ACS Globe Traveller Insurance

ACS Globe Traveller Insurance

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Table of contents
  • Brief description of the ACS Globe Traveller Insurance
  • Why take out ACS Globe Traveller Insurance through the JoHo Foundation
  • Coverage and documents of ACS Globe Traveller Insurance
  • Applying for the ACS Globe Traveller Insurance

 

Brief description of the ACS Globe Traveller Insurance

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    Characteristics of the Globe Traveller Insurance 

    • Description: international travel insurance for travellers, interns, students, and volunteers
    • Ratio cost-benefit: pretty good for international travel insurance
    • Type of insurance: temporary travel insurance
    • Type of organization: the insurer is the experienced French insurance broker ACS
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    Area and location limits of coverage of the Globe Traveller Insurance 

    • Area:
      • there is worldwide coverage outside the usual country of residence
      • at the start of the online application you need to select in which zone of cover you will be travelling : Europe, Russia (as soon as no longer excluded), Africa, North America, Latin America, Middle East and Western Asia, Asia and Oceania. If you plan to visit multiple zones, you will need to select all the zones you will be visiting.
    • Country of residence
      • medical expenses in the usual country of residence are excluded (except for students during a temporary return of less than 30 days during holidays, in case of emergency only, and up to the maximum amount
    • Location: you can apply at any moment, but if you have left your country of living for your trip already, there is an 8 days waiting period before the cover starts
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      Duration limits of coverage of the Globe Traveller Insurance 

      • Duration minimum: 1 day
      • Duration maximum: 12 months
      • Renewal: the insurance policy is agreed for a fixed period, with no automatic renewal.
      • Termination:
        • the insurance policy may not be cancelled or reimbursed during the insured period
        • the covers ends on the date of final return if the policy term is not complete, or at the time of repatriation to the usual country of residence,
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      Nationality and age limits of coverage of the Globe Traveller Insurance 

      • Nationalities: suitable for any nationality
      • Maximum age: coverage is no longer valid once you reach the age of 66
      • Minimum age and children: no minimum age limit
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      Parts of coverage summarized of the Globe Traveller Insurance 

      • Activities coverage:
        • Travelling, sports, studying, volunteering and (unpaid) internship
        • optional coverage: for risk sports as bobsleigh, skeleton, mountaineering, competitive luge, aerial sports with the exception of parasailing, sea scooters, combat sports, off-piste sliding sports, scuba diving with tanks.
        • optional coverage: for sport equipment
      • Medical coverage:
        • coverage for emergency medical health, medical fees which could not have waited for the return to home country
        • 'first euro' cover (no own contributions for the costs)
        • Direct payment for stays in a hospital of more than 24 hours, no need to advance fees, free choice of doctors and hospitals
      • Personal accident coverage: coverage for permanent disability and accidental death
      • Personal liability coverage: coverage for civil liability (damage that has been caused to someone else during the trip)
      • SOS and repatriation coverage:
        • political evacuation,
        • cash advance in case of theft
        • early return following the death of a member of the immediate family
      • Travel luggage coverage: coverage in case of theft, total or partial destruction, or loss during the transportation by a transport company
      • Trip cancellation: coverage with a maximum per person and event
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      Price and costs of the Globe Traveller Insurance 

      • Payment: payment of premium via credit card
      • Partner fee: all revenues from purchasing the insurances through JoHo will be used for the JoHo WorldSupporter and Smokey Slum projects.
      • Price: fares starts at around 20 euro and can vary between +/-10 to 40 euro a week, depending on destination, size of your family and level of coverage. Check de online quote and application tool on this page for more exact fares
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        Take out and apply the Globe Traveller Insurance  

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        Why should you take out insurance with or through JoHo Foundation when you go abroad?

        Why should you take out insurance with or through JoHo Foundation when you go abroad?

        Why should you take out insurance through the JoHo Foundation?
        Why should you take out insurance with the JoHo Foundation?

        • Specialized: in emigration, work, internships, study and travel abroad.

        • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

        • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

        What can you expect from JoHo when take out insurance with the JoHo Foundation?

        • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with the other products and services, JoHo believes that you should be able to choose between the best, the most cost effective and the most specialized insurance.

        • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

        • When you purchase an insurance policy with JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

        • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insurer

        • JoHo also provides information about insurance policies that you do not take out with JoHo, but through JoHo. In this case, JoHo does not act as an intermediary. Only basic information is provided about these insurance policies. Personal advice or assistance with problems between the insured and the insurer is not possible in this case. If this type of insurance is involved, this will be explicitly stated.

        Read more about JoHo and JoHo Insurances

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        Questions and answer about modification, premium and documents of the ACS Globe Traveller Insurance

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        What are the main documents of the ACS Globe Traveller Insurance?

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        What are the options for modification or cancellation of the ACS Globe Traveller Insurance?

        • Any modification of date or cancellation of the contract can only be accepted if;
          • it was notified before the effective date of the contract and;
          • before the Member’s departure from her/his usual country of residence and;
          • duly justified (for example: refusal of visa to travel).
          • For cancellations, the policy will only be reimbursed upon presentation of supporting documents (like for example the refusal of a visa), less a €20 fee.
        • Changes of dates
          • Changes of dates are possible once only during the current calendar year.
        • Contact
          • all requests for cancellation or modification can be send to serviceclient@acs-ami.com.
          • Write in English and always mention your policy number!
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        What are pricing examples of the ACS Globe Traveller Insurance?

        • A tourist in Japan in a two-week trip = € 31,20
        • World traveller in a three-month trip across Latin America = € 124,80
        • Four member family travelling for a month in South-East Asia = € 149,76
        • Tourist travelling across Tunisia for one month = € 41,60
        • *Rates for a departure from France with a coverage level of € 150 000, and no extra options.
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        Where can you ask questions or apply for the ACS Globe Traveller Insurance?

        • The JoHo colleagues at JoHo Insurances are happy to answer your questions. Fill out the contact form here.

         

        Apply for the ACS Globe Traveller Insurance

         

         

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        Check: more in the related bundles

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        ACS Globe Traveller Insurance
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        Check: more related links
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        ACS Globe Traveller Insurance via JoHo.org
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