Travel to Mozambique to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro

Backpacking or travelling in Mozambique?

  • The land of diving, nature, music, pirates and fantastic art - Mozambique is a wonderful destination for those who love beaches, good food (Portuguese meets African), architecture and learning about a joyful life. It is a country that is not rich, but therefore all the more a backpacker destination compared to countries like South Africa.
  • Activities to spot: diving and snorkelling at the coral reefs of the Bazaruto Archipelago; safaris in the Gorongosa National Park; island hopping along the Quirimbas Archipelago; hiking in the Chimanimani mountains; exploring markets in Maputo; kayaking in the mangroves of Inhambane; dhow cruises at Pemba; surfing at Tofo Beach and visit the Ilha de Moçambique for Portuguese colonial architecture.
  • Animal spotting: humpback whales, manatees, elephants, seahorses, hippos, crocodiles, coral reefs with many fish, birds (including flamingos), turtles, leopards.
  • Food spotting: piri piri shrimp, matapa, xima, caril de amendoim, feijoada, coconut rice, samosas, mandazi, grilled fish, pao.

Study in Mozambique?

  • There are several universities in Mozambique with a reasonable range of studies. Popular studies are management, technology, architecture, medical studies and accounting, but you can also explore the local nature and culture.
  • Study cities: Maputo.
  • Language: Portuguese.

Internship in Mozambique?

  • There are certainly internship opportunities in Mozambique if you do some research on the internet. For example, think of research internships, especially in the field of marine research, education, healthcare, community development, in diplomacy and at companies.
  • Competencies: patience, stamina, research skills, flexibility.

Volunteer in Mozambique?

  • There are many valuable opportunities for volunteer work in Mozambique. For example, you can help with projects focused on women's emancipation, marine conservation, wellness retreats, ecotourism, sustainable agriculture, research, education and community development.

Work in Mozambique?

  • Most people work in the tourism industry (ecotourism, diving centers, etc.), in education, nature conservation (e.g. research), infrastructure and agriculture, or for development projects.
  • Work culture: the work culture is informal and family-oriented, with a noticeable Portuguese influence. Respect for hierarchy is present, but there is also room for social connections in the workplace. Speaking Portuguese is a plus in the work context.

Work as a digital nomad in Mozambique?

  • Yep, here we have another gem of a destination. With beautiful beaches and an incredibly friendly culture, Mozambique is the ultimate digital nomad destination. Plus, there’s reliable internet (if you’re in the right location, that is) and there are even a few co-working spaces to be found. Oh, and one last thing – it’s considerably cheaper than many Western destinations.
  • Favourite locations: Tofo, Ponta Malongane, Maputo, Pemba.

Living in Mozambique?

  • Mozambique has a relaxed and multicultural atmosphere, with cities like Maputo and Pemba attracting expats. Maputo offers the best in terms of amenities, but outside the city life is simpler and closer to nature.
  • Why yes, why no? The natural beauty and welcoming culture are definitely the big draws of Mozambique, along with the low costs and many opportunities for people who want to focus on development aid, sustainability and (marine) nature projects. But if you don't like tropical temperatures and cyclones, find the limited infrastructure and healthcare a problem or don't feel like speaking Portuguese then maybe you shouldn't move to Mozambique.
  • Education: There are a few international schools for families with children that offer an English curriculum.
  • Expat community: There are quite a few expats, which makes for a multicultural society and you can get away with some English sometimes.
  • Safety: Generally safe, but be aware of the safety risks.
  • Culture: The culture is a mix of African, Arabic and Portuguese influences. Music, dance and food are important parts of daily life. People are friendly and welcoming, and you will quickly be invited to share a cup of tea or a meal.
  • Climate: Mozambique has a tropical climate, with a wet season from November to March and a dry, warmer period the rest of the year. Cyclones can hit the country during the rainy season.
  • Health insurance: Health care is limited outside the major cities. Hospitals in Maputo are reasonable, but for complex treatments expats often opt for South Africa. So make sure you have your own health insurance with good coverage.
Mozambique Country Bundle: suggestions, stories and tips

Mozambique Country Bundle: suggestions, stories and tips

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Content about Mozambique on WorldSupporter

