Travel to North America to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro

Backpacking or traveling in North America?

  • North America lends itself to both the backpacker and the traveler. The country is home to spectacular wildlife. From vast deserts to rugged coastlines, from tropical beaches to cold mountain lakes. Traveling around by car or RV is particularly popular for the traveler, but for the backpacker there are also good bus connections. There are also many hostels and Airbnb and Couchsurfing are common platforms. The U.S. and Canada are expensive; for the traveler on a smaller budget, Mexico is excellent. 
  • Activity spotting: tons of outdoor activities such as hiking, climbing, skiing, surfing and rafting, often in national parks. Taste real Mexican spicy food in Oaxaca; visit New York, Mexico City, New Orleans and Quebec to learn about their unique culture; explore the natural wonders of Banff, Yellowstone, Grand Canyon and Yucatán Peninsula; climb volcanoes in Hawaii; experience vast wilderness in Alaska; sample Texas BBQ; road-trip along Route 6; admire Mexico's Mayan cities, including Chichén Itzá, one of the most famous Mayan ruins, and Palenque.  

Studying in North America?

  • In the U.S., you'll find the really big names, as well as the really big prizes. American universities are often at the forefront of research and innovation, with strong programs and state-of-the-art facilities in technology, medicine, and the arts. There is also a large international student community.
  • Canada has renowned universities that are less expensive than in the US. Canada is known for its inclusive and multicultural society, which creates a welcoming environment for international students.
  • Mexico has an increasing number of high-quality institutions, and the country offers studies focused on Latin America, the arts and languages. Costs are also generally much lower than in the U.S. or Canada. In addition, studying in Mexico offers you the chance to immerse yourself in the local culture and Spanish language. 
  • Language: in the U.S. you study in English, in Canada in English and French, and in Mexico in Spanish or English. 
  • Study culture: campus life in North America is often rich in clubs, organizations, and sports activities, contributing to a diverse student experience.

Internship in North America?

  • The U.S. has a wide range of industries such as technology, finance, media, and healthcare. Major cities such as New York, San Francisco, and Los Angeles offer numerous internship opportunities in these sectors. Silicon Valley is a hotspot for tech internships, with opportunities at companies such as Google, Apple, and Facebook.
  • Many universities and organizations in the U.S. offer structured internship programs, but internships can be very competitive. 
  • Canada offers internships in various sectors such as technology, engineering, finance, and health care. Major cities such as Toronto, Vancouver, and Montreal are major centers for internship opportunities.
  • Many Canadian universities have co-op programs that offer integrated internships in studies, which can help in finding an internship and gaining relevant experience. There are also government initiatives that promote internship and employment opportunities for young people. 
  • Mexico offers internship opportunities in sectors such as finance, marketing, technology, and tourism. Major cities for internships include Mexico City, Monterrey, and Guadalajara. Mexico has a growing start-up scene, providing opportunities for internships in emerging companies and innovative sectors.
  • Many Mexican universities have partnerships with companies for internships; there are also opportunities for internships with nonprofit organizations and government agencies. 
  • Internship experience in North America provides opportunities for highly professional experience and to build valuable professional networks. This can help with future career opportunities.

Doing volunteer work in North America?

  • In the U.S. and Canada, volunteering with wildlife, in national parks or at summer camps is particularly popular. In Mexico, volunteering in (marine) conservation, education and community development is popular. 
  • Short-term volunteering is available, as well as long-term volunteering. 

Working in North America?

  • For economic opportunities, head to the US. The U.S. has a diverse economy with strong sectors such as technology, finance, healthcare, and entertainment. Major cities such as New York, San Francisco, and Chicago offer numerous career opportunities. The U.S. is also a center of innovation, especially in technology and start-ups, with Silicon Valley as a major hub.
  • The U.S. has less extensive labor laws compared to many European countries, particularly in terms of working hours, vacation days, and sick leave. Employees often have a lot fewer legal vacation and leave days. Also, the labor market is truly competitive and performance-oriented. 
  • Canada offers opportunities in sectors such as technology, health care, and natural resources. Major cities such as Toronto, Vancouver, and Montreal are centers of employment. There is a growing demand for skills in technology, green energy, and health care.
  • Canada has generally favorable working conditions, with extensive arrangements for vacation, sick leave, and family leave. Work-life balance is often valued, and the work culture is more focused on collaboration and inclusiveness. 
  • Mexico has opportunities in sectors such as manufacturing, tourism, and services. Cities such as Mexico City, Monterrey, and Guadalajara are economic centers. The technology and start-up sector is growing, with increasing opportunities in innovation and digital services.
  • Mexico has labor laws that provide basic rights such as vacation days, sick leave, and a minimum wage. However, working conditions can vary depending on the sector and region. The work culture is informal, with a strong focus on personal relationships. 

Working as a digital nomad in North America?

  • There are many coworking spaces, good Internet and many networking events (especially in the U.S. and Canada). The cost of living does vary greatly, with North American cities in the U.S. and Canada on one side and Mexican cities on the other. 
  • If you want to be in the middle of economic centers and network, go to the US or Canada. If you want to experience a relaxed and cheaper lifestyle, go to Mexico!
  • Favorite locations: Austin, Miami, LA, New York, Toronto, Vancouver, Montreal, Mexico City, Playa del Carmen, Tulum. 

Living in North America?

  • Major cities offer a very comfortable quality of life because of their rich culture, diverse dining options and many amenities. However, they do come with high costs and you really have to watch out at night in some neighborhoods in the U.S. and Mexico.
  • Smaller cities, on the other hand, can be more attractive because of their lower costs. And also, coastal towns in Mexico are attractive because of the wonderful beach life. 
  • The cost of living is high in the U.S. and Canada in big cities. In Mexico, costs are lower. 
  • Mexico offers a warm, welcoming culture with a strong emphasis on family and community. There are many festivities and a rich gastronomic scene.
  • Canada offers a high quality of life with a strong focus on social welfare and the environment. There are many outdoor activities and multiculturalism is a big aspect of living in Canada.
  • Social life and culture in the U.S. vary widely by region. There are diverse cultural communities and a wide range of recreational activities available.
  • Climate: North America offers a wide range of climates, from tropical in Mexico to the temperate and cold climates of Canada and the U.S. Choose a region that suits your preferences for weather and seasons.
  • Health insurance: Health care is good throughout North America, from Canada to Mexico. In Mexico, health care is also a lot cheaper. Make sure you have your own well-covered health insurance, though.

 

Orientation & Discovering

Why study in Canada, do an internship, do volunteer work or look for a job in Canada?

Why study in Canada, do an internship, do volunteer work or look for a job in Canada?

Why study, do an internship, volunteer or work temporarily in Canada?

  • Because the teaching is of very high quality.
  • Because you will find a wide range of study and internship opportunities.
  • Because it helps you improve and professionalize your English and/or French.
  • Because you can gain insight into a multicultural environment, which is valuable in a globalized job market.
  • Because you can gain high-quality practical skills. 

What should you pay attention to?

  • That tuition fees can be very high.
  • That you know (some of) the language of the area you are going to.
  • That equality, fair treatment and inclusiveness are very important values. 
     
Why live in Canada, why emigrate to Canada or stay for a long time?

Why live in Canada, why emigrate to Canada or stay for a long time?

Why should you live in Canada as an expat, emigrant or working nomad?

  • Because Canada is one of the most favorite countries for longer stays and emigration.
  • Because there is a tremendous amount of outdoor adventures.
  • Because the amenities are good, and the people are incredibly kind.
  • Because environmental awareness is high. 
  • Because health care is a fundamental right in Canada. 
  • Because you can learn a lot about kindness, respect for others and equality in a multicultural society. 
  • Because you can give your English and possibly French language skills a big boost. 
  • Because Canada is open to immigrants. 

What should you pay attention to?

  • That the cost of living is relatively high in the big cities. 
  • That it can get very cold in the winter. 
  • That the distances are great so you may be far away from friends or public transportation options. 
 
Why live in Mexico, why emigrate to Mexico or stay for a long time?

Why live in Mexico, why emigrate to Mexico or stay for a long time?

Why should you live in Mexico as an expat, emigrant or working nomad?

  • because of the climate.
  • because of its diverse nature with volcanoes, jungle, mountains and beaches.
  • because of its culture, traditions and rich history.
  • because of the gastronomy.
  • because of the emphasis on teamwork and cooperation and achieving results together. Being loyal and fulfilling your commitments is considered important.
  • because it is a popular destination and more expats reside in Mexico.

What should you pay attention to?

  • that the standard of living is much lower than in developed countries and there is a lot of poverty.
  • that the country (in some parts more and some parts less) has a lot of crime.
  • that the culture can be experienced as rigid.
  • that there are clear lines of authority in the workplace.
  • that respect for authority is important and being polite and patient is important.
  • that communication is indirect. It is common to be reserved with criticism and to avoid conflict.
  • that it is a popular destination and more expats reside in Mexico.
Why study in the United States of America, do an internship, do volunteer work or look for a job in the United States of America?

Why study in the United States of America, do an internship, do volunteer work or look for a job in the United States of America?

Why study, do an internship, volunteer or work temporarily in the United States of America?

  • Because you can study or intern at the best universities in the world.
  • Because you notice what is like when hard work is done somewhere without complaining.
  • Because you get to further discover and stimulate your qualities.
  • To spend some time abroad and earn a living.
  • To experience sports culture that is quite unique in the world.
  • To work in a country where you can easily make yourself understood.
  • Because you can improve your networking skills and build a broad professional network.

What should you pay attention to?

