International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works Worldwide: questions and answers per country about insurance and the healthcare system

 

Why should you take out insurance through the JoHo Foundation when you go abroad?

Why should you take out insurance through the JoHo Foundation when you go abroad?

Why should you take out insurance through the JoHo Foundation?
  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing insurance through JoHo you support WorldSupporter and the JoHo Smokey projects in The Philippines

What can you expect from JoHo when it comes to insurance abroad?
  • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

  • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insur

Read more about JoHo and JoHo Insurances

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Insurance per activities abroad

Insuring activities abroad: internships, studying, volunteer work or paid work

Insuring activities abroad: internships, studying, volunteer work or paid work

Insuring activities in abroad: internships, studying, volunteer work or paid work

International insurance for backpacking and travel abroad

International insurance for backpacking and travel abroad

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Are you insured while backpacking or travel abroad?

Insurance before and during travel abroad: To what extent are you insured while traveling abroad? 
For liability, special sports and activities, luggage, medical expenses, accidents, legal assistance, or SOS assistance?

Table of contents

  • What is travel insurance to insure your trip or vacation?
  • Why should you take
......Read more on this page
International insurance for expats and emigrants
International insurance for internships sbroad
International insurance for studying abroad
International insurance for working abroad
International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

Image

Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page
Insuring activities abroad: backpacking, holiday, travel or round the world

Insuring activities abroad: backpacking, holiday, travel or round the world

Insuring activities abroad: backpacking, holiday, travel or round the world

International insurance for backpacking and travel abroad

International insurance for backpacking and travel abroad

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Are you insured while backpacking or travel abroad?

Insurance before and during travel abroad: To what extent are you insured while traveling abroad? 
For liability, special sports and activities, luggage, medical expenses, accidents, legal assistance, or SOS assistance?

Table of contents

  • What is travel insurance to insure your trip or vacation?
  • Why should you take
......Read more on this page
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

 

Insuring activities abroad: emigration, living abroad, working as expat

Insuring activities abroad: emigration, living abroad, working as expat

Insuring activities abroad: emigration, living abroad, working as expat

International insurance for expats and emigrants
Emigration and living abroad checklist for legal and insurance matters

Emigration and living abroad checklist for legal and insurance matters

checklist legal matters

1. Make use of a legal advisor

  • A scan of your juridical status and the possible risks abroad may be advisable.
  • Check the consequences for inheritance tax, family law, succession rights and matrimonial properties.
  • Possibly get a review of your new international contract (mind the differences in labour law).
  • Check our blog 'How do you assess the reliability of an international insurer?' (in Dutch)

2. Look into the visa requirements & start the visa procedure

  • Expand the basic inventory that you made in the orientation phase.
  • Use online communities and forums, check recent experiences from people who requested the visa and have the same nationality as you do. Double check their advice.
  • Check for everyone if they need a work permit or residence permit, if they meet the requirements for that and which documents are necessary.
  • Some countries have extra requirements, such as medical clearances or police certificates.
  • Arrange a definitive contract or proof of employment with your future employer.
  • Contact the consulate or embassy before you emigrate and (double) check the current state of (visa) affairs.
  • Download all required documents and read the notices.
  • Plan way ahead, visa procedures can take long, up to several years (be flexible in purchasing/selling housing, finding temporary housing etc.).
  • Consider using a visa service company, especially for popular emigration countries.

3. Check which documents you need to legalize

  • Find out if your new country has a treaty with your native country.
  • Find out which documents need translation and into which language.
  • Find out which documents you need to legalize.
  • Provide birth certificates, marriage certificates, evidence of (special) (work) skills, diplomas, recommendation letters.
  • Start on time.

4. Check your insurance policies and ask for advice

  • Create an overview of your current policies, contract terms, contact information.
  • Ask about the consequences of your emigration with regards to current insurance policies and make sure that you terminate them in time.
  • Make sure that you terminate home insurances, property insurances, car insurances etc. at the correct time: not too early (not insured), not too late (double costs).
  • Read up on (international) health insurances. Find orientation on www.expatinsurances.org.
  • Get information from an insurance expert about:
    • Ending your current health insurance.
    • Whether your new country has treaties with your home country.
    • Whether to get local insurance or not.
    • Whether the insurance provided by your local employer provides enough coverage.
    • Getting international health insurance.
  • Start on time, mindful of  how long medical checks can take to complete.

