Travel to Trinidad and Tobago to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Image  Trinidad and Tobago

Intro

Backpacking or traveling in Trinidad and Tobago?

  • Trinidad and Tobago is a special country. In Trinidad you will find beautiful mangrove forests and rainforests, with industrial areas right next to it, while Tobago is a real Caribbean paradise with relatively few tourists. Trinidad and Tobago is ideal for birdwatchers, divers, nocturnal animals and foodies.
  • Activities spotting: celebrate carnival in Trinidad; chill on the beach at Maracas Bay; spot birds at the Asa Wright Nature Centre; bathe in the natural sulphur springs at the eighth wonder of the world La Brea Pitch Lake; walk through the Northern Range; spot large leatherback turtles laying eggs; snorkel at Buccoo Reef.
  • Animals spotting: leatherback turtle, scarlet ibis, howler monkeys, manicou, agouti, caiman, hummingbirds, snakes, giant snails, red flamingos.
  • Food spotting: doubles, roti, pelau, callaloo, crab and dumplings, pastelles, souse, curry crab, rum punch.

Studying in Trinidad and Tobago?

  • You can choose from various educational institutions and a reasonable range of courses in Trinidad and Tobago. Studies that are interesting here include environmental sciences, marine biology, cultural studies and medicine.
  • Study cities: St. Augustine, Port of Spain.
  • Language: English.

Internships in Trinidad and Tobago?

  • You can do internships in IT, marine conservation, at large companies and in the tourism sector.
  • Competencies: sustainability knowledge, intercultural communication.

Volunteering in Trinidad and Tobago?

  • You can do volunteer work with stray animals, in marine conservation, with children, and in the field of community development.

Working in Trinidad and Tobago?

  • There are quite a few jobs to be found in Trinidad and Tobago if you look carefully. Your best chance is in the energy sector (oil & gas) and in tourism. You can also find seasonal jobs as a diving instructor or in luxury resorts.

Working as a digital nomad in Trinidad and Tobago?

  • Trinidad and Tobago (especially the latter) can be a top location for digital nomads, even though it is not very popular yet. The facilities are good and the costs are reasonable compared to other Caribbean countries.
  • Favorite locations: Crown Point, Port of Spain.

Living in Trinidad and Tobago?

  • Of course, it all depends on where you are going to live, but in Trinidad and Tobago you will find the tropical with an urban twist. Trinidad is busy and dynamic, while Tobago offers the relaxed vibes of a Caribbean island.
  • Education: there are good schools for expats with families.
  • Expat community: you will find a mix of oil engineers, adventurers and retirees.
  • Safety: some areas of Trinidad can be a bit unsafe.
  • Be aware that the cost of imported goods is high, tropical storms can sometimes throw a spanner in the works, and Trinidad has safety issues in certain areas.
  • Health insurance: Most expats opt for private clinics, so make sure you have your own comprehensive health insurance.
Trinidad and Tobago Country Bundle: suggestions, stories and tips

Trinidad and Tobago Country Bundle: suggestions, stories and tips

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Content about Trinidad and Tobago on WorldSupporter

Trinidad and Tobago: Updates & Travel

Trinidad and Tobago: Updates & Travel

Travel in Trinidad and Tobago?

  • Trinidad and Tobago in the Caribbean Sea seem at first glance to be paradise islands, with beautiful beaches, nice music and friendly and talkative people. But be careful, because in recent years there has been an increase in crime in this island state. There are safer island groups with comparable beauty and entertainment! But it is one of the best places in the world for ecotourism, for example you can see small turtles hatching from their eggs.

Updates Trinidad and Tobago

  • More about Trinidad and Tobago, updates and contributions, see the link below.

 

How does healthcare work in Trinidad and Tobago, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Trinidad and Tobago, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Trinidad and Tobago?

What is the quality of healthcare in Trinidad and Tobago?

  • Healthcare in Trinidad and Tobago consists of both public and private institutions. As almost everywhere, the quality of the private sector is much better than that of the public sector.
  • The quality of care is reasonable, but medical evacuation may be necessary in serious cases.
  • Standard medicines are easily available.
  • The emergency number is 811. You will then be taken to the nearest emergency room. The government emphasizes that the ambulance service is limited, so call only in case of an emergency.

