Travel to Peru to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro

Backpacking or traveling in Peru?

  • One of the most popular countries in South America for a dash of culture and nature. Peru is geared for travelers and offers great adventures for nature lovers, history buffs and adventure seekers alike. 
  • Activity spotting: imagine yourself Tarzan or Jane with a visit to the rainforest, climb snow-capped mountains with a good guide, find your way to the famous Machu Picchu, the Huacachina oasis, explore Lake Titicaca, the largest lake in South America, go to “the Galapagos for the poor” (Ballestas Islands) and meet beautiful species, hike among the colorful Rainbow Mountains, wander through beautiful Cuzco and discover ancient Spanish architecture combined with local markets and outdoor adventures. 

Studying in Peru?

  • There are several universities in Peru with a relatively good quality of education for South America. Some popular studies include engineering, administration, computer science, education, economics, business administration, IT, tourism. 
  • Classes are taught mostly in Spanish, a good time to pick up your Spanish (again). 

Internship in Peru?

  • A good location for internships in the fields of human rights, health care, environmental protection, social work, research. In both local and international organizations. 
  • Cities: Lima and Cusco.
  • Competencies: Spanish, cross-cultural collaboration, local skills, a deeper look into Peruvian culture. 

Volunteer in Peru?

  • Social work with local communities, conservation, animal care, work with street animals, archaeology, child care and education.
  • Possible from one week to several months. 

Working in Peru?

  • Getting a job is not easy, but long-term opportunities include those with backgrounds in marketing, journalism, computer science and education. 
  • Just make sure you speak Spanish! And take into account a low salary. 
  • Locations: Lima, Cusco, Arequipa.

Working as a digital nomad in Peru?

  • Peru, especially Lima, is a wonderful place for digital nomads that is still relatively undiscovered. For a combination of work and adventure, at low cost this is the place to be. The Internet is relatively good, but not excellent, depending on your location. 
  • Favorite locations: Lima, Cusco, Arequipa, Miraflores (Lima).

Living in Peru?

  • Peru's rich cultural history and mixed culture make it an attractive country to live in for many. But not only that, the impressive Amazon and Andes also attract many nature lovers and adventurers. 
  • Costs are low, the people friendly and the food delicious. There is a mix of traditions and ancient beliefs, and facilities are becoming increasingly modern. 
  • In terms of weather, too, there is a climate for everyone. 
  • Just be aware of areas with security risks.

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Preparation & Packing

Packing list for Peru, travel insurance for Peru, and taking your belongings

Packing list for Peru, travel insurance for Peru, and taking your belongings

Packing list for Peru, travel insurance for Peru, and taking your belongings

What to take with you to Peru: spotlighted

Featured items:
  • Documents: a passport that is valid for at least 6 months, and copies!
  • Money: taking Peruvian Sol is useful for everyday business and because ATMs can sometimes be empty. US dollars are very useful to have with you for emergencies.
  • Care: high factor sunscreen and good lip balm, for trips to altitude.
  • Outdoor and practical: cap or hat and sunglasses because the sun is incredibly strong.
  • Protection: a raincoat is essential with the unpredictable weather and a rain cover or liner for your backpack will probably come in handy too.
  • Comfort: a quick-drying towel.
  • Clothing: in Peru, a layering system with lightweight, quick-drying clothing for the rainforest and slightly warmer clothing for the higher towns and mountains is useful.
  • Shoes: comfortable walking shoes.
  • Medicines and travel kit: a small first aid kit with plasters, painkillers, ORS (dehydration is a thing) and hand gel. Mosquito repellent is also important.
  • Safety: a money belt.
  • Technology and equipment: world plug type A&C, as a Dutch person you often need a travel plug.
What are some other options for packing:
  • Reusable water bottle with filter, because tap water is technically drinkable, but often tastes strange.
  • Toilet paper, easily biodegradable tissues for the public toilets.
  • A pee cloth for when you go for a long walk (never just leave paper behind in nature!).
  • Headlamp for when the power goes out or for when you are hiking.
  • Power bank for during the hikes.
  • A hat for in the mountains - although it is of course much more fun to buy one there.
  • Altitude sickness pills if you have big plans (they are also available there).
  • A mosquito net, if you are planning to go to remote areas yourself. Most jungle treks and lodges offer accommodation with mosquito nets.

