Work abroad as digital nomad and remote working

What is it, how do you do it, with whom, and where do you need to be?

Activities, organizations, preparations, skills, stories or vacancies abroad

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Work abroad as digital nomad and remote working

Intro

Working abroad as digital nomad and remote working

Content a.o.

Working abroad as digital nomad: Orientation

  • What is remote work?
  • What are the characteristics of a global nomad?
  • What are the characteristics of a digital working nomad?
  • Where to find hotspots for nomads?
  • What are hotspots for working and digital nomads based on quality co-working spaces?
  • What are hotspots for working and digital nomads based on average cost of living?
  • What are hotspots for working and digital nomads based on internet speed?
  • What are hotspots for working and digital nomads based on local hospitality?
  • What are hotspots for working and digital nomads based on sights & attractions?
  • What are hotspots for working and digital nomads based on the price for a (good) cup of coffee?
What are the differences between a remote worker, global nomad and digital nomad? And where to go?

What are the differences between a remote worker, global nomad and digital nomad? And where to go?

What is remote work?

Remote working means that you as an employee or self-employed person can work completely independent of your location. This means that you can work from abroad as well as from home in the Netherlands.
Living and working independently of a fixed location was once only something for hippies. Then it became a privilege for the “rich.” Today, a much larger group of people can live and work wherever they want and this freedom has become a great thing. A growing group of working people realize that having physical meetings is no longer a must for their type of work. They set up their work and life as digital and working nomads

What are the characteristics of a global nomad?

Global nomads:

  • Are mobile and often travel from one country or location to another.
  • Often develop a sense of belonging to more than one culture.
  • Often work in jobs that are not location dependent.
  • Can be found among backpackers, lifestyle migrants and third culture kids (including expat kids).
  • Sometimes develop a basic lifestyle in order to be able to maintain their nomadic existence for longer.
  • Can pack their belongings in a few days, weeks or months and leave for their next destination.
  • Often focus on the broader work experience, not earning money but the work experience or working environment is central.
  • Sometimes are forced by necessity to accept work that is further away from the person, but often manage to use the experience for the better.
  • Have to be able to afford a nomadic existence; health, financial situation and country of origin play a role here.
  • Run into various challenges, such as arranging international health insurance with world coverage, local laws, visa and travel document issues and the financial matters surrounding their work.

What are the characteristics of a digital working nomad?

They:

  • Make “working in the cloud,” or mobile working, or “cloud computing” the new standard in their entire work environment.
  • Use wireless Internet, smartphones, cloud-based applications to work remotely wherever they live or travel.
  • Use spaces where other digital nomads are also working: cafes and other public spaces where they can sit down with their devices.
  • Meet colleagues and each other mainly online.
  • Maintain digital contact with clients.

As a working, or digital, nomad, you can of course choose to use one permanent residence abroad as your base of operations. But a “real” nomad naturally roams the world or travels in a particular region and works in different places.