4. How to prepare documents?

  • Check the validity of all passports. Or arrange passports for family members with a different kind of ID.
  • Also bring: passport photos, drivers licenses (possibly a temporary international driver's license), birth certificates, marriage certificates, last wills, documents on euthanasia, police certificates, divorce papers, death certificates (if your previous partner died), recommendation letters, diplomas, resume/CV, medical files, evidences of being creditworthy, school files, insurance papers, student ID's, medicine recipes and proof of the vaccinations you had.
  • Make an easy-to-find archive for every family member with (copies of) personal documents.
  • Make sure you know about recent developments concerning double nationalities and find out how to extend your passport in your new home country.
  • Consider using an online/digital safe or cloud functionality and give access to your lawyer or someone you trust.
  • Gather receipts of the properties you take with you (proof you own them already, to avoid breaking import laws).

Insurance per insurer

Insurances for abroad: per insurance

Insurances for abroad: per insurance

Insurances for abroad: per insurance

ACS Globe Traveller Insurance

ACS Globe Traveller Insurance

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ACS Globe Traveller Insurance

  • The Globe Traveller Insurance is a single-trip worldwide travel insurance, created by the French insurance broker ACS.
  • The travel insurance is a complete online insurance and offers a 'first euro' cover for emergency medical health and repatriation,
  • Coverage for accidents, liability, assistance, luggage, delay and three optional covers.
  • All revenues from purchasing this insurance through JoHo will
......Read more on this page
Allianz Care International Health Insurances

Allianz Care International Health Insurances

Allianz Care International Health Insurances in a nutshell

The Allianz Care International Health Insurances offers a comprehensive coverage for expatriates and their family, with a choice of different levels of cover and several insurance plans to suit your personal needs and situation.

  • Applications up to the age of 75
  • In-patient cover, outpatient cover, maternity, repatriation, dental
  • Members can select
......Read more on this page
CareMed International Insurance for volunteers, students, interns, work and travel and au pairs

CareMed International Insurance for volunteers, students, interns, work and travel and au pairs

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CareMed International Insurance in a nutshell

  • International travel insurance for organised trips and projects
  • Suitable for volunteers - students - au pairs - trainees & interns  - work & travel participants - language course students
  • Coverage options for Medical evacuation - Transport of
......Read more on this page
Expatriate Group International Travel Insurance

Expatriate Group International Travel Insurance

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The Expatriate Group International Travel Insurance

  • This International Travel Insurance is available as a single-trip, multi-trip and one-way, worldwide travel insurance, created by the British The Expatriate Group (TEG)
  • The travel insurance is available for all nationalities travelling anywhere in the world, for both leisure and business trips.
  • Multi-trip: maximum trip lengths of 42 or 90 days; purchase before the Insured Person obtains
......Read more on this page
SafetyWing Nomad Insurance

SafetyWing Nomad Insurance

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Table of contents

  • Brief description of the SafetyWing Nomad Insurance
  • Why take out thw SafetyWing Nomad Insurance through the JoHo Foundation
  • Coverage and documents of SafetyWing
  • Applying for the SafetyWing Nomad Insurance

Brief description of the SafetyWing Nomad Insurance

Insurance: characteristics
  • The Nomad Insurance by SafetyWing is an international travel medical insurance that covers people
......Read more on this page
World Nomads Travel Insurance

World Nomads Travel Insurance

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World Nomads Travel Insurance

  • Good coverage for independent travellers, backpackers, students and volunteers
  • Flexible: extend when your plan changes
  • Possible to apply, even when you are already abroad
  • Online claim procedure, so you can get your money back on-the-go
  • Available for travellers from most countries
  • Covers most adventurous activities
  • Worldwide emergency assistance, should something go wrong
  • Coverage for
......Read more on this page
International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page
Organizations: JoHo partners for International Insurances

Organizations: JoHo partners for International Insurances

ACS

ACS

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ACS – Travel & Expatriate Insurance Solutions is a French insurance broker. ACS offers insurance solutions for people visiting France as well as expatriates worldwide.

Allianz Care

Allianz Care

Allianz care ziektekostenverzekering die af te sluiten is door bedrijven (Collectief) en personen (I

Allianz Care offers health, life and disability insurance as well as a wide range of health and protection services to organisations and insurance partners worldwide. Allianz Care is one of the main brands of Allianz Partners (other brands: Allianz Assistance, Allianz Travel and Allianz Automotive). Allianz Care operates from Ireland.

