy, people, systems, or impact.
  • Sometimes temporarily, sometimes on a project basis, sometimes as an expat, sometimes as a remote consultant who occasionally hops on a plane. You will be a problem solver, sparring partner, analyst, trainer, researcher, and sometimes even a crisis manager all-in-one.
  • Responsibilities: As a consultant abroad, you can do the following:
    • Conduct analyses, evaluations, and problem research.
    • Develop strategies, project plans, or improvement programs.
    • Lead workshops, training sessions, and stakeholder meetings.
    • M&E (monitoring and evaluation) for NGOs and international organizations.
    • Guide change processes within companies or governments.
    • Advise on digitalization, sustainability, efficiency, or organizational culture.
    • Write reports with actionable recommendations.
    • Give presentations to decision-makers—sometimes with a lot of time, sometimes with very little time to prepare or to present.
  • Employment conditions: Consultant salaries are generally higher than the local average, especially in large hubs (London, Singapore, Dubai, Nairobi).
  • International NGOs often pay per day instead of a fixed salary.
  • Larger consultancy firms often arrange things like accommodation, transportation, flights, and per diem.
  • Freelance consultants usually work with hourly rates or project prices, which vary considerably from country to country.
  • Visa, local registration, or insurance costs are sometimes your own responsibility.
  • Accommodation varies. Larger firms sometimes offer hotels or (upscale) apartments. NGO accommodations are often much less luxurious. As a remote consultant, you can decide, and pay for, your work entirely yourself.
  • Consulting can range from full-time office work to a lot of travel for work.
  • In some countries, paid work requires a valid work permit, residence permit, or equivalent, even as a consultant. Without a permit, working is illegal.
  • Development projects often involve working with local governments. This requires extra flexibility and intercultural sensitivity.

What are the reasons for working as a consultant abroad?

  • To develop analytical skills: you learn to translate complex issues into clear insights that international organizations can truly use.
  • To be entrepreneurial: abroad, you must proactively identify opportunities, build relationships, and find solutions that aren't found in any manual.
  • To be results-oriented: organizations expect concrete improvements. Your advice has a direct impact on policy, systems, or people.
  • To become environmentally aware: you learn to work in new cultures, with different decision-making styles, regulations, and expectations.
  • To build self-confidence: giving presentations to management, leading workshops in other countries, and independently running projects all build up your confidence. 

What skills and motivations do you need to work as a consultant abroad?

  • Communication: you must be able to write, present, consult, and ask questions clearly, often in a non-native language.
  • Collaboration: you work with local teams, international stakeholders, and multidisciplinary project groups. Planning and organizing: Projects have tight deadlines, different time zones, and varying expectations.
  • Professionalism: You represent an organization to clients, partners, and governments, acting reliably and expertly is essential.
  • Concluding: You must combine data, conversations, and context to arrive at a realistic conclusion that is both sound and feasible.
  • Networking: As a consultant, you not only build solutions, you also build relationships. Abroad, this means actively connecting with local companies, expat communities, government agencies, or NGOs, depending on your field. It's also an important skill for finding new assignments.

What are the best countries and locations to work as a consultant abroad?

  • Best countries for consultants who want to work as expats or professionals: Singapore as a regional hub for Asia, many international companies, United Kingdom as the largest consulting center in Europe, UAE for strategy, sustainability, government, technology, United States particularly good for IT, business, and climate consultants. 
  • Best countries for NGO, policy, or impact consultancy: Kenya for high concentration of international organizations, South Africa for research, evaluation, policy, social projects, Nepal and Cambodia for many temporary consultancies within NGOs and the development sector, Costa Rica for biodiversity, sustainability, ecotourism, and environmental policy.
  • Best countries for starting consultants and young professionals: Portugal with a growing digital sector accessible to internationals, Poland with major consultancy centers and outsourcing hubs, Estonia for digital government and innovation, The Netherlands with many international consulting firms with training programs.
  • Best countries for freelance or remote consultants: Mexico for affordable, good internet, large expat community, Thailand where Chiang Mai and Bangkok are popular remote hubs, Spain is strong in digital nomad-friendly cities (Valencia, Barcelona), Canada where there's a high demand for technical and sustainability consultants.

