Travel to New Zealand to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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 New Zealand

Intro

Backpacking in New Zealand?

  • A wonderful backpacking country for those who love nature, Lord of the Rings and outdoor adventures. 
  • Characteristics: safe, lots of backpackers, bizarre landscapes, remote, little ancient culture.  

Travel in New Zealand?

  • Are you ready for adventure? Then definitely don't skip New Zealand. New Zealand is a safe country full of vast wilderness, outdoor activities and cozy cities. Just don't expect much traditional culture. 
  • City spotting: Auckland, Wellington, Christchurch, Dunedin, Nelson.
  • Activities spotting: bungee jumping in Queenstown, skiing, wine tastings, multi-day hikes, canoeing, skydiving, visiting volcanoes. 
  • Nature spotting: the fjords of Milford Sound, Tongariro National Park, the glaciers of Franz Josef and Fox, The Catlins, Mount Cook National Park/Aoraki, Abel Tasman National Park and trail, Kaikoura. There is too much to list, but imagine dramatic coastlines, mountainous landscapes, pristine forests, volcanoes and clear blue waters. 
  • Animal watching: watch the kiwis in their natural habitat, spot dolphins and whales, visit albatross colonies, fishing penguins and leopard seals.   

Study in New Zealand?

  • Education in New Zealand: Education in New Zealand is internationally recognized and of very high quality, with a number of universities ranking highly in world rankings, such as the University of Auckland and the University of Otago. The education system is known for its innovative and hands-on approach.
  • Language: The language of instruction is primarily English. However, programs and courses are also available in Māori, especially in the areas of culture and language studies.
  • Studies: Popular areas of study include computer science, natural sciences, engineering, psychology, commerce, agriculture and tourism. New Zealand universities also offer strong programs in creative arts and social sciences.
  • Study cities: Auckland, Wellington, and Christchurch are the major study cities.
  • Study Culture: The study culture is generally informal and participatory, with a focus on self-directed learning and hands-on experience. There is a strong emphasis on diversity and inclusion, with respect for different cultural and social backgrounds.
  • Language learning: For international students, knowledge of English is sufficient to study, although some universities offer courses in Māori for those interested. In New Zealand, learning Māori as a second language is a valuable addition for those interested in the country's culture and history.

Internship in New Zealand?

  • Internship opportunities: New Zealand offers a wide range of internship opportunities, especially in sectors such as tourism, technology, creative design, and renewable energy. Large companies and international organizations may also offer internships, often with a focus on innovation and hands-on experience.
  • Internship cities: Auckland, Wellington, Christchurch, Dunedin, and Hamilton.
  • Characteristics: informal and collaborative work culture, room for independence and initiative, with a strong focus on innovation and hands-on experience. Professional networking is important and often supported by networking events and professional organizations. Many small companies, so more involved in different parts of the organization. 
  • Competencies: you will develop skills in professional English, acquire practical work experience, learn to deal with a diverse and inclusive work culture, and possibly knowledge of Māori culture and language. Adaptability and cultural sensitivity are also important for success in this dynamic and international environment.

Volunteering in New Zealand?

  • There are many volunteer opportunities in New Zealand, ranging from board and lodging projects to short-term and part-time activities, think conservation and organic farming. This offers the chance to contribute to different communities and environmental projects while gaining experience in a beautiful environment.
  • Animals/Nature projects: think coastal conservation, working with native species and managing national parks. Projects may include kiwi conservation, stray animal shelters and nature conservation.
  • Characteristics: Volunteer work in New Zealand can be full-time or part-time and both short-term and long-term.

Working in New Zealand?

  • Jobs: particularly in IT, tech, healthcare, education, tourism and agriculture. If you have a working holiday visa then even more doors will open for you because you don't need visa sponsorship. 
  • Work culture: New Zealanders are known for their informal and equal work culture. Direct communication, openness and work-life balance are important. There is usually little hierarchy, and employees often have a lot of freedom to make their own decisions also with regard to flexible working hours and opportunities for working from home. Women have equal opportunities and are represented in all levels of business. 
  • Features: English (learn some Maori too!), lots of networking events and professional associations, an open and inclusive culture, lots of activities.
  • Working as a digital nomad in New Zealand?
  • New Zealand is becoming increasingly popular for digital nomads. Especially with the working holiday visa for different nationalities, this opens more doors. 
  • Favorite locations: Auckland, Wellington, Queenstown.
  • Characteristics: temperate climate, expensive (unless you stay in a van), high quality of life, strong infrastructure, safe and so much adventure! 

