SafetyWing Nomad Insurance

SafetyWing Nomad Insurance

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Table of contents

  • Brief description of the SafetyWing Nomad Insurance
  • Why take out the SafetyWing Nomad Insurance through the JoHo Foundation
  • Coverage and documents of SafetyWing
  • Applying for the SafetyWing Nomad Insurance

Brief description of the SafetyWing Nomad Insurance

SafetyWing Nomad Insurance: characteristics
  • Purpose: an international travel medical insurance that covers people from all over the world while they are outside their home country. 
  • Type: temporary travel insurance.
  • Insurer: the California based insurance company Safety Nest, Inc.
SafetyWing Nomad Insurance: area and location limits of coverage
  • Countries: worldwide coverage outside the usual country of residence
  • Return: after being abroad for 90 days, you retain your medical coverage for 30 days when you visit your home country (15 days if your home country is the U.S.).
SafetyWing Nomad Insurance: duration limits of coverage
  • Start: you can take out this insurance when your journey has already started.
  • Renewal: the coverage automatically renews every 28 days until you select an end-date or until 364 days have elapsed. There's no limit to how many times you can renew it.
SafetyWing Nomad Insurance: nationality and age limits of coverage
  • Nationalities: the insurance is intended for all nationalities.
  • Maximum age: coverage is no longer valid once you reach the age of 70
  • Minimum age and children:
    • no cover for children younger than 15 days.
    • one child older than 14 days, but less than 10 years old, per adult, is included in the insurance without added cost. There is a maximum of 2 children per group (or family) that are included without added cost. Otherwise, regular base price (same as for ages 10-39).
    • children must be accompanied by an adult on a group policy to be included without added cost. 
SafetyWing Nomad Insurance: parts of the coverage
  • Activities coverage:
    • Traveling, sports, studying, volunteering and (unpaid) internships
    • There is no cover for accidents during work (although it may seem online otherwise) in the SafetyWing Nomad Insurance
    • The SafetyWing Remote Health insurance is an alternative but only for companies and remote teams 
  • Additional coverage.
    • Adventure sports: add on for coverage for many high risk activities, including scuba diving, skydiving, white water rafting and more.
    • Electronics theft: If you have this add-on, you can get reimbursed for some of the value of the items if your electronics are stolen.
    • Coverage in the USA: If you have this add-on, you'll have the same coverage on trips to the US, as you do outside the US.
  • Medical coverage: the deductible for the insurance applies per period covered. Notable exclusions for pre-existing disease or injure and cancer treatment.
  • Personal accident coverage: coverage depends on type of dismemberment or the accidental death
  • Personal liability coverage: coverage is depending on type of liability.
  • SOS and repatriation coverage: coverage for trip interruption, travel delay, natural disaster, political evacuation.
  • Travel luggage coverage: lost checked luggage
SafetyWing Nomad Insurance: premium and costs
  • Costs and price:
    • premiums vary depending on age range of the insured person(s) and whether tot include the US in your trip or travel plan.
    • check de online quote and application tool on this page for the costs
  • Payment: You can choose for automatic renewal every 28 days, or pay for the exact duration of your trip upfront. The price for 28 days is equal in both options.
    • Partner fees: all revenues from purchasing this insurances through JoHo will be used for the JoHo WorldSupporter and Smokey Slum projects.
        SafetyWing Nomad Insurance: take out and apply 
        • Apply: see below on the page to apply for the insurance.

         

        Why should you take out insurance through the JoHo Foundation when you go abroad?

        Why should you take out insurance through the JoHo Foundation when you go abroad?

        Why should you take out insurance through the JoHo Foundation?

        • Specialized: in emigration, work, internships, study and travel abroad.

        • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

        • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

        • Social: by purchasing insurance through JoHo you support WorldSupporter and the JoHo Smokey projects in The Philippines

        What can you expect from JoHo when it comes to insurance abroad?

        • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

        • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

        • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

        • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insur

        Read more about JoHo and JoHo Insurances

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        Coverage, premium and documents

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        1. Introduction

        • The Nomad Insurance by SafetyWing is an international travel medical insurance that covers people from all over the world while they are outside their home country. 
        • You can take out this insurance even when your journey has already started
        How long is coverage good for?
        • Automatic renewal every 28 days, until you pick an end-date or until 364 days have passed
        • There’s no limit to how many years you can keep re-purchasing (other than our age limit of up to 69 years of age).
        • After being abroad for 90 days, you keep your medical coverage for 30 days when you visit your home country. (15 days if your home country is the U.S.)
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        2. Coverage

        Medical coverage
        • Overall maximum limit: 250,000 USD (100,000 USD for 65 years and above)
        • Maximum per Injury / Illness: 250,000 USD (100,000 USD for 65 years and above)
        • Emergency medical evacuation: Up to 100,000 USD lifetime maximum.
        • Deductible: 250 USD per certificate period
        • Hospital: Room and nursing services
        • Intensive care: Up to the overall maximum limit
        • Ambulance: Usual, reasonable and customary charges when covered illness or injury results in hospitalization
        • Urgent charges: 50 USD co-payment, not subject to deductible.
        • Physical therapy and chiropractic care: Up to 50 USD per day. Must be ordered in advance by a physician.
        • Emergency dental: Up to 1,000 USD. Not subject to deductible.
        • All Other Eligible Medical Expenses: Up to the overall maximum limit.
        • Notable exclusions
          • High risk sports activity
          • Pre-existing disease or injury
          • Cancer treatment
        Travel coverage
        • Trip interruption: Up to 5,000 USD. No deductible
        • Travel delay: Up to 100 USD a day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days. No deductible
        • Lost checked luggage*: Up to 3,000 USD per certificate period; $500 per item. Up to 6,000 USD lifetime limit. No deductible.
          *250,000 USD maximum benefit any one family or group. Not subject to deductible or overall maximum limit
        • Natural disaster — a new place to stay: Up to 100 USD a day for 5 days. No deductible
        • Political evacuation: Up to 10,000 USD lifetime maximum. Not subject to deductible
        • Personal liability: Depending on type of liability, with a lifetime max of 25,000 USD
        • Accidental death & dismemberment (AD&D): Depending on type of AD&D, with a max of 25,000 USD
        What is the coverage for children?
        • Children must be accompanied by an adult on a group policy to activate the $0 price.
        • One child older than 14 days, but less than 10 years old, per adult, is included in the insurance without added cost.
        • There is a maximum of 2 children per group / family that are included without added cost.
        • Otherwise, regular base price (same as for ages 10-39).
        • Safetywing doesn’t cover children younger than 15 days.
        What is the coverage for work abroad?
        • No guaranteed cover for accidents during work.
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        3. SafetyWing Premiums

        • Premiums vary depending on:
          • age range of the insured person(s)
          • including the US in your trip or travel plan
        • You can choose for automatic renewal every 28 days, or pay for the exact duration of your trip upfront. The price for 28 days is equal in both options.
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        4. SafetyWing Documents

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        5. SafetyWing Quotes

        • Use the form below to get a quote from SafetyWing
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        Apply of request a quote

        SafetyWing

        SafetyWing

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        SafetyWing is a technology-driven insurance company founded in 2018 with the mission of building a global social safety net for remote workers, digital nomads, and remote-first companies. Headquartered in Palo Alto, California, and operating remotely with a distributed team across continents, the company offers software-based insurance and benefits to cater to the needs of a borderless workforce.

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