  • That hierarchy plays a more important role than in the Netherlands.
  • That people are less direct, less likely to criticize at work. 
  • That your colleagues can easily be fired (and you can have an influence on that).
  • That your workdays are long, breaks are rarely taken, and lunch is often at your desk.
  • That vacations in the U.S. are generally limited to a week or two.
  • That you connect with your colleagues easily, superficially.
  • That your dress style matches the rest of your organization, generally a little less formal than in Europe.

 

Why live in the United States of America, why emigrate to the United States of America or stay for a long time?

Why live in the United States of America, why emigrate to the United States of America or stay for a long time?

Why should you live in the United States of America as an expat, emigrant or working nomad?

  • Because there are many opportunities for developing a new career.
  • Because there is a the diversity of cultures, customs and traditions.
  • Because the quality of education is high.
  • Because there is a great entrepreneurial climate, where entrepreneurship is highly valued.
  • Because you have access to state-of-the-art technology. 
  • Because there are many networking events in all kinds of sectors, where you can enhance your networking skills. 
  • Because the quality of life is good provided you have money. 
  • Because the people are very friendly. 
  • Because you can experience real personal freedom.
  • Because there is a huge amount to experience in nature and a great outdoor culture. 

What should you pay attention to?

  • That it takes balancing skills to keep a balance between work and home.
  • That the cost of living is hefty.
  • That the differences in culture (guns, harsh politeike climate) also bring dark sides.
  • That in health care, the costs you incur in a hospital can skyrocket.
  • That without good (international) health insurance you are playing American roulette.
 

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Preparation & Packing

Packing list for Canada, travel insurance for Canada, and taking your belongings

Packing list for Canada, travel insurance for Canada, and taking your belongings

What to take with you to Canada: spotlighted

Featured items:
  • Documents: Passport valid for at least 6 months upon arrival, Electronic Travel Authorization (eTA). An online and/or offline copy of your passport is always useful.
  • Money: Canadian dollars (CAD) for tipping and for remote areas. Debit and credit cards (essential if you want to rent a car) both work fine.
  • Care: High factor sunscreen and lip balm for winter (more on sunscreen and sunblock).
  • Outdoor and practical: Rain jacket (more on rain gear and waterproofs), backpack rain cover.
  • Clothing: Weather comes in all shapes and sizes. Layers, layers, layers from warm to cold are best! Think shirt/thermal shirt, fleece, rain jacket.
  • Shoes: Comfortable everyday shoes and good hiking shoes if you're going into the wild (more on mountain boots or trekking shoes).
  • Reusable water bottle, because you'll need to drink a lot of water!
  • Medicines and travel kit: toilet paper and hand sanitizer (see also DEET mosquito repellent).
  • Safety: money belt or fanny pack for your valuables.
  • Technology and equipment: world plug type A/B (see also world plug or travel plug). Power bank for long train and bus rides.

What are some other options to pack as well?

  • Reusable water bottle (possibly with filter for remote areas).
  • International driving license for that mega road trip.
  • a small first aid kit for when you go hiking.
  • Bear bell, if you have one.
  • Reusable mug - Canadians love coffee-on-the-go.
  • Hiking and camping gear, such as a compass and headlamp.
  • Quick-drying travel towel

What should you keep in mind when traveling to Canada with your belongings?

  • That you can sometimes be on the road for a long time without encountering anything or anyone, and you will be far removed from convenience stores.
  • Dress according to province and season: you’ll be in your bikini one place, your snowshoes the next.
  • Whether there are bears in the area you’re going to.

Are there mosquitoes in Canada?

  • Yes, mosquitoes are a seasonal nuisance, especially in the summer (June to August) in wooded areas or around lakes.
  • In some areas, such as Ontario or Manitoba, there are also black flies – small, biting and annoying.
  • More about mosquito and insect protection.

Can you buy DEET, or other mosquito repellents, in Canada?

  • Yes, plenty! You can find DEET and icaridin products in any drugstore, supermarket or outdoor store (such as Canadian Tire, MEC, or Shoppers Drug Mart).

Can you buy a joint or weed in Canada, or take it with you to Canada?

  • Yes, cannabis has been legal for recreational use since 2018. You can buy it from official shops (such as the Ontario Cannabis Store or in licensed stores).
  • Check the recent amounts you can carry with you.
  • You are not allowed to smoke in public places, schools or in your rental car – and this monitored.
  • As a tourist, you can buy and use weed, but you cannot export or import it, not even to/from the US – that is a federal-prohibited zone!
Packing list for Mexico, travel insurance for Mexico, and taking your belongings

Packing list for Mexico, travel insurance for Mexico, and taking your belongings

What to take with you to Mexico: spotlighted

Featured items:

  • Documents: a passport that is valid for at least 6 months and a (digital) copy.
  • Money: Mexican pesos are useful for the first few days, but you can also use your debit card almost everywhere.
  • Care: coral-friendly sunscreen with a high factor is usually cheaper to take with you. And of course aftersun!
  • Outdoor and handy items: sunglasses and a cap or hat.
  • Clothing: Mexico is warm all year round, but it is cooler in higher areas. Airy and light clothing with a warmer layer is the go-to. Light rainwear is useful in the rainy season. Beachwear for beach days.
  • Shoes: good walking shoes for all the exploring and flip-flops for beach days.
  • Medicines and travel pharmacy: a small first aid kit with plasters, painkillers and ORS. Mosquito repellent.
  • Handy items: a shopping bag. Plastic bags are now banned in many places. Safety: a money belt, especially for unsafe places.
  • Technology and equipment: world plug with type A/B.

What are some other options for packing?

  • Reusable water bottle with filter, because tap water is technically drinkable, but often tastes strange.
  • Quick-drying towel and swimwear for the beach or pool. In terms of swimwear, people wear different things - from bikinis to burkinis.
  • Snorkeling set, because it's beautiful there!
  • Water shoes for convenience.
  • International driving license if you want to drive around yourself (preferably not in Mexico City).
  • A mosquito net can be nice if you're going to a malaria area, but is usually not necessary.

What should you know when you bring your stuff with you to Mexico?

  • What the weather is like during the period you're going.
  • How safe the areas you're going to are.
  • Whether you need any specific things for any adventure activities.

Are there mosquitoes in Mexico?

  • Mosquitoes are present all year round in Mexico, so it is advisable to always protect yourself. Although it will be quite bearable in the winter.
  • During the wet season (April-November) there are more mosquitoes, especially in the southern regions of Chiapas, Tabasco and Yucatan.
  • Because mosquitoes can transmit diseases such as dengue and malaria, it is good to protect yourself.

Are there sandflies in Mexico?

  • Sand flies are present in several places, and getting Leishmaniasis is no fun! Sand flies are most active during sunrise and sunset, but fortunately mosquito repellent can also help you with this.
  • The Yucatan Peninsula (Campeche, Yucatan and Quintana Roo) is a real hotspot for sand flies.
  • Be especially careful in the southern areas of Oaxaca, eastern Veracruz, Chiapas and eastern Tabasco.

Can you buy DEET, or other mosquito repellents, in Mexico?

  • You can buy all sorts of mosquito repellents in Mexico, both natural and chemical. Picaridin is harder to find.
  • Mosquito repellents are available at supermarkets and pharmacies. The cheapest repellents can be found at small, local supermarkets, but they are often more expensive than at home.
  • “Auchan” (does not contain DEET) and “Off” are two popular brands.

Can you buy a joint or weed in Mexico, or take it with you to Mexico?

  • The rules regarding joints are even grayer than the cloud of smoke above Ajaplan and are evolving. Legalization is ‘on its way’, but has not yet fully arrived. There are no legal shops, no safe places to buy, and no clear user guidelines. The rules are also different for locals than for tourists and can change.
  • In general, you are allowed to have 5 grams on you (if you are 18+). This is not legal, but is tolerated. You may just come across the wrong officer, who does not agree with this, especially as a tourist.
  • For taking cannabis with you the rules are clear, it is not allowed.
Packing list for the United States (USA), travel insurance for the United States (USA), and taking your belongings

Packing list for the United States (USA), travel insurance for the United States (USA), and taking your belongings

What to take with you to the United States (USA): spotlighted

Featured items:
  • Documents: passport that is valid for at least 6 months upon arrival, ESTA (apply in time!) and copies of both.
  • Money: credit card and cash US dollars. These come in handy everywhere in the world.
  • Outdoor and conveniences: cap (MAGA or not, that varies per state) and sunglasses.
  • Clothing: depends on where you are going and what you are going to do. Generally light clothing in the summer, warm layers in the winter. You can also think of beachwear, going-out clothing and of course rain gear.
  • Shoes: good walking shoes for hikes, comfortable sneakers for when you stay in the cities and sandals/slippers for Florida and California.
  • Medicines and travel pharmacy: a small first aid kit.
  • Extra: foldable bag, in some states plastic bags are prohibited. Technology and equipment: world plug type A&B. (see also world plug or travel plug), otherwise you will quickly be socially exhausted. Power bank, because you really use your phone for everything.

What are some other options for packing as well?

  • Reusable water bottle for all refill stations.
  • International driving permit for car rental.
  • Camping gear such as a headlamp or flashlight, for in the National Parks.
  • Quick-drying travel towel.

What should you keep in mind when traveling to the United States with your belongings?

  • That tipping can add a lot on your expenses, so take some extra money with you!
  • That legislation can differ greatly per state, so you are allowed to have some things with you in one state and not in another.

Are there mosquitoes in the United States?

