Travel to Germany to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro
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Backpacking or traveling in Germany?

  • Germany is more than Schlager, beer and the Autobahn! It is a country of contrasts: modern cities, vast forests, fairytale castles and perhaps the most organized train delays in the world. Germany is a wonderful country for pedestrians, cyclists, public transport travelers and car drivers who love nature, nice towns, art and (vegan) food.
  • Spotting activities: discover the interesting Berlin, full of history, art, nightlife and museums; visit the Neuschwanstein castle that inspired Disney; hike and mountain bike through the Black Forest and then also visit the student town of Freiburg; climb in one of the many climbing areas; drink and party during the beer festivals of Bavaria (there is more than Oktoberfest in Munich); cycle through the vineyards along the Rhine; see the beautiful Heidelberg Castle and the view over the city; discover the Romantic Road; relax on Lake Constance; take a multi-day hike in the Alps.
  • Animal spotting: red deer, wild boar, sea eagles, wolves, beavers, otters.
  • Food spotting: Bratwurst, Schnitzel, Pretzels, Käsespätzle, Kartoffelsalat, Apfelstrudel, Maultaschen, Lebkuchen, Rote Grütze.
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Studying in Germany?

  • Studying in Germany is an attractive option, especially because of the low or free tuition fees at public universities and the high quality of education in an international environment. Germany is known for its good education, especially in the fields of technical and scientific subjects such as mechanical engineering, medicine and physics. Business and art studies are also popular.
  • Study cities: Berlin, Munich, Heidelberg, Frankfurt.
  • Language: many programs in English, but also many in German.
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Internship in Germany?

  • It is an ideal internship country. There are many sectors where you can do internships, such as technology, research, automotive and sustainability. German companies are known for their professionalism and their 'ordnung', very structured.
  • Competencies: technical skills, German language skills, project management, independence and responsibility, structured work.
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Volunteering in Germany?

  • Volunteer work is mainly found on a part-time basis or with private individuals, from social projects to environmental protection.
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Working in Germany?

  • The German labor market is robust and offers good opportunities for expats, especially in technology, IT, engineering, and healthcare. Germany is the European leader in industry and technology and therefore offers many opportunities for highly educated people.
  • In winter you can also work mainly in winter sports areas and in the agricultural sector or in the hospitality industry in summer.
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Working as a digital nomad in Germany?

  • Germany, especially Berlin, is becoming increasingly popular among digital nomads. The modern infrastructure, fast internet connections, and cozy cities make it an excellent location for remote work. You can combine life with good (techno) parties, nice walks and many other internationals.
  • Favorite locations: Berlin, Hamburg, Cologne, Freiburg.
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Living in Germany?

  • Living in Germany is very comfortable! You enjoy a high standard of living, affordable health care and strong social services. The housing market can be a bit competitive, especially in the big cities.
  • Education: lots of choice and many good schools.
  • Expat community: Germany has a growing expat community, especially in cities like Berlin, Munich and Frankfurt. There are many international clubs and associations to connect with.
  • Safety: Germany is one of the safest countries in Europe, so you have little to fear.
  • Culture: German culture revolves around punctuality, directness and structure. The Germans like their rules, but are also very friendly and helpful, especially if you speak the language a little.
  • Please note: be prepared for order, punctuality and strict rules, that it can be difficult to find a home and that the winters can be harsh.
  • Health insurance: health care is excellent, but make sure you have your own good health insurance.
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CHECK COUNTRY INFORMATION  CHECK PREPARING AND INSURANCE  CHECK ACTIVITIES AND STORIES 

 

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Preparation & Packing

Packing list for Germany, travel insurance for Germany and taking your belongings

Packing list for Germany, travel insurance for Germany and taking your belongings

Packing for and taking to Germany

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What to take to Germany: brief

