Travel to Comoros to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro
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Backpacking or traveling in Comoros?

  • Ah, Comoros, an exotic paradise hidden in the Indian Ocean, between Madagascar and the African mainland. This island country is like that secret beach that no one knows about, but once you're there, you don't want to share it with anyone.
  • Traveling in Comoros is like following a treasure map where you expect to discover something around every corner: breathtaking beaches, dense jungles, and friendly locals. Tourism is not yet fully developed, so you feel like you are the only explorer on these islands.
  • Activity spotting: climb the active volcano Mount Karthala; swim in Lac Salé, a saltwater lake surrounded by volcanic landscape; visit the medina of Moroni, a town with winding streets and colorful markets; snorkel in Mitsamiouli; kitesurf in Chomoni; explore the sultan's palaces and ruins of the village of Iconi; sail around the islands; spot giant turtles in Mohéli Marine Park; visit the ylang-ylang plantations; go on an herbal tour; fish with local fishermen; relax on the beautiful beaches. 
  • Animal spotting: giant turtles, humpback whales, lemurs, fruit bats, a myriad of colorful fish, Comorian kingfisher, Comorian nightjar, red Madagascar weaver, day gecko, Mayotte chameleon, chameleon spider.
  • Food spotting: African, Arab and French influences with on the menu langouste (fresh lobster from the ocean), mkatra foutra (coconut pancake), pilaou (rice dish with meat or fish), Madaba (cassava leaf stew), samousasas (Comorian samosas) and fruit salads.
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Studying in the Comoros?

  • Studying in Comoros is as peaceful as the island itself. You have a few universities there, but don't expect Harvard atmospheres. Most students looking for specialized studies tend to go abroad, usually to France or another African country. Studies and research fields that may be of interest in Comoros include marine biology and conservation.  
  • Study cities: Moroni. 
  • Language: mostly French, sometimes Arabic. 
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Internship in Comoros?

  • Want to do an internship on an island paradise? Comoros offers limited opportunities in development, conservation and education. In particular, NGOs and local projects are open to international interns, especially when it comes to sustainability and the protection of fragile ecosystems.
  • Competencies: adaptability (working on an island is a bit different!), nature management and conservation experience, French and perhaps Arabic language skills, community-oriented work in a small-scale environment. 
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Volunteering in Comoros?

  • There is much to do in Comoros and it is very rewarding work with considerable impact. The education sector suffers from underfunding, there is a drinking water shortage partly due to volcanic activity and there are often diseases. There is also work to be done in the area of conservation. Think of projects to help children, help in agriculture and sustainable development, health care and marine animal protection (for example, research on dolphins and turtles).     
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Work in the Comoros?

  • Finding work as a foreigner in Comoros is not always easy; many locals already have a hard time finding work. You stand the best chance if you have specific and well-developed skills in a particular field. 
  • Popular work for foreigners is in education, healthcare, nature conservation and ecotourism and humanitarian development projects such as NGOs.
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Working as a digital nomad in the Comoros?

  • Comoros is not a common digital nomad destination. Yes, they are beautiful tropical islands, but at the same time there is a lot of poverty. The Internet in Comoros is .... let's say, adventurous. Don't expect super-fast wifi like in Bali, but if you're a little creative with your working hours (and patient), you can certainly chill and work here for a few weeks from a bungalow overlooking the sea. The surroundings make up for a lot!
  • Favorite locations: Moroni for facilities and Mitsamiouli if you like the beach. 
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Living in Comoros?

  • Living in Comoros means adapting your pace to island life. The locals are relaxed and friendly, and the culture is a mixture of African and Arab influences. It is safe and relatively inexpensive, but you should be prepared for a life that is simpler than what you are used to and various challenges related to the Internet and health.
  • Also be aware of possible political unrest. 
  • Climate: tropically warm with a wet and dry season. It can get quite humid, especially during the rainy season, so keep your umbrella handy.
  • Culture: diverse mix of cultures, liberal form of Islam, social organization is generational, with religious and ritual duties falling mainly on elders, who also have political dominance. 
  • Health insurance: health care is limited. For specialist treatment, many people travel to France or other African countries. So be sure to have your own well-covered health insurance.
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CHECK COUNTRY INFORMATION  CHECK PREPARING AND INSURANCE  CHECK ACTIVITIES AND STORIES 

 

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Preparation & Packing

Packing list for the Comoros, travel insurance for the Comoros and taking your belongings

Packing list for the Comoros, travel insurance for the Comoros and taking your belongings

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What to take to the Comoros: brief