Where to go? Hotspots for nomads

  • There are definitely “nomad hotspots” where many nomads congregate. Of course, which locations are most popular changes periodically, but well-known hotspots include:
    • Indonesia (especially Bali), Kenya (Nairobi; little time difference with NL), South Africa (Cape Town), Mexico, Spain (Barcelona as a world hotspot), Croatia (besides Zagreb especially the larger coastal cities), Portugal (Lisbon has become a real nomad hub), Thailand (especially Chiang Mai), Georgia (which introduced a special digital nomad visa), Malaysia (Kuala Lumpur is like Bangkok a real flight hub in Southeast Asia)
    • Islands like Gran Canaria (Spain; high hospitality), Madeira (Portugal, top facilities), Tenerife (Spain) and Ko Phangan (Thailand) also score high on the co-working destination list
  • Looking at “region,” the following countries by region stand out:
    • Asia: Thailand (Chiang Mai, Bangkok, Koh Lanta, Koh Tao, Ko Phangan), Indonesia (Ubud in Bali, Canggu in Bali and the Gili Islands) and Vietnam (Da Nang, Hanoi)
    • Latin America: Panama (Panama City, San Blas islands, Boquete, Bocas del Toro), Mexico (Playa del Carmen, Tulum, Puerto Vallarta, Mexico City, Puerto Escondido), Colombia (Medellin, Bogota), Argentina (Buenos Aires)
    • Europe: Spain (Gran Canaria, Barcelona, Malaga, Valencia), Portugal (Lisbon, Porto, Lagos), Bulgaria (Sofia, Bansko)
  • As the whole 'working nomad existence' has taken off, you can find 'working nomad' festivals all over the world these days.
    • Pop-up' places where many (sometimes very many) nomads come together temporarily to enjoy themselves and meet each other.
    • Or to make a lot of impact in a short time around a certain theme ('human rights', 'environment', etc.).
    • Often 'hackathons' or 'buildathons' also take place, in which people work intensively together on a predetermined or locally determined goal, form teams, make pitches or develop business models.
    • Examples: Bansko Nomad Fest ('Connecting Nomads') in Bulgaria, Nomad Summit (Chiang Mai), the various 'Nomad World Fests' and Snomad Fest in Switzerland.
  • You can also opt for so-called 'workations', where international entrepreneurs travel to a particular location at an agreed time to work with local entrepreneurs to make a difference, or learn from each other.
  • Tourism government organizations have also discovered that digital nomads are a good source of income; countries, regions or islands organize real 'digital nomad villages' where nomads find good (!) facilities to (temporarily) live, travel, enjoy and of course work. An example is the Portuguese island of Madeira, which attracted a large group of nomads in the middle of the COVID-19 period.

Destinations for working and digital nomads based on quality co-working spaces

  • Indonesia (Bali), New Zealand (Auckland), Thailand (Chiang Mai), Australia (Melbourne), Vietnam (Ho Chi Minh), Philippines (Manila), Malaysia (Penang).

Destinations for working and digital nomads based on average cost of living

  • Indonesia (Bali), Malaysia (Penang), Thailand (Chiang Mai), Mexico (Playa del Carmen), Argentina (Buenos Aires), Hungary (Budapest), Vietnam (Ho Chi Minh), Spain (Alicante).

Destinations for working and digital nomads based on internet speed

  • Of course, developments in these are also rapid, but among others, Singapore, Sweden (Stockholm), U.S. (San Francisco, Portland), Canada (Vancouver), Germany (Berlin), Hungary (Budapest) score high.

Destinations for working and digital nomads based on local hospitality

  • The level of hospitality you experience naturally interacts with how you conduct yourself, but in general Mexico (Playa del Carmen), Malta, New Zealand, Philippines, Spain and Canada score well.

Destinations for working and digital nomads based on sights & attractions

  • There is plenty to do, see and travel in many destinations where digital nomads visit. On “local activity level,” destinations like China (Shanghai), Germany (Berlin), Argentina (Buenos Aires), Spain (Gran Canaria), Brazil (Rio de Janeiro), Indonesia (Bali) score extra well.

Destinations for working and digital nomads based on the price for a (good) cup of coffee

  • One cup of coffee is not the other, and finding an affordable cup of quality coffee can take some time. The lowest prices can be found in Brazil (Rio de Janeiro), South Africa (Cape Town), Indonesia (Bali), Hungary (Budapest), Philippines (Manila), Canada (Vancouver), Mexico (Playa del Carmen), Malaysia (Penang).
Digital Nomads, Working Nomads & Work Abroad: blogs and contributions of WorldSupporters

Digital Nomads, Working Nomads & Work Abroad: blogs and contributions of WorldSupporters

Digital Nomads, Working Nomads & Work Abroad: blogs and contributions of WorldSupporters

 

What are the differences between a remote worker, global nomad and digital nomad? And where to go?

What are the differences between a remote worker, global nomad and digital nomad? And where to go?

What is remote work?

