1. Introduction

• The Nomad Insurance by SafetyWing is an international travel medical insurance that covers people from all over the world while they are outside their home country. 
• You can take out this insurance even when your journey has already started

How long is coverage good for?

• Automatic renewal every 28 days, until you pick an end-date or until 364 days have passed
• There’s no limit to how many years you can keep re-purchasing (other than our age limit of up to 69 years of age).
• After being abroad for 90 days, you keep your medical coverage for 30 days when you visit your home country. (15 days if your home country is the U.S.)
• Covid-19 coverage

No cover when working

• Safetywing informed us as follows: "we cannot provide coverage when the customer is working (including while working on a laptop)."

Children

• Children must be accompanied by an adult on a group policy to activate the $0 price.
• One child older than 14 days, but less than 10 years old, per adult, is included in the insurance without added cost.
• There is a maximum of 2 children per group / family that are included without added cost.
• Otherwise, regular base price (same as for ages 10-39).
• Safetywing doesn’t cover children younger than 15 days.

2. Coverage

Medical coverage

• Overall maximum limit: 250,000 USD (100,000 USD for 65 years and above)
• Maximum per Injury / Illness: 250,000 USD (100,000 USD for 65 years and above)
• Emergency medical evacuation: Up to 100,000 USD lifetime maximum.
• Deductible: 250 USD per certificate period
• Hospital: Room and nursing services
• Intensive care: Up to the overall maximum limit
• Ambulance: Usual, reasonable and customary charges when covered illness or injury results in hospitalization
• Urgent charges: 50 USD co-payment, not subject to deductible.
• Physical therapy and chiropractic care: Up to 50 USD per day. Must be ordered in advance by a physician.
• Emergency dental: Up to 1,000 USD. Not subject to deductible.
• All Other Eligible Medical Expenses: Up to the overall maximum limit.
• Notable exclusions
  • High risk sports activity
  • Pre-existing disease or injury
  • Cancer treatment

Travel coverage

• Trip interruption: Up to 5,000 USD. No deductible
• Travel delay: Up to 100 USD a day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days. No deductible
• Lost checked luggage*: Up to 3,000 USD per certificate period; $500 per item. Up to 6,000 USD lifetime limit. No deductible.
  *250,000 USD maximum benefit any one family or group. Not subject to deductible or overall maximum limit
• Natural disaster — a new place to stay: Up to 100 USD a day for 5 days. No deductible
• Political evacuation: Up to 10,000 USD lifetime maximum. Not subject to deductible
• Personal liability: Depending on type of liability, with a lifetime max of 25,000 USD
• Accidental death & dismemberment (AD&D): Depending on type of AD&D, with a max of 25,000 USD

3. Safetywing Premiums

• Premiums vary depending on:
• age range of the insured person(s)
• including the US in your trip or travel plan
• You can choose for automatic renewal every 28 days, or pay for the exact duration of your trip upfront. The price for 28 days is equal in both options.

4. Documents & Quotes

See the JoHo website for internationale insurances

Or use the form below to get a quote from SafetyWing

• For a complete overview of coverage of the SafetyWing Nomad Insurance
• For the prices or a quote

See the JoHo website for international insurances