Travel to Sweden to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro

Backpacking in Sweden?

  • Sweden is often combined by backpackers with study, internship or volunteer work. It is also a popular transit country for travelers by bicycle and train.
  • Characteristics: Great distances, peace and quiet, space and a wallet that is rapidly thinning.

Traveling in Sweden?

  • Although Sweden has some interesting cities, traveling through Sweden is mostly a journey through seemingly endless green and blue hill country.
  • Cities to spot: Stockholm, Uppsala and Gothenburg.
  • Activities spotting: multi-day hikes, wild camping, rafting and sled dog trekking.
  • Nature spotting: The lakes of Värmland and Dalarna, tundra around Abisko and the coast of Bohuslän.
  • Animal spotting: Swedish classics are the reindeer and the moose. A rare glimpse of a bear, wolf or wolverine is possible.

Study in Sweden?

  • Studies: because of many English-language programs, Sweden is a country where basically any field of study is possible.
  • Study cities: Erasmus hotspot for Dutch students, think Stockholm, Uppsala and Lund.
  • Learning Swedish: For longer stays in Sweden often not very difficult for Dutch people.

Internships in Sweden?

  • Internships: internships can be found in various sectors of society.
  • Internship cities: Stockholm, Gothenburg, Malmö.

Volunteering in Sweden?

  • Volunteer projects: especially in agriculture and nature management.
  • Characteristics: volunteering possible from 1 or 2 weeks to several months.

Working in Sweden?

  • Jobs: temporary work can be found in hospitality and tourism, such as at the many (Dutch) campsites. You can also work in Sweden as an au pair.
  • Longer-term work can mainly be found in rural areas in (paramedical) care.

Working as a digital nomad in Sweden?

  • Favorite locations: Stockholm, Malmö, Uppsale and Visby.
  • Characteristics: Good, stable internet and plenty of coffee options.

Living in Sweden?

  • Language: English is spoken by practically everyone. Learning the Swedish language is sometimes complicated by switching to English.
  • Quality of life: quality of life is high, somewhat more expensive than the Netherlands. The tranquility of the countryside attracts many people, but can sometimes be harder to get used to than previously thought.
  • Characteristics: hospitable but somewhat closed population. Affordable houses in the countryside, but rather expensive in the big cities.
  • Health care: is well taken care of in the big cities, outside the cities it quickly becomes more difficult because of the long distances. Arrange your own health insurance.

 

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Preparation & Packing

Packing list for Sweden, insurance for Sweden and taking your belongings

Packing list for Sweden, insurance for Sweden and taking your belongings

What to take to Sweden: brief

To pack and check
  • Documents and money: a valid identity card or passport is sufficient for travelers from the EU. If you are from outside the EU you will need a passport with 6 months validity and possibly a visa. Sweden uses the Swedish krona (SEK). You will hardly need cash because Sweden is one of the most cashless countries in the world, and in some places, cash is not accepted at all anymore.
  • Clothing: clothing depends on the season, but be prepared for fluctuating temperatures. Even in summer, evenings can be chilly. A flexible layering system, a warm sweater, and a windproof and waterproof jacket almost always come in handy. If you are traveling to Northern Sweden or outside of the summer months, bring warm winter clothing as well.
  • Shoes: sturdy hiking boots with good grip are important for national parks, forests, and mountainous areas. Comfortable sneakers are sufficient for city trips to Stockholm, Gothenburg, or Malmö. Flip-flops are handy for saunas, campsites, and the many swimming jetties.
  • Personal care and hygiene: sunscreen remains important. Especially in the north or on the water, the sun can be stronger than you expect.
  • Packing and protecting: a rain cover for your backpack and possibly waterproof storage bags.
  • Insects and animals: a good mosquito repellent is almost indispensable in large parts of Sweden during the summer. Mosquitoes can be present in large numbers, especially in forests, wetlands, and Lapland. A tick remover is important if you frequently walk through tall grass or forests, as ticks can transmit Lyme disease and tick-borne encephalitis.
  • Medicines and travel first-aid kit: a first-aid kit with blister plasters, ORS, painkillers, tweezers, and personal medication. A more comprehensive kit is advisable for multi-day hikes.
  • Outdoors and handy items: a reusable water bottle, sunglasses, a cap or hat (in summer), and a daypack.
  • Technology and equipment: an universal adapter for type C and F sockets.
To consider
  • Mosquito net for head or face if you are traveling to Lapland.
  • Swimwear for lakes, saunas, and the coast. Thermos flask for walks or canoeing.
  • Power bank for multi-day hikes.
  • Eye mask if you are traveling to Northern Sweden in June or July; due to the midnight sun, it hardly gets dark there.

