Insurance for travel abroad

International insurance for backpacking and travel abroad

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Are you insured while backpacking or travel abroad?

Insurance before and during travel abroad: To what extent are you insured while traveling abroad? 
For liability, special sports and activities, luggage, medical expenses, accidents, legal assistance, or SOS assistance?

Table of contents

  • What is travel insurance to insure your trip or vacation?
  • Why should you take out travel insurance for a short trip, vacation, or long-distance trip?
  • What is important to insure when you are going to travel?
  • Why should you take out insurance through the JoHo Foundation?
  • What insurance do you need for a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

  • See below on the page
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Why should you take out insurance through the JoHo Foundation when you go abroad?

Why should you take out insurance through the JoHo Foundation when you go abroad?

Why should you take out insurance through the JoHo Foundation?
  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing insurance through JoHo you support WorldSupporter and the JoHo Smokey projects in The Philippines

What can you expect from JoHo when it comes to insurance abroad?
  • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

  • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insur

Read more about JoHo and JoHo Insurances

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What insurance can you choose for backpacking and travel abroad?

ACS Globe Traveller
  • a single-trip worldwide travel insurance, created by the French insurance broker ACS.
Caremed Insurances 
  •  travel insurance including coverage for temporary jobs, volunteering and internships through an organization
Expatriate Group International Travel Insurance
  •  insurance for trips of up to 180 consecutive days
IMG’s GlobeHopper Travel Insurance
  • short-term insurance that offers flexibility in choosing coverage
World Nomads Insurance 
  • insurance for light work and long travel
Safetywing
  • international insurance for an international target group, particularly suitable for those who do not work locally
Belgian and Dutch travelers:

Insurance in brief

ACS Globe Traveller Insurance

ACS Globe Traveller Insurance

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ACS Globe Traveller Insurance

  • The Globe Traveller Insurance is a single-trip worldwide travel insurance, created by the French insurance broker ACS.
  • The travel insurance is a complete online insurance and offers a 'first euro' cover for emergency medical health and repatriation,
  • Coverage for accidents, liability, assistance, luggage, delay and three optional covers.
  • All revenues from purchasing this insurance through JoHo will be used for the JoHo WorldSupporter and JoHo Smokey Slum projects

Get a quote of more info about: ACS Globe Traveller Insurance

Read more: about the coverage, premiums, terms and conditions

... read more on the page
CareMed International Insurance for volunteers, students, interns, work and travel and au pairs

CareMed International Insurance for volunteers, students, interns, work and travel and au pairs

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CareMed International Insurance in a nutshell

  • International travel insurance for organised trips and projects
  • Suitable for volunteers - students - au pairs - trainees & interns  - work & travel participants - language course students
  • Coverage options for Medical evacuation - Transport of a relative to and from the insured's bedside - Search, rescue & salvage - Repatriation of remains - Assistance in case of loss of travel funds -  cancellation
  • Anyone can purchase CareMed Travel Insurance online regardless of their nationality.
  • It is possible to purchase the insurance whilst travelling.
  • A full refund is possible prior to the start date of the policy
... read more on the page
Expatriate Group International Travel Insurance

Expatriate Group International Travel Insurance

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The Expatriate Group International Travel Insurance

  • This International Travel Insurance is available as a single-trip, multi-trip and one-way, worldwide travel insurance, created by the British The Expatriate Group (TEG)
  • The travel insurance is available for all nationalities travelling anywhere in the world, for both leisure and business trips.
  • Multi-trip: maximum trip lengths of 42 or 90 days; purchase before the Insured Person obtains age 72
  • Single-trip: maximum trip length of 180 days; purchase before the Insured Person obtains age 71 
  • All revenues from purchasing this insurance through JoHo will be used for the JoHo WorldSupporter and JoHo Smokey Slum projects

Get a quote and more info about: Expatriate Group International Travel Insurance

Read more: about the coverage, premiums, terms and conditions

... read more on the page
SafetyWing Nomad Insurance

SafetyWing Nomad Insurance

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Table of contents

  • Brief description of the SafetyWing Nomad Insurance
  • Why take out the SafetyWing Nomad Insurance through the JoHo Foundation
  • Coverage and documents of SafetyWing
  • Applying for the SafetyWing Nomad Insurance

Brief description of the SafetyWing Nomad Insurance

SafetyWing Nomad Insurance: characteristics
  • Purpose: an international travel medical insurance that covers people from all over the world while they are outside their home country. 
  • Type: temporary travel insurance.
  • Insurer: the California based insurance company Safety Nest, Inc.
SafetyWing Nomad Insurance: area and location limits of coverage
  • Countries: worldwide coverage outside the usual country of residence
  • Return: after being abroad for 90 days, you retain your medical coverage for 30 days when you visit your home country (15 days if your home country is the U.S.).
SafetyWing Nomad Insurance: duration limits of coverage
  • Start: you can take out this insurance when your journey has already started.
  • Renewal: the coverage automatically renews every 28 days until you select an end-date or until 364 days have elapsed. There's no limit to how many times you can renew it.
SafetyWing Nomad Insurance: nationality and age limits of coverage
  • Nationalities: the insurance is intended for all nationalities.
  • Maximum age: coverage
... read more on the page
World Nomads Travel Insurance

World Nomads Travel Insurance

World Nomads Travel Insurance

  • Good coverage for independent travellers, backpackers, students and volunteers
  • Flexible: extend when your plan changes
  • Possible to apply, even when you are already abroad
  • Online claim procedure, so you can get your money back on-the-go
  • Available for travellers from most countries
  • Covers most adventurous activities
  • Worldwide emergency assistance, should something go wrong
  • Coverage for medical & emergency evacuation, baggage, cancellation costs, dental and liability depending on your country of permanent residence
  • Additional coverage for digital nomads, with extended coverage for cameras, laptops, notebooks
  • All revenues from purchasing these insurances through JoHo will be used for the JoHo WorldSupporter and JoHo Smokey Slum projects
Get a quote or more info about: World Nomads Travel Insurance
... read more on the page
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