Travel to Maldives to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro

Maldives:

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Backpacking or traveling in Maldives?

  • Close to greater India you will find the small, delicate and special Maldives. The area of 1,200 (‼) islands is hugely vulnerable to the effects of climate change, as most of the islands are less than 1.5 m above sea level. Want to go there? Then visit before it's too late. 
  • The Maldives is known as a luxury destination, with many expensive resorts and even private islands - these are the resort islands. So these are particularly suitable for the traveler who wants a beach vacation and has a sizable budget. For backpackers, the local islands, such as Maafushi and Thulusdhoo, are more interesting because here you can find cheaper accommodation and dining options. It is also more sustainable travel because the money goes directly to the people instead of international resorts and here you can enjoy the local experience and get to know the Maldivian culture better. 
  • Activity spotting: island hopping to discover different parts of the country, beautiful diving and snorkeling, surfing, kayaking, dolphin cruises, tasting local delicacies, enjoying the beach, visiting local markets. 
  • Animal spotting: think sea life especially. Whale sharks, manta rays, coral reefs with lots of tropical fish, dolphins, sharks, fruit bats, sea eagles.
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Studying in Maldives?

  • There are limited opportunities to study in the Maldives, the universities are quite young and you will find mostly undergraduate programs. Popular fields of study, due to the country's location, are marine biology, tourism, environmental science and education. So if you are interested in these, studying in the Maldives is a unique opportunity. 
  • Study city: Male. 
  • Language: English, it is accessible so!
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Internship in Maldives?

  • Because of the economy and location, internships in tourism (all kinds of aspects, from cuisine to HR) and marine research/nature conservation are particularly popular. Medical internships are also possible. 
  • Competencies: hospitality, service, ecological monitoring, data analysis, customer orientation, promotional skills, intercultural communication, logistics and planning.
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Doing volunteer work in Maldives?

  • In terms of internships, you can particularly go into marine conservation, such as protection of whale sharks or sea turtles and coral reef restoration. 
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Work in Maldives?

  • The greatest chance of getting a job is in the tourism/hospitality industry in one of the large resorts. Think kitchen staff, engineers, housekeeping, diving or surf instructor, HR, or working in a Spa. There are also jobs in marine conservation, often in partnership with resorts. 
  • Usually you work 6 days a week and have one day off per week. Often with a diverse team from different countries, which makes for a dynamic, multicultural work environment.
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Working as a digital nomad in Maldives?

  • The Maldives is a paradise challenge for digital nomads. Life is beautiful, but expensive and the Internet is not that good. You do find a large expat community, but you can whistle for parties with alcohol, as alcohol is prohibited.  
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Living in Maldives?

  • The Maldives is known as a beautiful archipelago. As a paradise for the rich in the world. As the picture on postcards. But don't be mistaken, this does not say everything about the Maldives. The Maldives is also a strict Muslim country, and if you are not in one of the golden cages, you are probably in an extremely densely populated island. Living there is not the same as vacationing there! 
  • The people are incredibly friendly and helpful, life is generally relaxed and stress-free, and there is a large expat community that organizes many activities. You can also learn a lot about the culture and Muslim community and enjoy the marine life. 
  • But... it can be quite bureaucratic, life is expensive and there are strict rules on the local islands (such as no wearing bikinis, no alcohol). 
  • Health insurance: medical facilities are limited. The only good hospitals can be found in Male and Hulhumale. If you need specific, extensive care then you often have to go to India or Sri Lanka. Make sure you have your own well-covered health insurance.

 

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CHECK COUNTRY INFORMATION  CHECK PREPARING AND INSURANCE  CHECK ACTIVITIES AND STORIES 

 

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Preparation & Packing

Packing list for the Maldives, travel insurance for the Maldives and packing your belongings

Packing list for the Maldives, travel insurance for the Maldives and packing your belongings

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What to take to the Maldives: brief