What should you keep in mind when traveling to Peru with your belongings?

  • Which medicines you can and cannot get, especially if you are going to more remote places.
  • In which season you are going to Peru and what the weather is like in the places you are going.
  • What is the situation with mosquitoes in the locations you are going to visit.

Are there mosquitoes in Peru?

  • There are mosquitoes in Peru, but not everywhere.
  • Mosquitoes particularly enjoy the lowland areas, such as the Amazon and other forests. Mosquitoes are also found at Machu Picchu. In the higher areas, including on the Inca Trail, they are hardly found.
  • There are more mosquitoes during the rainy season in the Amazon.
  • The mosquitoes can transmit several diseases.
  • More about protection against mosquitoes and insects.

Are there sandflies in Peru?

  • Peru has several species of sandflies. Most of them are found in the Amazon, but little is known about the further spread of sandflies.
  • Sandflies increase in numbers during the dry season.
  • The country also has a high number of cases of Leishmaniasis.
  • Socks, long, airy clothing and mosquito repellent help a lot.
  • More about sand flies and sand fleas.

Can you buy DEET, or other mosquito repellents, in Peru?

  • Yes, mosquito repellent is available in Lima and Cusco, but often expensive and without or with lower concentrations of DEET.
  • So the choice is limited.

Can you buy a joint or weed in Peru, or take it with you to Peru?

  • Using cannabis for your own pleasure is not permitted in Peru. Nevertheless, you are allowed to have 8 grams of marijuana, or two grams of derivatives, in your pocket if it is really just for you.
  • The police are not always predictable, so you do run a risk.
  • In any case, do not smoke in public. That can cause quite a bit of irritation.
  • The rules are somewhat vague and in transition with regard to medical cannabis. But as a tourist you are not allowed to use it, or take it into the country.

Health, Insurance & Safety

How does healthcare work in Peru, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Peru, and what travel insurance, health insurance or expat insurance do you need?

What is the quality of healthcare in Peru?

  • The quality of health care varies greatly between the public and private sectors and urban and rural areas.
  • Because of living conditions (e.g. poor sanitation, infections), there is still a big difference in health between the relatively small group of richer Peruvians and the large group of poorer people.
    • That contrast is still strong, for example, between maternal health in rural (poor) versus more urban environments.
    • Many Peruvians also face meager access to quality dental care, leading to common problems such as tooth decay and gum disease.
  • The Peruvian government and many NGOs are working together to improve infrastructure and make changes to the health system. Many organizations also work on the front lines of health care, providing medicine, education, and support. Especially in poor or less accessible areas, where the need is greatest.
  • In Peru, you often still find a mix of modern and more traditional medicine.
    • Western medicine and traditional medicine are not mutually exclusive in Peru but complement each other. And are used in the same way.
    • Many indigenous people continue to perform medical practices used by their ancestors.
    • In many parts of the country, shamans (“curanderos”) help maintain balance between body and soul.
  • Specific (emergency) treatments may require medical evacuation from locations outside Lima to Lima or from Lima to another country.
  • Emergency care is available 24/7 in the larger cities.
  • As an expat, you have the same rights regarding health care as locals. Some treatments are free, but often expats and expatriates turn to private care.
  • In general, you'll find the best care in capital Lima and in more densely populated areas on the coast. These mostly private hospitals often also offer ambulance services, which you can use if you are already a client of the hospital, or by calling the hospital directly and paying for the service.

How does the public healthcare system work in Peru?