What are the risks of working as a consultant abroad, and are you insured against those risks? 

  • What are the risks of working as a consultant abroad?
    • Consultants can be held liable: think of advisory errors, data breaches, or incorrect calculations — often not covered by standard travel insurance.
    • Expensive equipment is frequently stolen or damaged: laptops, phones, and external drives pose a significant risk during travel.
    • Medical problems frequently arise from work pressure and long hours: stress, lack of sleep, burnout — not always covered by basic insurance policies. It's not uncommon for trips to go wrong or deadlines to be jeopardized: visas aren't approved on time, delayed baggage, missed flights—sometimes with financial consequences for the project.
    • Consultants often unknowingly work without insurance: professional liability, business liability, and loss of income are not covered by standard travel and health insurance policies.
  • Are you insured while working as a consultant abroad?
    • There may be several reasons why you need separate insurance when working abroad.
    • Local employers generally offer limited or no supplementary insurance.
    • There's a risk of accidents, for example, because you're doing work with which you have little experience.
    • During work, internships, or volunteering abroad where you receive compensation or a salary, your own health insurance coverage in your home country may be cancelled.
    • See the pages on: insuring international Insurances for working abroad, for internships abroad, for volunteering abroad, or for expats and emigrants.
Working in international insurance abroad: what is it, why would you do it, and where is the best place to go?

Working in international insurance abroad: what is it, why would you do it, and where is the best place to go?

What is working in international insurance abroad like?

  • You don't find yourself standing in the mud or on a tropical beach every day, but you still encounter it in your work: international insurance involves real risks, adventurous people, and sometimes truly large sums of money.
  • From expats and digital nomads to volunteers and interns, when something goes wrong, someone like you steps in to help.
  • Working in international insurance means dealing with risks across national borders. Think of healthcare costs abroad, accidents during work or internships, liability, repatriation, or loss of income.
  • You can find work with international insurers, specialized expat insurers, intermediaries, NGOs, or international organizations like JoHoInsurances, or in policy, compliance, and product development.
  • You often work at the intersection of law, healthcare, finance, and international travel.
  • Responsibilities: Depending on your role, you could be involved in:
    • Assessing and handling claims.
    • Advising clients or organizations about coverage.
    • Developing or improving insurance products.
    • Policy and compliance with international legislation.
    • Contact with medical services, emergency response centers, and partners.
    • Risk assessments for work, travel, or deployment.
  • Employment conditions: often full-time, sometimes project-based. Regular office-based work, but with an international focus.
  • Salary is local and depends on the position and specialization.
  • Sometimes there are opportunities for advancement in policy, management, or a specific specialization.

What are the reasons for working in international insurance abroad?

  • To learn to analyse: you learn to assess risks in different countries, contexts, and legislations.
  • To feel involved: your advice or decision has a direct impact on people working or traveling abroad.
  • To work results-oriented: clear policy conditions and good coverage make a real difference when things go wrong.
  • To develop a bird's-eye view: you connect medical, legal, financial, and cultural aspects.
  • To experience meaning: you help people at their most vulnerable moments, such as during illness, accidents, or emergencies.

What skills and motivations do you need to work in international insurance abroad?

  • Careful working: Small details in terms and conditions or regulations can have major financial consequences.
  • Communicate: You must be able to clearly explain complex insurance matters to non-specialists.
  • Resilience under pressure: Claims, emergencies, and deadlines require calmness and clarity.
  • Analytical thinking: You weigh risks, costs, and coverage.
  • Networking: Collaboration with medical services, lawyers, emergency response centers, and international partners is crucial.