To pack and check
  • Documents and money: a valid identity card or passport is sufficient for travelers from the EU. For people from outside the EU a visa might be necessary. Germany uses the euro, and although you can increasingly use your debit card, cash is still quite important in some places. Small cafes, bakeries, or mountain huts, for example, sometimes only accept cash.
  • Clothing: bring clothing that suits the season. Summers can be warm, while winters in the south and east get quite cold. If you are traveling into the Alps, bring layers, warm clothing, and a raincoat; the weather in the mountains can change quickly.
  • Shoes: comfortable shoes are ideal for city trips. For hikes in the Bavarian Alps, the Black Forest, or the Harz, sturdy hiking boots with good grip are important.
  • Personal care and hygiene: sunscreen remains important, especially during hikes in the mountains and activities in the snow or on the water.
  • Packing and protection: a compact umbrella or raincoat and a rain cover for your backpack are handy. If you are traveling by car, you are required to have a life jacket, a warning triangle, and an up-to-date first aid kit for every occupant.
  • Insects and animals: mosquito repellent is pleasant during the summer, especially around lakes, rivers, and campsites. If you are hiking in forests or grasslands, also bring a tick remover. Tick-borne encephalitis (TBE) occurs in parts of southern Germany.
  • Medicines and travel first aid kit: a small first aid kit and personal medication.
  • Outdoors and handy items: a reusable water bottle, sunglasses, a cap or hat in the summer, and a small daypack.
  • Technology and equipment: a universal adapter for type C and F sockets.
To consider
  • Walking poles for mountain hikes.
  • Swimwear for lakes such as Lake Constance, Lake Chiemsee, or Lake Eibsee.
  • A foldable shopping bag; many shops charge for plastic bags. A thermos flask for walks in the colder months.
  • An environmental sticker on your windshield if you are traveling by car.
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Are there mosquitoes in Germany?

  • During spring and summer, mosquitoes are common in Germany, especially around rivers, lakes, and nature reserves.
  • For most travelers, they are mainly a nuisance. Mosquito-borne diseases do not really play a role.
  • More about protection against mosquitoes and insects.
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Are there sandflies in Germany?

  • Yes, but fortunately not many. Sandflies have been found in the warmer parts of Southwest Germany. For most travelers, they do not pose a problem.
  • More about sandflies and sand fleas.
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Can you buy DEET, or other mosquito repellents, in Germany?

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Can you buy a joint or weed in Germany, or bring it to Germany?

  • Since 2024, German cannabis regulations have been relaxed. Adults aged 18 and over are allowed to possess limited quantities of cannabis and grow it at home.
  • There are also Cannabis Social Clubs—non-profit clubs you can join where cannabis is grown and shared locally.
  • Medical cannabis is also legal.
  • However, for tourists, this does not mean that cannabis is freely available. Selling to tourists, or buying by tourists, is still illegal. Importing cannabis into the country is also illegal.
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Health, Insurance & Safety

How does healthcare work in Germany, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Germany, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Germany, and which insurance do you need?

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What is the quality of healthcare in Germany?

  • Everyone living in Germany is required to have health insurance, including expats. It is possible to take out insurance with both a public (gesetzliche Krankenversicherung – GKV) and a private (private Krankenversicherung – PKV) provider, but there are rules. If you work for a German company and earn less than a certain amount per year, you must at least take out public health insurance. On the other hand, certain students (for example over 30 years old, or students of language courses) cannot take out public insurance and must take out private insurance.
  • There are three different types of hospitals in Germany: public hospitals, private hospitals and non-profit hospitals (often run by churches or the German Red Cross).
  • In addition, there are also many health centres and clinics, both private and public, where you can go to see general practitioners, physiotherapists, psychologists, etc.
  • Pharmacies (Apotheke) are usually open from Monday to Friday and sometimes on Saturdays. In general, pharmacies in Germany are closed in the evening. In order to collect prescription medication, you will receive a note from your GP. If the note is pink, you will pay a small contribution, or in some cases the entire amount. If you receive a blue note, you will pay the entire amount yourself and can later declare it with your private insurer.
  • There is increasing attention for mental health in Germany. GPs provide first aid, but can also refer you to specialists. It is also possible to go directly to a specialist, but then there is a good chance that it will not be covered by the (public) insurance.
  • In the event of a medical emergency, call 112.
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How does the public healthcare system work in Germany?