Living in New Zealand?

  • A friendly country, far from the rest of the world but with a friendly, mixed population and a huge amount to experience for nature lovers. 
  • Language: English and Māori. 
  • Quality of life: New Zealand offers a high standard of living with modern amenities, a well-developed infrastructure and plenty of stores and restaurants. The country is known for its beautiful nature and outdoor activities. It is a safe, stable and family-friendly environment, although the cost of living in cities such as Auckland and Wellington can be high.
  • Culture: New Zealand has a diverse and inclusive culture with influences from Māori and Pacific Islander traditions, in addition to European colonial history. Respect for indigenous culture and customs, such as powhiri (welcoming ceremony) and the use of te reo Māori, is strongly encouraged. Kiwi culture values egalitarianism, environmental awareness and a relaxed lifestyle.
  • Features: modern housing options, excellent infrastructure and many cultural and recreational activities. English is sufficient to communicate and work, and the country is known for its welcoming and safe environment. Work-life balance is valued, and gender equality is very important. 
  • Health care: Health care in New Zealand is of high quality, with well-equipped hospitals and medical facilities. Be sure to arrange your own (international) health insurance.
New Zealand Country Bundle: suggestions, stories and tips

New Zealand Country Bundle: suggestions, stories and tips

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Content about New Zealand on WorldSupporter

Packing list for New Zealand, travel insurance for New Zealand, and taking your belongings

Packing list for New Zealand, travel insurance for New Zealand, and taking your belongings

What to bring to New Zealand: highlighted

Highlighted items:
  • Documents: passport that is valid for at least 3 months after your planned departure date, a visa or NZeTA (New Zealand Electronic Travel Authority)
  • Money: a few NZ dollars can be handy, but you can also easily get them at the airport if you don't forget your debit card.
  • Care: if you have a favorite sunscreen with a high protection factor, take it with you because the thin layer of ozone will not protect you. The same goes for lip balm (especially in winter). But, know that you can find the best sunscreen in New Zealand itself.
  • Outdoor and handy: sunglasses and rain gear.
  • Clothing: clothing for all types of weather, you know - four seasons in one day. If you want to be well prepared for everything, then packing a layering system is the best.
  • Shoes: you will definitely be happy with hiking boots. For short trips, jandals (slippers in Kiwi) are handy. Medicines and travel kit: a small first aid kit with plasters, painkillers, tweezers and ORS (especially for the hiking days).
  • Mosquitoes and sandflies: DEET is not an unnecessary luxury, although you can easily get it there.
  • Technology and equipment: world plug type I.

What else can you take with you?

  • A reusable water bottle with filter, because tap water is technically drinkable, but often tastes strange.
  • Are you going hiking? Then don't forget your camping gear and walking sticks and clean everything well so that you can easily get through customs. It can also be useful to take things like plastic bags to take your used toilet paper back with you.
  • A good sun hat or cap.
  • A UV-protected swimming top if you plan to swim a lot in the summer.

What knowledge is useful when you go to New Zealand?

  • A knowledge of map and compass reading is quite useful if you are going into the wilderness for a few days.
  • Knowledge of the history of the country and the Maori culture.
  • With a little knowledge of the beloved local birds you will quickly make friends!

Are there mosquitoes in New Zealand?

  • There are annoying mosquitoes, but they are not a problem for your health.

Are there sand flies in New Zealand?

  • Sand flies, also called “blackflies”, are a bigger problem. They do not transmit diseases, but they can drive you crazy with the itch.
  • They are mainly found in bushy areas with running water, beaches and lakes and marshes.
  • They are most active during sunrise, sunset and just before rain.
  • Covering your body with (light-coloured) clothing and products such as DEET and Picaridin work best against sand flies.