To pack and check
  • Documents and money: a passport valid for at least another 6 months. Most travelers will receive a free tourist visa upon arrival for a maximum of 30 days, provided you meet the entry requirements. Check the rules for your nationality in advance. Additionally, you must complete an online Traveller Declaration before departure. The local currency is the Maldivian rufiyaa (MVR), at resorts, almost all payments are settled in US dollars. A credit card is indispensable in a resort.
  • Clothing: swimwear and light summer clothing for the tropical climate. On resort islands, almost anything goes, but when you visit local inhabited islands, covering clothing (shoulders and knees covered) is appreciated due to the islamic culture.
  • Shoes: flip-flops are actually all you need.
  • Personal care and hygiene: a reef-friendly sunscreen with a high protection factor.
  • Insects and animals: a set of mosquito repellents (preferably with DEET or picaridine). Medicines and travel first-aid kit: a first-aid kit with ORS, plasters, painkillers, and something for insect bites. Do you use specific medications or menstrual products? Bring enough if you are traveling to smaller local islands; prices at resorts are often high and the selection limited.
  • Outdoors and handy items: sunglasses, a cap or hat, and a reusable water bottle.
  • Technology and equipment: the Maldives mainly uses type D, G, J, K, and L sockets. Many resorts have universal sockets, but a travel adapter is still handy to bring along.
To consider:
  • A snorkel set; renting is often possible, your own mask usually fits much more comfortably.
  • UV-protective swimwear or a rashguard for long snorkeling days.
  • An underwater camera or GoPro.
  • Reading material or games; on many resort islands, life revolves mainly around relaxing.
  • A dry bag for boat trips.
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Are there mosquitoes in the Maldives?

  • Mosquitoes are present on almost all islands, especially after rainfall and on islands with dense vegetation. Mosquitoes are generally less aggressive than at many other tropical destinations, but they can still transmit dengue, chikungunya, and Zika.
  • On some luxury resort islands, they engage in intensive mosquito control. Kunfunadhoo (where Soneva Fushi is located, among others), for example, is known as an island with relatively few mosquitoes.
  • More about protection against mosquitoes and insects.
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Are there sandflies in the Maldives?

  • Yes, but fortunately far fewer than at many other tropical beach destinations.
  • On some islands, there are reports of sandflies or small biting flies, especially around vegetation and sheltered beaches.
  • Their bites can itch intensely. Fortunately, most tourists are not bothered by them.
  • An insect repellent containing DEET or picaridine usually also helps against sandflies.
  • More about sandflies and sand fleas.
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Can you buy DEET, or other insect repellents, in the Maldives?

  • On the larger local islands and in Malé, DEET and other mosquito repellents are available at pharmacies and supermarkets.
  • Mosquito spray is also often available at resorts, but usually at hefty resort prices.
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Can you buy a beer or wine in the Maldives, or bring it with you to the Maldives?

  • That depends on where you are. On resort islands, alcohol is commonly served, but on local, inhabited islands, alcohol is prohibited due to Islamic law.
  • Bringing alcohol into the Maldives is not permitted. Upon arrival, it will be confiscated by customs and you will only get it back when you leave the country.
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Can you buy a joint or weed in the Maldives, or bring it with you to the Maldives?

  • The Maldives has very strict drug laws. Cannabis is prohibited, and possession, use, sale, or importation carry heavy penalties.
  • Even small quantities can lead to arrest or imprisonment.
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Health, Insurance & Safety

How does healthcare work in the Maldives, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in the Maldives, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in the Maldives, and which insurance do you need?

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What is the quality of healthcare in the Maldives?

  • The Maldives has a challenging healthcare system. Try getting good healthcare on all sorts of small islands that are also plagued by bad weather.
  • Fortunately, the government has worked hard on this in recent years, resulting in a very good infrastructure where every resident has quick access to a good healthcare facility. Primary medical care is available on every island and there is a secondary health centre on every atoll or archipelago.
  • The island has a system of public and private institutions.
  • There are two major hospitals in the Maldives: the ADK Private Hospital and the Indira Gandhi Memorial Hospital. These hospitals have modern equipment, but outside of Male this is very limited and medical evacuation is necessary in serious cases.
  • Resort islands often have their own medical professionals on site in case something happens to the guests. There are also sometimes smaller clinics on the island. However, for serious problems, medical evacuation is often necessary - for example to India or Sri Lanka.
  • Pharmacies can be found on the larger islands such as Male. In general, the medicines are in stock there.
  • There is no emergency medical number in the Maldives. At sea, the coast guard can be called on 191. It may be wise to save the emergency number of a private healthcare institution nearby for emergencies.
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How does the public healthcare system work in the Maldives?