  • In the US you will encounter mosquitoes almost everywhere in the summer, but some areas are worse than others.
  • The humid states in the southeast, such as Florida, Louisiana, Mississippi, Alabama, Georgia are heaven for mosquitoes. Texas, warm and with a lot of stagnant water, is also attractive to mosquitoes. Minnesota and Wisconsin are particularly bad around the lakes in the summer (Minnesota is sometimes jokingly called “the land of 10,000 lakes and 10,000,000 mosquitoes”).
  • Hawaii has a tropical climate, so mosquitoes are everywhere.
  • Summer (May-September) is peak season, but in the south it starts in spring.
  • Mosquitoes are most active in the mornings and evenings.
  • West Nile virus is prevalent throughout the US. Dengue is prevalent in Hawaii, Puerto Rico, and now the southern US all the way to Washington D.C.!
  • You usually don’t need to protect yourself from mosquitoes, but in areas where West Nile virus is common, it’s smart to protect yourself — especially in the summer.

Are there sandflies in the United States?

  • Due to climate change, sand flies that carry leishmaniasis, like mosquitoes with dengue, have now arrived in the US.
  • In Texas they are endemic and have the highest incidence, but in Florida, Oklahoma and Arizona sand flies can also sporadically spread leishmaniasis.
  • Don't be too scared, it is very rare for someone to get infected, especially a tourist.

Can you buy DEET, or other mosquito repellents, in the United States?

  • There are a lot of products available in the US such as DEET, picaridin and natural products.
  • You can buy mosquito repellents at supermarkets like Walmart and Target, drugstores like CVS and Walgreens, outdoor stores like REI, Cabela's, Amazon and even some gas stations.
  • OFF! is a popular brand, but 100% DEET is overkill.

Can you buy a joint or weed in the United States, or take it with you to the United States?

  • Just like almost everything, it also varies by state whether weed is legal. At the government level, it is illegal in any case and you can therefore be punished, especially as a tourist, if you do not know the rules well in the state where you are.
  • For medical use, cannabis is legal in 39/50 states. In more than 20 states you are allowed to use it for recreational purposes and here the government legislation is therefore not followed.
  • And then you have states like Texas or Idaho where you can still be arrested for a joint as if it were 1993.
  • The amount of weed (plants) you are allowed to have differs per state.
  • As a tourist you must therefore pay close attention to the rules in the state where you are. You are usually allowed to buy cannabis as a 21+ tourist at a regulated shop ("dispensary"), upon presentation of your passport.
  • Use is only permitted in private spaces (so not on the street, not in parks, not on hotel balconies, and certainly not in Disneyland parking lots). Weed may be legal in some places, but often not socially accepted.
  • In any case, you are not allowed to bring weed to the US, no matter where you fly to. Federal rules apply once you enter the country. The same applies when you travel across state borders, you are also not allowed to bring anything with you.
  • In states where a joint or weed is not allowed (e.g. Georgia, Idaho), you risk fines, arrest, or can even get into immigration problems.
  • As a foreigner, you also run the risk of visa problems or re-entry issues: cannabis use could theoretically make you “inadmissible” under US immigration law, even if it was legal where you smoked it.

Health, Insurance & Safety

How does healthcare work in North America, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in North America, and what travel insurance, health insurance or expat insurance do you need?

What is the quality of healthcare in North America?

  • In North America, the quality of healthcare is generally good, but accessibility varies greatly by country.
  • While healthcare in Canada and the United States is generally easy to access, this is a completely different story in Greenland.
  • In Greenland, there is only a large hospital in the capital. In other parts of the country, it can take a long time before you have access to care.
  • In the US and Canada, pharmacies can be found everywhere and medicines are generally in stock. In Greenland, medicines are sometimes scarce and you can only find pharmacies at hospitals or health centres.
  • In the US and Canada, the emergency number is 911. In Greenland, it is 112.

How does the public healthcare system work in North America?

  • The quality of public healthcare is good in North America.
  • In Greenland, as a resident, you are entitled to free public healthcare and medicines. This is different in the US and Canada.
  • In Canada, residents, and sometimes expats with a work permit, have access to Medicare. Medicare provides coverage for certain types of care, which varies by province. For certain services such as dental care and physiotherapy, an additional payment must be made or private insurance must be taken out.
  • In the US, Medicare and Medicaid provide coverage for health care, but expats are usually not eligible for this.
  • In general, the waiting times for public care in the US and Canada are quite long. The costs are also quite high.

How does the private healthcare system work in North America?

  • While the private sector is large in the US and Canada, it is very small in Greenland.
  • In Canada, private care is mainly good for care that is not covered by Medicare, or for people who do not qualify for it.
  • In the US, three-quarters of hospitals are privately owned. Private care is the norm here.
  • In Greenland, there is therefore little private care and most people choose to go abroad for specialized treatments.
  • The costs of private care are very high.

How is the family doctor or general practitioner arranged in North America?

  • In North America, general practitioners are the gatekeepers of the health care system. The family doctor is the first point of contact and you usually need a referral from your family doctor to see a specialist.
  • In Greenland, nurses and paramedics often play the role of family doctor in remote areas.
  • In Canada, it can be difficult to visit a family doctor in some places. As a result, many Canadians go straight to the emergency room, even if they only have the flu.

How is the dental care and dentist arranged in North America?

  • The quality of oral care is good in North America.
  • In Canada and the US, the costs of oral care are generally high. In Greenland, this is partly free.
  • In the US and Canada, there are many private dental practices, in Greenland private dentists are hard to find.

How is pregnancy and maternity care arranged in North America?

  • The quality of maternity care is good in all three countries, but there are differences in accessibility.
  • All necessary tests are carried out in all three countries. In the US and Canada, this is possible almost everywhere, in Greenland extensive maternity care is only available in Nuuk.
  • The costs of childbirth and caesarean section are very high in the US. In Canada, maternity care is covered by Medicare, and in Greenland, care is also largely free.

How safe or unsafe is a trip or stay in North America?

What should you pay attention to in terms of safety in North America?

  • Greenland and Canada are very safe to live in when it comes to crime. The US is less so.
  • In Greenland, the safety risks are mainly about the extreme climate, in Canada it is safe to live and there are some nature-related risks depending on where you are, and in the US there are more risks in terms of crime and weapon use.

What should you look out for in terms of diseases in North America?

  • There are few health risks in North America.
  • Tap water is generally drinkable and food hygiene is good.
  • The health risks that do exist are mainly related to the weather conditions, so heat and cold.
  • Tick bites also pose a risk.

What should you pay attention to when it comes to traffic in North America?

  • In the US and Canada, a car is almost necessary if you live there. In Greenland, people use boats, planes and snowmobiles more.
  • The roads are good and the traffic rules are clear and strict.

What are the best insurance options for backpacking, traveling, doing an internship, studying, volunteering, or working in North America?

What types of insurance should you get if you're planning to emigrate, work as an expat, or live in North America?

How healthcare works in North America: questions and answers per country about insurance and the healthcare system

How healthcare works in North America: questions and answers per country about insurance and the healthcare system

How does the healthcare system work across North America?

  • How does the public healthcare system work?
  • How does the private healthcare system work?
  • How is the general practitioner arranged?
  • How is the dentist arranged?
  • How is pregnancy care arranged?
  • How safe or unsafe is a trip or stay in the region?
  • What work and travel insurance policies are suitable for short and long stays?
  • What emigration and expat insurance can you take out if you are going to live there for a while?
How does healthcare work in Canada, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Canada, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Canada?

  • Canada is known for its universal healthcare system, which means that basic healthcare is funded by the government through tax money. This system is called the Medicare system (just like in the USA) and offers free or very affordable access to many medical services for residents and permanent residents. The system is organized provincially, so there are variations per province and territory.
  • In Canada, healthcare is guaranteed for every resident. In general, medical costs are lower compared to the US. For example, medical consultations are free for Canadians and the patient does not always need a referral from a GP to see a specialist.
  • Although medication in the hospital is free, medication from a pharmacy is not. For this you often have to pay for it yourself, or arrange your own insurance.
  • The most common diseases are for example those of the cardiovascular system, the respiratory system and cancer.
  • In Canada, medical students already have a degree before they start medical school. Many of the students even have a PhD. For this reason, the first preclinical years are very clinically oriented. Instead of three clinical years, as in the Netherlands, Canadian students only have two. They are immediately given their own patients to care for. Taking out professional liability (malpractice) insurance is therefore vital for students who are going to work in Canada.
  • Call 911 for emergency medical services.

How does the public healthcare system work in Canada?

  • Everyone who legally resides in Canada and is registered in a province has access to Medicare.
  • Expats with a work permit of at least 6 months can usually also apply, depending on the province. Note that there is often a waiting period (e.g., no access in the first three months). Students and tourists are often not covered.
  • Public health care covers basic services such as visits to general practitioners and specialists, emergency hospital care, and surgeries and diagnostic tests.
  • Because the system is regulated by province/territory, the exact coverage and conditions depend on where you live. In British Columbia, for example, the system is called Health BC, in Ontario it is called the Ontario Health Insurance Plan (OHIP) and RAMQ in Quebec.
  • RAMQ also has agreements with several countries, which may be of particular interest to students and people with certain work visas.
  • For other medical services and costs, such as dental care, physiotherapy, glasses, you can take out supplementary or private insurance.
  • Problems in public health care include long wait times for non-urgent surgeries or specialist care, a lack of general practitioners in some areas and limited coverage for dental care, physiotherapy, medicines and optometry.
  • Depending on where you arrive in Canada, there are information desks that can connect you with organizations that help with immigration: CUIAS at Toronto Airport and SUCCESS at Vancouver Airport.

How does the private healthcare system work in Canada?