Mozambique: Updates & Travel

Mozambique: Updates & Travel

Travel in Mozambique

  • Mozambique is a large country with untouched nature, beautiful white beaches, islands, wildlife parks and a vibrant capital Maputo. Despite the beach resorts that can be found there, it is unfortunately one of the poorest countries in the world. The route from north to south or the other way around can be a bit more difficult to travel due to the bad roads, but traveling from east to west is fine. You can easily reach Mozambique from Tanzania, Malawi, Zimbabwe, South Africa and Swaziland.
  • Ilha de Mozambique, this Mozambique island is on the UNESCO world heritage list due to the interesting history of the island. It consists almost entirely of a walled city (fort) once built by the Portuguese.
  • Go snorkeling and diving: the coast of Maputo has a beautiful coral reef.
  • Go on safari through the beautiful Gorongosa National Park full of wild animals, unique bird species and special plants. JoHotspots in Mozambique
  • Visit Pemba, that is a popular coastal town in the north with a beautiful beach and a cozy center.
  • Maputo, this capital is one of the most beautiful cities in southern Africa, with traditional Mozambican cultural characteristics. And believe it or not, also architecture by the architect Eiffel, among others.
  • Be prepared that Mozambique is one of the poorest and economically less developed countries in the world, so there is a lot of visible poverty.

Updates Mozambique

  • More about Mozambique, updates and contributions, see the link below.
Packing list for Mozambique, travel insurance for Mozambique, and taking your belongings

Packing list for Mozambique, travel insurance for Mozambique, and taking your belongings

What to take with you to Mozambique: spotlighted

Featured items:
  • Documents: passport – preferably valid for at least six months after returning home. Yes, even if you’re only going for a week. Copies and digital backups.
  • Money: cash (metical or dollars) – ATMs are erratic, especially outside the big cities.
  • Care: sunscreen that protects you well and aftersun.
  • Outdoor and practical: good hat/cap for the sun and sunglasses. Umbrella for the rainy season. A buff, scarf or bandana for sun protection.
  • Clothing: lightweight, loose clothing – for example linen, silk or cotton. Light-coloured clothing helps against mosquitoes. Long sleeves and trousers for safaris and the evenings, so you protect yourself from mosquitoes. Swimwear.
  • Shoes: walking boots for walking safaris and shoes that you can walk on the bumpy streets with. Flip-flops or sandals for the evenings/on the beach. Medicines and travel kit: a small first aid kit with plasters, painkillers, anti-diarrhea, hand sanitizer and ORS (dehydration is a thing). Good mosquito repellent.
  • Technology and equipment: world plug with type C/F/M (see also world plug or travel plug) and a power bank.
  • Protection: mosquito net, impregnated mosquito net or mosquito net.
What are some other options for packing as well?
  • Mini binoculars or monocular.
  • Reusable water bottle with filter.
  • Quick-drying travel towel.
  • Headlamp or flashlight, because the power can go out sometimes.
  • Umbrella and rain gear for the rainy season.
  • E-reader or offline entertainment - because there is not wifi (or alcohol) everywhere.
  • International driving license - otherwise you can only dream of road trips along the coast.

What should you keep in mind when traveling to Mozambique with your belongings?

  • That you can get a heavy shower in the rainy season.

Are there mosquitoes in Mozambique?

  • Yes. A lot. And some can spread malaria, dengue and even chikungunya.
  • So they are not just any mosquitoes, they are mosquitoes with a mission. All year round and especially in the rainy season.
  • Sleep under a mosquito net, apply DEET and wear covering clothing.
  • More about protection against mosquitoes and insects.

Are there sandflies in Mozambique?

  • Sand flies are present in Mozambique, but are not a known problem for tourists.
  • Your set of mosquito repellents with DEET can provide a solution in combination with covering clothing, good spray, and not sleeping on the beach without protection.

Can you buy DEET, or other mosquito repellents, in Mozambique?

  • Sometimes you can find mosquito repellents, containing DEET, but availability is unpredictable and often the concentrations are low.
  • So it is better to bring your own, favourite repellent from home.

Can you buy a joint or weed in Mozambique, or take it with you to Mozambique?