Are there mosquitoes in Sweden?

  • Many mosquitoes occur in Sweden during certain seasons, and they are often a nuisance for tourists and locals.
  • Especially from June through August, mosquitoes can appear in large numbers in wooded areas, along rivers, and near lakes. In Northern Sweden and Lapland, they are notorious and can make hikes quite challenging.
  • Mosquitoes are mainly annoying, but they pose health risks for travelers.
  • More about protection against mosquitoes and insects.

Are there sandflies in Sweden?

  • They are often confused with sandflies, but in addition to mosquitoes, Sweden has gnats (tiny, aggressive biting midges or gnats) in certain places, particularly in the north.
  • These tiny flies often fly in gigantic swarms, low to the ground, where they bite pieces out of tourists' skin. They are so small that you need a good, finer mosquito net that they cannot get through.
  • They do not like wind and bright sun, but emerge in large numbers on windless, cloudy days and around sunset.
  • Mosquito repellent and light-colored, covering clothing often help protect you against these annoying little creatures.
  • More about sandflies and sand fleas.

Can you buy DEET, or other mosquito repellents, in Sweden?

  • Mosquito repellents containing DEET, picaridine, or other active ingredients are easy to buy at pharmacies (Apoteket), supermarkets, and outdoor stores.
  • If you are going to Lapland or remote nature reserves, it is useful to stock up on enough mosquito repellent beforehand.
  • See also DEET mosquito repellents and the percentages.

Can you buy a joint or weed in Sweden, or bring it to Sweden?

  • Sweden has one of the strictest drug policy systems in Europe. Cannabis is prohibited across the board, with a regulated exception for medical cannabis, and possession, import, and use can all lead to fines or criminal prosecution.
  • Bringing cannabis into Sweden is therefore also prohibited. Even small quantities can lead to major problems at the border or during checks.

Health, Insurance & Safety

How does healthcare work in Sweden, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Sweden, and what travel insurance, health insurance or expat insurance do you need?

What is the quality of healthcare in Sweden?

  • Sweden is a world leader and has an extensive, universal health care system financed by public money. The quality of care is incredibly good and healthcare institutions are accessible to both Swedes and foreigners.
  • The country has both public and private services.
  • The Swedish health care system is strongly focused on prevention and health.
  • Mental health care is also of good quality.
  • Swedish hospitals have good facilities and the cost of a day in the hospital is a maximum of 10 euros.
  • Some services in Sweden are completely free! Maternity care and cancer screenings are included, for example.
  • Pharmacies (Apotek) are mainly found in cities. Most open in the morning between 8 AM and 9 AM and close again between 6 PM and 7 PM. Some remain open 24/7. For medicines you pay a small co-payment via the public system. Also note that you may need insurance.
  • If doctors do not speak English, it is possible to get an interpreter. Everyone is entitled to this and this must be indicated when making an appointment. For emergency services, call 112. In cities, the ambulance will usually arrive within ten minutes. Due to the large distances between hospitals, the driving time for an ambulance can sometimes be longer than ideal if you live in a rural area.
  • For non-urgent medical help, you can call the advice line on number 1177.

How does the public healthcare system work in Sweden?