Can you buy DEET, or other mosquito repellents, in New Zealand?

  • Mosquito repellents are easy to obtain in New Zealand. Popular products are Aerogard and Bushman.
  • Chemist Warehouse and Woolworths are good places to get it.

Where can you get food and drinks in New Zealand?

  • There are large supermarkets, many restaurants and you can also order food in the cities.
  • Street food is almost non-existent, unless you find a nice market or festival.
  • Just like in Australia, barbecuing is also very popular in New Zealand.

Can you buy a joint or weed in New Zealand, or take it with you to New Zealand?

  • Cannabis is not legal in New Zealand and you can get a fine or even jail time if you are in possession of it.
How does healthcare work in New Zealand, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in New Zealand, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in New Zealand?

What is the quality of healthcare in New Zealand?

  • New Zealand has one of the most accessible and high-quality healthcare systems in the world, largely funded by the government. Healthcare is funded through taxation, meaning that residents and citizens have access to free or highly subsidized medical services. However, there are some nuances for expats.
  • There are also good private institutions in New Zealand.
  • Healthcare can be difficult to access in remote areas. Sometimes you have to travel for hours to get to a clinic or hospital, or even to the other side of the country for specialist care.
  • About 60% of New Zealanders have supplementary medical insurance to cover additional costs and because of the long waiting lists.
  • Ambulance services are provided by an organization called St John.
  • The vast majority of illnesses requiring medical attention in New Zealand are heart disease and cancer.
  • The Maori population is an exception in terms of the most common illnesses. A number of hospitals, mainly in the Northban on the North Island, are located in areas rich in Maori. This population generally suffers more from diseases that have resulted from the Western way of life, such as diabetes and hypertension. Trauma and injuries, both intentional and accidental, are also more common in this population group.
  • In New Zealand, the sixth year of medical training consists of working as a ‘trainee intern’. At that point, the students have already passed their exams. They then rotate through the various departments of the hospital during this year. They are also paid, about half the salary that a surgeon earns. However, they still pay tuition fees, so they do not have much left. Medical students in New Zealand still earn considerably more, compared to medical students in the Netherlands (who do not receive a salary during their internships and have to finance everything themselves). 

How does the public healthcare system work in New Zealand?

  • New Zealand has a universal health care system with accident cover (Accident Compensation Corporation - ACC). Health care consists of three levels; primary care, secondary care and tertiary care. Primary care is mainly provided by Primary Health Organisations (PHO) and public hospitals.
  • Public health care provides free or affordable access to these primary basic services, such as GP visits, hospital admissions and acute care.
  • The ACC covers free medical care, but only in the event of an accident.
  • For secondary care, you need a referral from your GP.
  • Expatriates who have a visa for two years or more (or permanent residents) are entitled to the same health care as local residents. This also applies to work visas of two years or more. People with a tourist visa, working holiday visa or student visa cannot register for public health care.
  • There are therefore conditions for expats to be entitled to public health care. If you receive public health care, this care is cheap. You do have to pay for visits to the dentist and GP yourself. And the costs of the dentist are high.

How does the private healthcare system work in New Zealand?

  • Expats with a temporary visa of less than two years must have private international health insurance. However, emigrants/expats can also use the ACC free of charge.
  • In private healthcare, you get faster access to specialist treatments, more freedom of choice in doctors and hospitals and shorter waiting times for non-urgent procedures.
  • The quality of care is very good, comparable to public healthcare but not necessarily better.

How is the general practitioner arranged in New Zealand?

  • The GP is the first line of healthcare.
  • For residents and long-term expats, GP visits are subsidised and relatively cheap (usually between NZD 19-55). For expats without access to public healthcare, these costs can increase.
  • GPs provide basic healthcare. If you do not live in a small village, the accessibility of GPs is quite high. GP practices have waiting times. There are often several specialists present and the nurses can also be contacted to provide care.
  • It is useful to register with a local GP, especially if you are staying in New Zealand for a longer period of time. You can visit the Healthpoint website to find a GP near you.