  • The public healthcare system consists of five levels of healthcare, divided into regions. This system does not have to be followed, one can use any level of healthcare.
  • Unfortunately, the Maldives suffers from a shortage of healthcare personnel and medical equipment.
  • All residents of the Maldives, including legally employed expats, are entitled to thousands of USD in medical care, paid by the government. For expats, the employer must pay a fee to obtain this coverage.
  • This coverage includes emergency hospitalisation and treatment, emergency evacuation, outpatient care, prescribed medication, diagnostics and, in the case of a high earner, treatment abroad.
  • Unfortunately, there are often long waiting times for public healthcare. This also applies to the best public hospital Indira Gandhi Memorial Hospital.
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How does the private healthcare system work in the Maldives?

  • The private healthcare sector in the Maldives is quite large and has grown in recent years. There are more than 50 medical facilities and several hospitals.
  • Foreigners often prefer private healthcare because of the better equipment, shorter waiting times and better trained doctors.
  • Private clinics not only offer Western care, but also traditional and alternative forms of healthcare.
  • Private healthcare costs can be quite high.
  • Although the public system offers healthcare coverage for working expats, it is still recommended to take out private health insurance because medical evacuation is necessary in serious cases. This means that the costs can suddenly be very high if something happens to you.
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How is the family doctor or general practitioner arranged in the Maldives?

  • The closest thing to a general practitioner is a primary doctor in a health clinic. These can be found in both public and private institutions.
  • General doctors are also often found at the resorts (islands).
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How is the dental care and dentist arranged in the Maldives?

  • Dentists in the Maldives must register with the Maldives Medical and Dental Council (MMDC). Registered dental practices can be found on their website.
  • There are both public and private dental care facilities. Most foreigners living in the Maldives choose private dentists because of the faster and more personal care. It is always useful to ask other expats about their experiences with a good dentist!
  • The costs are generally a lot lower than in other countries.
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How is pregnancy and maternity care arranged in the Maldives?

  • The country has seen a huge reduction in maternal mortality over the last 25 years. The number of mothers who die during childbirth has fallen by 90% over this period. This is due to better access to general healthcare, prenatal care and better doctors. The government also has programs that specifically focus on women's reproductive health. There is good maternity care available in the Maldives, both before, during and after birth. If you are insured under the national system, the government will most likely cover most of the costs.
  • The best gynaecologists can be found in the two major hospitals in Male: the ADK Private Hospital and the Indira Gandhi Memorial Hospital.
  • Be aware of the Zika virus when you are pregnant in the Maldives. This is a risk here.
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How safe or unsafe is a trip or stay in the Maldives?

What should you pay attention to in terms of safety in the Maldives?

  • In general, the Maldives are very safe. There is little crime, especially on the resort islands, and the country is quite politically stable in the tourist areas.
  • In Malé, political demonstrations can occur that can become violent. Better to avoid them!
  • Strict Islamic law can also cause problems for foreigners, especially if you are more in the local communities.
  • Beware of currents and harsh conditions on remote islands if you go without a guide.
  • On islands where the locals live, it is important not to drink alcohol in public or exhibit immoral behavior. This is illegal!
  • The rainy season (May-November) can bring heavy storms.

What should you look out for in terms of diseases in the Maldives?

  • Due to the tropical climate, there are several mosquito-borne diseases in the country, such as dengue fever and Chikungunya. Take good precautions to protect yourself from mosquitoes. To prevent bacterial infections, it is wise to only drink bottled water and to wash or cook fruit and vegetables thoroughly.

What should you pay attention to when it comes to traffic in the Maldives?

  • If you live and work on a resort island, you will not need a car. Most islands are too small for roads. Bicycles and golf carts are often the main means of transport here.
  • Outside of Malé and Hulhumalé, there are no highways and very few cars.
  • Ferries are important for transport between islands. This is the cheapest option. Speedboats are faster, but more expensive.
  • Domestic flights are common for islands that are far away.
  • In the Maldives, you also have seaplanes, yes really! But only for the rich among us.
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What are the best insurance options for backpacking, traveling, doing an internship, studying, volunteering, or working in the Maldives?