  • It is mandatory to take out insurance. What you need for this depends on your situation. As an EU citizen, make sure that you always have your EHIC with you. If you move for a job, check whether your employer will register you for insurance. If you are self-employed or earn a lot, check whether you need to take out private insurance and if you are retired, fill in the S1 form.
  • To register, find the insurer and policy that suits you and often simply fill in an online form. You will then receive a health card (Gesundheitskarte) or EHIC - an electronic medical data card (electronic Gesundheitskarte – eGK) that stores personal data.
  • Your medical bills go directly to your insurer, in some cases you pay part yourself.
  • The public health insurance covers all kinds of care at GP practices, hospital stays and emergency care. Vaccinations and medicines are also covered, sometimes with a co-payment. In addition, dental care, eye care, mental health care and alternative medicines are partly covered.
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How does the public healthcare system work in Duitsland?

  • Approximately 10% of German residents have private health insurance (PKV).
  • In privatized healthcare, you often have shorter waiting times, access to more specialists and more comfort and facilities.
  • Emigrants/expats also often find private insurance useful because it offers worldwide coverage and often covers additional costs.
  • Private healthcare is good, but quite expensive.
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How is the general practitioner arranged in Duitsland?

  • The general practitioner in Germany is called Hausarzt. There are many doctors per inhabitant, which makes primary care quite accessible.
  • Most general practitioners work from Monday to Friday between 8:00 and 18:00, depending on the practice. Not all general practitioners speak English, so make sure you check that in advance.
  • Some practices are also open on Saturdays, but these are exceptions to the rule.
  • Some general practitioners allow you to visit during consultation hours without an appointment, but most general practitioners work by appointment.
  • For most specialist care, you first need a referral from your general practitioner.
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How is the dentist arranged in Duitsland?

  • Dental care in Germany is of high quality and semi-privatized. This means that certain treatments are covered, but more extensive treatments are often not.
  • Most practices accept patients with either public or private insurance. Some practices accept both types of patients.
  • Dentists (Zahnärzte) must be certified by the Kassenzahnärztliche Bundesvereinigung (KZBV). You can also find dentists via the KZBV website.
  • Dental care costs are very high in Germany. Routine treatments are often covered, but more extensive treatments are at your own expense or are partially covered.
  • Under public health insurance, dental care for children up to the age of 18 is usually free.
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How is pregnancy care arranged in Duitsland?

  • Gynaecologists can be visited in Germany without a referral from your GP. You can go here for advice on women's health issues such as pregnancy, cancer screening, contraceptives and STDs.
  • Public insurance covers all costs for maternity care. With private insurance, it is important to check whether you are covered for this.
  • As soon as you know you are pregnant, you can make an appointment with a gynaecologist (Frauenarzt). They will confirm your pregnancy and coordinate your medical care.
  • You will receive a Mutterpass, an official document that records all details of your pregnancy. You must carry this with you in case of emergencies.
  • Check-ups usually take place every 4 weeks, and every 2 weeks in the last trimester.
  • Three ultrasound scans are standard: around the 10th, 20th and 30th week of pregnancy.
  • In addition to gynaecologists, midwives play a major role in maternity care. You can hire a midwife to help you during pregnancy, during delivery (at home or in hospital), and for postpartum care after birth.
  • You have a lot of freedom to choose where you want to give birth: at home, in a maternity center (Geburtshaus), or in a hospital.
  • Many hospitals offer tours so you can see the facilities and make a choice.
  • There is a lot of emphasis on natural births, with options such as water births or giving birth in maternity centers under the supervision of a midwife.
  • Medical interventions such as caesarean sections are only done if medically necessary.
  • After giving birth, you are entitled to maternity care by a midwife, who will help you at home with breastfeeding, the recovery of your body, and the care of your baby. This is unique and a great advantage of the German system.
  • Pregnancy tests, contraceptives, and the emergency contraceptive pill are all available from pharmacies. Technically, abortion is illegal in Germany, but it is not punishable in the first 12 weeks of pregnancy and after mandatory counseling. In some cases (e.g. risks for the mother) abortion is possible up to 22 weeks.
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How safe or unsafe is a trip or stay in Germany?

What should you pay attention to in terms of safety in Germany?

  • Germany is generally a safe country. However, pickpocketing does occur in tourist areas.
  • Crime rates are low, cities are clean and well-organized, and there are many public initiatives.

What should you look out for in terms of diseases in Germany?