  • Although most healthcare is covered by Medicare, there are also private options, especially for services not covered by the public system. This is useful for expats, newcomers, or those who want additional coverage.
  • About 25 percent of the population in Canada chooses private health care.
  • Why choose private care? For faster access to specialist care; if you need coverage for services such as dental care, physiotherapy, optometry, and alternative therapies (such as acupuncture); for medications, as Medicare usually only covers medications in hospitals.
  • Private care and medications can be quite expensive.
  • Many employers offer additional insurance as part of their employment conditions.
  • Some tips:
    • Pay close attention to the waiting time for access to the public health care system.
    • Check with your employer to see if they offer additional insurance.
    • Find a family doctor as soon as you arrive in Canada; this can take time in areas with doctor shortages.
    • Expect additional costs for medications and dental care.
    • From a medical perspective, choose a province with a good balance between wait times and access to care (e.g., Ontario or British Columbia).

How is the GP arranged in Canada?

  • Family doctors are the gatekeepers of the system. You usually need a referral to see a specialist.
  • It is not always easy to visit a family doctor, for example in the North of Canada it is more difficult. Many Canadians go to the emergency room of the hospital for basic care, even if you have the flu. This can cause waiting times to be very long.
  • Waiting times for a visit to the family doctor can be shorter in large cities than in rural areas.

How is the dentist arranged in Canada?

  • Dental care is largely private, and the costs can be high. So check which dental care is covered by your insurance.
  • A standard check-up can cost between 75 and 150 CAD.
  • For extensive treatments such as a root canal, the costs can quickly rise to 1000 CAD or more.
  • Many expats choose to have dental care abroad (for example the US or Mexico) because it can be a lot cheaper.

How is pregnancy care arranged in Canada?

  • Pregnancy care is covered by Medicare and is completely free for residents and those with a valid health card.
  • Pregnancy care includes prenatal checkups, hospital deliveries, and choices of obstetricians or gynecologists for guidance.
  • Breastfeeding in public is completely accepted in Canada. There are even laws to protect women from discrimination.
  • Home births are possible with a midwife (depending on the province).
  • In some provinces, such as British Columbia, midwives have a lot of autonomy and you can give birth with them without a doctor.
  • Maternity leave is generous: parents can take up to 18 months of leave, partially paid through a government program.

How safe or unsafe is a trip or stay in Canada?

What should you pay attention to in terms of safety in Canada?

  • Canada is known as one of the safest countries in the world, but there are a few things to consider.
  • Crime is low, but incidents such as theft or burglary do occasionally occur in major cities such as Toronto, Vancouver, and Montreal. Don’t leave valuables in your car and avoid remote areas at night.
  • In rural areas and national parks, you may encounter bears, moose, and coyotes. Follow wildlife regulations: store food and garbage in sealed containers, wear bear spray when hiking in bear country, and avoid contact with animals, even if they seem tame.
  • Canada has strict driving laws and enforces them rigorously.
  • Snowstorms and icy conditions can be dangerous in the winter; wear snow tires and follow weather reports.

What should you look out for in terms of diseases in Canada?

  • Summer heat waves can cause dehydration and heat exhaustion.
  • Lyme disease is prevalent in forested areas; wear long clothing and check for ticks after hiking.
  • Respiratory conditions can be aggravated in the winter due to dry air and cold temperatures.
  • Tap water in Canada is safe to drink, unless otherwise indicated in remote areas. Some expats prefer filtered water for its taste.

What should you pay attention to when it comes to traffic in Canada?

  • The roads are generally of good quality, but can be dangerous in winter due to snow and ice.
  • In rural areas, gravel roads and remote roads are common; take a 4x4 if you are going to drive a lot here.
  • Canada has strict traffic laws, such as a speed limit and mandatory use of child seats.
  • Avoid driving during snowstorms and be careful in areas where there is a lot of wildlife crossing the road.
  • Public transport in large cities is reliable, but in rural areas cars are essential.

What work and travel insurance policies are suitable for short and long stays in Canada?

What emigration and expat insurance can you take out for Canada if you are going to live there for a while?

How does healthcare work in Greenland, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Greenland, and what travel insurance, health insurance or expat insurance do you need?

What is the quality of healthcare in Greenland?

  • Greenland, the large piece of Denmark, far from Europe. The country is under Danish rule, but has it's own parliament and also its own health care system.
  • The health care is of a reasonable standard, but comes with a huge challenge. Which is not so strange, in a country where the average temperature never exceeds 10 degrees Celsius.
  • The country has higher mortality rates, lower life expectancy and higher infant mortality rates than other Nordic countries, but that is probably mainly due to the harsh conditions in the country.
  • Only in Nuuk, the capital, is there a hospital with all the complicated modern facilities. In the rest of the country, the options are thinned out.
  • The lack of transport in the country makes it difficult to receive good, and especially urgent, care.
  • For complex medical treatments, people are often referred to Denmark and due to the extreme weather conditions and limited infrastructure, evacuations by helicopter or plane may be necessary in the event of a medical emergency.
  • Pharmacies in Greenland are often connected to hospitals or health centers. There are also a few independent pharmacies in the capital. Some medicines can be in short supply, so if you are dependent on specific medicines, it may be useful to bring your own.
  • In the event of a medical emergency, call 112. In remote areas, helicopters and vulnerable areas are used to transport patients. Make sure you are well covered for these types of evacuations to avoid high costs!

How does the public healthcare system work in Greenland?

  • If you are registered as a resident of Greenland, you are entitled to free healthcare and medicines. Common services include GP visits, care in public hospitals, public dental care, medical specialists, mandatory medicines and home care. In some cases, your medical transport will also be reimbursed.
  • Most medical facilities are located in larger towns such as Nuuk, Sisimiut and Ilulissat.
  • In small settlements, there are health centres staffed by nurses or paramedics, with support from remote doctors via telemedicine.

How does the private healthcare system work in Greenland?

  • Unlike many other countries, private healthcare in Greenland is very limited. There are mainly private hospitals and clinics, which is not surprising since there is of course little money to be made with such a small population.
  • Most foreigners choose to go abroad for specialized treatments.
  • Special health insurance can help cover additional costs, especially when it comes to evacuations for these types of treatments outside of Greenland.

How is the family doctor or general practitioner arranged in Greenland?

  • In Greenland, general practitioner care is an important part of the healthcare system. In the larger cities, general practitioners work from health centers or hospitals, but in the smaller steps, nurses or paramedics often take on this care.
  • Because doctors in Greenland often have to treat a range of conditions, they are often both specialists and general practitioners!

How is the dental care and dentist arranged in Greenland?

  • Dental care in Greenland is of good quality, but it can be limited outside the larger cities.
  • Residents are entitled to free or subsidized treatments in public healthcare. In remote areas, mobile clinics are used to provide basic care.
  • There are hardly any specialist dentists. Specialist care can be outsourced to Denmark.

How is pregnancy and maternity care arranged in Greenland?

  • Maternity care is good in Greenland, but limited. All pregnant women have access to the same tests, but the process can be different depending on where you live. You will receive a blood and urine test, a preventive test for hereditary diseases, a test for STDs and various checks by a woman. You are also entitled to ultrasound scans during pregnancy.
  • In Nuuk, you must contact the Dronning Ingrid Health Centre, after which you will be assigned a midwife. In coastal towns with a hospital, you must contact the local hospital. In villages without a hospital, care comes from the health station. From here, a nurse will contact the nearest hospital where you will receive 2-3 visits during pregnancy. Women with risk factors are referred to the hospital in Nuuk, the only place where this type of pregnancy can be properly monitored. This usually means that women travel to Nuuk a few weeks (at least 3) before the due date and stay there in the hospital of the patient hotel.
  • All deliveries in Nuuk take place in the Dronning Ingrid Hospital. A caesarean section can also occur here. Outside Nuuk, the birth takes place in the nearby hospital.
  • The transport costs for mothers who live in villages and have to travel to the city are covered by the government. As is the stay in Nuuk in case of complications. The partner must pay the costs themselves, except in the case of twins, in which case the costs are partly covered for both.

How safe or unsafe is a trip or stay in Greenland?

What should you pay attention to in terms of safety in Greenland?

  • Climate and nature: Greenland has an extreme climate. The temperatures are low and the country is almost completely covered in ice. Bad and dangerous weather conditions can also often occur. Think of storms and heavy snowfall. So make sure you always have suitable clothing with you and inform others of your plans.

What should you look out for in terms of diseases in Greenland?

  • In Greenland, the danger lies mainly in the cold.
  • Due to the extreme cold, hypothermia and frostbite can be a major risk.
  • Reflection of the sun on snow and ice can lead to serious eye irritation and damage, such as snow blindness.

What should you pay attention to when it comes to traffic in Greenland?

  • Road networks are limited to urban areas. Travel between settlements is mainly by boat, plane or snowmobile, depending on the season.
  • Which work and travel insurances are suitable for short and long stays in Greenland

What are the best insurance options for backpacking, traveling, doing an internship, studying, volunteering, or working in Greenland?

What types of insurance should you get if you're planning to emigrate, work as an expat, or live in Greenland?

How does healthcare work in the United States, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in the United States, and what travel insurance, health insurance or expat insurance do you need?

What is the quality of healthcare in the United States?

  • The state of medical care in the US is not very good and remains a current and ongoing problem. Although 15% of the GDP is spent on healthcare, 30 million Americans cannot afford the cost of medical care.
  • Healthcare costs are some of the highest in the world. Even a simple doctor's appointment can cost hundreds of dollars without insurance.
  • There is no universal healthcare system, only a system for people of a certain age and income. Care is provided through a combination of public and private providers.
  • Insurance is essential and sometimes required as part of immigration or visa requirements.
  • The United States is a very popular destination for foreign doctors for both internships and research.
  • American doctors are known for using the latest, and abundant, medications and for conducting many medical studies.
  • Most medications are available at pharmacies (such as Walgreens or CVS), but some medications require a doctor's prescription.
  • If you are taking specific medications, bring enough with you or get a doctor's note to get them refilled.
  • For emergency medical care, call 911.