  • For the most part, healthcare is free or cheap for residents and expats in Sweden. There are often some costs for things like medical visits, dental care, medication. The public system covers about 75-82% of all costs. The costs are often reasonable and are capped at around 120 euros.
  • Waiting times can be long for non-urgent care. Emergency care is fast.
  • In general, people can choose which doctor, clinic or hospital they want to be helped by.
  • Most healthcare is financed at a regional level, so the accessibility of certain care can vary by region. The waiting time for an appointment at a health centre may be a maximum of 7 days (you will usually be seen sooner), and for a specialist 3 months.
  • As a resident of the European Union, you can use your European Health Insurance Card (EHIC) to temporarily gain access to public healthcare. Please note that this only applies to essential care; repatriation, for example, is not reimbursed. The same applies to people from the United Kingdom, but then with a Global Health Insurance Card (GHIC)
  • Universal healthcare is available to all residents, including expats. After you have obtained your residence permit, you can use your personal number (personnummer) to register with the public healthcare system. You will then be assigned a local healthcare centre (vårdcentraler). You can also visit other facilities within your region.

How does the public healthcare system work in Sweden?

  • There are two types of private healthcare: healthcare offered through a contract with the government, which means that the costs are the same as in public healthcare, and healthcare without a contract, which means that it is more expensive and not reimbursed.
  • There are not many of the latter. Patients who go here have to pay the full costs themselves.
  • There is also virtually no difference in quality compared to public health care. However, waiting times are shorter.
  • If you plan to use private care, it is wise to take out good international health insurance.

How is the family doctor or general practitioner arranged in Sweden?

  • The first care is provided by the family doctor and by nurses in health centres (vårdcentral).
  • There are few private practices in Sweden. You can go to a vårdcentral for medical advice. This is a medical centre where several doctors, therapists, specialists and nurses work together. In Sweden, you cannot choose a family doctor unless you have private insurance. Otherwise, you simply have to use the services of the local vårdcentral.
  • The waiting times in the medical centre are generally long.
  • To be able to visit a family doctor, Swedes pay a relatively small amount of their own. Swedes with a chronic condition can go to the hospital without payment, with a ceiling of a certain amount. They do not have to be referred by the family doctor, but can contact the specialist in question directly. To make an appointment, call your health center or a private clinic. You can see a doctor within 7 days, usually faster at a private clinic.

How is the dental care and dentist arranged in Sweden?

  • There are public and private dentists. Public dental practices are known as Folktandvarden.
  • Dental care under the public system is free up to the age of 23 years.
  • Adults receive an annual allowance for dental care and if you need special care you may be able to get it through the regional health authority.

How is pregnancy and maternity care arranged in Sweden?

  • The maternal and infant mortality rates are among the lowest in the world.
  • Giving birth is possible in public and private institutions. The difference is mainly in the cost and luxury.
  • Sweden has one of the best maternity leave schemes in the world. Women get 420 days per child, of which 390 days are paid at 80% of your salary. It can also be divided between both parents, or taken in part until the child is 8 years old.
  • Prenatal care and tests are free for Swedes and people with a personal number (personnummer).
  • From 18-20 weeks, you register with a midwifery practice (barnmorskemottagning) where you usually also get your first ultrasound scans. This may be the only scan, as long as you have a healthy baby.
  • The midwife comes about once a month as long as everything goes well.
  • When you are going to give birth, you contact a birth coordinator. This person will arrange everything for you so that you have a smooth birthing place.

How safe or unsafe is a trip or stay in Sweden?

What should you pay attention to in terms of safety in Sweden?

  • Sweden is extremely safe. At most, you have to watch out for bears and moose in the wild.

What should you look out for in terms of diseases in Sweden?

  • There are few major health risks, but there are a number of things to keep in mind.
  • Due to the severe climate, winter-related health problems, such as winter depression, flu and even hypothermia, can occur more often. In forests and rural areas you may encounter ticks, which can transmit Lyme disease or TBE (tick-borne encephalitis).
  • Tap water is safe to drink and food safety standards are high.