How is the dentist arranged in New Zealand?

  • Dental care is not included in the public health care system for adults, except in emergencies.
  • Children under 18 years of age have free access to dental care through the public system.
  • For adults, dental visits must be paid out of pocket, unless you have additional private insurance. The cost of a simple check-up can start at NZD 120.
  • Another option that people choose is dental care abroad, for example in Bali or Bangkok.

How is pregnancy care arranged in New Zealand?

  • In New Zealand, you will get good maternity care, with all the necessary facilities.
  • Care is free through the public health system. For expats without public health care, the cost of pregnancy and childbirth can vary, but a hospital birth can cost between NZD 5,000-15,000. As a foreigner on a temporary visa, you may also need to show that you have NZD 9,000 to cover your pregnancy. Once you are pregnant you will need to appoint a Lead Maternity Carer (LMC). This can be a midwife, obstetrician or GP. This LMC will support you throughout your pregnancy, be present at the birth and also support you in the 4-6 weeks after the birth.
  • Breastfeeding is strongly encouraged in New Zealand, and there are many lactation consultants and support groups available. Breastfeeding in public is completely acceptable.

How safe or unsafe is a trip or stay in New Zealand?

What should you pay attention to in terms of safety in New Zealand?

  • New Zealand is quite safe for expats, perhaps one of the safest countries in terms of crime. The country has low crime rates and friendly people. Most crime involves petty theft, such as pickpocketing in tourist areas.
  • There are also no poisonous or dangerous animals in New Zealand, which makes it a safe country in terms of wildlife. However, nature can bring dangers.
  • For example, the weather can be unpredictable, especially in mountainous areas. Unexpected things can happen during a hike, so always make sure you inform someone about your plans before you go out.
  • There can also be strong currents on beaches, so always follow local swimming advice.

What should you look out for in terms of diseases in New Zealand?

  • New Zealand is a fairly healthy country with no major health risks. There are no native tropical diseases such as malaria or dengue.
  • Make sure you are well informed about the latest health measures and vaccinations.
  • Tap water is safe to drink throughout the country. The strong UV rays increase the risk of skin cancer. Sunscreen with a high SPF is strongly recommended.
  • Some people develop hay fever due to the pollen of native plants.

What should you pay attention to when it comes to traffic in New Zealand?

  • New Zealand drives on the left side of the road, which can take some getting used to for expatriates.
  • The roads are generally in good condition, but in rural areas there are many narrow, winding roads and gravel roads.
  • Beware of tourists who are less familiar with driving on the left. Traffic incidents can occur, especially on popular routes.
  • Read up on the traffic rules. For example, seat belts are mandatory for everyone in the car and hands-free calling is mandatory. Using your phone while driving is prohibited.

What work and travel insurance policies are suitable for short and long stays in New Zealand?

  • Is the trip to New Zealand and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for New Zealand if you are going to live there for a while?

  • If you're moving to New Zealand on a short-term visa, private health insurance is usually mandatory. But even on long term visas people take out private health insurance to have more options and cover extra costs of things like dental care. Read more about insurances for abroad on Expatinsurances.org.
New Zealand: Updates & Travel

New Zealand: Updates & Travel

Travel in New Zealand?