To pack and check
  • Documents and money: a passport valid for at least another 6 months. A visa is available upon arrival for many travelers, but always check the current rules and ensure you have cash (euros or US dollars) with you for payment for the visa. The local currency is the Comorian franc (KMF). Credit cards are accepted to a limited extent and ATMs are scarce. Bring sufficient cash, preferably euros, for exchange.
  • Clothing: light, breathable clothing for the tropical climate, but do take the Islamic culture into account. Covering clothing is mandatory outside of tourist beaches. Women, in particular, benefit from clothing that covers shoulders and knees.
  • Shoes: sturdy sandals or flip-flops for daily use. Good hiking boots are useful for volcano hikes, for example on the active volcano Karthala.
  • Packing and protecting: waterproof bags for electronics and documents. Tropical rain showers can be heavy. Insects and animals: a good mosquito repellent (preferably DEET), long, light clothing, and possibly a mosquito net.
  • Sleeping: your own mosquito net is handy if you are staying outside the larger hotels.
  • Medicines and travel first-aid kit: to bring a comprehensive travel first-aid kit is wise. Not all medicines are easily available locally. Think of ORS, plasters, painkillers, disinfectant, and remedies for diarrhea.
  • Outdoors and handy items: sunglasses, a cap or hat, and a reusable water bottle.
  • Technology and equipment: the Comoros mainly use type C and E sockets. European plugs usually fit without problems; in other cases, a universal adapter is important. A flashlight/headlamp and power bank are useful in case of power outages.
  • Safety and theft: a money belt or a safe place to store your passport and cash can be useful.
  • Personal care and hygiene: reef-safe sunscreen with a high protection factor. Hand sanitizer and wet wipes can also come in handy. 
  • Women: if you use tampons, menstrual cups, or specific menstrual products, bring sufficient supplies. On the smaller islands, the selection is limited and products are not always available.
To consider
  • Snorkel set for the coral reefs.
  • Waterproof phone case or underwater camera.
  • Gifts or photos from home; the local population is known for being friendly and curious about visitors.
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Are there mosquitoes in the Comoros?

  • Mosquitoes are one of the main reasons to bring good insect protection to the Comoros. The Comoros are located in a tropical area where mosquitoes are present all year round.
  • Additionally, malaria occurs in the Comoros, as well as dengue and other mosquito-borne diseases.
  • A combination of mosquito repellent, a mosquito net, protective clothing, and possibly a mosquito net is therefore highly recommended.
  • More about protection against mosquitoes and insects or malaria.
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Are there sandflies in the Comoros?

  • Sandflies can be found along beaches, in coastal areas, and around mangroves. They are especially active around sunrise and sunset.
  • Their bites are often more annoying than you would expect based on their size and they can transfer leishmaniasis.
  • Your mosquito repellent kit can help protect against sandflies.
  • More about sandflies and sand fleas.
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Can you buy DEET, or other mosquito repellents, in the Comoros?

  • Yes, but the selection is limited.
  • Mosquito repellents are available in the capital, Moroni, and a few larger towns, but not always in the concentration or form you are used to.
  • Therefore, bring enough of your own supply.
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Can you buy a joint or weed, or bring it to the Comoros?

  • Cannabis is illegal in the Comoros, and possessing, using, selling, or importing it can lead to significant legal problems and severe penalties.
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Health, Insurance & Safety

How does healthcare work in Comoros, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Comoros, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Comoros, and which insurance do you need?

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What is the quality of healthcare in Comoros?

  • The Comoros is one of the poorest countries in the world and this is also reflected in the healthcare. There is no official healthcare system and the quality of care is substandard.
  • The majority of healthcare workers (around 60%) are volunteers.
  • There are very few pharmacies in the Comoros and there are often medicine shortages.
  • Do you have a serious illness? Then there is a good chance that you will be taken to better care by helicopter or boat. Good, international health insurance is not a luxury here, but an absolute necessity.
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How does the public healthcare system work in Comoros?

  • The quality of public healthcare is not good. Power outages are the order of the day, running water is not guaranteed, and hygiene?
  • You sometimes have to take care of hygiene yourself. Remember: your own hand gel and toilet paper are your best friends. 
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How does the private healthcare system work in Comoros?

  • There are some private doctors and clinics – especially in the capital Moroni – that offer a little more comfort.
  • You can find them most quickly via the websites of foreign embassies of reliable sources. However, electricity and water can also fail here.
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How is the family doctor or general practitioner arranged in Comoros?

  • Have you found a doctor? Congratulations, that is immediately your general practitioner, specialist and probably also your neighbour.
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How is the dental care and dentist arranged in Comoros?

  • There are a few private dentists in the Comoros, actually only in Moroni.
  • There are also sometimes international organisations that offer free dental care to the local population.
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How is pregnancy and maternity care arranged in Comoros?