What should you pay attention to when it comes to traffic in Sweden?

  • Sweden has an excellent road network, even in rural areas.
  • Most roads are toll-free, except in Stockholm and Gothenburg, where congestion charges apply.
  • Snow and ice make winter tires mandatory between December and March. Bring snow chains when traveling to remote areas.
  • Seat belts are mandatory for all passengers.
  • Speed ​​limits are 50 km/h in urban areas, 70-90 km/h on rural roads and 120 km/h on motorways.
  • Always drive with dipped headlights on, even during the day.
  • In rural areas, elk and deer can be dangerous, especially at dawn and dusk.
  • Sweden has an excellent public transportation system with trains, buses and ferries. The country is also bicycle-friendly, with extensive cycle paths in cities.

What are the best insurance options for backpacking, traveling, doing an internship, studying, volunteering, or working in Sweden?

What types of insurance should you get if you're planning to emigrate, work as an expat, or live in Sweden?

What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?

What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from Sweden

Advice and decision support
Insurance

What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in Sweden

Advice and decision support
Insurance
Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

 

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need when backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.

Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.

What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”

What insurance do you need when backpacking abroad?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • That you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.

What insurance do you need to work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad?

  • Insuring yourself for working abroad with animals means taking out insurance that continues to provide coverage during your paid, unpaid, or internship work abroad, where minor or major risks are involved.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for work abroad.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work. Almost all standard insurers exclude working with animals from coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work. All over the world, there are reserves, rescue centers, and zoos where you can roll up your sleeves as a veterinarian, intern, or volunteer. Working with animals or wildlife is not without danger. No matter how cute they may look, or how tame they may behave. All animals can suddenly bite viciously or lash out with a claw or beak. Not only can this result in nasty injuries, but it can also transmit diseases that you would rather not have, and certainly not abroad.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • That you have insurance that provides sufficient coverage for the work you will be performing.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.

Which insurance do you need for working, an internship, or volunteering with animals abroad?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

What insurance do you need when volunteering abroad?

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad

What insurance do you need for emigration or working as an expat abroad?

International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page
Insuring, troubleshooting and safe travel abroad

Insuring, troubleshooting and safe travel abroad

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Table of contents
  • Why get specific insurance when going abroad?
  • How to survive disasters abroad ?
  • How to insure activities abroad?
  • Which Insurances apply for internships, staying, studying, volunteer work or paid work abroad?

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Reading & Remembering

Sweden: Updates & Travel

Sweden: Updates & Travel

Travel in Sweden?

  • Scandinavia is known for its beautiful nature, clean cities and wealth.  
  • Sweden is just the same.  
  • However, compared to Norway, Sweden is a lot flatter, with rolling landscapes with lots of forests and lakes instead of dramatic fjords.  
  • Stockholm is seen by many as a hip city, and there are more and more European tourists who go here for a (mid)week as well.

Updates Sweden

  • More about Sweden, updates and contributions, see the link below.
Sweden: selection of contributions by WorldSupporters - Bundle

Sweden: selection of contributions by WorldSupporters - Bundle

Content about Sweden shared by WorldSupporters

Welk visum regelen voor een reis, werk of vrijwilligerswerk naar Zweden?

Welk visum regelen voor een reis, werk of vrijwilligerswerk naar Zweden?

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Toeristenvisum

Er is geen toeristenvisum nodig voor Zweden. Als EU-inwoner kun je er onbeperkt verblijven als je een geldige ziektekostenverzekering hebt en genoeg financiële middelen om jezelf te onderhouden. Als je langer dan drie maanden in Zweden wilt verblijven moet je je registeren bij het migratiekantoor (Migrationsverket). De registratie gaat online, en wordt snel behandeld als je de juiste papieren toevoegt.

