Travel to Bali to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

Image

Image

Image  Bali

Image

Preparation & Packing

Packing list for Bali, travel insurance for Bali and taking your belongings

Packing list for Bali, travel insurance for Bali and taking your belongings

What to take to Bali: brief

To pack and check
  • Documents and money: a passport valid for at least another 6 months. Many travelers require a Visa on Arrival (VOA) or e-VOA (saves hours of waiting); check the current rules for your nationality before you depart. The local currency is the Indonesian Rupiah (IDR). You can withdraw cash in many places, but bring some cash for warungs, markets, and smaller villages.
  • Clothing: light, airy clothing for the tropical climate, and long clothing for extra protection against mosquitoes. Also bring a thin cardigan or raincoat for the rainy season (approximately November-March). Covered shoulders and knees are mandatory for temple visits; you can often borrow a sarong, but bringing your own saves money.
  • Shoes: flip-flops or sandals for daily use. Good walking shoes are recommended if you are climbing volcanoes like Mount Batur or hiking through rice terraces and waterfalls. Packing and protection: a rain cover for your backpack and a dry bag for boat trips to Nusa Penida, Nusa Lembongan, or the Gili Islands.
  • Personal care and hygiene: sunscreen with a high protection factor, hand gel.
  • Insects and animals: a good mosquito repellent (preferably with DEET or picaridine), especially during the rainy season.
  • Medicines and first-aid kit: a first-aid kit with ORS, plasters, painkillers, blister plasters, and something for insect bites.
  • Outdoor items and handy: sunglasses, reusable water bottle, cap or hat, and a small daypack.
  • Technology and equipment: a travel adapter for type C and F sockets.
  • Safety and theft: a money belt or secure storage place is handy. Phone theft from scooters, in particular, occurs regularly.
To consider
  • A snorkel set.
  • UV-protective swim shirt.
  • International driving license; officially required if you rent a scooter or car.
  • Quick-drying towel or sarong

Are there mosquitoes in Bali?

  • You can expect mosquito company in Bali all year round. During the rainy season and around rice fields, gardens, and stagnant water, they are present in large numbers.
  • Dengue fever occurs regularly and causes outbreaks almost every year. Chikungunya also occurs. Malaria plays hardly any role in most tourist areas of Bali.
  • Use mosquito repellent, especially in the evening, and wear covering clothing where possible.
  • More about protection against mosquitoes and insects.

Are there sandflies in Bali?

  • Sandflies can occur on some beaches, especially on quieter beaches and around mangroves.
  • The bites are more annoying than mosquito bites. Not immediately after you get bitten—you usually don't notice that—but mainly in the week or weeks afterward.
  • An insect repellent containing DEET or picaridine usually works well.
  • More about sandflies and sand fleas.

Can you buy DEET, or other mosquito repellents, in Bali?

  • You can easily get mosquito repellents at supermarkets, pharmacies, drugstores, and minimarkets such as Guardian, Watsons, Indomaret, and Alfamart.
  • Local brands often contain lower concentrations of DEET than many Dutch products.
  • See also DEET mosquito repellents and the percentages.

Can you buy a joint or weed in Bali, or bring it to Bali?

  • Indonesia has one of the strictest drug laws in the world. Cannabis is prohibited, and possession, use, sale, or importation carry heavy prison sentences. Several foreigners are currently detained in Bali due to this legislation.
  • Therefore, even small amounts can have major consequences.

Health, Insurance & Safety

How does healthcare work in Indonesia, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Indonesia, and what travel insurance, health insurance or expat insurance do you need?

How does the health care system work in Indonesia?

  • Indonesia, like many countries, has a two-part health care system with public and private options.
  • As an expat or emigrant, you can use both systems, fee-based.
  • Indonesia's healthcare system is developing solidly, with more and more hospitals, clinics and medical facilities being added.
  • The quality of care still varies widely, though, with modern hospitals in large cities such as Jakarta, Bandung and on Bali, and more limited facilities in rural areas.
  • Access to medicine may be different from what you are used to. Some medicines that you get in your home country only by prescription can be obtained here and vice versa.
  • In an emergency, you can call 118, but the ambulances through this public healthcare system are not of the quality you would like, and in remote areas are even completely absent. If you live in Indonesia, it is helpful to have the contact information of the nearest private clinic so they can send an ambulance.

How does the public healthcare system work in Indonesia?