How does the public healthcare system work in Trinidad and Tobago?

  • Trinidad and Tobago offers free public healthcare for residents and partly for expats!
  • The quality of public healthcare does not meet the standards of more developed countries. In the cities, care is reasonable, but care is limited. This is especially true for care outside the cities and for more specialized care.
  • Unfortunately, public healthcare in Trinidad and Tobago suffers from long waiting times and shortages of medical staff and medical equipment.
  • Almost all major hospitals and healthcare institutions can be found in Trinidad. Tobago has only one large hospital.
  • There are several public clinics and health centres spread throughout the country. These health facilities generally provide free primary care, including for foreigners who are (temporarily) living in the country, and are usually open between 8 AM and 4 PM.
  • Most locals use District Health Facilities (DHF). DHFs are often open 24 hours a day and offer a variety of care, including maternity care, dental care, fitness programs, pharmacy services, radiology and some specialist services.
  • Foreigners do have to pay for a number of services. These include for example treatments for chronic diseases, HIV/AIDS tests and medicines, cancer treatments and medicines.
  • You can often just walk in the facility and do not need to make an appointment in advance.

How does the private healthcare system work in Trinidad and Tobago?

  • The private sector is smaller than the public sector, but the quality of care is often better. Foreigners therefore usually use and preferably use private healthcare facilities.
  • Specialized care is sometimes only available at private clinics. Think of dialysis, chemotherapy, operations, etc. However, care is also limited and the institutions are often not well equipped to deal with serious conditions and long-term care.
  • There are four private hospitals in Trinidad and Tobago.
  • For private care needs to be paid in advance. Care is quite expensive and most expats purchase private health insurance for this reason. You can do this locally, or you can purchase international health insurance, so that you are also covered for medical evacuation and repatriation.

How is the general practitioner arranged in Trinidad and Tobago?

  • General practitioners work at public and private healthcare institutions and hospitals throughout the country.
  • General practitioners are the first point of contact and provide basic care. They also write referrals to specialists.
  • Check with other reliable sources, where you can find a good general practitioner who suits you.

How is the dentist arranged in Trinidad and Tobago?

  • Dental care is only available by appointment and care is generally limited. Dental care for children is often provided at specific times and days in public clinics.

How is pregnancy care arranged in Trinidad and Tobago?

  • Maternity care is widely available in Trinidad and Tobago, both in public and private health facilities.
  • Almost all deliveries in Trinidad and Tobago take place in hospitals.
  • Pregnant women living in Trinidad and Tobago can receive free maternity care at public health facilities.
  • A referral from a doctor at a general hospital, a private doctor or the result of a pregnancy test is required.
  • Most deliveries therefore also take place in public hospitals due to the lower costs.
  • Home births are also an option, but it is recommended by the government that a midwife or other health professional is present.
  • Abortion is illegal, except when the mother's life is in danger.

How safe or unsafe is a trip or stay in Trinidad and Tobago?

What should you pay attention to in terms of safety in Trinidad and Tobago?

  • Trinidad and Tobago is not a very safe place to live in. The crime rate is high and there is a lot of violent and gang related crime, including murder.
  • Areas where there are a lot of serious crimes commited are downtown Port of Spain, Laventille, Barataria, Beetham, Caranage, Sea Lots and Morvant, the harbours, Barataria, Cocorite and in Queens Park Savannah.
  • Bag snatching and pickpocketing are also common.
  • Tobago has a much lower level of violent crime, making it a safer place to base yourself.
  • Avoid areas without lighting and stay in areas with lots of other people.
  • Crime is common in vehicles. This ranges from robbery to sexual assault, kidnapping and even murder.
  • So always use reputable taxi companies, be wary of people who offer you a ride, don’t use shared taxis, always keep your windows and doors closed when driving yourself and follow local advice regarding safe areas.
  • Multiple different dating apps are often used to scam or attack people. 
  • Last but not least, Trinidad and Tobago can experience hurricanes (especially June-November), earthquakes and severe weather conditions (all year round). Always follow local advice and keep your passport in a safe, waterproof case.

What should you look out for in terms of diseases in Trinidad and Tobago?