  • In Germany, you do not really have to worry about suddenly catching serious diseases.
  • Do pay attention to tick bites if you often visit tick-infested areas.
  • In winter, there is a good flu season, and in spring, hay fever and pollen allergies can be a problem.

What should you pay attention to when it comes to traffic in Germany?

  • Traffic in Germany is well-organized, but there are some special features that expats should pay attention to.
  • Germany is known for its motorways without speed limits, but some parts do have restrictions. Stick to the rules and stay alert for fast cars in the left lane.
  • A defensive (but not too defensive) driving style is crucial, especially if you are not used to high speeds. In cities like Berlin and Munich, cycling is popular. Make sure you ride on cycle paths and know the traffic rules.
  • It is recommended to wear a helmet.
  • Trains, trams and buses are efficient and safe. Always buy a valid ticket; checks are strict, and fines for fare dodging are high.
  • Be careful in busy stations and trains to avoid pickpockets.
  • Make sure your car has winter tyres, which is mandatory in winter conditions. Be careful on slippery roads.
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What are the best insurance options for backpacking, traveling, doing an internship, studying, volunteering, or working in Germany?

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What types of insurance should you get if you're planning to emigrate, work as an expat, or live in Germany?

 

 

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What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?
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What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from Germany

Advice and decision support
Insurance
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What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in Germany

Advice and decision support
Insurance
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Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

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What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.
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Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.
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What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.
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What insurance do you need for a trip or vacation?

 

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Travel insurances and insurances for long term abroad - Theme
What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

Round the world travel insurance or long-term travel insurance

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What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.
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Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.
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What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.
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What insurance do you need when backpacking abroad?

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Travel insurances and insurances for long term abroad - Theme
What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

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What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.
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Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.
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What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”
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What insurance do you need when backpacking abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

Insurance for working abroad

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What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.
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Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.
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What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • That you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.
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What insurance do you need to work abroad?

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International insurance for working abroad or digital nomads
What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

Insurance for working with animals abroad

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What is insurance for working with animals abroad?

  • Insuring yourself for working abroad with animals means taking out insurance that continues to provide coverage during your paid, unpaid, or internship work abroad, where minor or major risks are involved.
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Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for work abroad.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work. Almost all standard insurers exclude working with animals from coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work. All over the world, there are reserves, rescue centers, and zoos where you can roll up your sleeves as a veterinarian, intern, or volunteer. Working with animals or wildlife is not without danger. No matter how cute they may look, or how tame they may behave. All animals can suddenly bite viciously or lash out with a claw or beak. Not only can this result in nasty injuries, but it can also transmit diseases that you would rather not have, and certainly not abroad.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
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What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • That you have insurance that provides sufficient coverage for the work you will be performing.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
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Which insurance do you need for working, an internship, or volunteering with animals abroad?

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International insurance for working abroad or digital nomads
What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

Volunteering abroad with the right insurance

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What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad
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Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.
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What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.
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What insurance do you need when volunteering abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

Internship abroad with the right insurance

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What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.
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Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.
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What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

Studying abroad with the right insurance

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What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.
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Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.
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What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

Take out insurance if you are going to do move abroad as expat or emigrant?

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What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.
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What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
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Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.
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What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks
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When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad
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What insurance do you need for emigration or working as an expat abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page
Insuring, troubleshooting and safe travel abroad

Insuring, troubleshooting and safe travel abroad

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Insuring and taking care abroad

Table of contents
  • Why get specific insurance when going abroad?
  • How to survive disasters abroad ?
  • How to insure activities abroad?
  • Which Insurances apply for internships, staying, studying, volunteer work or paid work abroad?

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Reading & Remembering

Germany: Updates & Travel

Germany: Updates & Travel

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Travel in Germany?

