Travel to Zanzibar to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Preparation & Packing

Packing list for Zanzibar, travel insurance for Zanzibar and taking your belongings

Packing list for Zanzibar, travel insurance for Zanzibar and taking your belongings

What to bring to Zanzibar: brief

To pack and check
  • Documents and money: a passport valid for at least another 6 months. For many travelers, a Tanzanian e-visa or a visa on arrival is required. Since 2024, mandatory Zanzibar Inbound Travel Insurance also applies to many foreign visitors. Check the current terms and conditions before departure. The local currency is the Tanzanian shilling (TZS), but US dollars are accepted in many tourist areas. Bring recent dollar bills (issued from 2009).
  • Clothing: light clothing for the tropical climate. Zanzibar is predominantly Muslim. Outside resorts and beaches, it is mandatory to cover shoulders and knees, especially in Stone Town and local villages.
  • Shoes: flip-flops or sandals for the beach and villages. Water shoes are highly recommended due to coral, sea urchins, and sharp stones, especially at low tide. Comfortable sneakers or trail shoes are only necessary if you visit nature reserves or spice plantations. Care and hygiene: reef-friendly sunscreen with a high SPF.
  • Packing and protection: a dry bag for boat trips and a rain cover for your backpack during the rainy season. Note: plastic bags are strictly prohibited.
  • Insects and animals: a good mosquito repellent (preferably with DEET or picaridine).
  • Medicines and travel first aid kit: a first aid kit with ORS, plasters, painkillers, something for insect bites, and remedies for diarrhea.
  • Outdoors and handy items: sunglasses, cap or hat, reusable water bottle, and snorkel set.
  • Technology and equipment: a universal adapter for Type G and sometimes Type D sockets.
To consider
  • UV-protective swim shirt for snorkeling.
  • Underwater camera or waterproof phone case.
  • Quick-drying towel.
  • A light scarf for mosque visits or sun protection.
  • For simple guesthouses or longer stays, your own waterproof mosquito net without holes can be pleasant.
  • A good dose of patience; "Pole pole" (take it easy) is more than a saying here; it is a way of life.

Are there mosquitoes in Zanzibar?

  • Mosquitoes are found all over Zanzibar, all year round. They are most numerous during and immediately after the rainy seasons (approximately March-May and November-December).
  • Mosquitoes can transmit malaria, dengue, and chikungunya. Although the risk of malaria in Zanzibar is lower than on the Tanzanian mainland, many health authorities still recommend good mosquito protection and, depending on your travel plans, possibly medication.
  • More about protection against mosquitoes and insects or malaria.

Are there sandflies in Zanzibar?

  • Yes, sandflies occur in significant numbers on some beaches and in mangrove areas.
  • They are particularly active around sunrise and sunset and on windless days. And although you often do not notice the bite, it can cause itching for weeks.
  • You may want to ask your accommodation if there are many sandflies locally; this varies considerably by beach. Your kit of mosquito repellents containing DEET or picaridine and protective clothing can offer a solution.
  • More about sandflies and sand fleas.

Can you buy DEET, or other mosquito repellents, in Zanzibar?

  • In Stone Town and the larger tourist areas, DEET and other mosquito repellents are available at pharmacies, supermarkets, and tourist shops.
  • If you are going to smaller villages or remote beaches, it is wise to bring enough with you in advance.

Can you buy a joint or weed in Zanzibar, or bring it to Zanzibar?

  • No. Tanzania has ruthlessly strict drug laws, and these apply to Zanzibar as well. There is absolute zero tolerance for all forms of drugs.
  • There are sometimes beach boys, or local dealers, offering weed on the beaches. These are often undercover agents or police decoys.
  • Checks are strict, and possession, use, sale, and import carry extremely heavy penalties, even for minimal quantities.

Health, Insurance & Safety

How does healthcare work in Tanzania, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Tanzania, and what travel insurance, health insurance or expat insurance do you need?