  • Less than half of all pregnant women receive the right care.
  • With the support of the World Bank, there is a programme (COMPASS) that tries to offer reasonable and free care. 
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How safe or unsafe is a trip or stay in Comoros?

What should you pay attention to in terms of safety in Comoros?

  • There is little crime in the Comoros. Despite the poverty, people are friendly, happy and will not quickly steal anything.
  • You can usually walk the streets in the evening. This is quite different from other countries in Africa.
  • Keep an eye on your belongings in busy areas. You never know!
  • From December to April, the rainy season, there is a risk of cyclones.
  • There is also an active volcano, Mount Karthala, so keep an eye on the messages for activity of the volcano.

What should you look out for in terms of diseases in Comoros?

  • There are many health risks in the Comoros. Mosquito-borne diseases such as dengue, malaria and chikungunya occur.
  • HIV/AIDS is also common. Traveler's diarrhea is almost a rite of passage for foreigners.
  • Tap water is not your friend, and neither is uncooked food.
  • If you have had a tick, watch out for African tick fever and keep an eye out for symptoms such as a red sore with a dark center, fever, headache, muscle pain and a rash.

What should you pay attention to when it comes to traffic in Comoros?

  • The roads can often hardly be called roads and are full of holes and dangerous bends.
  • There is also often no road lighting. So avoid driving in the dark to prevent accidents.
  • There is no breakdown assistance, so find the nearest police station if something happens.
  • Many people use taxis and rental cars. Public transport is often busy and unreliable.
  • Traveling by ferry is not always safe and accidents sometimes happen.
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What are the best insurance options for backpacking, traveling, doing an internship, studying, volunteering, or working in Comoros?

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What types of insurance should you get if you're planning to emigrate, work as an expat, or live in Comoros?

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What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?
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What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from Comoros

Advice and decision support
Insurance
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What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in Comoros

Advice and decision support
Insurance
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Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

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What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.
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Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.
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What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.
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What insurance do you need for a trip or vacation?

 

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Travel insurances and insurances for long term abroad - Theme
What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

Round the world travel insurance or long-term travel insurance

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What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.
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Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.
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What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.
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What insurance do you need when backpacking abroad?

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Travel insurances and insurances for long term abroad - Theme
What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

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What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.
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Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.
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What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”
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What insurance do you need when backpacking abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

Insurance for working abroad

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What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.
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Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.
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What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • That you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.
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What insurance do you need to work abroad?

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International insurance for working abroad or digital nomads
What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

Insurance for working with animals abroad

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What is insurance for working with animals abroad?

  • Insuring yourself for working abroad with animals means taking out insurance that continues to provide coverage during your paid, unpaid, or internship work abroad, where minor or major risks are involved.
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Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for work abroad.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work. Almost all standard insurers exclude working with animals from coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work. All over the world, there are reserves, rescue centers, and zoos where you can roll up your sleeves as a veterinarian, intern, or volunteer. Working with animals or wildlife is not without danger. No matter how cute they may look, or how tame they may behave. All animals can suddenly bite viciously or lash out with a claw or beak. Not only can this result in nasty injuries, but it can also transmit diseases that you would rather not have, and certainly not abroad.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
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What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • That you have insurance that provides sufficient coverage for the work you will be performing.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
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Which insurance do you need for working, an internship, or volunteering with animals abroad?

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International insurance for working abroad or digital nomads
What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

Volunteering abroad with the right insurance

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What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad
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Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.
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What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.
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What insurance do you need when volunteering abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

Internship abroad with the right insurance

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What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.
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Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.
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What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

Studying abroad with the right insurance

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What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.
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Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.
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What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

Take out insurance if you are going to do move abroad as expat or emigrant?

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What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.
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What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
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Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.
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What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks
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When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad
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What insurance do you need for emigration or working as an expat abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page
Insuring, troubleshooting and safe travel abroad

Insuring, troubleshooting and safe travel abroad

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Insuring and taking care abroad

Table of contents
  • Why get specific insurance when going abroad?
  • How to survive disasters abroad ?
  • How to insure activities abroad?
  • Which Insurances apply for internships, staying, studying, volunteer work or paid work abroad?

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Reading & Remembering

Comoros: Updates & Travel

Comoros: Updates & Travel

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Travel in Comoros?