  • Visit the Black Forest or one of the German Wadden Islands. German cities are also becoming increasingly hip: in Berlin, Hamburg and Munich you will find artistic districts, beer cafés and nice shops. In short, just go to Germany for a nice holiday.
  • Black Forest: A densely wooded area in the southwest of Germany, where you can climb (with the Feldberg which is 1,493 meters high) and enjoy winter sports in the winter. The forest became world famous through the fairy tales of the Brothers Grimm. The region is typically German and the name says a lot about the area, sixty percent is covered with dark and mysterious forests. You will see dark spruce and pine trees, clear streams, waterfalls, wooden farms and exuberant costumes. The Rhine River is one of the longest rivers in Europe, with a length of 1,320 kilometres, eight hundred kilometres of which run through Germany. The section of the Rhine between Düsseldorf and Rüdesheim is called the ‘Romantic Rhine’ because of the castles, vineyards and charming villages, which is why most tourists come here.
  • More than half of the Moselle River flows in France, but 245 kilometres are still German property. In this region you will mainly see many historic villages and towns. With wineries, historic wine presses and archaeological finds along the banks. The city of Trier is also located here, the oldest city in Germany.
  • Warner Bros Movie World is an amusement park in Germany with all kinds of attractions, shows and parades around the theme of ‘film’. The more than forty shows and attractions attract around one and a half million visitors each year.
  • Eifel: In this area, most cities are not yet overloaded with tourists. There is nature, culture and, despite the relative peace and quiet, there are many tourist facilities. Hellenthal is one of them, a large wildlife park located in the forests where many birds of prey live. You can also find the Eifel Zoo in the Eifel. There used to be volcanoes in the Eifel, of which you can still see remains in the cities of Daun and Gerolstein.
  • Visit Berlin: This capital is both historical and modern. There are still remains of the Berlin Wall that divided the country in two. Berlin is now one of the world cities and has a lot to offer in terms of culture. There are galleries, theaters, shops, cinemas, restaurants and bars in abundance. If you really dive into the city you will come across many unexpected things, creative people seem to go about their business undisturbed here.
  • Cologne: The fourth city of Germany is located on the Rhine in the North Rhine-Westphalia area. This city with more than a million inhabitants is known for its fairs, the carnival and the Kölsch beer that they brew here. Furthermore, it is the media capital of Germany and the centre for arts and sciences, industry and trade. There is a programme full of trade fairs and cultural events almost all year round.
  • Düsseldorf: Fashion is very important in Düsseldorf because there is an important fashion academy, so it is not surprising that more than half of the tourists come here to shop. For the more cultural traveller there are enough museums, such as the maritime museum, the Stadtmuseum and the Museum Kunst Palast (sixteenth to twentieth century paintings).
  • Ruhr area: This German region grew into one of the largest industrial areas in Europe during the industrial revolution. In recent decades, the area has undergone a complete metamorphosis, the heavy industry has made way for modern and less polluting companies. The Ruhr area has also become more liveable by placing a lot of greenery and the like. Now it is so densely populated that public transport could hardly be better. 
  • Be prepared that during high season (July and August) it can be incredibly busy and touristy in some places in Germany. For example, some very large campsites can be quite unpleasant during this period.
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Updates Germany

  • More about Germany, updates and contributions, see the link below.
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Germany: selection of contributions by WorldSupporters - Bundle

Germany: selection of contributions by WorldSupporters - Bundle

Content about Germany shared by WorldSupporters

Welk visum regelen voor een reis, werk of vrijwilligerswerk naar Duitsland?

Welk visum regelen voor een reis, werk of vrijwilligerswerk naar Duitsland?

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Toeristenvisum

Er is geen toeristenvisum nodig voor Duitsland. Je kunt er onbeperkt verblijven als je een geldige ziektekostenverzekering hebt en genoeg financiële middelen hebt om jezelf te onderhouden.

Werkvisum

Je hebt als Nederlander geen werkvisum nodig voor Duitsland.  Als je een baan hebt in Duitsland of je na je baan in Duitsland blijft mag je dezelfde behandeling verwachten als burgers van dat land op het gebied van werk arbeidsomstandigheden en alle andere sociale en fiscale voordelen.

Als je langer dan drie maanden in Duitsland wilt blijven wonen, heb je wel een verblijfsvergunning nodig. Deze krijg je automatisch als je met je paspoort naar de Einwohnermeldeamt van de gemeente gaat waar je wilt wonen om je in te schrijven in de gemeente.

Vrijwilligersvisum

Je hebt geen vrijwilligersvisum nodig om vrijwilligerswerk te doen in Duitsland. Je kunt er onbeperkt verblijven als je een geldige ziektekostenverzekering hebt en genoeg financiële middelen hebt om jezelf te onderhouden. Als je langer dan drie maanden in Duitsland wilt blijven wonen, heb je wel een verblijfsvergunning nodig. 