What is the quality of healthcare in Tanzania?

  • Tanzania has a growing but still unevenly distributed healthcare system. In urban areas such as Dar es Salaam, Arusha, and Zanzibar, access to care is reasonably good, and there are public and private hospitals and clinics.
  • Outside the cities, care is often simpler and sometimes limited to small health centers.
  • Healthcare is organized through a mix of:
    • public facilities,
    • private clinics and hospitals,
    • NGOs and international organizations.
  • Many residents pay for care (partially) themselves, which affects accessibility. For expats and travelers, private care is usually the first choice.
  • For specialized treatments or complex surgeries, abroad, such as Kenya (Nairobi) or South Africa, is popular.
  • Ambulance services exist in larger cities and through some private hospitals, but there is no reliable, nationwide system.
  • In emergencies, people often arrange their own transport, for example via taxis or private cars. The waiting time for an ambulance can vary, and in rural areas, help can take a long time to arrive.
  • In cities, most common medicines are available, but the range often varies by pharmacy. Specific medication such as for chronic conditions or certain contraception) is not always available though. Outside urban areas, there are sometimes shortages.
  • Local health insurance schemes and insurance exist, but coverage is often limited. Many people combine public healthcare with private payments. Expats almost always opt for international health insurance, partly due to the possibility of treatment abroad.

How does the public healthcare system work in Tanzania?

  • Public healthcare is the backbone of the healthcare system and consists of health centers, district hospitals, and regional hospitals.
  • Care is relatively affordable and focused on basic care, such as:
    • vaccinations.
    • mother and child care.
    • treatment of common diseases.
  • The quality varies greatly by location. In urban hospitals, care can be reasonable, but in rural areas, resources, staff, and equipment are limited.
  • For complex medical problems or specialist care, the public system is often insufficient.

How does the private healthcare system work in Tanzania?

  • Private healthcare plays an important role, especially in cities.
  • It offers better facilities, shorter waiting times, often better-trained staff, and more English-speaking doctors.
  • Private clinics and hospitals are popular among foreigners. Some institutions offer care at an international level, but this is often limited to the larger cities.
  • However, costs are higher, and payment in advance is often required.

How is the family doctor or general practitioner arranged in Tanzania?

  • There is no standard GP system. For medical complaints, people usually go directly to a clinic, hospital, or a private doctor.
  • In cities, access to doctors, for example through private clinics, is relatively easy. In rural areas, this can be more difficult.

How is the dental care and dentist arranged in Tanzania?

  • Dental care is available in the larger cities of Tanzania and is largely private.
  • You can usually go there for simple treatments, but for complex dental care, many people go abroad.

How is pregnancy and maternity care arranged in Tanzania?

  • Pregnancy care is an important part of healthcare in Tanzania, with an active focus on prenatal check-ups and deliveries in clinics or hospitals.
  • Pregnancy is often viewed as a community event, in which family, and especially experienced women, play a major role in providing advice and support.
  • Traditional beliefs and modern medicine often intertwine. Some women combine medical check-ups, such as prenatal consultations, deliveries in health centers or hospitals, and guidance by midwives, with traditional remedies or advice.
  • In some regions, rest after childbirth is strongly encouraged, and families take over a large part of the care and household chores.
  • Breastfeeding is the norm and is widely accepted socially.
  • In cities, guidance is better and there are more facilities, especially in private healthcare.
  • In rural areas, the risks of complications are greater.
  • In the event of complications, medical evacuation may be necessary. Some expats choose to go abroad for the delivery altogether.

How safe or unsafe is a trip or stay in Tanzania?

What should you pay attention to in terms of safety in Tanzania?