How does the public healthcare system work in the US?

  • In the United States, medical care must be paid for in advance, and nothing is free. There is also a price tag for treatments in public hospitals. The patient or the insurance company must pay for the care, so they check to see if you have insurance.
  • Medical care for the elderly is provided through a government program called Medicare.
  • The unemployed can apply for Medicaid, provided by a combination of federal and state Medicare.
  • A substantial proportion of Americans do not have health insurance and rely on Medicare or Medicaid and other charities.
  • Although many Americans do not have private insurance to cover all aspects of care, much emergency care is provided free of charge by city and county schools that are supported by municipalities.
  • There are continuing concerns in the medical community and government about how to provide healthcare to low-income patients.

How does the private healthcare system work in the United States?

  • Three-quarters of U.S. hospitals are privately owned. Private healthcare is the norm in the U.S. and generally provides access to modern facilities and specialized care.
  • Many Americans do not have private insurance to cover all aspects of healthcare.
  • As an expat or emigrant, be aware of the high costs of both private and private medical care. Many employers also offer health insurance as a fringe benefit.

How is the family doctor or general practitioner arranged in the US?

  • In the United States, dentists and family doctors have their own practices. As a result, healthcare is expensive. A family doctor is called a Primary Care Physician (PCP).
  • If you plan to stay in the United States for an extended period of time, it is important to start your search for a family doctor as soon as possible. Build in plenty of time to pick a good family doctor.
  • It is always cheaper to see a doctor than to use a first aid service.
  • You usually choose a PCP through your insurer. This doctor acts as your first point of contact for non-urgent medical questions and refers you to specialists if necessary.
  • A visit to a family doctor often costs around 100-300 dollar without insurance.

How is the dental care and dentist arranged in the US?

  • Dental costs are generally very high compared to other countries and are usually not included in standard health insurance plans.
  • Many large hospitals, especially those affiliated with universities, have dentists who treat at lower prices than dentists in a private clinic.

How is pregnancy and maternity care arranged in the United States?

  • Pregnancy and postpartum care in the United States is of high quality, but is also very expensive.
  • Prenatal care is comprehensive and well organized. Pregnant women often see an OB-GYN (obstetrician-gynecologist), a specialist responsible for pregnancy care and childbirth.
  • During pregnancy, you will have routine ultrasounds, blood tests, and other tests. Some women also choose a midwife or doula for a more natural and personalized approach.
  • Please note that access to this care depends on your health insurance. The cost without insurance can quickly add up to tens of thousands of dollars. A natural birth can cost 5,000-11,000 dollar, while a C-section can cost 15,000-20,000 dollar or more.
  • Many employers offer maternity coverage through their health insurance, so when you are an expat working in the US, it is important to check if your insurance covers it.
  • Most women give birth in hospitals, which are well equipped with modern technology.
  • Alternatives include birth centers or home births, usually with a registered midwife.
  • Home births are legal, but less common than in some other countries. About 1% of births occur at home.
  • Unlike some other countries, maternity care in the US is quite limited. After a vaginal birth, you usually go home within 24-48 hours. With a c-section, you often stay 3-4 days. There is little to no home care available, so many parents hire a doula or other helper.
  • Breastfeeding in public is legal in all 50 states, but reactions to it can vary by region. In progressive cities such as New York and San Francisco, it is generally accepted, while in more conservative parts of the country, it can sometimes lead to mixed reactions.
  • Many mothers use a blanket or nursing cloth to keep breastfeeding more private, but this is not mandatory.
  • Maternity leave is not regulated nationwide like it is in many other countries. It depends on your employer and insurance plan. Many mothers only have 6-12 weeks of unpaid leave under the Family and Medical Leave Act (FMLA).
  • Some employers offer paid leave, but this is not necessarily the standard.

How safe or unsafe is a trip or stay in the United States?

What should you pay attention to in terms of safety in the US?

  • The US is generally safe for expats and emigrants, but there are differences between states, cities, and even neighborhoods. Major cities like New York, Chicago, and Los Angeles have areas where tourists and expats may want to be more vigilant, especially at night.
  • Gun violence is a major concern. Gun ownership in the US is high, and shootings are unfortunately more common than in many other countries. It is wise to be aware of the local situation and follow the advice of locals. Most expats live in safe areas. Shootings are particularly common in poorer neighborhoods.
  • Violent crime is more common in certain urban areas, but most expats do not experience this directly. Make sure you are well-informed about safe neighborhoods. Petty crime, such as pickpocketing, is more common in busy tourist areas or during events. Keep an eye on your personal belongings.
  • Be careful at demonstrations: Political rallies can get out of hand, especially during times of election or social unrest.
  • Avoid unsafe neighborhoods and check with local sources for places to avoid.
  • The US experiences various natural disasters, including hurricanes (Southeast Coast), earthquakes (West Coast), tornadoes (Midwest), and wildfires (West). Make sure you are familiar with your region’s disaster plan.
  • Some extra tips: be calm with police, always show your hands, and treat police with respect; be aware of scams, especially in tourist areas; stay in well-lit areas.

What should you look out for in terms of diseases in the US?

  • There are no specific vaccinations required for the US. However, it is recommended that you keep your basic vaccinations, such as tetanus, measles, and hepatitis A, up to date.
  • Tick bites can be a risk in rural areas and forested states. They can transmit diseases such as Lyme disease. Check yourself after hiking.
  • The drinking water in most parts of the US is safe, especially in urban areas. Some expats prefer filtered water because of the chlorine taste. In rural areas, it is better to ask about the quality of the water.

What should you pay attention to when it comes to traffic in the US?

  • The US is a car-oriented country, and in many areas a car is essential. Public transportation is limited outside of major cities.
  • Roads are generally in good condition, but traffic laws and driving behavior can vary from state to state. Be careful when driving on highways; speeds are high, and trucks make up a large portion of the traffic.
  • Road safety is fairly good, but fatalities are not uncommon. Especially in rural areas, driving after dark can be riskier due to poorly lit roads or animals on the road.
  • Avoid driving under the influence. Penalties for this are severe, and DUI (Driving Under Influence) is punished severely.

What are the best insurance options for backpacking, traveling, doing an internship, studying, volunteering, or working in the US?

What types of insurance should you get if you're planning to emigrate, work as an expat, or live in the United States?

How does healthcare work in North America, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in North America, and what travel insurance, health insurance or expat insurance do you need?

What is the quality of healthcare in North America?

  • In North America, the quality of healthcare is generally good, but accessibility varies greatly by country.
  • While healthcare in Canada and the United States is generally easy to access, this is a completely different story in Greenland.
  • In Greenland, there is only a large hospital in the capital. In other parts of the country, it can take a long time before you have access to care.
  • In the US and Canada, pharmacies can be found everywhere and medicines are generally in stock. In Greenland, medicines are sometimes scarce and you can only find pharmacies at hospitals or health centres.
  • In the US and Canada, the emergency number is 911. In Greenland, it is 112.

How does the public healthcare system work in North America?

  • The quality of public healthcare is good in North America.
  • In Greenland, as a resident, you are entitled to free public healthcare and medicines. This is different in the US and Canada.
  • In Canada, residents, and sometimes expats with a work permit, have access to Medicare. Medicare provides coverage for certain types of care, which varies by province. For certain services such as dental care and physiotherapy, an additional payment must be made or private insurance must be taken out.
  • In the US, Medicare and Medicaid provide coverage for health care, but expats are usually not eligible for this.
  • In general, the waiting times for public care in the US and Canada are quite long. The costs are also quite high.

How does the private healthcare system work in North America?

  • While the private sector is large in the US and Canada, it is very small in Greenland.
  • In Canada, private care is mainly good for care that is not covered by Medicare, or for people who do not qualify for it.
  • In the US, three-quarters of hospitals are privately owned. Private care is the norm here.
  • In Greenland, there is therefore little private care and most people choose to go abroad for specialized treatments.
  • The costs of private care are very high.

How is the family doctor or general practitioner arranged in North America?

  • In North America, general practitioners are the gatekeepers of the health care system. The family doctor is the first point of contact and you usually need a referral from your family doctor to see a specialist.
  • In Greenland, nurses and paramedics often play the role of family doctor in remote areas.
  • In Canada, it can be difficult to visit a family doctor in some places. As a result, many Canadians go straight to the emergency room, even if they only have the flu.

How is the dental care and dentist arranged in North America?

  • The quality of oral care is good in North America.
  • In Canada and the US, the costs of oral care are generally high. In Greenland, this is partly free.
  • In the US and Canada, there are many private dental practices, in Greenland private dentists are hard to find.

How is pregnancy and maternity care arranged in North America?

  • The quality of maternity care is good in all three countries, but there are differences in accessibility.
  • All necessary tests are carried out in all three countries. In the US and Canada, this is possible almost everywhere, in Greenland extensive maternity care is only available in Nuuk.
  • The costs of childbirth and caesarean section are very high in the US. In Canada, maternity care is covered by Medicare, and in Greenland, care is also largely free.

How safe or unsafe is a trip or stay in North America?

What should you pay attention to in terms of safety in North America?

  • Greenland and Canada are very safe to live in when it comes to crime. The US is less so.
  • In Greenland, the safety risks are mainly about the extreme climate, in Canada it is safe to live and there are some nature-related risks depending on where you are, and in the US there are more risks in terms of crime and weapon use.

What should you look out for in terms of diseases in North America?

  • There are few health risks in North America.
  • Tap water is generally drinkable and food hygiene is good.
  • The health risks that do exist are mainly related to the weather conditions, so heat and cold.
  • Tick bites also pose a risk.

