World Nomads

Table of contents

• Brief description of the World Nomads Travel Insurance

• Why take out the World Nomads Travel Insurance via the JoHo Foundation

• Coverage and documents of the World Nomads Travel Insurance

• Applying for the World Nomads Travel Insurance

World Nomads Travel Insurance: characteristics

Core:

• An international travel insurance with coverage for independent backpacker, backpackers, students and volunteers

Costs:

• International travel insurance policies are generally in the higher price range. World Nomads Travel Insurance is also on the higher end of this category, partly due to the many additional coverage options.

Type of insurance:

• Temporary travel insurance.
• One of the main international travel insurances with a strong international character and lots of travel information extra's.
• A serious option for those who cannot take out a suitable insurance from their home country.
• For full coverage of internships, sports, volunteering or work abroad, you usually need additional coverage.

Type of company:

• The insurance provider: World Nomads is the brand and distributor of the travel insurance you buy on worldnomads.com and associated sites  it does not issue the policies itself as an insurance company, but sells and services them.
• The insurer: World Nomads uses local insurance companies (insurers) licensed in each country to issue the policies. In Europe the products are manufactured by Collinson Insurance Europe Limited (CIEL). In other markets travel policies products are manufactured by companies like Tokio Marine HCC, the American organization that also is behind the SafetyWing Nomad insurance.

World Nomads Travel Insurance: duration limits of coverage

Duration minimum:

• No minimum limit

Duration maximum: 

• Up to 180 days per policy, with options to extend or buy new policies to reach a total of 12 months (365 days) for your entire journey. 
• In case of the annual multi-trip insurance: 12 months total coverage (each trip within that year is limited to 45 days)

Renewal:

• You can extend when your plan changes, as long as you have not returned home.

Start and termination:

• The coverage starts the moment you depart your country of residence or in some cases, like the trip cancellation, it may start immediately.
• The coverage ends on the date shown on your Certificate of Insurance, or the moment you return to your country of residence, or when the maximum trip duration allowed by the policy is reached. Once one of these happens, cover automatically stops.

World Nomads Travel Insurance: location and area limits of coverage

Areas and countries:

• Worldwide coverage outside the usual country of residence.
• The insurance fare and premiums vary depending on the countries you plan to visit. Destinations with higher medical costs usually lead to higher premiums

Home country return:

• In case of a medical emergency abroad, the insurance will repatriate you back to your home country for long-term care. Once you return home, your coverage for that injury or illness ends, and you must rely on the local healthcare system of your home country.

Home country visit:

• Coverage in your home country is generally suspended during a temporary visit. The insurance remains valid for the remainder of your trip once you leave again, provided it has not reached its original end date. 

Location:

• Possible to apply, even when you are already abroad.

Risky destinations: 

• The insurance does not offer war and high risk zone insurance.

World Nomads Travel Insurance: nationality and age limits of coverage

Current situation:

• If you are a resident of the European Union, World Nomads is currently unavailable for purchase. 

Nationalities:

• Cover is available to residents of the many counties listed on the World Nomads website

Maximum age:

• Age limit may vary, depending on country of permanent residence. Generally the age limit is 79 years.

Minimum age:

• No minimum age

World Nomads Travel Insurance: parts of the coverage

World Nomads Travel Insurance: support and application

Preparation:

• Advice: check and read the description of coverage carefully during the proces of application, or getting a quote, so that you know what is covered and what not in detail
• Please note: insurance terms and conditions are subject to change at any time, and information on the website or other websites may contain errors. Therefore, always check the most recent terms and conditions and information on the website of the insurance company you are applying to.

Service level of JoHo:

• The World Nomads Travel Insurance is only offered without the mediation of an insurance intermediary. Unfortunately, JoHo Insurance cannot act as your insurance broker with regard to this specific insurance, or in the event of problems with this insurer. 
• However, JoHo Insurances remains available to advise you on your general insurance situation.

Take out the insurance:

• Get a quote or apply for the World Nomads Travel Insurance
• The link will not work with UBlock and some other Anti-tracking tools.

Apply: World Nomads Travel Insurance