  • In Peru, residents can choose between two types of public insurance.
    • The first layer of health care is the subsidized system SIS (Seguro Integral de Salud). It provides universal assistance to low-income people.
    • Then you also have EsSalud, which is paid for by employers. This is mandatory for every employee, both in the private and public sectors.
  • Public health care is developing in Peru, but mostly still of a different standard:
    • Waiting times are often very long, and care is not of high quality.
    • Medical facilities are often limited, especially outside Lima. The Peruvian government facilitates projects in which (graduate) doctors and health workers in their first year provide -obligatory- primary care outside major Peruvian cities.
    • Be careful with blood transfusions; these are often not safe.  

How does the private healthcare system work in Peru?

  • In Lima and Cusco you will find good private health care, which is, therefore, often preferred among expats and immigrants.
  • Sometimes you have to pay in advance in cash; keep that in mind. Or you may be asked for a credit card guarantee, even if you have (travel) insurance. As a foreigner, you may have to pay a fee at the entrance to the hospital or clinic to gain access.
  • The chances that you can get into private care with doctors who speak English are still a lot higher than in public care.
  • The cost of private treatment can be quite high.  

How is the family doctor or general practitioner arranged in Peru?

  • General practitioners are often called “doctors” or el “medico/la medica.
  • You also encounter the term “medico familiale. They work in community teams in the public system and independently in the private system.
  • A visit to the family doctor is approachable, not expensive.
  • You find medicos both in the public and private health care system.  

How is the dental care and dentist arranged in Peru?

  • Dental care is good, mostly inexpensive and accessible.
  • Dental care is available at both public and private clinics. Private dental care is not always cheap.
  • In rural and remote regions, dental services are more scarce.
  • “Dental tourism,” a trip to Peru for specific high-quality dental care, is common. Lima offers many good facilities and clinics for this purpose.
  • Improving oral health is one of the focal points in Peruvian health care, especially targeting children and low-income communities. Precisely because it also affects overall well-being. 

How is pregnancy and maternity care arranged in Peru?

  • Most births take place in the hospital. There is plenty of support and staff. 
  • Home birth is also an option but is less common. 
  • A third option is a birth center. It is a center with a home-like feel and good midwives. 
  • Cesarean section is also still relatively common. 
  • There is good prenatal care. 
  • For high-risk pregnancies, you can go to Lima, Arequipa and Trujillo. 
  • Abortion is mostly illegal, with some exceptions. 

How safe or unsafe is a trip or stay in Peru?

What should you pay attention to in terms of safety in Peru?

  • Peru is relatively safe compared to other countries in Latin America, but there are obviously areas of concern.
  • In the cities, theft is a big problem, and robberies also occur.
  • Certain areas of Lima are no go areas: crime is high and the police are very active.
  • There are also many unregistered cabs, which take advantage of tourists/expats.
  • Protests are pretty common, and sometimes they last from days to weeks. Usually they are peaceful, but it may be wise to avoid these kinds of gatherings and monitor the situation through media.
  • In Peru you have “The Shining Path,” a domestic insurgency group involved in drug smuggling. They have been less active in recent years, and chances are slim, but it is better to avoid the areas where they are active.
  • Be especially careful in the border area with Colombia and around the Amazon River. In the border area with Brazil, there are many illegal coca plantations and drug trafficking. There is also illegal gold mining.
  • Floods and landslides are relatively common in Peru, partly under the influence of “El Niño. Through roads and train connections are then closed, for example, to Machu Picchu, Cusco, Puno and Arequipa.
  • Earthquakes can also occur in Peru; keep an eye on local and national media and know what to do if an earthquake hits your area.
  • Always check the latest safety advice.

What should you pay attention to in terms of diseases in Peru?

  • Altitude sickness is common in Peru. Watch for symptoms such as headache, nausea, lethargy (dullness, sleepiness) and dizziness.
  • Several tropical diseases are common. So be sure to get the necessary vaccinations or medications in advance.
  • The drinking water is not safe to drink.
  • Never accept tea or any other herbal concoction from people you're not familiar with: a well-known “trick” to rob you.

What should you pay attention to in terms of traffic in Peru?

  • One of the biggest safety risks is the risk of road accidents. Fatal accidents often occur because of driving.
  • Be careful when walking on the streets. Not much consideration is given to pedestrians. 
  • Bus accidents are also common, especially at night. So make sure you book your bus trip with a good transportation company. 