  • Officially, cannabis is illegal in Mozambique, and the authorities do not take it lightly. Criminal possession can lead to fines, prison sentences or unpleasant conversations at the police station. So unless you want to extend your holiday with a stay in a Mozambican cell: don't do it.
  • People do smoke - especially among locals in certain areas. But as a foreigner you stand out more, and tourists are checked more often than your local neighbour. And: you never know exactly what you are buying - it could just as easily be banana leaf as imported tree bark.
  • Buy a coconut and enjoy the natural highs.
How does healthcare work in Mozambique, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Mozambique, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Mozambique?

What is the quality of healthcare in Mozambique?

  • Mozambique is a country with high poverty levels, as seen in the state of the (public) healthcare. As a result, many people suffer from diseases such as HIV/AIDS or infectious diseases like malaria and tuberculosis. Fortunately, the government is working hard to improve the healthcare system.
  • In Mozambique, public healthcare, private clinics, NGOs, and traditional healers all play a part in the healthcare systems.
  • There is a major difference in quality and access between urban areas (such as Maputo) and rural areas, where facilities, staff, and resources are often scarce.
  • Portuguese is the official language. In private clinics and among expats, English and local languages are also used.
  • Traditional medicine remain very important in many communities. Many families rely on traditional healers (the so called curandeiros), herbal medicine, and local remedies as a first step.
  • There are pharmacies (Farmácia) in the larger cities (Maputo, Beira). Pharmacies in cities usually have more stock, but even there, common medicines can be unavailable or expensive. In rural areas, this problem is often much worse.
  • There is an emergency number (117) for the national ambulance service, but it is not very reliable. In cities, private hospitals often have their own emergency numbers. In rural areas, evacuation by air is sometimes the only option in case of a medical emergency.

How does the public healthcare system work in Mozambique?

  • Public healthcare covers most medical services in the country and is run by the Ministry of Health. It is free for Mozambican citizens, but expats cannot use it.
  • Local health centers (“health centers”) provide basic services such as vaccinations, basic treatments, child healthcare, and simple emergency care.
  • District and regional hospitals can provide more complex care, perform surgeries, and offer inpatient care, but often struggle with long waiting times, shortages of resources, and limited staff.
  • Community health workers play an important role, especially in remote areas — they provide education, basic care, and referrals, and their role has expanded significantly in recent years.
  • Local communities frequently report shortages of medicines, poor hospital conditions, and a lack of electricity, clean water, or even basic hygiene in some clinics.

How does the private healthcare system work in Mozambique?

  • In Maputo and other major cities, there are private hospitals and clinics. These usually have foreign doctors, better facilities, improved hygiene, and English-speaking staff.
  • The private sector is essentially the only option for foreigners in Mozambique.
  • Private healthcare is more expensive and therefore also less accessible to most Mozambicans.
  • Maputo Private Hospital is the best-known private medical facility in the country.
  • Despite the generally higher standard of private care, wealthy locals and foreigners often travel to South Africa for specialist treatment.

How is the general practitioner arranged in Mozambique?

  • There is no GP system. Foreigners usually visit a private clinic or hospital when they need medical attention.
  • In urban areas, you can find private doctors for routine care, but in rural areas they are hard to find.

How is the dentist arranged in Mozambique?

  • There is a limited number of dental clinics, most of which are located in Maputo.
  • Some dental clinics in Maputo have relatively good care.
  • Specialized dentistry (e.g. implants, orthodontics) is scarce or unavailable. Expats and wealthy locals often travel abroad for advanced dental care.

How is pregnancy care arranged in Mozambique?

  • Mozambique has made significant progress in maternal healthcare: more births now take place in medical facilities, which has helped reduce maternal mortality.
  • Many women attend prenatal check-ups, but quality varies widely. In rural areas, access is often difficult due to distance, transport costs, and a lack of clinics.
  • For high-risk pregnancies, complications, or premature births, specialized care is often limited, especially outside the major cities.
  • Traditional birth attendants still play a role in many areas, sometimes out of necessity, sometimes out of tradition.
  • Most maternity care is concentrated in Maputo, in private hospitals. However, not all hospitals provide maternity services.
  • Because of the health risks and the state of local healthcare, many foreigners choose to have their pregnancy and/or delivery abroad.

How safe or unsafe is a trip or stay in Mozambique?

What should you pay attention to in terms of safety in Mozambique?

  • In some areas, especially in the north (Cabo Delgado), there are security issues such as armed conflict, kidnappings, and political instability.
  • Street crime, pickpocketing, and theft are common in cities, especially in crowded neighborhoods, markets, and poorly lit areas.
  • Political protests or unrest can occur unexpectedly; check and monitor official travel advisories and local news.