  • Indonesia has had a national health insurance program called Badan Penyelenggara Jaminan Sosial (BPJS) since 1968. This system is designed to provide health care for all and is supported by a national insurance program called Jaminan Kesehatan Nasional (JKN).
  • As an expat or emigrant, you can usually take advantage of the public healthcare system, provided you can prove that you have lived in the country for at least a number of months (often at least 6).
  • Although the quality of care is slowly increasing, Indonesia is known for the low quality of public health care. For example, there are too few well-trained doctors and infant mortality is also still high. Many good doctors from the public system exchange their jobs for jobs in private healthcare in, for example, Singapore, Bangkok, Kuala Lumpur.
  • For locals, public care is cheap. But at the same time, care is often overburdened and of lower quality than in the private sector. It is mainly suitable for basic needs.
  • Also, people in public care usually do not speak English.

How does the private healthcare system work in Indonesia?

  • Expats and emigrants generally choose private care because of more modern facilities, better hygiene and English-speaking doctors. International hospitals such as Siloam and BIMC (Bali International Medical Center) are popular.
  • Costs are higher than public care, but relatively affordable compared to Western standards.
  • Yet private care also has limitations.
  • For advanced treatments, people often rely more on hospitals in Singapore, Thailand or Malaysia. It is nice and advisable to have coverage in your (international) health insurance for medical evacuation and repatriation, among other things.

How is the family doctor or general practitioner arranged in Indonesia?

  • Indonesia does not have an extensive general practitioner system. Patients usually visit a specialist or clinic directly.
  • Private clinics (such as SOS International) are available in major cities and expat areas, providing basic care and referrals.

How is the dental care and dentist arranged in Indonesia?

  • Indonesia has a large number of private dental clinics, especially in cities such as Jakarta, Surabaya and in Bali.
  • Standards are high in modern clinics, and English-speaking dentists are available.
  • The cost of dental care is significantly lower than in Europe or North America, making Indonesia a destination for dental tourism.
  • Public dental care is also available through BPJS, but the quality is limited.

How is the pregnancy care arranged in Indonesia?

  • If you are about to have a baby in Indonesia, it is important to know that the facilities of public health institutions are generally not of sufficient quality and infant mortality is very high compared to other countries in Southeast Asia.
  • In public institutions there is a lot of prenatal care, but almost no postnatal care.
  • Expats and emigrants usually use private hospitals or international clinics for prenatal care and postnatal care. Private hospitals offer, at a higher cost, modern facilities for deliveries.
  • In addition, many foreign families choose the services of a private midwife, as this help usually does not come from clinics.
  • In Indonesia, cesarean section is preferred to natural birth because it is seen as less risky. So be sure to discuss well with your doctor what you want.
  • The quality of childbirth monitoring often leaves much to be desired. Culturally, people are reluctant to use physical touch.
  • Breastfeeding is strongly encouraged and supported by campaigns, but the choice of bottle feeding is also respected.
  • Indonesia still has challenges with maternal and infant mortality in rural areas, although the situation in urban hospitals is much better.
  • Indonesia began the village midwife program (bidan di desa) in 1989 in cooperation with international organizations: women gave birth at home with the help of minimally trained traditional midwives (dukun bayi). The number of local midwives increased dramatically and is now very important for local, remote communities.

How safe or unsafe is a trip or stay in Indonesia?

What should you pay attention to in terms of safety in Indonesia?

  • Living and living in Indonesia is pretty safe, but again, not without risks: think earthquakes, floods, petty crime and in very rare cases terrorism.
  • Indonesia is a large country and safety varies greatly by area. In Papua and West Papua, for example, it is more dangerous for visitors than other parts of the country because of political instability. In addition, terrorist attacks occur and areas where tourists frequent are often targeted.
  • There is a lot of petty crime. For example, motorcycle robberies are common. So pay close attention to personal belongings, make sure your bag hangs securely around your shoulders and avoid walking down the street with your phone in your hand.
  • Credit card and ATM fraud are also common. So be sure to keep a close eye on your bank accounts and use cash to pay as much as possible.
  • Political protests are usually peaceful, but avoid large crowds.
  • Respect the local culture, especially in conservative areas. Avoid public drunkenness and be careful when expressing your political opinions.
  • The country is beautiful but at the same time prone to earthquakes, volcanic eruptions and floods. So it is useful to be informed about disaster plans in your area.

What should you look out for in terms of diseases in Indonesia?