What should you pay attention to when it comes to traffic in North America?

  • In the US and Canada, a car is almost necessary if you live there. In Greenland, people use boats, planes and snowmobiles more.
  • The roads are good and the traffic rules are clear and strict.

What are the best insurance options for backpacking, traveling, doing an internship, studying, volunteering, or working in North America?

What types of insurance should you get if you're planning to emigrate, work as an expat, or live in North America?

North America
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Backpacking or traveling in North America?

  • North America lends itself to both the backpacker and the traveler. The country is home to spectacular wildlife. From vast deserts to rugged coastlines, from tropical beaches to cold mountain lakes. Traveling around by car or RV is particularly popular for the traveler, but for the backpacker there are also good bus connections. There are also many hostels and Airbnb and Couchsurfing are common platforms. The U.S. and Canada are expensive; for the traveler on a smaller budget, Mexico is excellent. 
  • Activity spotting: tons of outdoor activities such as hiking, climbing, skiing, surfing and rafting, often in national parks. Taste real Mexican spicy food in Oaxaca; visit New York, Mexico City, New Orleans and Quebec to learn about their unique culture; explore the natural wonders of Banff, Yellowstone, Grand Canyon and Yucatán Peninsula; climb volcanoes in Hawaii; experience vast wilderness in Alaska; sample Texas BBQ; road-trip along Route 6; admire Mexico's Mayan cities, including Chichén Itzá, one of the most famous Mayan ruins, and Palenque.  

Studying in North America?

  • In the U.S., you'll find the really big names, as well as the really big prizes. American universities are often at the forefront of research and innovation, with strong programs and state-of-the-art facilities in technology, medicine, and the arts. There is also a large international student community.
  • Canada has renowned universities that are less expensive than in the US. Canada is known for its inclusive and multicultural society, which creates a welcoming environment for international students.
  • Mexico has an increasing number of high-quality institutions, and the country offers studies focused on Latin America, the arts and languages. Costs are also generally much lower than in the U.S. or Canada. In addition, studying in Mexico offers you the chance to immerse yourself in the local culture and Spanish language. 
  • Language: in the U.S. you study in English, in Canada in English and French, and in Mexico in Spanish or English. 
  • Study culture: campus life in North America is often rich in clubs, organizations, and sports activities, contributing to a diverse student experience.

Internship in North America?

  • The U.S. has a wide range of industries such as technology, finance, media, and healthcare. Major cities such as New York, San Francisco, and Los Angeles offer numerous internship opportunities in these sectors. Silicon Valley is a hotspot for tech internships, with opportunities at companies such as Google, Apple, and Facebook.
  • Many universities and organizations in the U.S. offer structured internship programs, but internships can be very competitive. 
  • Canada offers internships in various sectors such as technology, engineering, finance, and health care. Major cities such as Toronto, Vancouver, and Montreal are major centers for internship opportunities.
  • Many Canadian universities have co-op programs that offer integrated internships in studies, which can help in finding an internship and gaining relevant experience. There are also government initiatives that promote internship and employment opportunities for young people. 
  • Mexico offers internship opportunities in sectors such as finance, marketing, technology, and tourism. Major cities for internships include Mexico City, Monterrey, and Guadalajara. Mexico has a growing start-up scene, providing opportunities for internships in emerging companies and innovative sectors.
  • Many Mexican universities have partnerships with companies for internships; there are also opportunities for internships with nonprofit organizations and government agencies. 
  • Internship experience in North America provides opportunities for highly professional experience and to build valuable professional networks. This can help with future career opportunities.

Doing volunteer work in North America?

  • In the U.S. and Canada, volunteering with wildlife, in national parks or at summer camps is particularly popular. In Mexico, volunteering in (marine) conservation, education and community development is popular. 
  • Short-term volunteering is available, as well as long-term volunteering. 

Working in North America?

  • For economic opportunities, head to the US. The U.S. has a diverse economy with strong sectors such as technology, finance, healthcare, and entertainment. Major cities such as New York, San Francisco, and Chicago offer numerous career opportunities. The U.S. is also a center of innovation, especially in technology and start-ups, with Silicon Valley as a major hub.
  • The U.S. has less extensive labor laws compared to many European countries, particularly in terms of working hours, vacation days, and sick leave. Employees often have a lot fewer legal vacation and leave days. Also, the labor market is truly competitive and performance-oriented. 
  • Canada offers opportunities in sectors such as technology, health care, and natural resources. Major cities such as Toronto, Vancouver, and Montreal are centers of employment. There is a growing demand for skills in technology, green energy, and health care.
  • Canada has generally favorable working conditions, with extensive arrangements for vacation, sick leave, and family leave. Work-life balance is often valued, and the work culture is more focused on collaboration and inclusiveness. 
  • Mexico has opportunities in sectors such as manufacturing, tourism, and services. Cities such as Mexico City, Monterrey, and Guadalajara are economic centers. The technology and start-up sector is growing, with increasing opportunities in innovation and digital services.
  • Mexico has labor laws that provide basic rights such as vacation days, sick leave, and a minimum wage. However, working conditions can vary depending on the sector and region. The work culture is informal, with a strong focus on personal relationships. 

Working as a digital nomad in North America?

  • There are many coworking spaces, good Internet and many networking events (especially in the U.S. and Canada). The cost of living does vary greatly, with North American cities in the U.S. and Canada on one side and Mexican cities on the other. 
  • If you want to be in the middle of economic centers and network, go to the US or Canada. If you want to experience a relaxed and cheaper lifestyle, go to Mexico!
  • Favorite locations: Austin, Miami, LA, New York, Toronto, Vancouver, Montreal, Mexico City, Playa del Carmen, Tulum. 

Living in North America?

  • Major cities offer a very comfortable quality of life because of their rich culture, diverse dining options and many amenities. However, they do come with high costs and you really have to watch out at night in some neighborhoods in the U.S. and Mexico.
  • Smaller cities, on the other hand, can be more attractive because of their lower costs. And also, coastal towns in Mexico are attractive because of the wonderful beach life. 
  • The cost of living is high in the U.S. and Canada in big cities. In Mexico, costs are lower. 
  • Mexico offers a warm, welcoming culture with a strong emphasis on family and community. There are many festivities and a rich gastronomic scene.
  • Canada offers a high quality of life with a strong focus on social welfare and the environment. There are many outdoor activities and multiculturalism is a big aspect of living in Canada.
  • Social life and culture in the U.S. vary widely by region. There are diverse cultural communities and a wide range of recreational activities available.
  • Climate: North America offers a wide range of climates, from tropical in Mexico to the temperate and cold climates of Canada and the U.S. Choose a region that suits your preferences for weather and seasons.
  • Health insurance: Health care is good throughout North America, from Canada to Mexico. In Mexico, health care is also a lot cheaper. Make sure you have your own well-covered health insurance, though.

 

What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?

What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from North America

Advice and decision support
Insurance

What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in North America

Advice and decision support
Insurance
Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

 

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need when backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.

Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.

What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”

What insurance do you need when backpacking abroad?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • That you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.

What insurance do you need to work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad?

  • Insuring yourself for working abroad with animals means taking out insurance that continues to provide coverage during your paid, unpaid, or internship work abroad, where minor or major risks are involved.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for work abroad.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work. Almost all standard insurers exclude working with animals from coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work. All over the world, there are reserves, rescue centers, and zoos where you can roll up your sleeves as a veterinarian, intern, or volunteer. Working with animals or wildlife is not without danger. No matter how cute they may look, or how tame they may behave. All animals can suddenly bite viciously or lash out with a claw or beak. Not only can this result in nasty injuries, but it can also transmit diseases that you would rather not have, and certainly not abroad.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • That you have insurance that provides sufficient coverage for the work you will be performing.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.

Which insurance do you need for working, an internship, or volunteering with animals abroad?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

What insurance do you need when volunteering abroad?

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad

What insurance do you need for emigration or working as an expat abroad?

International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page
Insuring, troubleshooting and safe travel abroad

Insuring, troubleshooting and safe travel abroad

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Table of contents
  • Why get specific insurance when going abroad?
  • How to survive disasters abroad ?
  • How to insure activities abroad?
  • Which Insurances apply for internships, staying, studying, volunteer work or paid work abroad?

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Reading & Remembering

North America: Updates & Travel

North America: Updates & Travel

Travel in North America?

  • North America is suitable for all kind of travellers. And it the nature goes from vast deserts to rugged coastlines, from tropical beaches to cold mountain lakes.
  • Busconnections is North America are well. Travelling by camper or by car are also popular. 
  • In North America there a lot of outdoor activities to do such as hiking, climbing, skiing, surfing and rafting, often in national parks.
  • North America is culture and foodwise unique and diverse. Taste the real Mexican, spicy food in Oaxaca; visit New York, Mexico City, New Orleans and Quebec to get to know their unique culture; discover the natural violence of Banff, Yellowstone, Grand Canyon and Yucatán Peninsula; climb volcanoes in Hawaii; experience vast wilderness in Alaska; taste Texas BBQ; take a road trip on Route 6; Admire the Mayan cities of Mexico, including Chichén Itzá, one of the most famous Mayan ruins, and Palenque.

Updates North America

  • More about North America, updates and contributions, see the link below.

 

Interviews with emigrants, expats and world nomads around the world: Northern America

Interviews with emigrants, expats and world nomads around the world: Northern America

Interviews with emigrants, expats and world nomads in Northern America

Expat and emigration interviews: Joe's emigration from the UK to the US - chasing the American Dream

Expat and emigration interviews: Joe's emigration from the UK to the US - chasing the American Dream

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What motivated you to move to the United States of America and how was your experience?