What are the best insurance options for backpacking, traveling, doing an internship, studying, volunteering, or working in Peru?

What types of insurance should you get if you're planning to emigrate, work as an expat, or live in Peru?

What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?

What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from Peru

Advice and decision support
Insurance

What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in Peru

Advice and decision support
Insurance
Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

 

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need when backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.

Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.

What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”

What insurance do you need when backpacking abroad?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • That you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.

What insurance do you need to work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad?

  • Insuring yourself for working abroad with animals means taking out insurance that continues to provide coverage during your paid, unpaid, or internship work abroad, where minor or major risks are involved.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for work abroad.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work. Almost all standard insurers exclude working with animals from coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work. All over the world, there are reserves, rescue centers, and zoos where you can roll up your sleeves as a veterinarian, intern, or volunteer. Working with animals or wildlife is not without danger. No matter how cute they may look, or how tame they may behave. All animals can suddenly bite viciously or lash out with a claw or beak. Not only can this result in nasty injuries, but it can also transmit diseases that you would rather not have, and certainly not abroad.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • That you have insurance that provides sufficient coverage for the work you will be performing.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.

Which insurance do you need for working, an internship, or volunteering with animals abroad?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

What insurance do you need when volunteering abroad?

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad

What insurance do you need for emigration or working as an expat abroad?

International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page
Insuring, troubleshooting and safe travel abroad

Insuring, troubleshooting and safe travel abroad

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Table of contents
  • Why get specific insurance when going abroad?
  • How to survive disasters abroad ?
  • How to insure activities abroad?
  • Which Insurances apply for internships, staying, studying, volunteer work or paid work abroad?

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Reading & Remembering

Peru: Updates & Travel

Peru: Updates & Travel

Travel in Peru?

  • In Peru, culture really is there for the taking. Visit the world-famous Inca city of “Machu Picchu” or admire Spanish colonial architecture in Arequipa, Cuzco and Puno. Besides a rich culture, you will also find a huge diversity of animals and nature: volcanoes, beach, jungle, rainforest and snow-capped mountains. This variation in nature provides a huge range of activities for the quiet hikers and the adrenaline seekers. Peru has it all.
  • Natural parks: Peru is incredibly diverse in natural beauty. You can find everything from the Amazon rainforest to snow-capped mountain peaks and coastal sand deserts.
  • Hiking: The variety of nature ensures that both beginners and advanced hikers can make very nice hikes. For example, the “Inca Trail” is an extraordinary four-day hike through the mountains to the hidden city of Machu Picchu.
  • (Extreme) sports: For adrenaline seekers, there is much to do. In Peru you can zipline through the mountains, bungee jump from great heights, skydive, white water rafting and mountain climbing, among other things.
  • JoHotspots in Peru
  • Cuzco: Many travelers only stay in Cuzco to get to Machu Picchu via there. The city is also absolutely worth staying a little longer. Take two days to see the unique architecture, experience the culture and taste the delicious food.
  • Oasis of Huacachina: This unexpected village of about 100 inhabitants is a real oasis, built around the lake “oasis of America” in the middle of the sandy desert.
  • Cathedrals and churches: Lima, the capital of Peru has many magnificent structures, including the famous “Cathedral of Lima” and the “Church of San Francisco.” Many other extraordinary religious buildings can also be found in Lima and other cities of the country.
  • It is advisable to pay close attention when participating in traffic.
  • Also, do not just get into a cab, but check if it has a “cab” sign and if the car looks decent.