Remote working means that you as an employee or self-employed person can work completely independent of your location. This means that you can work from abroad as well as from home in the Netherlands.
Living and working independently of a fixed location was once only something for hippies. Then it became a privilege for the “rich.” Today, a much larger group of people can live and work wherever they want and this freedom has become a great thing. A growing group of working people realize that having physical meetings is no longer a must for their type of work. They set up their work and life as digital and working nomads

What are the characteristics of a global nomad?

Global nomads:

  • Are mobile and often travel from one country or location to another.
  • Often develop a sense of belonging to more than one culture.
  • Often work in jobs that are not location dependent.
  • Can be found among backpackers, lifestyle migrants and third culture kids (including expat kids).
  • Sometimes develop a basic lifestyle in order to be able to maintain their nomadic existence for longer.
  • Can pack their belongings in a few days, weeks or months and leave for their next destination.
  • Often focus on the broader work experience, not earning money but the work experience or working environment is central.
  • Sometimes are forced by necessity to accept work that is further away from the person, but often manage to use the experience for the better.
  • Have to be able to afford a nomadic existence; health, financial situation and country of origin play a role here.
  • Run into various challenges, such as arranging international health insurance with world coverage, local laws, visa and travel document issues and the financial matters surrounding their work.

What are the characteristics of a digital working nomad?

They:

  • Make “working in the cloud,” or mobile working, or “cloud computing” the new standard in their entire work environment.
  • Use wireless Internet, smartphones, cloud-based applications to work remotely wherever they live or travel.
  • Use spaces where other digital nomads are also working: cafes and other public spaces where they can sit down with their devices.
  • Meet colleagues and each other mainly online.
  • Maintain digital contact with clients.

As a working, or digital, nomad, you can of course choose to use one permanent residence abroad as your base of operations. But a “real” nomad naturally roams the world or travels in a particular region and works in different places.

Where to go? Hotspots for nomads

  • There are definitely “nomad hotspots” where many nomads congregate. Of course, which locations are most popular changes periodically, but well-known hotspots include:
    • Indonesia (especially Bali), Kenya (Nairobi; little time difference with NL), South Africa (Cape Town), Mexico, Spain (Barcelona as a world hotspot), Croatia (besides Zagreb especially the larger coastal cities), Portugal (Lisbon has become a real nomad hub), Thailand (especially Chiang Mai), Georgia (which introduced a special digital nomad visa), Malaysia (Kuala Lumpur is like Bangkok a real flight hub in Southeast Asia)
    • Islands like Gran Canaria (Spain; high hospitality), Madeira (Portugal, top facilities), Tenerife (Spain) and Ko Phangan (Thailand) also score high on the co-working destination list
  • Looking at “region,” the following countries by region stand out:
    • Asia: Thailand (Chiang Mai, Bangkok, Koh Lanta, Koh Tao, Ko Phangan), Indonesia (Ubud in Bali, Canggu in Bali and the Gili Islands) and Vietnam (Da Nang, Hanoi)
    • Latin America: Panama (Panama City, San Blas islands, Boquete, Bocas del Toro), Mexico (Playa del Carmen, Tulum, Puerto Vallarta, Mexico City, Puerto Escondido), Colombia (Medellin, Bogota), Argentina (Buenos Aires)
    • Europe: Spain (Gran Canaria, Barcelona, Malaga, Valencia), Portugal (Lisbon, Porto, Lagos), Bulgaria (Sofia, Bansko)
  • As the whole 'working nomad existence' has taken off, you can find 'working nomad' festivals all over the world these days.
    • Pop-up' places where many (sometimes very many) nomads come together temporarily to enjoy themselves and meet each other.
    • Or to make a lot of impact in a short time around a certain theme ('human rights', 'environment', etc.).
    • Often 'hackathons' or 'buildathons' also take place, in which people work intensively together on a predetermined or locally determined goal, form teams, make pitches or develop business models.
    • Examples: Bansko Nomad Fest ('Connecting Nomads') in Bulgaria, Nomad Summit (Chiang Mai), the various 'Nomad World Fests' and Snomad Fest in Switzerland.
  • You can also opt for so-called 'workations', where international entrepreneurs travel to a particular location at an agreed time to work with local entrepreneurs to make a difference, or learn from each other.
  • Tourism government organizations have also discovered that digital nomads are a good source of income; countries, regions or islands organize real 'digital nomad villages' where nomads find good (!) facilities to (temporarily) live, travel, enjoy and of course work. An example is the Portuguese island of Madeira, which attracted a large group of nomads in the middle of the COVID-19 period.