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What types of insurance should you get if you're planning to emigrate, work as an expat, or live in the Maldives?

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What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?
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What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from Maldives

Advice and decision support
Insurance
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What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in Maldives

Advice and decision support
Insurance
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Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

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What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.
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Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.
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What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.
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What insurance do you need for a trip or vacation?

 

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Travel insurances and insurances for long term abroad - Theme
What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

Round the world travel insurance or long-term travel insurance

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What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.
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Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.
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What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.
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What insurance do you need when backpacking abroad?

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Travel insurances and insurances for long term abroad - Theme
What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

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What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.
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Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.
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What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”
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What insurance do you need when backpacking abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

Insurance for working abroad

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What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.
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Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.
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What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • That you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.
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What insurance do you need to work abroad?

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International insurance for working abroad or digital nomads
What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

Insurance for working with animals abroad

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What is insurance for working with animals abroad?

  • Insuring yourself for working abroad with animals means taking out insurance that continues to provide coverage during your paid, unpaid, or internship work abroad, where minor or major risks are involved.
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Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for work abroad.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work. Almost all standard insurers exclude working with animals from coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work. All over the world, there are reserves, rescue centers, and zoos where you can roll up your sleeves as a veterinarian, intern, or volunteer. Working with animals or wildlife is not without danger. No matter how cute they may look, or how tame they may behave. All animals can suddenly bite viciously or lash out with a claw or beak. Not only can this result in nasty injuries, but it can also transmit diseases that you would rather not have, and certainly not abroad.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
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What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • That you have insurance that provides sufficient coverage for the work you will be performing.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
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Which insurance do you need for working, an internship, or volunteering with animals abroad?

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International insurance for working abroad or digital nomads
What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

Volunteering abroad with the right insurance

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What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad
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Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.
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What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.
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What insurance do you need when volunteering abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

Internship abroad with the right insurance

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What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.
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Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.
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What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

Studying abroad with the right insurance

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What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.
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Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.
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What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

Take out insurance if you are going to do move abroad as expat or emigrant?

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What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.
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What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
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Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.
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What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks
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When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad
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What insurance do you need for emigration or working as an expat abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page
Insuring, troubleshooting and safe travel abroad

Insuring, troubleshooting and safe travel abroad

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Insuring and taking care abroad

Table of contents
  • Why get specific insurance when going abroad?
  • How to survive disasters abroad ?
  • How to insure activities abroad?
  • Which Insurances apply for internships, staying, studying, volunteer work or paid work abroad?

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Reading & Remembering

Maldives: Updates & Travel
Maldives: selection of contributions by WorldSupporters - Bundle

Maldives: selection of contributions by WorldSupporters - Bundle

Content about Maldives shared by WorldSupporters

Volunteer on a Sea Turtle Research Expedition on the Maldives

Volunteer on a Sea Turtle Research Expedition on the Maldives

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Hungry for an adventure in a remote part of the world? Explore one of the most remote parts of the Maldives as a volunteer with the Olive Ridley Project’s Sea Turtle Research Expedition. Join the Olive Ridley Project as a research volunteer on a three-week expedition in Haa Alif Atoll. The project focusses on data collection in the 'black hole' of turtle data. The findings will help protect the habitat of sea turtles and raise awareness. In addition, you may be involved in the rescue of entangled sea turtles and will be trained in basic sea turtle first aid.

How much does it cost to join the expedition?

In order to sustain the research, we ask for a donation to cover your expenses and the costs of running the expedition: 3 Weeks: $2,700 per person

Your donation will cover:

  • Return domestic flights and boat transfers from Male to Haa Alif. Atoll.
  • Accommodation for the duration of your stay
  • All meals for the duration of your stay

 

Going abroad?