Updates Peru

  • More about Peru, updates and contributions, see the link below.
Peru: selection of contributions by WorldSupporters - Bundle

Peru: selection of contributions by WorldSupporters - Bundle

Content about Peru shared by WorldSupporters

Peru, travelling the coast/desert, living in Cusco

Peru, travelling the coast/desert, living in Cusco

Vorige week ben in vertrokken vanuit Lima en ben ik langs de kust gaan reizen. Lima-Paracas-Islas Ballestas-Ica-Huacachina-Nazca-Cusco. Een aantal dagen geleden ben ik in Cusco aangekomen en ondertussen heb ik mij al redelijk gesettled in deze stad, waar ik 3 maanden zal wonen. 4 dagen geleden ben ik begonnen met mijn Spaanse lessen en over een maand ga ik werken in een weeshuis in Cusco, Hogar Jesus mi Luz. lees meer over mijn reis @: http://medypijper.blogspot.nl/

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Image Zet je als stagiair in voor diverse mensenrechten vraagstukken in Peru, Guatemala of Costa Rica
Zet je als stagiair in voor diverse mensenrechten vraagstukken in Peru, Guatemala of Costa Rica. Je stage voer je uit bij gemeenschapsorganisaties, NGO's, inheemse...
Image Incatrails, Colca Canyon Trekking, mountainbike-tour en vele andere trekkingstochten voor actieve reizigers
Incatrails (en vergelijkbare trekkings met minder toeristen), Colca Canyon Trekking, mountainbike-tour en vele andere trekkingstochten voor actieve reizigers in Peru en...
Image Combineer Spaanse les met andere cursussen of activiteiten in zuid-amerika of midden-amerika
" Learn Spanish in Latin America with Spanish Travel Classes. We are experts on Spanish language travel and carefully selected the best Spanish immersion programs. On...
Image Take an intensive course in medical Spanish and put it in to practice during a special volunteer placement in South America
Take an intensive course in medical Spanish and put it in to practice during a special volunteer placement. For both the Spanish course and the medical volunteer program...
Image Help mee bij een kinderopvang in Peru en biedt de kinderen leuke activiteiten aan
Help mee bij een kinderopvang in Peru en biedt de kinderen leuke activiteiten aan. Jouw aanwezigheid zorgt voor een paar extra ogen waardoor de groepsleider de zorgtaken...
Image Geef als vrijwilliger huiswerkbegeleiding aan kinderen in Cusco
Geef als vrijwilliger huiswerkbegeleiding aan kinderen van 12 jaar in Cusco. Daarnaast kun je Engelse les of computerles geven.
Image Geef Engelse les op scholen om de kinderen zo een betere kans op een goede toekomst te geven
Geef Engelse les op scholen om de kinderen zo een betere kans op een goede toekomst te geven.
Image Heb je ervaring op het gebied van psychologie, tandheelkunde of geneeskunde? Dan kan je als vrijwilliger terecht bij een kliniek en hulp bieden in de gezondheidszorg
Heb je ervaring op het gebied van psychologie, tandheelkunde of geneeskunde? Dan kan je als vrijwilliger terecht bij een kliniek en hulp bieden in de gezondheidszorg.
Image Heb jij een medische achtergrond? Ga als vrijwilliger aan de slag in een medische kliniek in Peru
Heb jij een medische achtergrond? Ga als vrijwilliger in Peru aan de slag in een medische kliniek
Image Heb jij ervaring in het toerisme? Werk mee in een reisorganisatie in Peru!
Heb jij ervaring in het toerisme? Werk mee in een reisorganisatie in Peru!
Activities abroad: home bundle

Main content and contributions for activities abroad

,,,accommodations, adventure activities, courses, internships, jobs and volunteer projects

...to help another, travel with care, work together , learn to share and inspire with your experience

 

Activities abroad: home page

Activities abroad: home page

From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

      Activities abroad: for experiencing countries and cultures abroad

      Activities abroad: for experiencing countries and cultures abroad

      Bundled content for experiencing countries and cultures during gap year, travel and backpacking abroad

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      Activities abroad: for sports, adventure and outdoor abroad

      Activities abroad: for sports, adventure and outdoor abroad

      Bundled content for sports, adventure and outdoor during travel, gap year and backpacking abroad