Destinations for working and digital nomads based on quality co-working spaces

  • Indonesia (Bali), New Zealand (Auckland), Thailand (Chiang Mai), Australia (Melbourne), Vietnam (Ho Chi Minh), Philippines (Manila), Malaysia (Penang).

Destinations for working and digital nomads based on average cost of living

  • Indonesia (Bali), Malaysia (Penang), Thailand (Chiang Mai), Mexico (Playa del Carmen), Argentina (Buenos Aires), Hungary (Budapest), Vietnam (Ho Chi Minh), Spain (Alicante).

Destinations for working and digital nomads based on internet speed

  • Of course, developments in these are also rapid, but among others, Singapore, Sweden (Stockholm), U.S. (San Francisco, Portland), Canada (Vancouver), Germany (Berlin), Hungary (Budapest) score high.

Destinations for working and digital nomads based on local hospitality

  • The level of hospitality you experience naturally interacts with how you conduct yourself, but in general Mexico (Playa del Carmen), Malta, New Zealand, Philippines, Spain and Canada score well.

Destinations for working and digital nomads based on sights & attractions

  • There is plenty to do, see and travel in many destinations where digital nomads visit. On “local activity level,” destinations like China (Shanghai), Germany (Berlin), Argentina (Buenos Aires), Spain (Gran Canaria), Brazil (Rio de Janeiro), Indonesia (Bali) score extra well.

Destinations for working and digital nomads based on the price for a (good) cup of coffee

  • One cup of coffee is not the other, and finding an affordable cup of quality coffee can take some time. The lowest prices can be found in Brazil (Rio de Janeiro), South Africa (Cape Town), Indonesia (Bali), Hungary (Budapest), Philippines (Manila), Canada (Vancouver), Mexico (Playa del Carmen), Malaysia (Penang).
Remote working from the Caribbean

Remote working from the Caribbean

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More and more people and companies are getting used to online work, and it seems some will offer the ability to work remote. So some will grab the opportunity and move to a more relaxed or warm area to live. And where else to move than to the Caribbean.

Barbados anounced a 12-month welcome stamp. But they are not the only island in the sea. In this blog you can find our more about different visa opportunities in The Caribbean when working around the globe as a digital nomad.

The three pillars of a successful working holiday

The three pillars of a successful working holiday

Many young people dream of a working holiday in Australia - freedom, adventure, and lots of money. Many arrive with a hopeful spirit, but it isn’t always as easy as it seems. I can tell you from experience: during my first six weeks in Australia, I was miserable, even though I was housesitting (free accommodation) and had the company of a cat.

That’s why I’ve written this blog: to share my experiences and help you prepare for yours.

What makes a successful working holiday?

There are many things that contribute to a successful working holiday, but if you boil it down, in my opinion it comes down to three essentials: work, friends, and freedom.

Work doesn’t necessarily come first, but it often leads to the other two. You didn’t come here on a tourist visa, you came on a working holiday visa, and work is a central part of that experience. Friends are just as important. Moving to a new country, often for the first time, means building a new life and social community from scratch. Without that, it can become lonely very quickly, and the inevitable struggles will feel much bigger.

Freedom is essentially why you travel. Freedom to see the world, to explore Australia, and to make your own decisions. A working holiday offers a lot of that — sometimes even more than you’d wish for.