  • It sounds a bit cliché, of course, but imagine Lord of the Rings. This movie was shot in New Zealand. So imagine challenging hikes over mountain peaks and through valleys. Glaciers, volcanic areas, as well as islands with beautiful beaches. For the active traveler, the range is vast: for many, New Zealand is the favorite place for bungee jumping, skydiving, ice climbing and multi-day treks (tramping) through the mountains. Exotic animals, such as strange birds that don't fly (the kiwis), roam the forest. Most people live on the North Island, especially in the large multicultural cities: the capital Auckland and Wellington. The South Island has fewer inhabitants, and nature is more intense. Here you will find those glaciers and vast empty beaches.
  • Queenstown is the base for extreme sports: bungee jumping seems like it was invented in New Zealand. Jump off the Kawarau River Bridge, where you can go headfirst into the river, or do the Nevis, the Pipeline, or Ledge (all near Queenstown).
  • Tramping: trek for several days (or even weeks!) through the mountains, through breathtaking scenery. You'll also encounter wildlife this way, or a stray mountain goat.
  • Sailing, surfing, whitewater rafting, it's all possible, and good too.
  • In the winter season, it's good skiing and snowboarding, or even heliskiing.
  • Make sure you know what world-famous New Zealand wine tastes like: taste different wines at a tasting.
  • Auckland is the capital city, where many different cultures live together. Take the boat to explore different islands and bays around the city.
  • Christchurch is also well known for its beautiful parks, which you can wander through for hours. Unfortunately, the city center was damaged by the massive earthquake of February 2011. The good news is that there is still plenty to see and do. Visit stately churches and bustling cafes.
  • Rotorua. If you like rotten eggs, this is the place to be. This volcanic area bubbles and smokes on all sides. It's definitely worth a visit, but to say it smells good.... no.
  • Franz Josef and Fox Glacier. Go ice climbing, or go crazy and go skydiving. The views are phenomenal and you've never flown so close over a glacier.
  • Be prepared that around December and January are the children's school vacations in New Zealand, so it can be very busy.
  • The south can be a bit cold, especially in the New Zealand winter months.

Updates New Zealand

  • More about New Zealand, updates and contributions, see the link below.
New Zealand: Updates & Travel

New Zealand: Updates & Travel

Travel in New Zealand?

  • It sounds a bit cliché, of course, but imagine Lord of the Rings. This movie was shot in New Zealand. So imagine challenging hikes over mountain peaks and through valleys. Glaciers, volcanic areas, as well as islands with beautiful beaches. For the active traveler, the range is vast: for many, New Zealand is the favorite place for bungee jumping, skydiving, ice climbing and multi-day treks (tramping) through the mountains. Exotic animals, such as strange birds that don't fly (the kiwis), roam the forest. Most people live on the North Island, especially in the large multicultural cities: the capital Auckland and Wellington. The South Island has fewer inhabitants, and nature is more intense. Here you will find those glaciers and vast empty beaches.
  • Queenstown is the base for extreme sports: bungee jumping seems like it was invented in New Zealand. Jump off the Kawarau River Bridge, where you can go headfirst into the river, or do the Nevis, the Pipeline, or Ledge (all near Queenstown).
  • Tramping: trek for several days (or even weeks!) through the mountains, through breathtaking scenery. You'll also encounter wildlife this way, or a stray mountain goat.
  • Sailing, surfing, whitewater rafting, it's all possible, and good too.
  • In the winter season, it's good skiing and snowboarding, or even heliskiing.
  • Make sure you know what world-famous New Zealand wine tastes like: taste different wines at a tasting.
  • Auckland is the capital city, where many different cultures live together. Take the boat to explore different islands and bays around the city.
  • Christchurch is also well known for its beautiful parks, which you can wander through for hours. Unfortunately, the city center was damaged by the massive earthquake of February 2011. The good news is that there is still plenty to see and do. Visit stately churches and bustling cafes.
  • Rotorua. If you like rotten eggs, this is the place to be. This volcanic area bubbles and smokes on all sides. It's definitely worth a visit, but to say it smells good.... no.
  • Franz Josef and Fox Glacier. Go ice climbing, or go crazy and go skydiving. The views are phenomenal and you've never flown so close over a glacier.
  • Be prepared that around December and January are the children's school vacations in New Zealand, so it can be very busy.
  • The south can be a bit cold, especially in the New Zealand winter months.

Updates New Zealand

  • More about New Zealand, updates and contributions, see the link below.

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Why get specific insurance when going abroad: per activity abroad
Why should you take out specialized travel insurance for a long trip abroad?

Why should you take out specialized travel insurance for a long trip abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and posibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

Check out more about

Why should you take out specific insurance when you go on a trip or vacation?

Why should you take out specific insurance when you go on a trip or vacation?

