Travel to Suriname to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro

Backpacking in Suriname?

  • Suriname is a special stopover on your journey through South America.
  • Hot spotting: coffee plantations, sugar factories, Javanese eateries in the Commewijne district, rafting in a hollowed-out tree trunk (korjaal) through the Amazon region.

Traveling in Suriname?

  • A journey through Suriname is a beautiful mix of adventure, culture, nature, culture and adventure, relaxed holiday destination.
  • Spotting places: Berlin, Danpaati, Fort Zeelandia, Nickerie and the Bigi Pan, Paramaribo, Plantage Frederiksdorp.
  • Nature spotting: Brokopondo Lake, Brownsberg Nature Park, Central Suriname Nature Reserve, Peperpot Nature Park. Raleighvallen/Voltzberg nature reserve.
  • Animal spotting: Jaguar, sloth, giant otter, sea turtles.

Studying in Suriname?

  • Universities: Anton de Kom University of Suriname, Hogeswaar International students are welcome.
  • Colleges: the academy for Higher Arts and Culture Education (AHKCO) is open to international students.

Internships in Suriname?

  • Sectors: you can find an internship in almost any field, but the number of internships is limited.
  • Research: multiple research opportunities at the medical faculty.

Volunteer work in Suriname?

  • Sectors: many educational and social projects.
  • Eco-projects: including protection of dolphins and sea turtles.

Working in Suriname?

  • Sectors: including timber and mining industry, service sector, tourism.
  • Work culture: informal but professional, multicultural, flexible working hours, emphasis on personal relationships, company drinks!

Working as a digital nomad in Suriname?

  • Hot spots: Commewijne, Paramaribo, Eco-lodges in nature

Living in Suriname?

  • Language: besides Dutch, a word or two of Sranan Tongo wouldn't hurt.
  • Life: nice balance between work and fun.
  • Living: Paramaribo has a lively expat community, many green and quiet residential areas.
  • Healthcare: make sure you arrange your health insurance well. 
Suriname Country Bundle: suggestions, stories and tips

Suriname Country Bundle: suggestions, stories and tips

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Content about Suriname on WorldSupporter

How does healthcare work in Suriname, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Suriname, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Suriname?

What is the quality of healthcare in Suriname?

  • In Suriname, as everywhere else in the world, you will find both private and public health care institutions.
  • The quality of health care regularly falters. For example, hospitals cannot always perform all medical procedures due to a shortage of working equipment. It is better in the cities than outside them, though.
  • Life expectancy is just slightly below the average life expectancy in South America.
  • In Paramaribo you will find several hospitals. There are also a number of health centers.
  • Doctors care for large numbers of patients in some areas.
  • With several medical posts in the villages along the Upper Suriname River, medical help is provided to residents in the interior.
  • Some villages are as much as a four-hour drive and four-hour boat ride away from Paramaribo, such as the Maroon village of Djoemoe, which can only be reached by boat. In emergencies, for this reason, it is important that someone can be brought to Paramaribo as quickly as possible.
  • Availability of medication: with some regularity certain medications are not in stock.
  • Also, you often have to pay for medication out of pocket, which you can later ask for back from your insurance if you are insured. So it is convenient to always have sufficient means of payment available.
  • Ambulance services are limited, especially outside Paramaribo. It can be convenient to arrange your own transportation immediately in case of an emergency.
  • Also check your coverage for medical care abroad and medical evacuations.

How does the public healthcare system work in Suriname?

  • The public health care system in Suriname falls under the Ministry of Health (VGH). It is compulsory for residents to take out a local health insurance, of which the employer pays 50%.
  • All residents of Suriname, including foreigners living in Suriname, are thus entitled to care from the basic package.
  • Young people (0-16 years) and elderly from 60 years are insured at state expense.
  • Health care in the far interior is in the hands of Primary Health Care, also known as the Medical Mission.
  • As a foreigner who is not an official resident, you must pay for services or use private insurance. Especially the latter can be very relevant should you suddenly need medical evacuation for care you cannot get in Suriname. 
  • Even if you are a resident as a foreigner, you can make the trade-off whether you want additional insurance that fills in the gaps of the basic insurance.