  • Tanzania is generally a relatively safe country for foreigners.
  • Most people travel here without major problems. However, petty crime does occur, especially in cities such as Dar es Salaam and Arusha and in busy tourist areas. Think of pickpocketing, bag snatching, and theft from cars.
  • The same applies to Zanzibar, with extra vigilance required in less crowded areas.
  • Also, do not forget to ensure your safety around wild animals such as hippos, elephants, buffaloes, and snakes.
  • Along the coast, strong currents, sea urchins, and jellyfish can pose a risk.

What should you look out for in terms of diseases in Tanzania?

  • Malaria is a major health risk in large parts of the country.
  • In addition, dengue and foodborne infections occur. Diarrhea is one of the most common “souvenirs.”
  • Tap water in Tanzania is not safe to drink.

What should you pay attention to when it comes to traffic in Tanzania?

  • Traffic is one of the biggest health risks in Tanzania. Car accidents occur relatively frequently.
  • Roads are not always well maintained, there is little street lighting outside cities, and driving behavior can be unpredictable.
  • In the event of an accident, medical assistance is not always available quickly.

What are the best insurance options for backpacking, traveling, doing an internship, studying, volunteering, or working in Tanzania?

What types of insurance should you get if you're planning to emigrate, work as an expat, or live in Tanzania?

What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?

What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from Zanzibar

Advice and decision support
Insurance

What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in Zanzibar

Advice and decision support
Insurance
Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

 

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need when backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.

Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.

What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”

What insurance do you need when backpacking abroad?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • That you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.

What insurance do you need to work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad, and why do you need specific insurance for jobs, internships, and volunteer work abroad?

What is insurance for working with animals abroad?

  • Insuring yourself for working abroad with animals means taking out insurance that continues to provide coverage during your paid, unpaid, or internship work abroad, where minor or major risks are involved.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for work abroad.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work. Almost all standard insurers exclude working with animals from coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work. All over the world, there are reserves, rescue centers, and zoos where you can roll up your sleeves as a veterinarian, intern, or volunteer. Working with animals or wildlife is not without danger. No matter how cute they may look, or how tame they may behave. All animals can suddenly bite viciously or lash out with a claw or beak. Not only can this result in nasty injuries, but it can also transmit diseases that you would rather not have, and certainly not abroad.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • That you have insurance that provides sufficient coverage for the work you will be performing.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.

Which insurance do you need for working, an internship, or volunteering with animals abroad?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

What insurance do you need when volunteering abroad?

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad

What insurance do you need for emigration or working as an expat abroad?

International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page
Insuring, troubleshooting and safe travel abroad

Insuring, troubleshooting and safe travel abroad

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Table of contents
  • Why get specific insurance when going abroad?
  • How to survive disasters abroad ?
  • How to insure activities abroad?
  • Which Insurances apply for internships, staying, studying, volunteer work or paid work abroad?

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Reading & Remembering

Image ACTIVITIES

Check courses, jobs, projects, recipes, suggestions and tips related to: 'Zanzibar'