What are the best countries and locations to work in international insurance abroad?

What are the risks of working in international insurance abroad, and are you insured against those risks? 

  • What are the risks of working in international insurance abroad?
    • Sometimes you have to make decisions under extreme time pressure in medical emergencies or evacuations where every minute counts. This can lead to stress and burnout.
    • You may have to deal with emotionally difficult situations: illness, accidents, or death. This can affect you and impact your own resilience.
    • You may work in countries where the risk of disease is higher, which can lead to absenteeism or even evacuation.
  • Are you insured while working in international insurance abroad?
    • There may be several reasons why you need separate insurance when working abroad.
    • Local employers generally offer limited or no supplementary insurance.
    • There is a risk of accidents, for example, because you are doing work with which you have little experience.
    • During work, internships, or volunteering abroad where you receive compensation or a salary, your own health insurance coverage in your home country may be cancelled.
    • See the pages on: insuring international Insurances for working abroad, for internships abroad, for volunteering abroad, or for expats and emigrants.
Working as a manager abroad: what is it, why would you do it, and where is the best place to go?

Working as a manager abroad: what is it, why would you do it, and where is the best place to go?

What is working as a manager abroad like?

  • Leadership doesn't stop at the border, but it does change form. Managers working abroad are responsible for managing people, processes, and results within an international or local organization.
  • This could be a team in a multinational, a project of an NGO with a business structure, a branch of an international company, or a fast-growing local business.
  • The core of the work remains the same: setting goals, making decisions, and involving people.
  • At the same time, cultural differences, different hierarchies, legislation, and communication styles play a much greater role than in the home environment.
Responsibilities of a manager
  • Managing and coaching teams.
  • Developing and monitoring goals and schedules.
  • Coordinating projects and processes.
  • Decision-making at the tactical or strategic level.
  • Reporting to management, headquarters, or partners.
  • Bridging cultural and organizational differences.
  • Motivating and developing employees.
Working conditions of a manager
  • These are usually paid positions, often full-time. Internships or volunteer work in this role are less common.
  • Salary varies greatly by country, sector, and level.
  • Additional conditions such as housing, relocation support, or bonuses are often included.
  • Sometimes, temporary contracts are linked to projects or assignments.
  • It is important to remember that expectations regarding authority can vary significantly across cultures, and leadership styles abroad often need to be adapted.

What are the reasons for working as a manager abroad?

  • To develop leadership skills: managing in a different culture requires more conscious management and reflection on one's own style.
  • To become organizationally aware: international structures make visible how companies function globally.
  • To enhance flexibility: changes, misunderstandings, and unexpected situations require continuous adaptation.
  • To develop vision: working across borders helps you look beyond local interests.
  • To experience engagement: managers have a direct influence on people, teams, and results.

What skills and motivations do you need to work as a manager abroad?

What are the best countries and locations to work as a manager abroad?

What are the risks of working as a manager abroad, and are you insured against those risks? 

  • What are the risks of working as a manager abroad? It regularly happens that:
    • cultural misunderstandings often lead to tension and stress: leadership is not interpreted the same way everywhere.
    • a high workload is common: responsibility, long workdays, and time zones demand a lot of energy.
    • healthcare is expensive or limited in access, especially with expat contracts or local appointments.
    • political or economic changes often impact job security: projects or locations can suddenly change or cease operations.
    • unsafe work environments are common in developing countries: due to infrastructure, health risks, political instability, and social norms.
  • Are you insured while working as a manager abroad?

 

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Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

 

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need when backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.

Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.

What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”

What insurance do you need when backpacking abroad?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • That you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.

What insurance do you need to work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad?