How does the public healthcare system work in Suriname?

  • Private clinics and hospitals offer faster and often better care, but are more expensive.
  • Costs must usually be paid directly or are reimbursed through private insurance.
  • More and more people in Suriname are opting -often partially, for example for elderly relatives- for professional home care, to be sure of quality and reliable care.

How is the general practitioner arranged in Suriname?

  • General practitioners are the first point of contact in Suriname for non-emergency health problems. They are usually available in urban areas; in rural areas, access is limited.
  • You make an appointment and usually pay directly, unless you have insurance.
  • Many family doctors can refer to specialists if needed.
  • There is a GP post in Paramaribo, for urgent GP care outside regular opening hours.

How is the dentist arranged in Suriname?

  • Dentists in Suriname are often well trained and work in both public and private practices.
  • The cost of dental care is relatively low compared to Western countries.
  • Specialty treatments, such as orthodontics or implants, are limited to large cities.

How is pregnancy care arranged in Suriname?

  • Pregnant women have access to prenatal care at state hospitals and private clinics.
  • There are specialized maternity clinics in Paramaribo.
  • Most deliveries take place in health facilities such as hospitals.
  • Home births are less common and not recommended, due to the limited medical infrastructure in certain areas.
  • There are consultancies in Suriname that provide care for infants and toddlers (often 0 to 5 years old). After discharge from the hospital, or after an outpatient delivery, it is important to make an appointment at a consultation bureau for further check-ups and advice.
  • In Suriname, maternity care can be arranged through the Regional Health Service (RGD), but also through private maternity care organizations. Do check on what days they provide service; some agencies/poli's are not open every day.
  • In Suriname there are various cultural customs surrounding childbirth, often depending on the ethnic background of the family.
    • For example, there are rituals among Maroons in which the child is placed on the earth with its buttocks. Vaginal steam baths are also a common tradition, especially after childbirth, to cleanse and contract the uterus.
    • In Surinamese-Hindu families, there may be specific rituals surrounding the father's role and when he is allowed to see the baby.

How safe or unsafe is a trip or stay in Suriname?

What should you look out for in Suriname in terms of general security?

Crime

  • In general Suriname is reasonably safe, unfortunately there is more and more crime.
  • It is not wise to go to the back streets of Paramaribo with large amounts of money or jewelry.
  • Pickpockets are also active in crowded places.
  • Armed robberies can take place if you are out on your own in the streets of Paramaribo at night.

In & around your home

  • If you own a home as a foreigner in Suriname, install solid bars, locks and sensor lights; home burglaries and violent home invasions still occur occasionally in Paramaribo. Close windows/doors even during the day when you are away; police coverage outside the capital is limited.
  • Keep a small SRD cash buffer and some USD/EUR at home; ATMs are regularly empty or offline on weekends/evenings.
  • Many foreigners are in WhatsApp neighborhood groups; news about power outages, flooding or road closures circulates fastest there.

What should you watch out for in terms of nature in Suriname?

  • In rural and forested areas, dangerous animals such as snakes and jaguars may be found. Take precautions when heading into nature.
  • During the rainy season, snakes migrate from the forest into gardens and unpaved paths. So better not to walk barefoot and use a flashlight after sunset.
  • Fire ants and stinging wasp-like creatures nest in lawns and forest edges; wear closed shoes and pat out picnic blankets. Shake out clothing/shoes to ward off scorpions or spiders.
  • Swim only on the advice of locals/guide in rivers-currently, caimans and piranhas are less visible than you think.

What should you watch out for in terms of disease in Suriname?

  • Suriname is home to many mosquito-borne diseases such as Zika and dengue fever. So good protection against mosquitoes is recommended.
  • Various vaccinations are also recommended, discuss this with your vaccination doctor.
  • Tap water is safe to drink in urban areas.
  • There are several other health risks, including tuberculosis and HIV. It may be wise to consider these.