Actuele informatie

Check altijd de meest actuele informatie bij de Ambassade van de Bondsrepubliek Duitsland (zie link) en lees meer over vrijheid van verkeer en verblijf in de EU (zie link).

 

Germany Country Bundle: suggestions, stories and tips
Going abroad?

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Related topics and terms

Related regions:
Related countries and regions:
Check more: JoHo.org
Naar Duitsland reizen om te backpacken, te studeren, stage te lopen, te werken, te leven als digital nomad of je te vestigen als emigrant
Reizen in en emigreren naar Duitsland

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Image Volg een Duitse taalcursus in München en ervaar de geschiedenis, de cultuur en het studentenleven in de gezellige Beierse stad
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Activities abroad: home bundle

Main content and contributions for activities abroad

,,,accommodations, adventure activities, courses, internships, jobs and volunteer projects

...to help another, travel with care, work together , learn to share and inspire with your experience

 

Activities abroad: home page

Activities abroad: home page

From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

Activities abroad

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    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.
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    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.
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    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      Activities abroad: for experiencing countries and cultures abroad

      Activities abroad: for experiencing countries and cultures abroad

      Bundled content for experiencing countries and cultures during gap year, travel and backpacking abroad

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      Activities abroad: for languages courses and learning a language

      Activities abroad: for languages courses and learning a language

      Bundled for languages courses and learning a language

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      Activities abroad: for sports, adventure and outdoor abroad

      Activities abroad: for sports, adventure and outdoor abroad

      Bundled content for sports, adventure and outdoor during travel, gap year and backpacking abroad

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      Activities abroad: for intern, volunteer and work abroad per sector

      Activities abroad: for intern, volunteer and work abroad per sector

      Intern, volunteer or work abroad per sector

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      Themes: home bundles per activity abroad

      Themes: home bundles per activity abroad

      Themes: main theme pages for emigration, moving and living abroad
      Activiteiten in het buitenland: startbundel

      Activiteiten in het buitenland: startbundel

      Worldsupporter: home pages and bundles

      Worldsupporter: home pages and bundles

      Image STORIES

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      Countries & Destinations: home bundle

      Bundled content, suggestions, stories and tips about the countries and destinations in the world

      ...to help another, travel with care, work together , learn to share and inspire with your experience

      Africa: country bundles

      Africa: country bundles

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      Asia: country bundles

      Asia: country bundles

      Country bundles of Asian countries

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      Central America: country bundles

      Central America: country bundles

      Europe: country bundles

      Europe: country bundles

      Country bundles of European countries

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      Middle East: country bundles

      Middle East: country bundles

      Country bundles of the Middle East

      Abu Dhabi, Dubai & United Arab Emirates - Bahrain - Egypt - Iran - Iraq - Israel - Jordan - Kuwait - Lebanon - Qatar - Saudi Arabia - Syria - Turkey - Yemen

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      North America: country bundles
      Oceania & The Pacific: country bundles

      Oceania & The Pacific: country bundles

      The Australia & Oceania/Pacific continent consists of many small island countries and islands territories.

      List of countries:

      • Antarctica (continent)
      • Australia
      • Fiji
      • Kiribati
      • Marshall Islands
      • Micronesia
      • Nauru
      • New Zealand
      • Palau
      • Samoa
      • Solomon Islands
      • Tonga
      • Tuvalu
      • Vanuatu
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      South America: country bundles

      South America: country bundles

      South America: country bundles

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      The Caribbean: country bundles

      The Caribbean: country bundles

      Country bundles of Caribbean countries

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      Countries: habits, food customs and philosophies per continent and country in the world

      Countries: habits, food customs and philosophies per continent and country in the world

      Countries: how to see happiness from the eyes of another country and continent

      Countries: how to see happiness from the eyes of another country and continent

      Countries: emigration, moving and living abroad: per continent and country

      Countries: emigration, moving and living abroad: per continent and country

      Countries: the worst time to go abroad and the best time per country or region

      Countries: the worst time to go abroad and the best time per country or region

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      Check sectors and organizations related to: 'Germany'

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      Organizations & Services: home bundle

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      Organizations: home page
      Organizations in the spotlight: home bundle