  • Located northwest of Madagascar, the volcanic archipelago of Comoros is also known as “the hidden paradise. This is because of its idyllic beaches, turquoise seas, and palm trees. This archipelago has not yet been discovered by mass tourism, making it extra attractive to the adventurer who wants to travel off the beaten path. The three largest islands are Grande Comore, Mohéli and Anjouan.
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Updates Comoros

  • More about Comoros, updates and contributions, see the link below.
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Comoros: selection of contributions by WorldSupporters - Bundle

Comoros: selection of contributions by WorldSupporters - Bundle

Content about Comoros shared by WorldSupporters

Comoros Country Bundle: suggestions, stories and tips
Going abroad?

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Naar Comoren reizen om te backpacken, te studeren, stage te lopen, vrijwilligerswerk te doen, te werken, te leven als digital nomad of je te vestigen
Reizen in en emigreren naar de Comoren

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Ga mee met een kleinschalige groepsreis of familiereis naar de parels van Afrika!
Activities abroad: home bundle

Main content and contributions for activities abroad

,,,accommodations, adventure activities, courses, internships, jobs and volunteer projects

...to help another, travel with care, work together , learn to share and inspire with your experience

 

Activities abroad: home page

Activities abroad: home page

From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

Activities abroad

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    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.
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    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.
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    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      Activities abroad: for experiencing countries and cultures abroad

      Activities abroad: for experiencing countries and cultures abroad

      Bundled content for experiencing countries and cultures during gap year, travel and backpacking abroad

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      Activities abroad: for languages courses and learning a language

      Activities abroad: for languages courses and learning a language

      Bundled for languages courses and learning a language

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      Activities abroad: for sports, adventure and outdoor abroad

      Activities abroad: for sports, adventure and outdoor abroad

      Bundled content for sports, adventure and outdoor during travel, gap year and backpacking abroad

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      Activities abroad: for intern, volunteer and work abroad per sector

      Activities abroad: for intern, volunteer and work abroad per sector

      Intern, volunteer or work abroad per sector

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      Themes: home bundles per activity abroad

      Themes: home bundles per activity abroad

      Themes: main theme pages for emigration, moving and living abroad
      Activiteiten in het buitenland: startbundel

      Activiteiten in het buitenland: startbundel

      Worldsupporter: home pages and bundles

      Worldsupporter: home pages and bundles

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      Image How does healthcare work in Comoros, and what travel insurance, health insurance or expat insurance do you need?
      How does the healthcare system work in Comoros, and which insurance do you need? What is the quality of healthcare in Comoros? How does the public healthcare system work...
      Image Packing list for the Comoros, travel insurance for the Comoros and taking your belongings
      What to take to the Comoros: brief Are there mosquitoes in the Comoros? Are there sandflies in the Comoros? Can you buy DEET, or other mosquito repellents, in the...
      Image Comoros: Updates & Travel
      Why travel to Comoros? Located northwest of Madagascar, the volcanic archipelago of Comoros is also known as “the hidden paradise. This is because of its idyllic beaches...
      Countries & Destinations: home bundle

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      Africa: country bundles

      Africa: country bundles

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      Asia: country bundles

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      Central America: country bundles

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      Europe: country bundles

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      North America: country bundles
      Oceania & The Pacific: country bundles

      Oceania & The Pacific: country bundles

      The Australia & Oceania/Pacific continent consists of many small island countries and islands territories.

      List of countries:

      • Antarctica (continent)
      • Australia
      • Fiji
      • Kiribati
      • Marshall Islands
      • Micronesia
      • Nauru
      • New Zealand
      • Palau
      • Samoa
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      • Tuvalu
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      South America: country bundles

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      The Caribbean: country bundles

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      Countries: habits, food customs and philosophies per continent and country in the world

      Countries: habits, food customs and philosophies per continent and country in the world

      Countries: how to see happiness from the eyes of another country and continent

      Countries: how to see happiness from the eyes of another country and continent

      Countries: emigration, moving and living abroad: per continent and country

      Countries: emigration, moving and living abroad: per continent and country

      Countries: the worst time to go abroad and the best time per country or region

      Countries: the worst time to go abroad and the best time per country or region

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      Image Matoke Tours
      Matoke Tours raakt reizigers in het hart met de mooiste reizen door het oosten en zuiden van Afrika. Matoke Tours is een kleinschalige reisorganisatie die...
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      Organizations in the spotlight: home bundle

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      Organizations for administrative, tax and legal work and consulting

      Organizations for administrative, tax and legal work and consulting

      international law

      Activities, internships, paid work, services or volunteer work in administration, tax and legal consulting

      Administrative, tax and legal consulting abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
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      Organizations: for agriculture, grape picking, farming and vineyards
      Organizations: for animal protection, animal care and working with wildlife abroad
      Organizations: for au pairs, youth work and child care abroad
      Organizations: for bush camping and working at a campsite abroad
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      Organizations for corporate business services