Below, I’ll briefly explain why these three aspects are so important, and point you to pages that can help you prepare for each of them.

Work

Work can mean very different things to different people. In general, I think there are three important aspects to consider. Not all of them need to be met for a successful working holiday - compromise is often part of the experience - but ideally at least one or two should be.

  • meaningful or tolerable work
  • fair pay and conditions
  • work that fits your lifestyle (farm vs city, FIFO vs hospitality, outdoors vs indoors)

Finding work that ticks all three boxes is not easy. Many people - myself included - struggle to find work when they first arrive. Some try to arrange something beforehand, which sounds smart but often turns out to be harder than expected.

In more difficult situations, compromises might have to be made. That could mean doing a job you don’t enjoy, but at least it pays the bills. Or working in a rhythm that’s unfamiliar, like Fly In Fly Out (FIFO), where you work intensively for a period and then have extended time off. Some people even end up in jobs with poor pay or unfair conditions.

That last one is something I personally would never compromise on. Accepting unfair work conditions doesn’t just affect you — it contributes to a system that makes things worse for others as well.

And then, sometimes, you get lucky. Or you look very hard. And you find work that ticks all three boxes. Those moments make a huge difference.

Friends

Friends are an essential part of a happy life. As humans, we all crave some sense of community, whether big or small. For some, one good friend they see once a week is enough. Others prefer different friends for different activities. Either way, some form of connection is needed — someone to share the fun moments with, but also the challenging ones.

From experience, I can say that it’s often easier to make backpacker friends than local friends. Backpackers are usually in the same situation as you: new, open, and actively looking for connection. Locals often already have established social lives. That doesn’t mean you can’t become part of them, but it can take more time and effort.

I ended up making local friends mainly because I was housesitting and didn’t meet any backpackers for two months. It wasn’t easy, and it felt lonely at times, but it also pushed me to connect in ways I might not have otherwise. More on that later in this blog.

Freedom (and why money isn’t the point, but still matters)

Freedom is often what people imagine when they think of a working holiday, but it doesn’t mean endless travel or unlimited fun. In reality, freedom usually looks like:

  • having enough money (not heaps)
  • flexibility
  • choice
  • not being stuck in the wrong job or place because you’re broke or stressed

Money plays a role here, but mainly as a tool. It gives you options. It allows you to say no to a bad job, to take a break when you need one, or to travel when the opportunity arises. Too little money limits your freedom; too much focus on money can limit the experience itself.

Freedom on a working holiday is really about balance:

  • working and travelling
  • saving and living
  • being social and resting
  • planning and spontaneity

Finding that balance takes time, and it often shifts throughout your stay. Some periods are all about work and saving; others are about exploration and connection. Overall, if one of these three elements is missing, the experience can feel off. If two are missing, it can become very hard. But when work, friends, and freedom align - even imperfectly - a working holiday can become something that stays with you long after you leave Australia. A successful working holiday isn’t about getting it perfect,  it’s about adjusting, learning, and giving yourself permission to change course when needed.

Congratulations, you are finally a (digital) nomad!

Congratulations, you are finally a (digital) nomad!