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Image Ga op jongerenreis naar Tanzania of Indonesië
Ga op jongerenreis naar Tanzania of Indonesië en beleef samen met andere jongeren (17-21 jaar oud) een exotisch avontuur. In Tanzania ga je samen op safari, doe je...
Image Doe vrijwilligerswerk of loop stage in de gezondheidszorg in Afrika!
Ga aan de slag in een ziekenhuis of gezondheidscentrum in Afrika en werk in de kraamzorg, als verpleegkundige, als fysiotherapeut of ondersteun en verzorg met mensen met...
Image Gain experience working at a school and assist in children's development in Africa
Help out at schools and educational projects in Ghana, Mauritius, Tanzania, Zanzibar, or in South Afrika or Eswatini. What do you get out of it? Competencies:...
Image Help mee in de verzorging en het onderwijs voor kinderen met een beperking in Tanzania
Help mee op een kinderrevalidatiecentrum of bij een dovenproject in Tanzania, of op een speciale school op het eiland Zanzibar. Bij dit vrijwilligersproject in Tanzania...
Image Assisteer een klein medisch team op Zanzibar in een gezondheidscentrum. Help in het laboratorium, met de patiëntenregistratie, of met groepsactiviteiten
Assisteer op Zanzibar in een klein medisch team bij een lokaal gezondheidscentrum in Tanzania. Help in het laboratorium, met de patiëntenregistratie, of met...
Image Gain management and marketing experience in tourism or event management in Africa?
Do your internship in Africa and gain management and marketing experience in the tourism industry or in the field of event management in Mauritius, Eswatini, South...
Image Kitesurfen op Zanzibar: bij deze tropische kitespot voor beginners en gevordenen! Je kunt bij dit kitesurfcentrum lesnemen en kitesurf spullen huren
Kitesurfen bij dit tropische kitespot voor beginners en gevordenen! Je kunt bij dit kitesurfcentrum lesnemen, kitesurf spullen huren en uitrusting en asseccoires kopen.
Image Do you want to gain work experience in a hospital in Tanzania or East Africa?
Share your medical knowledge and learn from local practitioners in a hospital, clinic, or referral clinic in Tanzania, or at another health project in Ghana, Zanzibar,...
Image Doe vrijwilligerswerk in Afrika bij duurzame en lokale ontwikkelingsprojecten op het gebied van onderwijs, maatschappelijk werk, gezondheidszorg en sport
Doe vrijwilligerswerk in Afrika bij duurzame en lokale ontwikkelingsprojecten, onder andere op het gebied van onderwijs, maatschappelijk werk, gezondheidszorg en sport.
Image Intern or volunteer at an environment & sustainability project in Zanzibar
Help the environment and sustainability by re- and upcycling waste, creating jobs, and empowering women in Zanzibar (Tanzania). This project is open for volunteers and...
Activities abroad: home bundle

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,,,accommodations, adventure activities, courses, internships, jobs and volunteer projects

...to help another, travel with care, work together , learn to share and inspire with your experience

 

Activities abroad: home page

Activities abroad: home page

From language courses to a gap year abroad, from work experience to volunteering abroad, from paid work to an internship abroad, from mountaineering to diving, and from backpacking to traveling around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying.
    • You can get involved and volunteer in a social project at a school in Africa, Asia or Latin America.
    • You can get involved in nature, in a project with animals or cleaning the sea or beaches.
    • Those who want to learn more can choose to do, for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • When you aim to gain work experience and/or also earn money, go and work abroad.
    • You can combine backpacking in Australia with temporary work.
    • You can work on campsites in Europe or bush camps in Africa.
    • You can almost go all over the world to work in the hospitality industry, hotels, and hostels, in the healthcare sector, or, for example, at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing, or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids), or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

      Activities abroad: for experiencing countries and cultures abroad

      Activities abroad: for experiencing countries and cultures abroad

      Bundled content for experiencing countries and cultures during gap year, travel and backpacking abroad

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      Image STORIES

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      Image Packing list for Zanzibar, travel insurance for Zanzibar and taking your belongings
      What to bring to Zanzibar: brief Are there mosquitoes in Zanzibar? Are there sandflies in Zanzibar? Can you buy DEET, or other mosquito repellents, in Zanzibar? Can you...
      Countries & Destinations: home bundle

      Bundled content, suggestions, stories and tips about the countries and destinations in the world

      ...to help another, travel with care, work together , learn to share and inspire with your experience

      Africa: country bundles

      Africa: country bundles

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      Asia: country bundles

      Asia: country bundles

      Country bundles of Asian countries

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      Europe: country bundles

      Europe: country bundles

      Country bundles of European countries

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      The Caribbean: country bundles