Werkvisum

Je hebt als Nederlander geen werkvisum of verblijfsvergunning nodig voor Zweden. Als je een baan hebt in Zweden of je na je baan in Zweden blijft mag je dezelfde behandeling verwachten als burgers van dat land op het gebied van werk arbeidsomstandigheden en alle andere sociale en fiscale voordelen. Als je langer dan drie maanden in Zweden wilt verblijven moet je je registeren bij het migratiekantoor (Migrationsverket). De registratie gaat online, en wordt snel behandeld als je de juiste papieren toevoegt.

Vrijwilligersvisum

Er is geen vrijwilligersvisum nodig voor Zweden. Je kunt er onbeperkt verblijven als je een geldige ziektekostenverzekering hebt en genoeg financiële middelen hebt om jezelf te onderhouden. Als je langer dan drie maanden in Zweden wilt verblijven moet je je registeren bij het migratiekantoor (Migrationsverket). De registratie gaat online, en wordt snel behandeld als je de juiste papieren toevoegt.

Actuele informatie 

De regelgeving omtrent visa-aanvragen is voortdurend aan veranderingen onderhevig. Voor de meest up to date informatie kun je het beste contact opnemen met de Ambassade van Zweden (zie link).

 

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Activities abroad: home bundle

Main content and contributions for activities abroad

,,,accommodations, adventure activities, courses, internships, jobs and volunteer projects

...to help another, travel with care, work together , learn to share and inspire with your experience

 

Activities abroad: home page

Activities abroad: home page

From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

      Activities abroad: for experiencing countries and cultures abroad

      Activities abroad: for experiencing countries and cultures abroad

      Bundled content for experiencing countries and cultures during gap year, travel and backpacking abroad

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      Activities abroad: for sports, adventure and outdoor abroad

      Activities abroad: for sports, adventure and outdoor abroad

      Bundled content for sports, adventure and outdoor during travel, gap year and backpacking abroad

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      What to take to Sweden: brief Are there mosquitoes in Sweden? Are there sandflies in Sweden? Can you buy DEET, or other mosquito repellents, in Sweden? Can you buy a...
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      Countries & Destinations: home bundle

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      Africa: country bundles

      Africa: country bundles

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      Asia: country bundles

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      Europe: country bundles

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      Image Region Västra Götaland
      The Västra Götaland Region, which is somewhat comparable to a Dutch province or regional public health service, is one of the larger employers in Sweden. It actively...
      Image Malmö University
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      Image Rewilding Europe
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      Image Au Pair World
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      Image SIW: Vrijwilligerswerk in 70 landen
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      Image Explore the North - Adventure in Lapland
      Explore the North has several lodges nestled in the forests of Swedish and Finnish Lapland. These lodges offer a variety of outdoor sports and nature activities,...
      Image Uppsala - Swedish Summer School
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      Image Kvinna till kvinna
      Kvinna till Kvinna means ”woman to woman”. The foundation strengthens the organisation of women in conflict regions by cooperating with local women’s organizations and...
      Image Dignus Medical
      Dignus Medical recruits specialist doctors and nurses to the Scandinavian healthcare system, especially in Norway and Sweden. Scandinavia has a high demand of medical...
      Image Medicarrera - medical recruitment
      Medicarrera recruits specialist doctors and nurses to the Scandinavian healthcare system, especially in Denmark, Sweden and Norway. Scandinavia has a high demand of...
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      Bundled content, suggestions, stories and tips about organizations and their products and services

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      Organizations: home page
      Organizations for administrative, tax and legal work and consulting

      Organizations for administrative, tax and legal work and consulting

      international law

      Activities, internships, paid work, services or volunteer work in administration, tax and legal consulting

      Administrative, tax and legal consulting abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for agriculture, grape picking, farming and vineyards
      Organizations: for animal protection, animal care and working with wildlife abroad
      Organizations: for au pairs, youth work and child care abroad
      Organizations: for bush camping and working at a campsite abroad
      Organizations: for catering, hospitality and entertainment abroad
      Organizations: for civil society and social work abroad
      Organizations for corporate business services

      Organizations for corporate business services

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      Activities, internships, paid work, services or volunteer work in corporate business services