What is insurance for traveling abroad?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance, or repatriation costs if you need to be transported back home urgently. In some cases, travel insurance coverage also applies on domestic trips.
  • With annual travel insurance or multi-trip travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance or single-trip travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are abroad.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you plan to do.
  • Travel insurance can continue to provide coverage if your health insurance no longer provides coverage, or if the damage is only reimbursed at cost price of your home country.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel abroad?

  • That you have insurance that is valid in the country or countries that you are going to visit.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your travels.

Check out more about international insurances

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for paid work, voluntary work or an internship abroad?

  • There may be several reasons why you need separate insurance when working abroad.
  • During work, internships, or volunteer work abroad where you receive financial compensation (or, for example, food or housing), your national health insurance coverage may expire. You will then need special insurance to remain insured for illness and accidents.
  • During specific work abroad, additional requirements may apply if your work involves additional risks. Only specific insurance policies offer coverage during this type of work.
  • During your work, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your work, local employers generally offer no or limited insurance that provides insufficient coverage.

What is important to insure when you are going to work abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work.

Check out more about international insurances

Why should you take out specialized travel insurance for volunteering abroad?

Why should you take out specialized travel insurance for volunteering abroad?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

Check out more about international insurances

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

Why should you take out specialized travel insurance for studying abroad?

Why should you take out specialized travel insurance for studying abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

What is an emigration insurance and what is an expat insurance?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

Check out more about international insurances

Why should you take out travel insurance and why through the JoHo Foundation?

Why should you take out travel insurance and why through the JoHo Foundation?

Why Insurances through JoHo

  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

  • The chance of getting injured or ill is generally higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.

  • If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.

  • You might have to deal with the damage, loss or theft of your luggage.

  • In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assistance team on standby for you 24/7 and will be able to tell you what steps to take.

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

  • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days).

  • Depending on your home country, your health insurance might not offer any coverage for treatment abroad.

  • During a long trip you might consider specific activities, like paid work or volunteering. Regular travel insurances often don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scuba-diving and bungee jumping.

More on why to use JoHo

  • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

  • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insurer.

 

Read more about JoHo and JoHo Insurances

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Safety, insurances and packing list for New Zealand

How does healthcare work in New Zealand, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in New Zealand, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in New Zealand?

What is the quality of healthcare in New Zealand?

  • New Zealand has one of the most accessible and high-quality healthcare systems in the world, largely funded by the government. Healthcare is funded through taxation, meaning that residents and citizens have access to free or highly subsidized medical services. However, there are some nuances for expats.
  • There are also good private institutions in New Zealand.
  • Healthcare can be difficult to access in remote areas. Sometimes you have to travel for hours to get to a clinic or hospital, or even to the other side of the country for specialist care.
  • About 60% of New Zealanders have supplementary medical insurance to cover additional costs and because of the long waiting lists.
  • Ambulance services are provided by an organization called St John.
  • The vast majority of illnesses requiring medical attention in New Zealand are heart disease and cancer.
  • The Maori population is an exception in terms of the most common illnesses. A number of hospitals, mainly in the Northban on the North Island, are located in areas rich in Maori. This population generally suffers more from diseases that have resulted from the Western way of life, such as diabetes and hypertension. Trauma and injuries, both intentional and accidental, are also more common in this population group.
  • In New Zealand, the sixth year of medical training consists of working as a ‘trainee intern’. At that point, the students have already passed their exams. They then rotate through the various departments of the hospital during this year. They are also paid, about half the salary that a surgeon earns. However, they still pay tuition fees, so they do not have much left. Medical students in New Zealand still earn considerably more, compared to medical students in the Netherlands (who do not receive a salary during their internships and have to finance everything themselves). 

How does the public healthcare system work in New Zealand?

  • New Zealand has a universal health care system with accident cover (Accident Compensation Corporation - ACC). Health care consists of three levels; primary care, secondary care and tertiary care. Primary care is mainly provided by Primary Health Organisations (PHO) and public hospitals.
  • Public health care provides free or affordable access to these primary basic services, such as GP visits, hospital admissions and acute care.
  • The ACC covers free medical care, but only in the event of an accident.
  • For secondary care, you need a referral from your GP.
  • Expatriates who have a visa for two years or more (or permanent residents) are entitled to the same health care as local residents. This also applies to work visas of two years or more. People with a tourist visa, working holiday visa or student visa cannot register for public health care.
  • There are therefore conditions for expats to be entitled to public health care. If you receive public health care, this care is cheap. You do have to pay for visits to the dentist and GP yourself. And the costs of the dentist are high.