  • Insuring yourself for working abroad with animals means taking out insurance that continues to provide coverage during your paid, unpaid, or internship work abroad, where minor or major risks are involved.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for work abroad.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work. Almost all standard insurers exclude working with animals from coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work. All over the world, there are reserves, rescue centers, and zoos where you can roll up your sleeves as a veterinarian, intern, or volunteer. Working with animals or wildlife is not without danger. No matter how cute they may look, or how tame they may behave. All animals can suddenly bite viciously or lash out with a claw or beak. Not only can this result in nasty injuries, but it can also transmit diseases that you would rather not have, and certainly not abroad.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • That you have insurance that provides sufficient coverage for the work you will be performing.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.

Which insurance do you need for working, an internship, or volunteering with animals abroad?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

What insurance do you need when volunteering abroad?

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad

What insurance do you need for emigration or working as an expat abroad?

International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page
Insuring, troubleshooting and safe travel abroad

Insuring, troubleshooting and safe travel abroad

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Table of contents
  • Why get specific insurance when going abroad?
  • How to survive disasters abroad ?
  • How to insure activities abroad?
  • Which Insurances apply for internships, staying, studying, volunteer work or paid work abroad?

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Main content and contributions for activities abroad

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...to help another, travel with care, work together , learn to share and inspire with your experience

 

Activities abroad: home page

Activities abroad: home page

From language courses to a gap year abroad, from work experience to volunteering abroad, from paid work to an internship abroad, from mountaineering to diving, and from backpacking to traveling around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying.
    • You can get involved and volunteer in a social project at a school in Africa, Asia or Latin America.
    • You can get involved in nature, in a project with animals or cleaning the sea or beaches.
    • Those who want to learn more can choose to do, for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • When you aim to gain work experience and/or also earn money, go and work abroad.
    • You can combine backpacking in Australia with temporary work.
    • You can work on campsites in Europe or bush camps in Africa.
    • You can almost go all over the world to work in the hospitality industry, hotels, and hostels, in the healthcare sector, or, for example, at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing, or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids), or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      Activities, internships, paid work, services or volunteer work in healthcare

      Providing healthcare and working in medical care abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
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      Organizations: for psychological assistance and mental health care abroad

      Organizations: for psychological assistance and mental health care abroad

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      Activities, internships, paid work, services or volunteer work in psychological assistance, coaching and mental health care abroad

      Psychological assistance, coaching and mental health care abroad: by position

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      Organizations: for real estate, brokerage abroad and property rental abroad
      Organizations: for research and scientific work abroad

      Organizations: for research and scientific work abroad

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      Organizations: for research, R&D, data collection, data analysis and scientific work abroad

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      Organizations: for student support and student associations
      Organizations: for tour guidance and adventure tours abroad
      Organizations: for tourism and organized travel and leisure work abroad
      Organizations: for voluntary work mediation and project placement abroad
      Organizations for yacht and shipping crew and working on a cruise ship abroad

      Organizations for yacht and shipping crew and working on a cruise ship abroad

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      Activities, internships, paid work, services or volunteer work on cruise ships, sailing yachts and other ships

      Boat crew, deck hand or working for an international shipping organization

      Working on a yacht or cruise ship abroad: by position

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      Summaries: home page

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      WorldSupporter summaries by study and subject: study and work skills
      • How to improve your study skills?
      • Which skills are related to studying?
      WorldSupporter summaries by study and subject: study abroad, intern abroad and work abroad
      • Which activities, internships and vacancies abroad are related to the field of business organization and economics?
      • Which organizations offer internships and activities in the field of business organization and economics?
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      Organizations for corporate business services

      Activities, internships, paid work, services or volunteer work in corporate business services Corporate business services abroad: by position For job roles and duties related to activities, internships and jobs abroad, see:

      • Working in the field of accounting or financial administration...

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      The Västra Götaland Region, which is somewhat comparable to a Dutch province or regional public health service, is one of the larger employers in Sweden. It actively recruits foreign workers for healthcare institutions in the region around Gothenburg. Examples of relevant professions inclu...

      SEE TEFL course Thailand

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