What should you pay attention to when it comes to traffic in Suriname?

  • In Suriname people drive on the left and there are many potholes in the road and missing lines.
  • Make sure you always wear your seat belt and hands-free calling is also mandatory.
  • Controls aimed at motorcyclists are becoming more common: wear helmets and protective gear.
  • It is permitted to ride with an international driver's license.
  • Lighting and traffic rules are not always strictly observed, so be alert.
  • It is not recommended to ride long distances at night due to poor visibility and unpredictable behavior of other road users.
  • Travel by boat is also common.
  • Buses and minibuses are available, but often unreliable and overcrowded. Cabs are a safer alternative, but always agree on a price before boarding. After sunset, go by registered cab or app service anyway rather than walking or taking a minibus.
  • Streets in Paramaribo can flood quickly, especially at spring tides during rainy seasons.
  • Bring a flashlight, power bank and dry shoes in the car; some residential areas flood up to 20 cm during downpours.
  • Inland, police care is limited; report your itinerary and expected arrival times to colleagues or roommates.
  • See road closures or gatherings? Turn around, follow local radio and wait to travel until calm has returned.

What work and travel insurance policies are suitable for short and long stays in Suriname?

  • Is the trip to Suriname and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Suriname if you are going to live there for a while?

  • If you register as a resident in Suriname, you are required to participate in the national insurance system. However, many expats choose to take out an international private insurance in addition to enjoy broader coverage and possibly also be insured for repatriation or care in neighboring countries.
  • Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.
Suriname: Updates & Travel

Suriname: Updates & Travel

Travel in Suriname?

  • Tropical, hospitable, adventurous and varied are key words for Suriname. From soaking up culture in Paramaribo to adventurous survival trips in the Amazon region (more than 80% of Suriname is untouched tropical rainforest). With a wonderful mix of South American, Caribbean and Dutch influences and a very diverse population, there is much to discover. Deliciously varied food such as Javanese, Creole, Hindustani, Lebanese, tropical heat and not yet overrun by tourists!
  • By korjaal (hollowed-out tree trunk) descend the rivers (with rapids!) of the immense Amazon region.
  • About 1½ hours by car from Paramaribo you will find the Brownsberg Nature Park including one of the largest reservoirs in the world: the W.J. van Blommestein Lake. Ideal for walking and hiking and then a visit to beautiful waterfalls to cool off! Visit the coffee plantations, sugar factories and Javanese eateries in the Commewijne district. Fairly flat area so ideal to explore by bike or moped.
  • A special way to travel to the interior is with a so-called "jumbo", also called the "jungle taxi". This is a truck converted into a bus. The residents of the interior often travel this way, so that they can take large quantities of supplies with them to their hometown. It is a unique way to travel, but do not count on too much comfort.
  • Danpaati means "island near the village of Dan" and is located at the top of the Suriname River. This beautiful tourist resort was founded with the aim of protecting the natural interior of Suriname through economic impulses and eco-tourism. During the beautiful walks that are offered here you will learn about traditional medicine. You can get acquainted with Saramaccan culture and by staying there you support the local population and the financing of a medical post.
  • Plantation Frederiksdorp is a small tropical paradise in Suriname. A place to completely relax. Unlike most old plantations in Suriname, this one has been completely restored, but you can still smell the old colonial atmosphere. For example, there is a small museum with finds from the colonial period.
  • Berlijn is a village located on the site of the former plantation 'Berlijn'. Nowadays it is a recreational area in a mysterious jungle with rivers and old slave houses. You can relax there, marvel at the special nature of the interior and you can swim in the leaf-red water. If you want, you can even spend the night in nice cozy huts. Berlijn is about an hour's drive from Paramaribo.
  • Visit the Raleighvallen/Voltzberg nature reserve, very famous among primatologists, ornithologists and botanists. All eight species of monkeys and thousands of bird species can be found in the reserve. The reserve is rightly called "birdwatchers paradise".
  • Paramaribo, rightly called the Houten Stad, is a real melting pot of different cultures. The Presidential Palace with the Palm Garden, the Independence Square, the large mosque that is right next to the synagogue and one of the largest wooden churches in the world; the St. Peter/Paulus Cathedral. Enjoy a cold Parbo beer at 't Vat or eat a Bakabana (fried banana) at the Waterkant. Going out in Paramaribo is like going out in the Netherlands... but different. You will meet many Surinamese people but also Dutch interns. Whitebeach is a beautiful beach near Paramaribo where you can relax wonderfully. This is seen as the new hotspot by both locals and many tourists.
  • The Palm Garden is unfortunately a faded glory. It is also dangerous here in the evening and it is better to avoid the park altogether.
  • You must of course see Fort Zeelandia when you are in Paramaribo, but don't stay there too long, because there is so much other beauty and that would be a waste of your time.
  • Be aware of snakes, ants and mosquitoes.
  • Colacreek was a much-visited seaside resort in Suriname. It used to be the place to be, but not anymore.