How does the private healthcare system work in New Zealand?

  • Expats with a temporary visa of less than two years must have private international health insurance. However, emigrants/expats can also use the ACC free of charge.
  • In private healthcare, you get faster access to specialist treatments, more freedom of choice in doctors and hospitals and shorter waiting times for non-urgent procedures.
  • The quality of care is very good, comparable to public healthcare but not necessarily better.

How is the general practitioner arranged in New Zealand?

  • The GP is the first line of healthcare.
  • For residents and long-term expats, GP visits are subsidised and relatively cheap (usually between NZD 19-55). For expats without access to public healthcare, these costs can increase.
  • GPs provide basic healthcare. If you do not live in a small village, the accessibility of GPs is quite high. GP practices have waiting times. There are often several specialists present and the nurses can also be contacted to provide care.
  • It is useful to register with a local GP, especially if you are staying in New Zealand for a longer period of time. You can visit the Healthpoint website to find a GP near you.

How is the dentist arranged in New Zealand?

  • Dental care is not included in the public health care system for adults, except in emergencies.
  • Children under 18 years of age have free access to dental care through the public system.
  • For adults, dental visits must be paid out of pocket, unless you have additional private insurance. The cost of a simple check-up can start at NZD 120.
  • Another option that people choose is dental care abroad, for example in Bali or Bangkok.

How is pregnancy care arranged in New Zealand?

  • In New Zealand, you will get good maternity care, with all the necessary facilities.
  • Care is free through the public health system. For expats without public health care, the cost of pregnancy and childbirth can vary, but a hospital birth can cost between NZD 5,000-15,000. As a foreigner on a temporary visa, you may also need to show that you have NZD 9,000 to cover your pregnancy. Once you are pregnant you will need to appoint a Lead Maternity Carer (LMC). This can be a midwife, obstetrician or GP. This LMC will support you throughout your pregnancy, be present at the birth and also support you in the 4-6 weeks after the birth.
  • Breastfeeding is strongly encouraged in New Zealand, and there are many lactation consultants and support groups available. Breastfeeding in public is completely acceptable.

How safe or unsafe is a trip or stay in New Zealand?

What should you pay attention to in terms of safety in New Zealand?

  • New Zealand is quite safe for expats, perhaps one of the safest countries in terms of crime. The country has low crime rates and friendly people. Most crime involves petty theft, such as pickpocketing in tourist areas.
  • There are also no poisonous or dangerous animals in New Zealand, which makes it a safe country in terms of wildlife. However, nature can bring dangers.
  • For example, the weather can be unpredictable, especially in mountainous areas. Unexpected things can happen during a hike, so always make sure you inform someone about your plans before you go out.
  • There can also be strong currents on beaches, so always follow local swimming advice.

What should you look out for in terms of diseases in New Zealand?

  • New Zealand is a fairly healthy country with no major health risks. There are no native tropical diseases such as malaria or dengue.
  • Make sure you are well informed about the latest health measures and vaccinations.
  • Tap water is safe to drink throughout the country. The strong UV rays increase the risk of skin cancer. Sunscreen with a high SPF is strongly recommended.
  • Some people develop hay fever due to the pollen of native plants.

What should you pay attention to when it comes to traffic in New Zealand?

  • New Zealand drives on the left side of the road, which can take some getting used to for expatriates.
  • The roads are generally in good condition, but in rural areas there are many narrow, winding roads and gravel roads.
  • Beware of tourists who are less familiar with driving on the left. Traffic incidents can occur, especially on popular routes.
  • Read up on the traffic rules. For example, seat belts are mandatory for everyone in the car and hands-free calling is mandatory. Using your phone while driving is prohibited.

What work and travel insurance policies are suitable for short and long stays in New Zealand?

  • Is the trip to New Zealand and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for New Zealand if you are going to live there for a while?