Products offered by JoHo Insurances:

  • Allianz Care
......Read more on this page
APRIL International

APRIL International

Een verzekering voor expats, studenten, working holiday visa-houders (WHV), au pairs, bedrijven en m

APRIL International Care France, an insurance intermediary, designs, distributes and manages insurance solutions and assistance services for individuals, travelers, expatriates and businesses. Through the APRIL International brand, they combine local expertise with a global presence to simplify life for their internationally mobile clients. Administration centres in Paris, Bangkok, Mexico, London, Singapore, Hong-Kong, Vietnam and the Philippines

Products offered by JoHo Insurances:

......Read more on this page
ASSSA

ASSSA

Assa Healthcare verzekeringen

ASSSA is a leading private health insurer with over 80 years of experience in providing high-quality healthcare services in Spain. ASSSA (Agrupacion Sanitaria Seguros, S.A.) understands the unique needs of expats and foreigners in Spain, offering insurance policies that provide both comprehensive medical coverage and administrative support. Policyholders can visit one of twenty local customer service offices for assistance in

......Read more on this page
CareMed International Insurance
Cigna Healthcare

Cigna Healthcare

Cigna healthcare verzekering voor binnen en buitenland

Cigna Healthcare is a large international health insurer of American origin. JoHo Insurances is offering Cigna insurance products for many years. Cigna is a well-known name worldwide, and with a Cigna insurance policy, you are assured of access to a large international network of healthcare providers. However, this service comes at a price. On average, Cigna's premiums are slightly higher

......Read more on this page
Expatriate Group
Globality Health

Globality Health

Globality Health Germany

Globality Health is an international health insurer with a special focus on expatriates, for people who are studying, traveling, living and/or working abroad. With more than 80 years of experience in the health insurance industry, they provide customers with a competent and established international network of assistance and service partners. As an integral part of Munich Health, they offer

......Read more on this page
Henner

Henner

Henner verzekeringen

Henner is an international and independent group that creates, manages, and markets innovative solutions in personal insurance. 
Whether you are young, retired, in search of a job, a local employee or a permanent resident, whether you want to stay connected to your country of origin or not. Henner has developed solutions to cover your health costs and your

......Read more on this page
SafetyWing

SafetyWing

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SafetyWing is a technology-driven insurance company founded in 2018 with the mission of building a global social safety net for remote workers, digital nomads, and remote-first companies. Headquartered in Palo Alto, California, and operating remotely with a distributed team across continents, the company offers software-based insurance and benefits to cater to the needs of a borderless workforce.

William Russell

William Russell

William Russel Healthcare verzekeringen

William Russell is a UK‑based, boutique provider of international insurance, specializing in health, life, and income protection for expats, digital nomads, remote professionals, and internationally mobile families. Established in 1992, the company has grown from a small family-run venture into a respected name serving clients in more than 160 countries.

Products offered by JoHo Insurances:

......Read more on this page
World Nomads

World Nomads

world nomads travel insurance verzekering voor digital nomads en reizigers

World Nomads is a travel-focused company founded in 2002 that started as a travel blog and evolved into a global online travel insurance provider and resource hub for independent travelers, volunteers, and students. Headquartered in Sydney, Australia and part of the Australian nib Group

Allianz Global Assistance Verzekeringen
Goudse Verzekeringen & ISIS Verzekeringen
OOM Verzekeringen

More about insurances for abroad

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

 

How healthcare works Worldwide: questions and answers per country about insurance and the healthcare system

How healthcare works Worldwide: questions and answers per country about insurance and the healthcare system

How does the healthcare system work across the world?

  • How does the public healthcare system work per continent and per country?
  • How does the private healthcare system work?
  • How is the general practitioner arranged?
  • How is the dentist arranged?
  • How is pregnancy care arranged?
  • How safe or unsafe is a trip or stay in each region?
  • What work and travel insurance policies are suitable for short and long stays?
  • What emigration and expat insurance can you take out if you are going to live somewhere for a while?
How healthcare works in Africa: questions and answers per country about insurance and the healthcare system

How healthcare works in Africa: questions and answers per country about insurance and the healthcare system

How does the healthcare system work across Africa? 

  • How does the public healthcare system work?
  • How does the private healthcare system work?
  • How is the general practitioner arranged?
  • How is the dentist arranged?
  • How is pregnancy care arranged?
  • How safe or unsafe is a trip or stay in the region?
  • What work and travel insurance policies are suitable for short and long stays?
  • What emigration and expat insurance can you take out if you are going to live there for a while?
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How healthcare works in Asia: questions and answers per country about insurance and the healthcare system

How healthcare works in Asia: questions and answers per country about insurance and the healthcare system

How does the healthcare system work across Asia? 