Updates Suriname

  • More about Suriname, updates and contributions, see the link below.

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Why get specific insurance when going abroad: per activity abroad
Why should you take out specialized travel insurance for a long trip abroad?

Why should you take out specialized travel insurance for a long trip abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and posibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

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Why should you take out specific insurance when you go on a trip or vacation?

Why should you take out specific insurance when you go on a trip or vacation?

What is insurance for traveling abroad?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance, or repatriation costs if you need to be transported back home urgently. In some cases, travel insurance coverage also applies on domestic trips.
  • With annual travel insurance or multi-trip travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance or single-trip travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are abroad.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you plan to do.
  • Travel insurance can continue to provide coverage if your health insurance no longer provides coverage, or if the damage is only reimbursed at cost price of your home country.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel abroad?

  • That you have insurance that is valid in the country or countries that you are going to visit.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your travels.

Check out more about international insurances

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for paid work, voluntary work or an internship abroad?

  • There may be several reasons why you need separate insurance when working abroad.
  • During work, internships, or volunteer work abroad where you receive financial compensation (or, for example, food or housing), your national health insurance coverage may expire. You will then need special insurance to remain insured for illness and accidents.
  • During specific work abroad, additional requirements may apply if your work involves additional risks. Only specific insurance policies offer coverage during this type of work.
  • During your work, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your work, local employers generally offer no or limited insurance that provides insufficient coverage.

What is important to insure when you are going to work abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work.

Check out more about international insurances

Why should you take out specialized travel insurance for volunteering abroad?

Why should you take out specialized travel insurance for volunteering abroad?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

Check out more about international insurances

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

Why should you take out specialized travel insurance for studying abroad?

Why should you take out specialized travel insurance for studying abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

What is an emigration insurance and what is an expat insurance?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

Check out more about international insurances

Why should you take out travel insurance and why through the JoHo Foundation?

Why should you take out travel insurance and why through the JoHo Foundation?

Why Insurances through JoHo

  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

  • The chance of getting injured or ill is generally higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.

  • If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.

  • You might have to deal with the damage, loss or theft of your luggage.

  • In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assistance team on standby for you 24/7 and will be able to tell you what steps to take.

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

  • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days).

  • Depending on your home country, your health insurance might not offer any coverage for treatment abroad.

  • During a long trip you might consider specific activities, like paid work or volunteering. Regular travel insurances often don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scuba-diving and bungee jumping.

More on why to use JoHo

  • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

  • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insurer.

 

Read more about JoHo and JoHo Insurances

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Safety and insurances in Suriname

How does healthcare work in Suriname, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Suriname, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Suriname?

What is the quality of healthcare in Suriname?