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What will I do?
  • Next couple of months, I will do it the slomad way!
  • Working from Curaçao.... Hello to my digital nomad existence!
Where will I go?
  • I am so blessed to have people like Maarten from Wereldstap around, who did an intake with me, listened to my wishes and acted accordingly. Leaving soon for 2-3 months, finally the sun and living on an island again! Since I am trying to be sweeter to myself, I have an airport pickup, and my house is arranged. The Wereldstap people will also arrange a simcard and I will be able to work in one of their office spaces. Thank you all from Wereldstap!
What did I do the past years?
  • I have immigrated to the Philippines in my thirties and the Philippines were my home for a long time. I went back to the Netherlands to be the informal caregiver of my mother. It felt a little strange to help people in the Philippines, while my own mother needed help. I will never regret coming back to the Netherlands. She is not here anymore. I am not yet totally ready for all kind of hardcore adventures. So this is still a start of an adventure, leading to more in the future! And now in my fifties instead of my thirties, hence the slomad way....
What about the three pillars in Curaçao?
  • My fellow blogger colleague Hannah, who I consider to be very adventurous wrote: The three pillars of a successful working holiday. In summary (but you should still read it) it is about work, friends and freedom. It is about the balance of working and travelling, saving and living, being social and resting, planning and spontaneity. Will evaluate the three pillars the next coming weeks. Please let me know your thoughts...
Who to connect to in Curaçao?
  • To all my friends, please connect me to your family, friends, colleagues and projects on Curaçao. I will be happy to meet them, and maybe make new friends (one pillar will be satisfied) and trying to make myself useful (where it is wanted and needed). And... remember, my door is always open...
Last but not least...
  • No regrets later on, hopefully. The saying is: "Never regret what you did do." I will keep you posted, thank you colleagues from JoHo Worldsupporter, for giving me the opportunity to do this. I won't go in the sun, unfiltered (inside joke).

 

Work as a TEFL tutor

Work as a TEFL tutor

  • Wanted: Enthusiastic, inspirational TEFL tutors to deliver intensive practical TEFL courses
  • Location: South Africa, United States, Australia, United Kingdom, or Ireland

Tasks:

  • Deliver a TEFL course which includes, among other things, teaching TEFL methodology and language analysis, Giving teaching demonstrations, and Organising peer teaching practice.
  • Provide TEFL career advice
  • Promote i-to-i products and services to customers
  • Complete course administration in a timely manner (approximately one hour per course)

Qualifications:

  • A DELTA qualification or equivalent qualification strongly preferred
  • Three years’ teaching experience (ideally overseas)
  • The ability to motivate and inspire!
  • A strong commitment to customer service
  • A passion for teaching overseas and inspiring students to achieve their dreams!

Knowledge:

  • Expert user of English
  • Strong language awareness
  • Familiarity with communicative methodology and PPP
  • A broad knowledge of the current TEFL job market

Compensation:

  • Excellent payment for each course delivered
  • Full training from i-to-i on how to teach the course
  • All the resources you’ll need for your students
  • The opportunity for additional earnings when extra courses are in demand
Digital Nomad Resident Permit (Visa) for Non EU citizens in Croatia

Digital Nomad Resident Permit (Visa) for Non EU citizens in Croatia

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As more and more people are working online being a digital nomad will probably still be an attractive way of combining work and seeing more of the world!

Croatia has recently opened up for digital nomads with the development of a Digital nomad resident permit with which digital nomads can live in Croatia for up to a year. 

  • One of the conditions is you won't work for a Croatian company.
  • You have to show 'proof of purpose', a document that proves that you are a digital nomad. This refers to a work contract or other document proving that you perform online work for a foreign employer or your own company
  • The permit is only available for non-EU/EEA citizens

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Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

 

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need when backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.

Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.

What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”

What insurance do you need when backpacking abroad?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • that you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • that your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. In most countries, healthcare costs are higher than in the Netherlands.
  • that you insure your luggage and take sufficient precautions against theft or damage.
  • that you are well insured against personal liability.
  • that you are well insured in case of accidents.
  • that you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  •  that you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.

What insurance do you need to work abroad?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

What insurance do you need when volunteering abroad?

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad

What insurance do you need for emigration or working as an expat abroad?

International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page

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From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      Insurances for backpacking, living, traveling, studying, volunteering and working abroad Fair, special and sustainable insurances TABLE OF CONTENTS

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      Insurances for backpacking, living, traveling, studying, volunteering and working abroad Fair, special and sustainable insurances TABLE OF CONTENTS

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      The three pillars of a successful working holiday

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      checklist

      You usually only emigrate once and even if you do it more often, the preparation takes quite a lot of work. JoHo has put together a handy checklist, so that you can get an idea of the arrangements that await you. The exact interpretation of each subject varies greatly from person to person. Please s...

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