      Corporate business services abroad: by position

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      Organizations: for customer services abroad and help desks
      Organizations: for diving, snorkeling and water sports abroad
      Organizations: for education and schools abroad
      Organizations: for expatriate insurances, travel insurances, and emergency call centers
      Organizations: for gap year activities abroad and sabbaticals
      Organizations: for internship placement abroad
      Organizations: for insurances and finance abroad
      Organizations for IT, engineering and construction

      Organizations for IT, engineering and construction

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      Activities, internships, paid work, services or volunteer work in IT, webdevelopment, engineering and construction

      IT, engineering and construction abroad: by position

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      Organizations: for language travel and language teaching abroad
      Organizations for marketing, communication and PR abroad

      Organizations for marketing, communication and PR abroad

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      Activities, internships, paid work, services or volunteer work in marketing and communication

      Marketing, communication and PR abroad: by position

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      Organizations: for mediation in au pairs, childcare and elderly care in the Netherlands
      Organizations for moving, international relocation and transport abroad

      Organizations for moving, international relocation and transport abroad

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      Activities, internships, paid work, services or volunteer work in transport and international relocation

      Moving abroad and relocation services abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:

      Moving abroad and relocation

      ......Read more on this page
      Organizations for nature conservation, environmental protection and working in nature abroad

      Organizations for nature conservation, environmental protection and working in nature abroad

      Costa Rica rain forest - Jungle

      Activities, internships, paid work, services or volunteer work in environmental protection, sustainability and nature conservation

      Nature conservation and environmental protection abroad: by position

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      Organizations: for nonprofit projects, development work and international cooperation
      Organizations: for online work as digital nomad, freelancer, or independent entrepreneur from abroad
      Organizations: for outdoor activities and sports
      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad

      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad

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      Activities, internships, paid work, services or volunteer work in hotels, resorts, guesthouses, ecolodges, bed and breakfasts and hostels abroad

      Working in hospitality and tourist accommodations abroad: by position

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      Organizations: for providing healthcare and working in medical care abroad

      Organizations: for providing healthcare and working in medical care abroad

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      Activities, internships, paid work, services or volunteer work in healthcare

      Providing healthcare and working in medical care abroad: by position

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      Organizations: for psychological assistance and mental health care abroad

      Organizations: for psychological assistance and mental health care abroad

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      Activities, internships, paid work, services or volunteer work in psychological assistance, coaching and mental health care abroad

      Psychological assistance, coaching and mental health care abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for real estate, brokerage abroad and property rental abroad
      Organizations: for research and scientific work abroad

      Organizations: for research and scientific work abroad

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      Organizations: for research, R&D, data collection, data analysis and scientific work abroad

      Activities, internships, paid work, services or volunteer work in research and science

      From R&D to data collection and data analysis

      Research and science abroad: by position

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      Organizations: for student support and student associations
      Organizations: for tour guidance and adventure tours abroad
      Organizations: for tourism and organized travel and leisure work abroad
      Organizations: for voluntary work mediation and project placement abroad
      Organizations for yacht and shipping crew and working on a cruise ship abroad

      Organizations for yacht and shipping crew and working on a cruise ship abroad

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      Activities, internships, paid work, services or volunteer work on cruise ships, sailing yachts and other ships

      Boat crew, deck hand or working for an international shipping organization

      Working on a yacht or cruise ship abroad: by position

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      ......Read more on this page

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      Residential societal entrepreneurship training for 10 months in Sweden

      Join up to 40 youth from 15+ nationalities for a 10 month residential training in societal entrepreneurship in Järna, Sweden (starting in August). The International Youth Initiative Program, YIP,  is a societal entrepreneurship training, offering a holistic educational progr...

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      Medicarrera recruits specialist doctors and nurses to the Scandinavian healthcare system, especially in Denmark, Sweden and Norway. Scandinavia has a high demand of medical personnel. Medicarrera offer medical specialists, physiotherapists, nurses and dentists the opportunity to continue their caree...

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