      Image ORGANIZATIONS

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      Image Zenji Treasures
      Zenji Treasures is een stichting in Nederland die samen met de partnerorganisatie Zenji Zanzibar Foundation de problemen rondom afval en werkloosheid wil tegengaan. Zie...
      Image Zenji Hotel
      Zenji Hotel, founded by a Dutch couple, is a relaxed place for travelers visiting Stone Town on Zanzibar. The owners are connected to /founders of several local, social...
      Image Vrijwillig Wereldwijd: Vrijwilligersprojecten
      Vrijwillig Wereldwijd is een kleinschalige organisatie die de mooiste lokale projecten in meer dan 10 landen ondersteunt op de continenten: Afrika, Zuid-Amerika, Azië en...
      Image Let's Go Africa: Stages en Vrijwilligerswerk
      Let's Go Africa is een Nederlandse bemiddelingsorganisatie voor stages en vrijwilligerswerk in Afrika. Het doel van de organisatie is om studenten, vrijwilligers en...
      Image Paje by Kite - Kitessurf school Zanzibar
      Paje by kite is a kitesurfing school on the island of Zanzibar, Tanzania.
      Image African Impact
      This South African organization mediates volunteer work and internship opportunities at various projects in different African countries. Such as assisting a local doctor...
      Image British School of Zanzibar
      Local school in Zanzibar, where you can teach English, math, science, and art to children aged 3-15. The school combines the Tanzanian curriculum with the British...
      Image Let's Go Africa: Internships and Volunteering
      Let’s Go Africa is a small scale, personal and innovative mediation agency with a unique placement programme for everyone that wants to experience a meaningful...
      Image Hotel Zanzibar
      Hotel Zanzibar is a platform, with resorts and activities that can be undertaken during the holiday. They offer Beach & Safari holidays in Zanzibar, Tanzania.
      Organizations & Services: home bundle

      Bundled content, suggestions, stories and tips about organizations and their products and services

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      Organizations: home page
      Organizations for administrative, tax and legal work and consulting

      Organizations for administrative, tax and legal work and consulting

      international law

      Activities, internships, paid work, services or volunteer work in administration, tax and legal consulting

      Administrative, tax and legal consulting abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for agriculture, grape picking, farming and vineyards
      Organizations: for animal protection, animal care and working with wildlife abroad
      Organizations: for au pairs, youth work and child care abroad
      Organizations: for bush camping and working at a campsite abroad
      Organizations: for catering, hospitality and entertainment abroad
      Organizations: for civil society and social work abroad
      Organizations for corporate business services

      Organizations for corporate business services

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      Activities, internships, paid work, services or volunteer work in corporate business services

      Corporate business services abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for customer services abroad and help desks
      Organizations: for diving, snorkeling and water sports abroad
      Organizations: for education and schools abroad
      Organizations: for expatriate insurances, travel insurances, and emergency call centers
      Organizations: for gap year activities abroad and sabbaticals
      Organizations: for internship placement abroad
      Organizations: for insurances and finance abroad
      Organizations for IT, engineering and construction

      Organizations for IT, engineering and construction

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      Activities, internships, paid work, services or volunteer work in IT, webdevelopment, engineering and construction

      IT, engineering and construction abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
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      Organizations: for language travel and language teaching abroad
      Organizations for marketing, communication and PR abroad

      Organizations for marketing, communication and PR abroad

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      Activities, internships, paid work, services or volunteer work in marketing and communication

      Marketing, communication and PR abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for mediation in au pairs, childcare and elderly care in the Netherlands
      Organizations for moving, international relocation and transport abroad

      Organizations for moving, international relocation and transport abroad

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      Activities, internships, paid work, services or volunteer work in transport and international relocation

      Moving abroad and relocation services abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:

      Moving abroad and relocation

      ......Read more on this page
      Organizations for nature conservation, environmental protection and working in nature abroad

      Organizations for nature conservation, environmental protection and working in nature abroad

      Costa Rica rain forest - Jungle

      Activities, internships, paid work, services or volunteer work in environmental protection, sustainability and nature conservation

      Nature conservation and environmental protection abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for nonprofit projects, development work and international cooperation
      Organizations: for online work as digital nomad, freelancer, or independent entrepreneur from abroad
      Organizations: for outdoor activities and sports
      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad

      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad

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      Activities, internships, paid work, services or volunteer work in hotels, resorts, guesthouses, ecolodges, bed and breakfasts and hostels abroad

      Working in hospitality and tourist accommodations abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for providing healthcare and working in medical care abroad

      Organizations: for providing healthcare and working in medical care abroad

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      Activities, internships, paid work, services or volunteer work in healthcare

      Providing healthcare and working in medical care abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page
      Organizations: for psychological assistance and mental health care abroad

      Organizations: for psychological assistance and mental health care abroad

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      Activities, internships, paid work, services or volunteer work in psychological assistance, coaching and mental health care abroad

      Psychological assistance, coaching and mental health care abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
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      Organizations: for real estate, brokerage abroad and property rental abroad
      Organizations: for research and scientific work abroad

      Organizations: for research and scientific work abroad

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      Organizations: for research, R&D, data collection, data analysis and scientific work abroad

      Activities, internships, paid work, services or volunteer work in research and science

      From R&D to data collection and data analysis

      Research and science abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
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      Organizations: for student support and student associations
      Organizations: for tour guidance and adventure tours abroad
      Organizations: for tourism and organized travel and leisure work abroad
      Organizations: for voluntary work mediation and project placement abroad
      Organizations for yacht and shipping crew and working on a cruise ship abroad

      Organizations for yacht and shipping crew and working on a cruise ship abroad

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      Activities, internships, paid work, services or volunteer work on cruise ships, sailing yachts and other ships

      Boat crew, deck hand or working for an international shipping organization

      Working on a yacht or cruise ship abroad: by position

      For job roles and duties related to activities, internships and jobs abroad, see:
      ......Read more on this page

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      SPOTLIGHT & FAVORITES

      FAVORITES
      Ga op jongerenreis naar Tanzania of Indonesië

      Ga op jongerenreis naar Tanzania of Indonesië en beleef samen met andere jongeren (17-21 jaar oud) een exotisch avontuur. In Tanzania ga je samen op safari, doe je vrijwilligerswerk en bezoek je Zanzibar. De jongerreis in Indonesië gaat naar Sumatra waar je naast vrijwilligerswerk met...

      Doe vrijwilligerswerk of loop stage in de gezondheidszorg in Afrika!

      Ga aan de slag in een ziekenhuis of gezondheidscentrum in Afrika en werk in de kraamzorg, als verpleegkundige, als fysiotherapeut of ondersteun en verzorg met mensen met een handicap. Diverse projecten verspreid over Afrika, bijvoorbeeld in Ghana, Tanzania, Oeganda en Zuid-Afrika

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      Let’s Go Africa is a small scale, personal and innovative mediation agency with a unique placement programme for everyone that wants to experience a meaningful internship, minor or volunteer work in Africa. Noor and Roel van Hout have extensive work and life experience in Africa since 2006 and...

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      TOPICS : check associated topics and more activities

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      Work the World

      Work the World organiseert sinds 2005 op maat gemaakte (vrijwillige) medische stages in Afrika en Azië. Een goed startpunt voor je stage geneeskunde in het buitenland. Naast geneeskunde worden ook stage in het buitenland aangeboden voor de studies: fysiotherapie, verpleegkunde, tandarts, v...

      Zenji Hotel

      Zenji Hotel, founded by a Dutch couple, is a relaxed place for travelers visiting Stone Town on Zanzibar. The owners are connected to /founders of several local, social projects. 

      Zenji Treasures

      Zenji Treasures is een stichting in Nederland die samen met de partnerorganisatie Zenji Zanzibar Foundation de problemen rondom afval en werkloosheid wil tegengaan. Zie ook het Chako-project waar je zowel een tour kunt boeken langs hun project, als de ge-upcyclede producten kunt aanschaffen.

      Go abroad!
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