  • How does the public healthcare system work?
  • How does the private healthcare system work?
  • How is the general practitioner arranged?
  • How is the dentist arranged?
  • How is pregnancy care arranged?
  • How safe or unsafe is a trip or stay in the region?
  • What work and travel insurance policies are suitable for short and long stays?
  • What emigration and expat insurance can you take out if you are going to live there for a while?
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How healthcare works in Central America: questions and answers per country about insurance and the healthcare system

How healthcare works in Central America: questions and answers per country about insurance and the healthcare system

How does the healthcare system work across Central America?

  • How does the public healthcare system work?
  • How does the private healthcare system work?
  • How is the general practitioner arranged?
  • How is the dentist arranged?
  • How is pregnancy care arranged?
  • How safe or unsafe is a trip or stay in the region?
  • What work and travel insurance policies are suitable for short and long stays?
  • What emigration and expat insurance can you take out if you are going to live there for a while?
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How healthcare works in the Caribbean: questions and answers per country about insurance and the healthcare system

How healthcare works in the Caribbean: questions and answers per country about insurance and the healthcare system

How does the healthcare system work across the Caribbean? 

  • How does the public healthcare system work?
  • How does the private healthcare system work?
  • How is the general practitioner arranged?
  • How is the dentist arranged?
  • How is pregnancy care arranged?
  • How safe or unsafe is a trip or stay in the region?
  • What work and travel insurance policies are suitable for short and long stays?
  • What emigration and expat insurance can you take out if you are going to live there for a while?
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How healthcare works in Europe: questions and answers per country about insurance and the healthcare system

How healthcare works in Europe: questions and answers per country about insurance and the healthcare system

How does the healthcare system work across Europe?

  • How does the public healthcare system work?
  • How does the private healthcare system work?
  • How is the general practitioner arranged?
  • How is the dentist arranged?
  • How is pregnancy care arranged?
  • How safe or unsafe is a trip or stay in the region?
  • What work and travel insurance policies are suitable for short and long stays?
  • What emigration and expat insurance can you take out if you are going to live there for a while?
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How healthcare works in The Middle East: questions and answers per country about insurance and the healthcare system

How healthcare works in The Middle East: questions and answers per country about insurance and the healthcare system

How does the healthcare system work across The Middle East?

  • How does the public healthcare system work?
  • How does the private healthcare system work?
  • How is the general practitioner arranged?
  • How is the dentist arranged?
  • How is pregnancy care arranged?
  • How safe or unsafe is a trip or stay in the region?
  • What work and travel insurance policies are suitable for short and long stays?
  • What emigration and expat insurance can you take out if you are going to live there for a while?
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How healthcare works in North America: questions and answers per country about insurance and the healthcare system

How healthcare works in North America: questions and answers per country about insurance and the healthcare system

How does the healthcare system work across North America?

  • How does the public healthcare system work?
  • How does the private healthcare system work?
  • How is the general practitioner arranged?
  • How is the dentist arranged?
  • How is pregnancy care arranged?
  • How safe or unsafe is a trip or stay in the region?
  • What work and travel insurance policies are suitable for short and long stays?
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How healthcare works in Oceania and the Pacific: questions and answers per country about insurance and the healthcare system

How healthcare works in Oceania and the Pacific: questions and answers per country about insurance and the healthcare system

How does the healthcare system work across Oceania and the Pacific?

  • How does the public healthcare system work?
  • How does the private healthcare system work?
  • How is the general practitioner arranged?
  • How is the dentist arranged?
  • How is pregnancy care arranged?
  • How safe or unsafe is a trip or stay in the region?
  • What work and travel insurance policies are suitable for short and long stays?
  • What emigration and expat insurance can you take out if you are going to live there for a while?
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How healthcare works in South America: questions and answers per country about insurance and the healthcare system

How healthcare works in South America: questions and answers per country about insurance and the healthcare system

How does the healthcare system work across South America?

  • How does the public healthcare system work?
  • How does the private healthcare system work?
  • How is the general practitioner arranged?
  • How is the dentist arranged?
  • How is pregnancy care arranged?
  • How safe or unsafe is a trip or stay in the region?
  • What work and travel insurance policies are suitable for short and long stays?
  • What emigration and expat insurance can you take out if you are going to live there for a while?
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