  • There are quite a few tropical diseases, many of which are transmitted by mosquitoes. Protect yourself well, especially in rural areas and during the rainy season.
  • Tap water is not safe to drink. It is also recommended not to cook with it.
  • There is a lot of air pollution in major cities. This can lead to worsening existing respiratory problems.
  • Indonesia is generally very hot and tropical. Many new residents suffer from sunburn, sunstroke and dehydration.
  • Pay attention to food hygiene, Bali Belly is a well-known phenomenon.

What should you pay attention to when it comes to traffic in Indonesia?

  • Roads in Indonesia range from reasonable in cities to poorly maintained in rural areas. Traffic jams are a major problem in large cities such as Jakarta.
  • Scooters are the most popular means of transportation, but traffic is chaotic and dangerous for inexperienced drivers.
  • There are also many accidents on the road. Hiring a local driver is the safest option for getting around.
  • Urban areas have improved transportation options such as MRT and bus networks. Cab apps are also increasingly available and popular.
  • Traffic rules are often ignored, and traffic accidents are common. Driving after sunset is not recommended, especially in rural areas.

What are the best insurance options for backpacking, traveling, doing an internship, studying, volunteering, or working in Indonesia?

What types of insurance should you get if you're planning to emigrate, work as an expat, or live in Indonesia?

What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?

What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from Bali

Advice and decision support
Insurance

What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in Bali

Advice and decision support
Insurance
Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

 

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need when backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.

Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.

What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”

What insurance do you need when backpacking abroad?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • That you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.

What insurance do you need to work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad?

  • Insuring yourself for working abroad with animals means taking out insurance that continues to provide coverage during your paid, unpaid, or internship work abroad, where minor or major risks are involved.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for work abroad.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work. Almost all standard insurers exclude working with animals from coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work. All over the world, there are reserves, rescue centers, and zoos where you can roll up your sleeves as a veterinarian, intern, or volunteer. Working with animals or wildlife is not without danger. No matter how cute they may look, or how tame they may behave. All animals can suddenly bite viciously or lash out with a claw or beak. Not only can this result in nasty injuries, but it can also transmit diseases that you would rather not have, and certainly not abroad.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • That you have insurance that provides sufficient coverage for the work you will be performing.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.

Which insurance do you need for working, an internship, or volunteering with animals abroad?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

What insurance do you need when volunteering abroad?

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad

What insurance do you need for emigration or working as an expat abroad?

International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

Image

Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page
Insuring, troubleshooting and safe travel abroad

Insuring, troubleshooting and safe travel abroad

Image
Table of contents
  • Why get specific insurance when going abroad?
  • How to survive disasters abroad ?
  • How to insure activities abroad?
  • Which Insurances apply for internships, staying, studying, volunteer work or paid work abroad?

Image

Reading & Remembering

Image

Related topics and terms

Related regions:

Image ACTIVITIES

Check courses, jobs, projects, recipes, suggestions and tips related to: 'Bali'

CHECK MORE ACTIVITIES

Make a selection, to find more tips than you see below

Image Stage verpleegkunde Bali
Als stagiair verpleegkunde op Bali werk je actief mee met het lokale team in het behandelen van patiënten. Je volgt hiervoor een relevante opleiding verpleegkunde. De...
Image Zet je als vrijwilliger in voor een opvangproject voor straathonden op Bali
Zet je als vrijwilliger in voor een opvangproject voor straathonden op Bali. Help met de verzorging van deze dieren en zorg er als vrijwilliger voor dat er niet meer...
Image Werk mee aan een community project op Bali en kom in aanraking met de lokale cultuur
Werk mee aan een community project op Bali en kom in aanraking met de lokale cultuur Je ondersteunt als vrijwilliger bij diverse projecten gericht op empowerment,...
Image Volunteer at an organisation that supports youth with mental disabilities on Bali
Volunteer at an organisation that supports youth with mental disabilities on Bali
Image Ondersteun een onderwijsproject in Seraya, Bali!
Ondersteun een onderwijsproject in Seraya, Bali!
Image Join one of the weekly cleanups on Bali or Java and get involved with the local community
Join one of the weekly cleanups on Bali or Java and get involved with the local community. Ideal for both tourists and digital nomads who want to get to know Indonesia...
Image Volunteer as a teacher at small schools in various countries
Volunteer as a teacher at small schools in various countries. This organization offers various opportunities for small schools, mostly focused on teaching English, but...
Activities abroad: home bundle