      Organizations in the spotlight: home bundle

      Organizations in the spotlight: home bundle

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      Organizations for administrative, tax and legal work and consulting

      Organizations for administrative, tax and legal work and consulting

      international law

      Activities, internships, paid work, services or volunteer work in administration, tax and legal consulting

      Administrative, tax and legal consulting abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
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      Organizations: for animal protection, animal care and working with wildlife abroad
      Organizations: for au pairs, youth work and child care abroad
      Organizations: for bush camping and working at a campsite abroad
      Organizations: for catering, hospitality and entertainment abroad
      Organizations: for civil society and social work abroad
      Organizations for corporate business services

      Organizations for corporate business services

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      Activities, internships, paid work, services or volunteer work in corporate business services

      Corporate business services abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for customer services abroad and help desks
      Organizations: for diving, snorkeling and water sports abroad
      Organizations: for education and schools abroad
      Organizations: for expatriate insurances, travel insurances, and emergency call centers
      Organizations: for gap year activities abroad and sabbaticals
      Organizations: for internship placement abroad
      Organizations: for insurances and finance abroad
      Organizations for IT, engineering and construction

      Organizations for IT, engineering and construction

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      Activities, internships, paid work, services or volunteer work in IT, webdevelopment, engineering and construction

      IT, engineering and construction abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for language travel and language teaching abroad
      Organizations for marketing, communication and PR abroad

      Organizations for marketing, communication and PR abroad

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      Activities, internships, paid work, services or volunteer work in marketing and communication

      Marketing, communication and PR abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for mediation in au pairs, childcare and elderly care in the Netherlands
      Organizations for moving, international relocation and transport abroad

      Organizations for moving, international relocation and transport abroad

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      Activities, internships, paid work, services or volunteer work in transport and international relocation

      Moving abroad and relocation services abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:

      Moving abroad and relocation

      ......Read more on this page
      Organizations for nature conservation, environmental protection and working in nature abroad

      Organizations for nature conservation, environmental protection and working in nature abroad

      Costa Rica rain forest - Jungle

      Activities, internships, paid work, services or volunteer work in environmental protection, sustainability and nature conservation

      Nature conservation and environmental protection abroad: by position

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      ......Read more on this page
      Organizations: for nonprofit projects, development work and international cooperation
      Organizations: for online work as digital nomad, freelancer, or independent entrepreneur from abroad
      Organizations: for outdoor activities and sports
      Organizations: for paid employment abroad and international recruitment

      Organizations: for paid employment abroad and international recruitment

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      Image Boeksamenvatting bij de 1e druk van Politiek in een veranderende wereld van Erk
      Boeksamenvatting bij de 1e druk van Politiek in een veranderende wereld van Erk

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      SPOTLIGHT & FAVORITES

      SPOTLIGHT
      Icon Poem: "Stufen" by Herman Hesse (English: Steps) - My favorite
      Poem: "Stufen" by Herman Hesse (English: Steps) - My favorite

      When I was an Erasmus student in Alicante, Spain, one of the dear friends I made shared the following poem with me when saying goodbye. The poem really touches me, I love it, wise words and so beautifully written by this German author and poet. That's why I wanted to share it with the world! It's ab...

      FAVORITES
      Icon Poem: "Stufen" by Herman Hesse (English: Steps) - My favorite
      Poem: "Stufen" by Herman Hesse (English: Steps) - My favorite

      When I was an Erasmus student in Alicante, Spain, one of the dear friends I made shared the following poem with me when saying goodbye. The poem really touches me, I love it, wise words and so beautifully written by this German author and poet. That's why I wanted to share it with the world! It's ab...

      Icon SIW: Vrijwilligerswerk in 70 landen
      SIW

      SIW is een Nederlandse vrijwilligersorganisatie die Nederlandse vrijwilligers naar projecten over heel de wereld zendt, en buitenlandse vrijwilligers op diverse projecten in Nederland ontvangt. Heb je een tussenjaar, wil je eens iets anders of wil je misschien ervaring opdoen en wil je voor korte of...

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      Naar het buitenland (NL)?: Je vertrek voorbereiden of je verzekering afsluiten bij studie, stage of onderzoek in het buitenland

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      Stories, tips and experiences from Germany

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