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      Image How does healthcare work in Peru, and what travel insurance, health insurance or expat insurance do you need?
      How does the healthcare system work in Peru, and which insurance do you need? What is the quality of healthcare in Peru? How does the public healthcare system work in...
      Image Books that help you understand more about South America while traveling
      When planning a trip through South America it can be helpful and inspiring to read literature from the continent or about the continent. I selected these book titles...
      Image What to do during an earthquake, in which countries do they occur, and how dangerous are earthquakes
      How can you prepare for an earthquake? What to do during an earthquake? What to do After the earthquake...
      Image Welk visum regelen voor werk, vrijwilligerswerk of een reis naar Peru?
      AlgemeenEr is geen toeristenvisum nodig voor een verblijf tot maximaal 90 dagen per 180 dagen. Je krijgt een stempel bij de grens en vaak mag je hier echter maximaal 90...
      Image Packing list for Peru, travel insurance for Peru, and taking your belongings
      To pack and bring to Peru What to take with you to Peru: spotlighted What should you keep in mind when traveling to Peru with your belongings? Are there mosquitoes in...
      Countries & Destinations: home bundle

      Bundled content, suggestions, stories and tips about the countries and destinations in the world

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      Image ORGANIZATIONS

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      Image Inca Educa - Education Without Limits
      Inca Educa offers Peruvian youth and adult women a more promising future by providing them with vocational training. Every year, approximately 2,000 students follow...
      Image Tura-Travel
      Tura-Travel offers various round trips across Peru, Bolivia, and Ecuador, as well as multi-country combination tours. Special attention is given to the Arbolivia project...
      Image South America Planet
      South America Planet is a Belgian/Peruvian travel agency in Cusco, Peru, specializing in individual and group tours in Peru, Bolivia, Colombia, Ecuador, and Argentina.
      Image San Blas Spanish School
      San Blas Spanish School is a Spanish language school in Cusco, Peru, co-founded by a Dutch person in 2003. At San Blas, you can learn Spanish in various ways: through...
      Image Rebecca Adventure Travel
      Rebecca Adventure Travel is a Dutch tour operator based in Quito, Ecuador. The organisation offers tailor-made adventure tours in Ecuador, Peru and Colombia.
      Image Maximo Nivel
      Since 2003, Maximo Nivel has offered internships, volunteer programs, and language training in Peru, Costa Rica, and Guatemala..
      Image Amigos Spanish School
      Amigos Spanish School was founded by the idealistic Jesús Napancca. During his time as a Spanish teacher in Cuzco, he was so moved by the plight of many children that he...
      Image WereldOuders
      WereldOuders biedt structurele hulp aan kwetsbare kinderen en gezinnen in negen landen in Latijns-Amerika. Door medische zorg, een veilig thuis en goed onderwijs komen...
      Image Reizen & ik
      Reizen&ik organiseert en bemiddelt bij vrijwilligerswerk en (taal)reizen in Colombia, Guatemala, Peru en Mexico.
      Image Mijn Bestemming
      Mijn Bestemming Peru is een Nederlands-Peruaanse organisatie, met veel eigen reiservaringen, kennis van toerisme, van sociaal en pedagogische hulpverlening en...
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      Organizations for administrative, tax and legal work and consulting

      Organizations for administrative, tax and legal work and consulting

      international law

      Activities, internships, paid work, services or volunteer work in administration, tax and legal consulting

      Administrative, tax and legal consulting abroad: by position

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      Organizations: for agriculture, grape picking, farming and vineyards
      Organizations: for animal protection, animal care and working with wildlife abroad
      Organizations: for au pairs, youth work and child care abroad
      Organizations: for bush camping and working at a campsite abroad
      Organizations: for catering, hospitality and entertainment abroad
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      Organizations: for diving, snorkeling and water sports abroad
      Organizations: for education and schools abroad
      Organizations: for expatriate insurances, travel insurances, and emergency call centers
      Organizations: for gap year activities abroad and sabbaticals
      Organizations: for internship placement abroad
      Organizations: for insurances and finance abroad
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      Organizations for IT, engineering and construction

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      Activities, internships, paid work, services or volunteer work in IT, webdevelopment, engineering and construction

      IT, engineering and construction abroad: by position

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      Organizations: for language travel and language teaching abroad
      Organizations for marketing, communication and PR abroad