Who is Joe?

  • Joe grew up in small town in the United Kingdom, but decided to move to the US for his studies. In 2014 he applied for a scholarship, got it and said goodbye to his family and friends to go on a 6-year adventure in the US. After four years of studying and two years of working he decided to leave. Read more about his story below! 

What should people know about you to understand your emigration story?

  • I moved to the US at 18 to pursue a college education as I received a merit-based scholarship. I studied for four years, graduating with a degree in chemistry, and then made use of the STEM optional practical training (OPT) program to work for two years.

Was there a specific moment or event that inspired you to emigrate?

  • Many, but mainly growing up watching the big bang theory and meeting an american girl on a holiday in France when I was 15! 

How did you prepare?

  • A few vaccines that I had to get that were required in the US but not in the EU. A physical check-up. Getting all my dental/optical health taken care of as I wasn’t sure how much it would cost in the US.

What did your life look like, what kind of work and activities made you feel like you were really at home in the USA?

  • Hiking and spending time in nature! The US is vast and the sky feels huge compared to anywhere else I’ve been in the world - reaching a viewpoint on the Appalachian trail and seeing lush green trees as far as the eye can see. Camping trips to Maine and the Adirondacks, the myriad colours of leaves in a New England fall. Halloween pumpkin picking and carving, drinking apple cider, eating pumpkin pie. Going to a baseball game or an ice hockey game. Fourth of July fireworks! Watching the NFL on Thanksgiving.

Did you have an idea about the future?

  • At the time of leaving, I did not have much of an idea of the future due to the pandemic. I had a plan for moving back to the UK, and made sure to tie up loose ends before leaving the US. I knew that I eventually wanted to travel to Japan and New Zealand/Australia. 

Why did you return to the UK?

  • Again, many reasons. It was difficult during the pandemic being isolated from my family in the UK. I also wanted to travel internationally outside of the USA and make use of UK-based working holiday programmes, which was at odds with needing to maintain my visa status and employer-provided health insurance in the US.

How was university life in the USA?

Did you get funding to go to university in the US?

  • ⁠I was lucky to be able to go through the Sutton Trust US programme, a programme aimed at educating UK state school students on college opportunities available in the US as there is a lot of financial aid on offer for international students. The programme guided me through the daunting US college admission process. There are different forms of funding in terms of scholarships, merit-based financial aid, and need-based financial aid (what I got, I was admitted to the university but then received grant money from the university to attend, otherwise I wasn’t able to afford it). Advice would be to look at highly ranked US universities, as they will typically have more money and financial aid available to give to international students.  

What kind of university did you attend?

  • I attended a liberal arts college, smaller than traditional universities, and focusing on a more holistic and well-rounded education rather than a single area. (I had to take classes in different subject areas - social sciences, natural sciences, arts, physical education, etc.) in order to graduate. I didn’t declare a major (chemistry) until the end of my second year, and was able to take non-chemistry classes throughout my time. 

What did the academic year look like?

  • ⁠Academic year followed a two semester system, fall and spring. Assessments were done throughout the semester, rather than a single exam at the end. I was fortunate to attend a liberal arts college as they are solely undergraduate institutions and have small student bodies (2000 student). I was able to do research in the chemistry department and used high level instrumentation that would be difficult to find/use even at graduate level. Classes were also much smaller and much more student/professor interaction.

What is American culture like, and how do people interact socially in the United States?

How did you make friends? Do you have any tips for meeting people?

  • I was fortunate to meet friends through college and then work. Americans are generally very friendly and happy to help or to have a conversation. Many of my friends invited me into their homes during public holidays like Christmas and Thanksgiving. My tips for meeting people would be to pursue groups based on hobbies and shared interests, and to be open to new opportunities and putting yourself outside of your comfort zone.

How did locals react to you living and working in the US?

  • I found that people are always happy to chat to people from Europe and hear about where they are from! But for the most part living and working here is the same as anywhere else!

What is your favorite local tradition and holiday?

  • Thanksgiving is a really fun holiday, I found my American friends were happy to invite me into their homes when I told them I’d be alone on the holidays.
  • Thanksgiving it is my favorite holiday in the US, the desserts/pies are amazing and the lack of focus on gifts (like christmas) makes it a nice holiday focused on spending time with family and friends.

Are there things you struggled with in social interactions?

  • The directness and extroverted nature of conversations is sometimes overwhelming. Another thing was not knowing if people are endearing or genuinely interested in friendship versus stereotypical friendly American. This sometimes made it difficult to foster genuine friendships. 

How did you stay in touch with home?

  • Facetime and Whatsapp, sending family pictures, Polarsteps

Have you learned anything useful about communication with home?

  • It highlighted indirect patterns of speech that are used in the UK, which was useful when I returned to work after my time in the US. 

What was one of the best experiences? 

  • It starts with losing my expensive glasses in the ocean, not the best experience... But then the family I was staying with talked with their neighbours/local community and they all chipped in money for me to get a replacement pair. I'd never experienced something like that before and it showed the kindness of many Americans, even towards a relative stranger. 

What are the challenges of emigrating to the USA as a British person?

What were your biggest disappointments after emigrating?

  • The lack of walkability disappointed me, a car is very much a necessity outside of few major cities. In the UK distances are much smaller and public transportation is easy, or you can even go somewhere by bike or walk. In the US this can be very different. 
  • Health insurance being tied to employment was another things that caused me stress and frustration at times as well, since without employment, well....

In retrospect, what do you wish you had known about the USA?

  • There is no legally mandated minimum vacation time. The work culture is tough and very individualistic. 

What would you do differently next time and what would you tell others with the same idea?

  • Unless I was living in a city like New York or Boston, I would buy a car, as it gives a lot of freedom and independence. Fuel is cheap compared to Europe and distances are vast. 

What was the biggest culture shock? 

  • There is a large level of income inequality and there’s high levels of homelessness and addiction.  

What did you miss most from the UK?

  • Having a supply of wine gums and Haribo! But I also missed British sports culture and the quality of food/vegetables in my home country. A lot of food in the US has high fructose corn syrup and/or added sugar. 

Were there things you appreciated more about the UK while you were in the US?

  • Walkability, legally mandated time off, fresh food and cheap fruit/vegetables, mobile banking and bank transfers, most paperwork has been digitised in the UK and can be easily handled using gov.uk. 

What are the practicalities of living in the USA?

What was the most difficult rule to understand in the US?

  • States with different laws regarding tax, driving, alcohol, gambling etc. It can be quite confusing! 

How did you find a suitable place to live? Was it difficult?

  • I found a room to rent through Craigslist. It was straight forward although I did need a reference.

What was the working culture like? Was it different from the UK?

  • I worked for a small family run company. Quite a stressful environment and a high workload. Lots of interaction with the boss, some micromanagement, but it also allowed me flexibility that you don’t necessarily at a larger corporate company (I.e. taking holiday in advance as I needed to return to the UK to renew my visa). All decisions had to be approved by the boss. There was no progression/pathway for promotion, which was also one of my reasons for leaving - I came in to a high level position compared to others in a similar age/degree background, but more senior positions were filled by long-term staff and so promotion was only realistic if someone retired. No mandated holiday time, I earned 10 days of holiday time after 1 year at the company, increasing by 5 days each year at the company. It was a good stepping stone, but quite a toxic work environment and I missed the employer protections offered in Europe. I would consider returning to the US and working at a more senior level in a more competitive industry and location, as benefits are generally better to maintain employees (I.e more days off given by the company per year than in the UK).

What were the biggest differences in costs between the USA and the UK?

  • Fuel is significantly cheaper than Europe/UK, second hand cars are more expensive, rent and cost of living is more expensive in the US.

What have you learned about insurance, taxes and other financial obligations in the US?

  • Having to manually fill in a tax return and use tax company software. Generally tax returns are done automatically in the UK. 

Did you use local healthcare in the US and what did you notice? Was the healthcare in the US similar or completely different than in the UK?

  • I had a few experiences with the US healthcare system, but was able to get seen very quickly whenever problems arose. I had laser repair work done on my eyes, something that would have taken 6 months for an appointment in the UK, whereas I was seen within a week in the US. I had orthodontic work done in my first year in the US. It was expensive as it was only partially covered by my insurance, but I had been wearing braces for 5 years on the NHS with very slow/no improvement. My orthodontist in the US gave me a 1 year plan for completing my orthodontic work and was very proactive and communicated clearly. I have zero regrets and still enjoy my smile 10 years on! 
  • But.. next to this, the healthcare system was very confusing. I was afraid of getting sick and having to go to doctors when I was a student as I wasn't sure how much it would cost me. I knew a case of someone who didn't call an ambulance for their paralytic friend because they didn't know if they could afford it (>1000 dollars). I would definitely recommend sorting out good health insurance before you go. 

Are there specific issues or tips around 'safety' or 'health' that are useful for other people who are going to live or work in the US for a longer period of time to know?

  • Be aware of food quality, additives, and portion sizes - it is really easy to put on weight. And, unfortunately, gun safety is another thing to be aware of. 

Other things you want to share about your emigration?

  • I had to fly back to the UK to renew my visa, I couldn’t get it done in the US. So make sure you check how to do it, and perhaps you can combine it with a nice visit to your family and friends! 

How are your experiences as an expat living in the USA?

Did you develop any new hobbies or interests while living in the USA?

  • I pursued hiking, camping, climbing, and played many board games! 

Were there any projects or activities you were involved in that gave you a sense of fulfillment?

  • I volunteered at my local independent movie theatre and also at Habitat for Humanity (US organisation aimed at building affordable housing)

How did you balance work, relaxation and enjoying your new surroundings?