Main content and contributions for activities abroad

,,,accommodations, adventure activities, courses, internships, jobs and volunteer projects

...to help another, travel with care, work together , learn to share and inspire with your experience

 

Activities abroad: home page

Activities abroad: home page

From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

      Activities abroad: for experiencing countries and cultures abroad

      Activities abroad: for experiencing countries and cultures abroad

      Bundled content for experiencing countries and cultures during gap year, travel and backpacking abroad

      Access: 
      Public
      Activities abroad: for sports, adventure and outdoor abroad

      Activities abroad: for sports, adventure and outdoor abroad

      Bundled content for sports, adventure and outdoor during travel, gap year and backpacking abroad

      Access: 
      Public

      Image STORIES

      Check blogs, experiences and information related to: 'Bali'

      CHECK MORE STORIES

      Make a selection, to find more blogs and contributions than you see below

      Image Packing list for Bali, travel insurance for Bali and taking your belongings
      What to take to Bali: brief Are there mosquitoes in Bali? Are there sandflies in Bali? Can you buy DEET, or other mosquito repellents, in Bali? Can you buy a joint or...
      Image Expat and emigration interviews: Bali emigration story: rescuing animals
      How are your experiences moving to Bali? How is the culture in Bali? How are the social interactions in Bali? What are the challenges during your move to Bali? What are...
      Image Onderhandelen tot je er bij neer valt, paradijselijke stranden en goeie afsluiter Bali
      Terug naar Kota, de hele toeristische plek. Bas, de Nederlandse jongen was daar al en we zouden samen naar de traditionele markt in Denpasar gaan. De weg naar zijn...
      Image Packing list for Indonesia, travel insurance for Indonesia, and taking your belongings
      What to bring to Indonesia: highlighted What knowledge is useful when you go to Indonesia? Are there mosquitoes in Indonesia? Are there sand flies in Indonesia? Can you...
      Countries & Destinations: home bundle

      Bundled content, suggestions, stories and tips about the countries and destinations in the world

      ...to help another, travel with care, work together , learn to share and inspire with your experience

      Africa: country bundles

      Africa: country bundles

      Access: 
      Public
      Asia: country bundles

      Asia: country bundles

      Country bundles of Asian countries

      Access: 
      Public
      Europe: country bundles

      Europe: country bundles

      Country bundles of European countries

      Access: 
      Public
      The Caribbean: country bundles

      Image ORGANIZATIONS

      Check sectors and organizations related to: 'Bali'

      CHECK MORE ORGANIZATIONS

      Make a selection, to find more or other organizations than you see below

      Image WINS foundation
      WINS is short for: Weeskinderen Indonesië Naar School (Dutch), which literally means Orphans of Indonesia to School. WINS foundation programs offer additional lessons...
      Image Sungai Watch Indonesia
      Sungai Watch is on a mission to protect and restore Indonesian rivers by developing and designing simple technologies to stop the flow of plastic pollution from going...
      Image Bali Animal Welfare Association (BAWA)
      This local organization offers volunteer work in the field of animal care and in particular the care of street dogs. For example, trained veterinarians are needed to be...
      Image Sjakitarius
      Sjakitarius aims to help teachers and families in supporting children with a mental disability in Bali, Indonesia.
      Organizations & Services: home bundle

      Bundled content, suggestions, stories and tips about organizations and their products and services

      ...to help another, travel with care, work together, learn to share and inspire with your experience

      Organizations: home page
      Organizations for administrative, tax and legal work and consulting

      Organizations for administrative, tax and legal work and consulting

      international law

      Activities, internships, paid work, services or volunteer work in administration, tax and legal consulting

      Administrative, tax and legal consulting abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for agriculture, grape picking, farming and vineyards
      Organizations: for animal protection, animal care and working with wildlife abroad
      Organizations: for au pairs, youth work and child care abroad
      Organizations: for bush camping and working at a campsite abroad
      Organizations: for catering, hospitality and entertainment abroad
      Organizations: for civil society and social work abroad
      Organizations for corporate business services

      Organizations for corporate business services

      Image

      Activities, internships, paid work, services or volunteer work in corporate business services