      Organizations for corporate business services

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      Activities, internships, paid work, services or volunteer work in corporate business services

      Corporate business services abroad: by position

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      Organizations: for customer services abroad and help desks
      Organizations: for diving, snorkeling and water sports abroad
      Organizations: for education and schools abroad
      Organizations: for expatriate insurances, travel insurances, and emergency call centers
      Organizations: for gap year activities abroad and sabbaticals
      Organizations: for internship placement abroad
      Organizations: for insurances and finance abroad
      Organizations for IT, engineering and construction

      Organizations for IT, engineering and construction

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      Activities, internships, paid work, services or volunteer work in IT, webdevelopment, engineering and construction

      IT, engineering and construction abroad: by position

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      Organizations: for language travel and language teaching abroad
      Organizations for marketing, communication and PR abroad

      Organizations for marketing, communication and PR abroad

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      Activities, internships, paid work, services or volunteer work in marketing and communication

      Marketing, communication and PR abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
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      Organizations: for mediation in au pairs, childcare and elderly care in the Netherlands
      Organizations for moving, international relocation and transport abroad

      Organizations for moving, international relocation and transport abroad

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      Activities, internships, paid work, services or volunteer work in transport and international relocation

      Moving abroad and relocation services abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:

      Moving abroad and relocation

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      Organizations for nature conservation, environmental protection and working in nature abroad

      Organizations for nature conservation, environmental protection and working in nature abroad

      Costa Rica rain forest - Jungle

      Activities, internships, paid work, services or volunteer work in environmental protection, sustainability and nature conservation

      Nature conservation and environmental protection abroad: by position

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      Organizations: for nonprofit projects, development work and international cooperation
      Organizations: for online work as digital nomad, freelancer, or independent entrepreneur from abroad
      Organizations: for outdoor activities and sports
      Organizations: for paid employment abroad and international recruitment

      Organizations: for paid employment abroad and international recruitment

      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad

      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad

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      Activities, internships, paid work, services or volunteer work in hotels, resorts, guesthouses, ecolodges, bed and breakfasts and hostels abroad

      Working in hospitality and tourist accommodations abroad: by position

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      Organizations: for providing healthcare and working in medical care abroad

      Organizations: for providing healthcare and working in medical care abroad

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      Activities, internships, paid work, services or volunteer work in healthcare

      Providing healthcare and working in medical care abroad: by position

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      Organizations: for psychological assistance and mental health care abroad

      Organizations: for psychological assistance and mental health care abroad

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      Activities, internships, paid work, services or volunteer work in psychological assistance, coaching and mental health care abroad

      Psychological assistance, coaching and mental health care abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
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      Organizations: for real estate, brokerage abroad and property rental abroad
      Organizations: for research and scientific work abroad

      Organizations: for research and scientific work abroad

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      Organizations: for research, R&D, data collection, data analysis and scientific work abroad

      Activities, internships, paid work, services or volunteer work in research and science

      From R&D to data collection and data analysis

      Research and science abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
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      Organizations: for student support and student associations
      Organizations: for tour guidance and adventure tours abroad
      Organizations: for tourism and organized travel and leisure work abroad
      Organizations: for voluntary work mediation and project placement abroad
      Organizations for yacht and shipping crew and working on a cruise ship abroad

      Organizations for yacht and shipping crew and working on a cruise ship abroad

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      Activities, internships, paid work, services or volunteer work on cruise ships, sailing yachts and other ships

      Boat crew, deck hand or working for an international shipping organization

      Working on a yacht or cruise ship abroad: by position

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      SPOTLIGHT & FAVORITES

      FAVORITES
      Icon Comoros: Updates & Travel
      Comoros: Updates & Travel
      • Travel in Comoros?
      • Updates Comoros

        • Travel in Comoros?

        • Located northwest of Madagascar, the volcanic archipelago of Comoros is also known as “the hidden paradise. This is because of its idyllic beaches, turquoise seas, and palm trees. This archipelago has...
      Icon Matoke Tours
      Matoke Tours

      Matoke Tours raakt reizigers in het hart met de mooiste reizen door het oosten en zuiden van Afrika. Matoke Tours is een kleinschalige reisorganisatie die gespecialiseerd is in groeps- en individuele reizen in onder andere Oeganda, Tanzania, Zanzibar, Madagaskar en Rwanda.

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      Go abroad!

      Move or live abroad? check your options with The JoHo Insurance Foundation

      Study or travel abroad? check your insurance options with The JoHo Foundation

      Naar het buitenland (NL)?: Je vertrek voorbereiden of je verzekering afsluiten bij studie, stage of onderzoek in het buitenland

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