What should you look out for in terms of diseases in Mozambique?

  • Mozambique has a high disease burden from infectious diseases such as malaria, tuberculosis, and HIV/AIDS.
  • Other risks include diarrhoeal diseases, parasitic infections, and problems related to drinking water and sanitation.
  • Tap water is therefore not safe to drink.

What should you pay attention to when it comes to traffic in Mozambique?

  • Roads can be in poor condition, especially outside urban areas; unpaved roads, lack of street lighting, mud, and river crossings during the rainy season are common.
  • Public transport is often unreliable: buses and minibuses are cheap but crowded, poorly maintained, and not very safe.
  • Night-time travel is not recommended in rural or remote areas.

What work and travel insurance policies are suitable for short and long stays in Mozambique?

  • Is the trip to Mozambique and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Mozambique if you are going to live there for a while?

  • Private health insurance is not mandatory in Mozambique, but due to the high cost of private healthcare and the significant chance of needing medical evacuation or repatriation, it is absolutely essential.
  • If you have private insurance, you can choose your own doctor in Mozambique.
  • Read more about insurances for abroad on Expatinsurances.org.

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Why get specific insurance when going abroad: per activity abroad
Why should you take out specialized travel insurance for a long trip abroad?

Why should you take out specialized travel insurance for a long trip abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and posibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

Check out more about

Why should you take out specific insurance when you go on a trip or vacation?

Why should you take out specific insurance when you go on a trip or vacation?

What is insurance for traveling abroad?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance, or repatriation costs if you need to be transported back home urgently. In some cases, travel insurance coverage also applies on domestic trips.
  • With annual travel insurance or multi-trip travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance or single-trip travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are abroad.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you plan to do.
  • Travel insurance can continue to provide coverage if your health insurance no longer provides coverage, or if the damage is only reimbursed at cost price of your home country.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel abroad?

  • That you have insurance that is valid in the country or countries that you are going to visit.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your travels.

Check out more about international insurances

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for paid work, voluntary work or an internship abroad?

  • There may be several reasons why you need separate insurance when working abroad.
  • During work, internships, or volunteer work abroad where you receive financial compensation (or, for example, food or housing), your national health insurance coverage may expire. You will then need special insurance to remain insured for illness and accidents.
  • During specific work abroad, additional requirements may apply if your work involves additional risks. Only specific insurance policies offer coverage during this type of work.
  • During your work, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your work, local employers generally offer no or limited insurance that provides insufficient coverage.

What is important to insure when you are going to work abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work.

Check out more about international insurances

Why should you take out specialized travel insurance for volunteering abroad?

Why should you take out specialized travel insurance for volunteering abroad?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

Check out more about international insurances

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

Why should you take out specialized travel insurance for studying abroad?

Why should you take out specialized travel insurance for studying abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

What is an emigration insurance and what is an expat insurance?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

Check out more about international insurances

Why should you take out travel insurance and why through the JoHo Foundation?

Why should you take out travel insurance and why through the JoHo Foundation?

Why Insurances through JoHo

  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

  • The chance of getting injured or ill is generally higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.

  • If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.

  • You might have to deal with the damage, loss or theft of your luggage.

  • In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assistance team on standby for you 24/7 and will be able to tell you what steps to take.

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

  • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days).

  • Depending on your home country, your health insurance might not offer any coverage for treatment abroad.

  • During a long trip you might consider specific activities, like paid work or volunteering. Regular travel insurances often don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scuba-diving and bungee jumping.

More on why to use JoHo

  • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

  • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insurer.