      Corporate business services abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for customer services abroad and help desks
      Organizations: for diving, snorkeling and water sports abroad
      Organizations: for education and schools abroad
      Organizations: for expatriate insurances, travel insurances, and emergency call centers
      Organizations: for gap year activities abroad and sabbaticals
      Organizations: for internship placement abroad
      Organizations: for insurances and finance abroad
      Organizations for IT, engineering and construction

      Organizations for IT, engineering and construction

      Image

      Activities, internships, paid work, services or volunteer work in IT, webdevelopment, engineering and construction

      IT, engineering and construction abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for language travel and language teaching abroad
      Organizations for marketing, communication and PR abroad

      Organizations for marketing, communication and PR abroad

      Image

      Activities, internships, paid work, services or volunteer work in marketing and communication

      Marketing, communication and PR abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for mediation in au pairs, childcare and elderly care in the Netherlands
      Organizations for moving, international relocation and transport abroad

      Organizations for moving, international relocation and transport abroad

      Image

      Activities, internships, paid work, services or volunteer work in transport and international relocation

      Moving abroad and relocation services abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:

      Moving abroad and relocation

      ......Read more on this page
      Organizations for nature conservation, environmental protection and working in nature abroad

      Organizations for nature conservation, environmental protection and working in nature abroad

      Costa Rica rain forest - Jungle

      Activities, internships, paid work, services or volunteer work in environmental protection, sustainability and nature conservation

      Nature conservation and environmental protection abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for nonprofit projects, development work and international cooperation
      Organizations: for online work as digital nomad, freelancer, or independent entrepreneur from abroad
      Organizations: for outdoor activities and sports
      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad

      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad

      Image

      Activities, internships, paid work, services or volunteer work in hotels, resorts, guesthouses, ecolodges, bed and breakfasts and hostels abroad

      Working in hospitality and tourist accommodations abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for providing healthcare and working in medical care abroad

      Organizations: for providing healthcare and working in medical care abroad

      Image

      Activities, internships, paid work, services or volunteer work in healthcare

      Providing healthcare and working in medical care abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for psychological assistance and mental health care abroad

      Organizations: for psychological assistance and mental health care abroad

      Image

      Activities, internships, paid work, services or volunteer work in psychological assistance, coaching and mental health care abroad

      Psychological assistance, coaching and mental health care abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for real estate, brokerage abroad and property rental abroad
      Organizations: for research and scientific work abroad

      Organizations: for research and scientific work abroad

      Image

      Organizations: for research, R&D, data collection, data analysis and scientific work abroad

      Activities, internships, paid work, services or volunteer work in research and science

      From R&D to data collection and data analysis

      Research and science abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for student support and student associations
      Organizations: for tour guidance and adventure tours abroad
      Organizations: for tourism and organized travel and leisure work abroad
      Organizations: for voluntary work mediation and project placement abroad
      Organizations for yacht and shipping crew and working on a cruise ship abroad

      Organizations for yacht and shipping crew and working on a cruise ship abroad

      Image

      Activities, internships, paid work, services or volunteer work on cruise ships, sailing yachts and other ships

      Boat crew, deck hand or working for an international shipping organization

      Working on a yacht or cruise ship abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page

      Image SUMMARIES

      Check summaries and study assistance related to: 'Bali'

      CHECK MORE SUMMARIES

      No results found.

      Image ALL CONTENT

      Search all related content within the topic: 'Bali'

      ALL CONTENT WITHIN TOPIC

      Select any filter and click on Apply to see results

      Image

      SPOTLIGHT & FAVORITES

      FAVORITES
      Bali Animal Welfare Association (BAWA)

      This local organization offers volunteer work in the field of animal care and in particular the care of street dogs. For example, trained veterinarians are needed to be able to treat and operate on the animals in a proper manner. You can participate in a project that takes in and cares for injured a...

      Sjakitarius

      Sjakitarius aims to help teachers and families in supporting children with a mental disability in Bali, Indonesia.

      Image

      TOPICS : check associated topics and more activities

      Check more: activities in WorldSupporter
      Check more: of the topic below
      Diving around the world and abroad

      Diving and scuba diving abroad and while traveling Diving abroad: orientation

      • What is diving or scuba diving abroad like?
      • What are the reasons for diving or scuba diving abroad?
      • What skills and motivations do you need to dive abroad?
      • What are the best co...

      Go abroad!
      Page topic

      Stories, tips and experiences from Bali, Indonesia

      Submenu & Search

      Search only via club, country, goal, study, topic or sector