  • In Suriname, as everywhere else in the world, you will find both private and public health care institutions.
  • The quality of health care regularly falters. For example, hospitals cannot always perform all medical procedures due to a shortage of working equipment. It is better in the cities than outside them, though.
  • Life expectancy is just slightly below the average life expectancy in South America.
  • In Paramaribo you will find several hospitals. There are also a number of health centers.
  • Doctors care for large numbers of patients in some areas.
  • With several medical posts in the villages along the Upper Suriname River, medical help is provided to residents in the interior.
  • Some villages are as much as a four-hour drive and four-hour boat ride away from Paramaribo, such as the Maroon village of Djoemoe, which can only be reached by boat. In emergencies, for this reason, it is important that someone can be brought to Paramaribo as quickly as possible.
  • Availability of medication: with some regularity certain medications are not in stock.
  • Also, you often have to pay for medication out of pocket, which you can later ask for back from your insurance if you are insured. So it is convenient to always have sufficient means of payment available.
  • Ambulance services are limited, especially outside Paramaribo. It can be convenient to arrange your own transportation immediately in case of an emergency.
  • Also check your coverage for medical care abroad and medical evacuations.

How does the public healthcare system work in Suriname?

  • The public health care system in Suriname falls under the Ministry of Health (VGH). It is compulsory for residents to take out a local health insurance, of which the employer pays 50%.
  • All residents of Suriname, including foreigners living in Suriname, are thus entitled to care from the basic package.
  • Young people (0-16 years) and elderly from 60 years are insured at state expense.
  • Health care in the far interior is in the hands of Primary Health Care, also known as the Medical Mission.
  • As a foreigner who is not an official resident, you must pay for services or use private insurance. Especially the latter can be very relevant should you suddenly need medical evacuation for care you cannot get in Suriname. 
  • Even if you are a resident as a foreigner, you can make the trade-off whether you want additional insurance that fills in the gaps of the basic insurance.

How does the public healthcare system work in Suriname?

  • Private clinics and hospitals offer faster and often better care, but are more expensive.
  • Costs must usually be paid directly or are reimbursed through private insurance.
  • More and more people in Suriname are opting -often partially, for example for elderly relatives- for professional home care, to be sure of quality and reliable care.

How is the general practitioner arranged in Suriname?

  • General practitioners are the first point of contact in Suriname for non-emergency health problems. They are usually available in urban areas; in rural areas, access is limited.
  • You make an appointment and usually pay directly, unless you have insurance.
  • Many family doctors can refer to specialists if needed.
  • There is a GP post in Paramaribo, for urgent GP care outside regular opening hours.

How is the dentist arranged in Suriname?

  • Dentists in Suriname are often well trained and work in both public and private practices.
  • The cost of dental care is relatively low compared to Western countries.
  • Specialty treatments, such as orthodontics or implants, are limited to large cities.

How is pregnancy care arranged in Suriname?

  • Pregnant women have access to prenatal care at state hospitals and private clinics.
  • There are specialized maternity clinics in Paramaribo.
  • Most deliveries take place in health facilities such as hospitals.
  • Home births are less common and not recommended, due to the limited medical infrastructure in certain areas.
  • There are consultancies in Suriname that provide care for infants and toddlers (often 0 to 5 years old). After discharge from the hospital, or after an outpatient delivery, it is important to make an appointment at a consultation bureau for further check-ups and advice.
  • In Suriname, maternity care can be arranged through the Regional Health Service (RGD), but also through private maternity care organizations. Do check on what days they provide service; some agencies/poli's are not open every day.
  • In Suriname there are various cultural customs surrounding childbirth, often depending on the ethnic background of the family.
    • For example, there are rituals among Maroons in which the child is placed on the earth with its buttocks. Vaginal steam baths are also a common tradition, especially after childbirth, to cleanse and contract the uterus.
    • In Surinamese-Hindu families, there may be specific rituals surrounding the father's role and when he is allowed to see the baby.

How safe or unsafe is a trip or stay in Suriname?

What should you look out for in Suriname in terms of general security?

Crime

  • In general Suriname is reasonably safe, unfortunately there is more and more crime.
  • It is not wise to go to the back streets of Paramaribo with large amounts of money or jewelry.
  • Pickpockets are also active in crowded places.
  • Armed robberies can take place if you are out on your own in the streets of Paramaribo at night.