      Organizations for marketing, communication and PR abroad

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      Activities, internships, paid work, services or volunteer work in marketing and communication

      Marketing, communication and PR abroad: by position

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      Organizations: for mediation in au pairs, childcare and elderly care in the Netherlands
      Organizations for moving, international relocation and transport abroad

      Organizations for moving, international relocation and transport abroad

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      Activities, internships, paid work, services or volunteer work in transport and international relocation

      Moving abroad and relocation services abroad: by position

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      Moving abroad and relocation

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      Organizations for nature conservation, environmental protection and working in nature abroad

      Organizations for nature conservation, environmental protection and working in nature abroad

      Costa Rica rain forest - Jungle

      Activities, internships, paid work, services or volunteer work in environmental protection, sustainability and nature conservation

      Nature conservation and environmental protection abroad: by position

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      Organizations: for nonprofit projects, development work and international cooperation
      Organizations: for online work as digital nomad, freelancer, or independent entrepreneur from abroad
      Organizations: for outdoor activities and sports
      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad

      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad

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      Activities, internships, paid work, services or volunteer work in hotels, resorts, guesthouses, ecolodges, bed and breakfasts and hostels abroad

      Working in hospitality and tourist accommodations abroad: by position

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      Organizations: for providing healthcare and working in medical care abroad

      Organizations: for providing healthcare and working in medical care abroad

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      Activities, internships, paid work, services or volunteer work in healthcare

      Providing healthcare and working in medical care abroad: by position

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      Organizations: for psychological assistance and mental health care abroad

      Organizations: for psychological assistance and mental health care abroad

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      Activities, internships, paid work, services or volunteer work in psychological assistance, coaching and mental health care abroad

      Psychological assistance, coaching and mental health care abroad: by position

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      ......Read more on this page
      Organizations: for real estate, brokerage abroad and property rental abroad
      Organizations: for research and scientific work abroad

      Organizations: for research and scientific work abroad

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      Organizations: for research, R&D, data collection, data analysis and scientific work abroad

      Activities, internships, paid work, services or volunteer work in research and science

      From R&D to data collection and data analysis

      Research and science abroad: by position

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      Organizations: for student support and student associations
      Organizations: for tour guidance and adventure tours abroad
      Organizations: for tourism and organized travel and leisure work abroad
      Organizations: for voluntary work mediation and project placement abroad
      Organizations for yacht and shipping crew and working on a cruise ship abroad

      Organizations for yacht and shipping crew and working on a cruise ship abroad

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      Activities, internships, paid work, services or volunteer work on cruise ships, sailing yachts and other ships

      Boat crew, deck hand or working for an international shipping organization

      Working on a yacht or cruise ship abroad: by position

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      ......Read more on this page

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      SPOTLIGHT & FAVORITES

      SPOTLIGHT
      Peru in Nederland

      Deze week ben ik een half jaar terug. Aan de ene kant lijkt het zo ver weg, maar andere kant weet ik alles nog in details en lijkt het zo kort geleden! Helemaal als ik medevrijwilligers die ik daar heb ontmoet (die ook vriendinnen zijn geworden) spreek. Het is zo fijn om met hun herinneringen o...

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      Algemeen Er is geen toeristenvisum nodig voor een verblijf tot maximaal 90 dagen per 180 dagen. Je krijgt een stempel bij de grens en vaak mag je hier echter maximaal 90 dagen mee verblijven in het land. Er is een eenmalige verlenging mogelijk via de immigratie authoriteiten. Wil je l...

      FAVORITES
      Koop een boekje en steun gehandicapte kinderen in Peru!

      Lieve mensen, Afgelopen zomer heb ik vrijwilligerswerk gedaan in Peru. Daar heb ik samen met de kinderen van mijn project een boekje met verhaaltjes en gedichten gemaakt. Om vanuit Nederland nog steeds iets te kunnen betekenen voor Peru, verkoop ik deze boekjes om geld in te zamelen. Wil jij zo'n bo...

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