  • The US work culture and lack of employment rights means maintaining a work life balance is notoriously difficult, but it is important to schedule days off and plan solo outings or meet up with friends. 
  • Overall I had a great time in the US, and despite certain things, I still miss the country and my friends. As I said, maybe I'll go back some day, but first - Australia :). 
North America: selection of contributions by WorldSupporters

North America: selection of contributions by WorldSupporters

Selection of contributions about North America shared by WorldSupporters

Greenland: selection of contributions by WorldSupporters - Bundle

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Image Learning English around the world and abroad
Learn English around the world and abroad Learning English abroad: orientation What is an English language course? Why should you learn English and take an English...
Image Paid work around the world and abroad
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Image Working as an expat around the world and abroad
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Image Teaching Spanish around the world and abroad
Teach Spanish around the world and abroad Teaching Spanish abroad: orientation What are the requirements to become a Spanish teacher abroad? At which schools can you...
Image Mountain biking and cycling around the world and abroad
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Image Work on cutting-edge engineering, modeling, and plastic pollution research
Work for a non-profit on cutting-edge engineering, modeling, and plastic pollution research. This organization regularly seeks new problem solvers, in data science, AI,...
Image Volunteers wanted at a Los Angeles-based organization dedicated to coral conservation for various marketing roles
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Image Help with the reconstruction of areas in the United States affected by natural disasters
Help with the reconstruction of areas in the United States affected by natural disasters
Image Werk-meeloopstages bij farms, kwekers en boerderijen verspreid over heel Canada
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Activities abroad: home page

Activities abroad: home page

From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

      Activities abroad: for experiencing countries and cultures abroad

      Activities abroad: for experiencing countries and cultures abroad

      Bundled content for experiencing countries and cultures during gap year, travel and backpacking abroad

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      Activities abroad: for sports, adventure and outdoor abroad

      Activities abroad: for sports, adventure and outdoor abroad

      Bundled content for sports, adventure and outdoor during travel, gap year and backpacking abroad

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      Image How does healthcare work in the United States, and what travel insurance, health insurance or expat insurance do you need?
      How does the healthcare system work in the United States, and which insurance do you need? What is the quality of healthcare in the United States? How does the public...
      Image How does healthcare work in Canada, and what travel insurance, health insurance or expat insurance do you need?
      How does the healthcare system work in Canada, and which insurance do you need? How does the healthcare system work in Canada? How does the public healthcare system work...
      Image How does healthcare work in Greenland, and what travel insurance, health insurance or expat insurance do you need?
      How does the healthcare system work in Greenland, and which insurance do you need? What is the quality of healthcare in Greenland? How does the public healthcare system...
      Image How does healthcare work in North America, and what travel insurance, health insurance or expat insurance do you need?
      How does the healthcare system work in North America, and which insurance do you need? What is the quality of healthcare in North America? How does the public healthcare...
      Image Sharks abroad and while traveling: are they dangerous, where do you encounter them, where can you see them?
      What are sharks? What is a great white shark? Where can you see sharks from a boat? Where can you see sharks well when snorkelling? Where is the best place to dive with...
      Countries & Destinations: home bundle

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      Image EF Education First
      EF Education First was founded in Sweden by a young entrepreneur who wanted to offer Swedish students the opportunity to take English language courses in England. Today...
      Image Visa2Canada
      Visa2Canada is an immigration agency specializing in Canadian visa applications. In supporting and advising its clients, the organization places a strong emphasis on...
      Image Thompson Rivers University (TRU) (Kamloops)
      This educational institution, similar to an HBO/MBO institution in the Netherlands, focuses not only on theoretical knowledge but also allows you to gain hands-on...
      Image Stony Brook University New York
      Stony Brook University in New York is a public university and part of SUNY (State University of New York). While it is more financially accessible than many private...
      Image The Ocean Cleanup
      The Ocean Cleanup is a Dutch non-profit organization, with worldwide operations. The Ocean Cleanup is developing and scaling solutions to rid the world’s oceans of...
      Image IMG - International Medical Group
      IMG - International Medical Group is an American provider of global insurance benefits and assistance services. IMG offers several plans for travel insurance, travel...
      Image Reef Check
      Destination(s): United States: California and Hawaii, the Maldives, Malaysia, Indonesia and the Philippines. Type of organisation: This local organisation mainly focuses...
      Image Meinema Custom Farming
      Meinema Custom Farming is an agricultural company located in a small town in Alberta, Canada. The company is active in agriculture, including corn farming. It is run by...
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      Canadian Immigration Consultancy provides immigration advice for both permanent and temporary residence in Canada. The organization specializes in managing immigration...
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      Freshfields is an international legal organization that helps businesses manage risks en navigate legal questions. They have regularly have vacancies for people early in...
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      Organizations: home page
      Organizations for administrative, tax and legal work and consulting

      Organizations for administrative, tax and legal work and consulting

      international law

      Activities, internships, paid work, services or volunteer work in administration, tax and legal consulting

      Administrative, tax and legal consulting abroad: by position

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      Organizations: for agriculture, grape picking, farming and vineyards
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      Activities, internships, paid work, services or volunteer work in corporate business services

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      Organizations: for customer services abroad and help desks
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      Organizations: for expatriate insurances, travel insurances, and emergency call centers
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      Organizations for IT, engineering and construction

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      Activities, internships, paid work, services or volunteer work in IT, webdevelopment, engineering and construction

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      Organizations: for language travel and language teaching abroad
      Organizations for marketing, communication and PR abroad

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      Activities, internships, paid work, services or volunteer work in marketing and communication

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      Organizations: for mediation in au pairs, childcare and elderly care in the Netherlands
      Organizations for moving, international relocation and transport abroad

      Organizations for moving, international relocation and transport abroad

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      Activities, internships, paid work, services or volunteer work in transport and international relocation

      Moving abroad and relocation services abroad: by position

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      Organizations for nature conservation, environmental protection and working in nature abroad

      Organizations for nature conservation, environmental protection and working in nature abroad

      Costa Rica rain forest - Jungle

      Activities, internships, paid work, services or volunteer work in environmental protection, sustainability and nature conservation

      Nature conservation and environmental protection abroad: by position

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      Organizations: for nonprofit projects, development work and international cooperation
      Organizations: for online work as digital nomad, freelancer, or independent entrepreneur from abroad
      Organizations: for outdoor activities and sports
      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad

      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad

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      Activities, internships, paid work, services or volunteer work in hotels, resorts, guesthouses, ecolodges, bed and breakfasts and hostels abroad

      Working in hospitality and tourist accommodations abroad: by position

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      Organizations: for providing healthcare and working in medical care abroad

      Organizations: for providing healthcare and working in medical care abroad

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      Activities, internships, paid work, services or volunteer work in healthcare

      Providing healthcare and working in medical care abroad: by position

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      Organizations: for psychological assistance and mental health care abroad

      Organizations: for psychological assistance and mental health care abroad

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      Activities, internships, paid work, services or volunteer work in psychological assistance, coaching and mental health care abroad

      Psychological assistance, coaching and mental health care abroad: by position

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      Organizations: for real estate, brokerage abroad and property rental abroad
      Organizations: for research and scientific work abroad

      Organizations: for research and scientific work abroad

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      Organizations: for research, R&D, data collection, data analysis and scientific work abroad

      Activities, internships, paid work, services or volunteer work in research and science

      From R&D to data collection and data analysis

      Research and science abroad: by position

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      Organizations: for student support and student associations
      Organizations: for tour guidance and adventure tours abroad
      Organizations: for tourism and organized travel and leisure work abroad
      Organizations: for voluntary work mediation and project placement abroad
      Organizations for yacht and shipping crew and working on a cruise ship abroad

      Organizations for yacht and shipping crew and working on a cruise ship abroad

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      Activities, internships, paid work, services or volunteer work on cruise ships, sailing yachts and other ships

      Boat crew, deck hand or working for an international shipping organization

      Working on a yacht or cruise ship abroad: by position

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      Image Summary Case Law: United States v. Russel
      Comparative Criminal Law (2016/2017): Case Law Summary: United States v. Russel United States v. Russel Introduction Facts Appeal Decision Back to top United States v...

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      SPOTLIGHT & FAVORITES

      SPOTLIGHT
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      1. What are the issues to bear in mind when emigrating?

      • Keep track of the emigration process; for example write down what to do and what you are going through in an emigration diary.
      • Make use of the media and guidebooks when researching possible destinations.
      • Get an i...

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      Insurances for backpacking, living, traveling, studying, volunteering and working abroad Fair, special and sustainable insurances TABLE OF CONTENTS

      • Why get specific insurance when going abroad: per activity abroad
      • Why take out insurance through the JoHo Foundation: when you go...

      FAVORITES
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      When traveling is your hobby and want to keep your personal stuff safe in the airplane, train, bus, boat or when u sleep in a hostel. Use a travelsafe! Find out what kind of travelsafe is usefull for you, click here!  

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      1. What are the issues to bear in mind when emigrating?

      • Keep track of the emigration process; for example write down what to do and what you are going through in an emigration diary.
      • Make use of the media and guidebooks when researching possible destinations.
      • Get an i...

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      Learning English around the world and abroad

      Learn English around the world and abroad Learning English abroad: orientation

      • What is an English language course?
      • Why should you learn English and take an English language course abroad?
      • What do you need, or can you do, to learn a language and take a language course abroa...

      Summary Case Law: United States v. Russel

      Comparative Criminal Law (2016/2017): Case Law Summary: United States v. Russel 

      • United States v. Russel
      • Introduction
      • Facts
      • Appeal
      • Decision

      United States v. Russel Introduction This case is about incitement in drugs offence and the conce...

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