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Naar de Malediven reizen om te backpacken, te studeren, stage te lopen, te (vrijwilligers) werken, te leven als digital nomad of je te vestigen

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Image Snorkeling abroad: what is it, what is the best place to go, and are you insured?
Snorkeling abroad: what is it, where is the best place to go, and are you insured? What is snorkeling abroad? Why should you go snorkeling abroad? What do you need and...
Image Zet je als vrijwilliger in voor het behoud van de zeeschildpadden. Doe onderzoek, maak stranden schoon en organiseer educatieve campagnes
Zet je als vrijwilliger in voor het behoud van de zeeschildpadden in Kenia, de Malediven, de Seychellen of Oman. Doe onderzoek, maak stranden schoon en organiseer...
Image Haal je duikbrevet en ga aan de slag om koraalriffen te bestuderen en beschermen
Haal je duikbrevet en ga aan de slag om koraalriffen te bestuderen en beschermen
Image Help to increase knowledge on how to protect an endangered sea turtle species in the Maldives
Help to increase knowledge on how to protect an endangered sea turtle species.
Image Doe een werk- of meeloopstage bij hotels of in de toerismesector
Doe een werk- of meeloopstage bij hotels of in de toerismesector
Image Werk als barman of barvrouw bij een resorts en bezorg de gasten een onvergetelijke tijd
Werk als barman of barvrouw bij een resorts en bezorg de gasten een onvergetelijke tijd
Image Ben jij schilder, elektricien, loodgieter of technicus? Ga dan aan de slag op een resort in de sneeuw of juist in de zon
Ben jij schilder, elektricien, loodgieter of technicus? Ga dan aan de slag op een resort in de sneeuw of juist in de zon
Image Loop stage bij een hotel of resort in Azië en ontwikkel je vaardigheden in de hospitality branch
Je draait mee binnen een afdeling van een hotel of resort op een zonnige bestemming. Er zijn verschillende mogelijkheden via deze organisatie. Afhankelijk van je...
Image Loop stage in Thailand, Maleisië, Dubai, Vietnam of de Malediven!
Asia is on the rise! De laatste jaren vestigen steeds meer bedrijven zich in deze regio vanwege de snelle economische groei. Hierdoor wordt ook stagelopen in een van...
Image Volunteer on a Sea Turtle Research Expedition on the Maldives
Hungry for an adventure in a remote part of the world? Explore one of the most remote parts of the Maldives as a volunteer with the Olive Ridley Project’s Sea Turtle...
Activities abroad: home bundle

Main content and contributions for activities abroad

,,,accommodations, adventure activities, courses, internships, jobs and volunteer projects

...to help another, travel with care, work together , learn to share and inspire with your experience

 

Activities abroad: home page

Activities abroad: home page

From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

Activities abroad

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    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.
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    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.
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    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      Activities abroad: for experiencing countries and cultures abroad

      Activities abroad: for experiencing countries and cultures abroad

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      Activities abroad: for intern, volunteer and work abroad per sector

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      Activiteiten in het buitenland: startbundel

      Activiteiten in het buitenland: startbundel

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      Worldsupporter: home pages and bundles

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      How does the healthcare system work in the Maldives, and which insurance do you need? What is the quality of healthcare in the Maldives? How does the public healthcare...
      Image Packing list for the Maldives, travel insurance for the Maldives and packing your belongings
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      Travel to the Maldives, before it is too late, since the 1,200 islands are vulnerable to the effects of climate change.
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      Oceania & The Pacific: country bundles

      The Australia & Oceania/Pacific continent consists of many small island countries and islands territories.

      List of countries:

      • Antarctica (continent)
      • Australia
      • Fiji
      • Kiribati
      • Marshall Islands
      • Micronesia
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      Image Stage Global
      Stage Global is in 2010 opgericht als een bemiddelingsbureau voor stages voor studenten en jonge professionals. Stage Global bestaat uit Stage-USA, Stage-Australia,...
      Image Oliver Ridley Project
      The Oliver Ridley Project is a charity that focusses on protecting sea turtles. on four project locations they educate local people, rescue injured turtles, cleaning the...
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      international law

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      Moving abroad and relocation

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      Organizations for nature conservation, environmental protection and working in nature abroad

      Costa Rica rain forest - Jungle

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      Organizations: for paid employment abroad and international recruitment

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      Organizations: for psychological assistance and mental health care abroad

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      Go abroad!

      Move or live abroad? check your options with The JoHo Insurance Foundation

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