 

Read more about JoHo and JoHo Insurances

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Safety, insurances and packing list for Mozambique

Packing list for Mozambique, travel insurance for Mozambique, and taking your belongings

Packing list for Mozambique, travel insurance for Mozambique, and taking your belongings

What to take with you to Mozambique: spotlighted

Featured items:
  • Documents: passport – preferably valid for at least six months after returning home. Yes, even if you’re only going for a week. Copies and digital backups.
  • Money: cash (metical or dollars) – ATMs are erratic, especially outside the big cities.
  • Care: sunscreen that protects you well and aftersun.
  • Outdoor and practical: good hat/cap for the sun and sunglasses. Umbrella for the rainy season. A buff, scarf or bandana for sun protection.
  • Clothing: lightweight, loose clothing – for example linen, silk or cotton. Light-coloured clothing helps against mosquitoes. Long sleeves and trousers for safaris and the evenings, so you protect yourself from mosquitoes. Swimwear.
  • Shoes: walking boots for walking safaris and shoes that you can walk on the bumpy streets with. Flip-flops or sandals for the evenings/on the beach. Medicines and travel kit: a small first aid kit with plasters, painkillers, anti-diarrhea, hand sanitizer and ORS (dehydration is a thing). Good mosquito repellent.
  • Technology and equipment: world plug with type C/F/M (see also world plug or travel plug) and a power bank.
  • Protection: mosquito net, impregnated mosquito net or mosquito net.
What are some other options for packing as well?
  • Mini binoculars or monocular.
  • Reusable water bottle with filter.
  • Quick-drying travel towel.
  • Headlamp or flashlight, because the power can go out sometimes.
  • Umbrella and rain gear for the rainy season.
  • E-reader or offline entertainment - because there is not wifi (or alcohol) everywhere.
  • International driving license - otherwise you can only dream of road trips along the coast.

What should you keep in mind when traveling to Mozambique with your belongings?

  • That you can get a heavy shower in the rainy season.

Are there mosquitoes in Mozambique?

  • Yes. A lot. And some can spread malaria, dengue and even chikungunya.
  • So they are not just any mosquitoes, they are mosquitoes with a mission. All year round and especially in the rainy season.
  • Sleep under a mosquito net, apply DEET and wear covering clothing.
  • More about protection against mosquitoes and insects.

Are there sandflies in Mozambique?

  • Sand flies are present in Mozambique, but are not a known problem for tourists.
  • Your set of mosquito repellents with DEET can provide a solution in combination with covering clothing, good spray, and not sleeping on the beach without protection.

Can you buy DEET, or other mosquito repellents, in Mozambique?

  • Sometimes you can find mosquito repellents, containing DEET, but availability is unpredictable and often the concentrations are low.
  • So it is better to bring your own, favourite repellent from home.

Can you buy a joint or weed in Mozambique, or take it with you to Mozambique?

  • Officially, cannabis is illegal in Mozambique, and the authorities do not take it lightly. Criminal possession can lead to fines, prison sentences or unpleasant conversations at the police station. So unless you want to extend your holiday with a stay in a Mozambican cell: don't do it.
  • People do smoke - especially among locals in certain areas. But as a foreigner you stand out more, and tourists are checked more often than your local neighbour. And: you never know exactly what you are buying - it could just as easily be banana leaf as imported tree bark.
  • Buy a coconut and enjoy the natural highs.
How does healthcare work in Mozambique, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Mozambique, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Mozambique?

What is the quality of healthcare in Mozambique?

  • Mozambique is a country with high poverty levels, as seen in the state of the (public) healthcare. As a result, many people suffer from diseases such as HIV/AIDS or infectious diseases like malaria and tuberculosis. Fortunately, the government is working hard to improve the healthcare system.
  • In Mozambique, public healthcare, private clinics, NGOs, and traditional healers all play a part in the healthcare systems.
  • There is a major difference in quality and access between urban areas (such as Maputo) and rural areas, where facilities, staff, and resources are often scarce.
  • Portuguese is the official language. In private clinics and among expats, English and local languages are also used.
  • Traditional medicine remain very important in many communities. Many families rely on traditional healers (the so called curandeiros), herbal medicine, and local remedies as a first step.
  • There are pharmacies (Farmácia) in the larger cities (Maputo, Beira). Pharmacies in cities usually have more stock, but even there, common medicines can be unavailable or expensive. In rural areas, this problem is often much worse.
  • There is an emergency number (117) for the national ambulance service, but it is not very reliable. In cities, private hospitals often have their own emergency numbers. In rural areas, evacuation by air is sometimes the only option in case of a medical emergency.

How does the public healthcare system work in Mozambique?