  • If you're moving to New Zealand on a short-term visa, private health insurance is usually mandatory. But even on long term visas people take out private health insurance to have more options and cover extra costs of things like dental care. Read more about insurances for abroad on Expatinsurances.org.
Packing list for New Zealand, travel insurance for New Zealand, and taking your belongings

Packing list for New Zealand, travel insurance for New Zealand, and taking your belongings

What to bring to New Zealand: highlighted

Highlighted items:
  • Documents: passport that is valid for at least 3 months after your planned departure date, a visa or NZeTA (New Zealand Electronic Travel Authority)
  • Money: a few NZ dollars can be handy, but you can also easily get them at the airport if you don't forget your debit card.
  • Care: if you have a favorite sunscreen with a high protection factor, take it with you because the thin layer of ozone will not protect you. The same goes for lip balm (especially in winter). But, know that you can find the best sunscreen in New Zealand itself.
  • Outdoor and handy: sunglasses and rain gear.
  • Clothing: clothing for all types of weather, you know - four seasons in one day. If you want to be well prepared for everything, then packing a layering system is the best.
  • Shoes: you will definitely be happy with hiking boots. For short trips, jandals (slippers in Kiwi) are handy. Medicines and travel kit: a small first aid kit with plasters, painkillers, tweezers and ORS (especially for the hiking days).
  • Mosquitoes and sandflies: DEET is not an unnecessary luxury, although you can easily get it there.
  • Technology and equipment: world plug type I.

What else can you take with you?

  • A reusable water bottle with filter, because tap water is technically drinkable, but often tastes strange.
  • Are you going hiking? Then don't forget your camping gear and walking sticks and clean everything well so that you can easily get through customs. It can also be useful to take things like plastic bags to take your used toilet paper back with you.
  • A good sun hat or cap.
  • A UV-protected swimming top if you plan to swim a lot in the summer.

What knowledge is useful when you go to New Zealand?

  • A knowledge of map and compass reading is quite useful if you are going into the wilderness for a few days.
  • Knowledge of the history of the country and the Maori culture.
  • With a little knowledge of the beloved local birds you will quickly make friends!

Are there mosquitoes in New Zealand?

  • There are annoying mosquitoes, but they are not a problem for your health.

Are there sand flies in New Zealand?

  • Sand flies, also called “blackflies”, are a bigger problem. They do not transmit diseases, but they can drive you crazy with the itch.
  • They are mainly found in bushy areas with running water, beaches and lakes and marshes.
  • They are most active during sunrise, sunset and just before rain.
  • Covering your body with (light-coloured) clothing and products such as DEET and Picaridin work best against sand flies.

Can you buy DEET, or other mosquito repellents, in New Zealand?

  • Mosquito repellents are easy to obtain in New Zealand. Popular products are Aerogard and Bushman.
  • Chemist Warehouse and Woolworths are good places to get it.

Where can you get food and drinks in New Zealand?

  • There are large supermarkets, many restaurants and you can also order food in the cities.
  • Street food is almost non-existent, unless you find a nice market or festival.
  • Just like in Australia, barbecuing is also very popular in New Zealand.

Can you buy a joint or weed in New Zealand, or take it with you to New Zealand?

  • Cannabis is not legal in New Zealand and you can get a fine or even jail time if you are in possession of it.

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Activities abroad: home page

Activities abroad: home page

From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

      Activities abroad: for gap year, sports, travel and outdoor abroad

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      Organizations: for psychological assistance and mental health care abroad
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      SPOTLIGHT & FAVORITES

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      • Travel in New Zealand?

        • It sounds a bit cliché, of course, but imagine Lord of the Rings. This movie was shot in New Zealand. So imagine challenging hikes over mountain peaks and through valleys. Glaciers, volca...
      Au Pair Spain

      Au Pair Spain is a small scale au pair agency, based in Barcelona. They offer traditional au pair opportunities, but also offer programs for 30+ au pairs, au pair who like horses, au pairs as a couple, homestay for companionship. Au Pair Spain welcomes au pairs from abroad that want to be ...

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