In & around your home

  • If you own a home as a foreigner in Suriname, install solid bars, locks and sensor lights; home burglaries and violent home invasions still occur occasionally in Paramaribo. Close windows/doors even during the day when you are away; police coverage outside the capital is limited.
  • Keep a small SRD cash buffer and some USD/EUR at home; ATMs are regularly empty or offline on weekends/evenings.
  • Many foreigners are in WhatsApp neighborhood groups; news about power outages, flooding or road closures circulates fastest there.

What should you watch out for in terms of nature in Suriname?

  • In rural and forested areas, dangerous animals such as snakes and jaguars may be found. Take precautions when heading into nature.
  • During the rainy season, snakes migrate from the forest into gardens and unpaved paths. So better not to walk barefoot and use a flashlight after sunset.
  • Fire ants and stinging wasp-like creatures nest in lawns and forest edges; wear closed shoes and pat out picnic blankets. Shake out clothing/shoes to ward off scorpions or spiders.
  • Swim only on the advice of locals/guide in rivers-currently, caimans and piranhas are less visible than you think.

What should you watch out for in terms of disease in Suriname?

  • Suriname is home to many mosquito-borne diseases such as Zika and dengue fever. So good protection against mosquitoes is recommended.
  • Various vaccinations are also recommended, discuss this with your vaccination doctor.
  • Tap water is safe to drink in urban areas.
  • There are several other health risks, including tuberculosis and HIV. It may be wise to consider these.

What should you pay attention to when it comes to traffic in Suriname?

  • In Suriname people drive on the left and there are many potholes in the road and missing lines.
  • Make sure you always wear your seat belt and hands-free calling is also mandatory.
  • Controls aimed at motorcyclists are becoming more common: wear helmets and protective gear.
  • It is permitted to ride with an international driver's license.
  • Lighting and traffic rules are not always strictly observed, so be alert.
  • It is not recommended to ride long distances at night due to poor visibility and unpredictable behavior of other road users.
  • Travel by boat is also common.
  • Buses and minibuses are available, but often unreliable and overcrowded. Cabs are a safer alternative, but always agree on a price before boarding. After sunset, go by registered cab or app service anyway rather than walking or taking a minibus.
  • Streets in Paramaribo can flood quickly, especially at spring tides during rainy seasons.
  • Bring a flashlight, power bank and dry shoes in the car; some residential areas flood up to 20 cm during downpours.
  • Inland, police care is limited; report your itinerary and expected arrival times to colleagues or roommates.
  • See road closures or gatherings? Turn around, follow local radio and wait to travel until calm has returned.

What work and travel insurance policies are suitable for short and long stays in Suriname?

  • Is the trip to Suriname and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Suriname if you are going to live there for a while?

  • If you register as a resident in Suriname, you are required to participate in the national insurance system. However, many expats choose to take out an international private insurance in addition to enjoy broader coverage and possibly also be insured for repatriation or care in neighboring countries.
  • Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.

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Activities abroad: home page

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From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

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      In "het verhaal van"... lees je regelmatig een persoonlijk emigratieverhaal. Deze keer vertelt Esther, die naar Suriname emigreerde. Wanneer dacht je voor het eerst na over emigreren? Ik was 23 toen ik met mijn Surinaamse partner naar Suriname vertrok vanwege de liefde. Hij had 12 jaar in Nederland ...

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      Het is verplicht om een toeristenkaart voor Suriname aan te vragen. Deze is geldig tot een verblijf van 90 dagen in Suriname. Deze kan aangevraagd worden bij het consulaat in Amsterdam, tijdens de officiële inchecktijden van SLM en KLM voor vluchten naar Suriname op Schiphol (balie nummers...

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      In "het verhaal van"... lees je regelmatig een persoonlijk emigratieverhaal. Deze keer vertelt Esther, die naar Suriname emigreerde. Wanneer dacht je voor het eerst na over emigreren? Ik was 23 toen ik met mijn Surinaamse partner naar Suriname vertrok vanwege de liefde. Hij had 12 jaar in Nederland ...

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