  • Public healthcare covers most medical services in the country and is run by the Ministry of Health. It is free for Mozambican citizens, but expats cannot use it.
  • Local health centers (“health centers”) provide basic services such as vaccinations, basic treatments, child healthcare, and simple emergency care.
  • District and regional hospitals can provide more complex care, perform surgeries, and offer inpatient care, but often struggle with long waiting times, shortages of resources, and limited staff.
  • Community health workers play an important role, especially in remote areas — they provide education, basic care, and referrals, and their role has expanded significantly in recent years.
  • Local communities frequently report shortages of medicines, poor hospital conditions, and a lack of electricity, clean water, or even basic hygiene in some clinics.

How does the private healthcare system work in Mozambique?

  • In Maputo and other major cities, there are private hospitals and clinics. These usually have foreign doctors, better facilities, improved hygiene, and English-speaking staff.
  • The private sector is essentially the only option for foreigners in Mozambique.
  • Private healthcare is more expensive and therefore also less accessible to most Mozambicans.
  • Maputo Private Hospital is the best-known private medical facility in the country.
  • Despite the generally higher standard of private care, wealthy locals and foreigners often travel to South Africa for specialist treatment.

How is the general practitioner arranged in Mozambique?

  • There is no GP system. Foreigners usually visit a private clinic or hospital when they need medical attention.
  • In urban areas, you can find private doctors for routine care, but in rural areas they are hard to find.

How is the dentist arranged in Mozambique?

  • There is a limited number of dental clinics, most of which are located in Maputo.
  • Some dental clinics in Maputo have relatively good care.
  • Specialized dentistry (e.g. implants, orthodontics) is scarce or unavailable. Expats and wealthy locals often travel abroad for advanced dental care.

How is pregnancy care arranged in Mozambique?

  • Mozambique has made significant progress in maternal healthcare: more births now take place in medical facilities, which has helped reduce maternal mortality.
  • Many women attend prenatal check-ups, but quality varies widely. In rural areas, access is often difficult due to distance, transport costs, and a lack of clinics.
  • For high-risk pregnancies, complications, or premature births, specialized care is often limited, especially outside the major cities.
  • Traditional birth attendants still play a role in many areas, sometimes out of necessity, sometimes out of tradition.
  • Most maternity care is concentrated in Maputo, in private hospitals. However, not all hospitals provide maternity services.
  • Because of the health risks and the state of local healthcare, many foreigners choose to have their pregnancy and/or delivery abroad.

How safe or unsafe is a trip or stay in Mozambique?

What should you pay attention to in terms of safety in Mozambique?

  • In some areas, especially in the north (Cabo Delgado), there are security issues such as armed conflict, kidnappings, and political instability.
  • Street crime, pickpocketing, and theft are common in cities, especially in crowded neighborhoods, markets, and poorly lit areas.
  • Political protests or unrest can occur unexpectedly; check and monitor official travel advisories and local news.

What should you look out for in terms of diseases in Mozambique?

  • Mozambique has a high disease burden from infectious diseases such as malaria, tuberculosis, and HIV/AIDS.
  • Other risks include diarrhoeal diseases, parasitic infections, and problems related to drinking water and sanitation.
  • Tap water is therefore not safe to drink.

What should you pay attention to when it comes to traffic in Mozambique?

  • Roads can be in poor condition, especially outside urban areas; unpaved roads, lack of street lighting, mud, and river crossings during the rainy season are common.
  • Public transport is often unreliable: buses and minibuses are cheap but crowded, poorly maintained, and not very safe.
  • Night-time travel is not recommended in rural or remote areas.

What work and travel insurance policies are suitable for short and long stays in Mozambique?

  • Is the trip to Mozambique and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Mozambique if you are going to live there for a while?

  • Private health insurance is not mandatory in Mozambique, but due to the high cost of private healthcare and the significant chance of needing medical evacuation or repatriation, it is absolutely essential.
  • If you have private insurance, you can choose your own doctor in Mozambique.
  • Read more about insurances for abroad on Expatinsurances.org.

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Activities abroad: home bundle

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Activities abroad: home page

Activities abroad: home page

From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      SPOTLIGHT & FAVORITES

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      Wie?

      • Peri Peri Reizen

      Door wie?

      • Oprichters Nelleke Priem en Kees Quist startten Peri Peri Reizen in 2011, na vakantiereizen en vrijwilligerswerk in diverse zuid-Afrikaanse landen
      • Nelleke kwam voor het eerst op het Afrikaanse continent in 2005, toen zij voor 3 ma...

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