  • Mosquito-borne diseases such as dengue, zika and malaria occur. So protect yourself well against mosquitoes!
  • HIV/AIDS is relatively common, so be aware of this. If you are the victim of a sexual crime, seek medical help as soon as possible.
  • Diseases that are transmitted through water or food, such as parasites and infectious diseases, are also common. So only drink well-boiled or filtered water and only eat food that has been safely prepared.

What should you pay attention to when it comes to traffic in Trinidad and Tobago?

  • Driving in Trinidad and Tobago can be quite chaotic. There are small, winding roads with a bad surface, and good highways where people drive far too fast.
  • Local drivers sometimes drive unpredictably.
  • Beware of the deep gullies along the country roads.
  • It is better not to drive at night. Many roads are unlit and it can be dangerous.
  • The Beetham Highway is a dangerous place. People may run into the street, or even throw things at your car to stop you and rob or attack you. If you can drive on, do not stop until you are in a safe place.
  • Bump and rob cases also occur. You are advised to get out of the car, and then robbed of your belongings. There have even been cases of murder.
  • Accidents related to alcohol consumption occur mainly on weekends and in the evening.
  • Only use reputable taxi companies (ask your local friends or colleagues for advice).
  • On public transport you run the risk of being robbed or attacked. It is therefore generally not safe.

What work and travel insurance policies are suitable for short and long stays in Trinidad and Tobago?

  • Is the trip to Trinidad and Tobago and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Trinidad and Tobago if you are going to live there for a while?

  • In general, having your own insurance is not mandatory for a visa, but it is a must to avoid high costs. Most foreigners prefer private healthcare due to multiple reasons. The costs of the private healthcare can be quite high. It is also possible that you need medical evacuation or repatriation, especially because of the state of healthcare and the security situation in the country.
  • Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.
Trinidad and Tobago: selection of contributions by WorldSupporters - Bundle
Trinidad and Tobago: Updates & Travel

Trinidad and Tobago: Updates & Travel

Travel in Trinidad and Tobago?

  • Trinidad and Tobago in the Caribbean Sea seem at first glance to be paradise islands, with beautiful beaches, nice music and friendly and talkative people. But be careful, because in recent years there has been an increase in crime in this island state. There are safer island groups with comparable beauty and entertainment! But it is one of the best places in the world for ecotourism, for example you can see small turtles hatching from their eggs.

Updates Trinidad and Tobago

  • More about Trinidad and Tobago, updates and contributions, see the link below.

 

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What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?

What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from Trinidad and Tobago

Advice and decision support
Insurance

What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in Trinidad and Tobago

Advice and decision support
Insurance
Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

 

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need when backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.

Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.

What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”

What insurance do you need when backpacking abroad?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • that you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • that your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. In most countries, healthcare costs are higher than in the Netherlands.
  • that you insure your luggage and take sufficient precautions against theft or damage.
  • that you are well insured against personal liability.
  • that you are well insured in case of accidents.
  • that you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  •  that you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.

What insurance do you need to work abroad?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

What insurance do you need when volunteering abroad?

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad

What insurance do you need for emigration or working as an expat abroad?

International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page

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Safety and insurances in Trinidad and Tobago

How does healthcare work in Trinidad and Tobago, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Trinidad and Tobago, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Trinidad and Tobago?

What is the quality of healthcare in Trinidad and Tobago?

  • Healthcare in Trinidad and Tobago consists of both public and private institutions. As almost everywhere, the quality of the private sector is much better than that of the public sector.
  • The quality of care is reasonable, but medical evacuation may be necessary in serious cases.
  • Standard medicines are easily available.
  • The emergency number is 811. You will then be taken to the nearest emergency room. The government emphasizes that the ambulance service is limited, so call only in case of an emergency.

How does the public healthcare system work in Trinidad and Tobago?

  • Trinidad and Tobago offers free public healthcare for residents and partly for expats!
  • The quality of public healthcare does not meet the standards of more developed countries. In the cities, care is reasonable, but care is limited. This is especially true for care outside the cities and for more specialized care.
  • Unfortunately, public healthcare in Trinidad and Tobago suffers from long waiting times and shortages of medical staff and medical equipment.
  • Almost all major hospitals and healthcare institutions can be found in Trinidad. Tobago has only one large hospital.
  • There are several public clinics and health centres spread throughout the country. These health facilities generally provide free primary care, including for foreigners who are (temporarily) living in the country, and are usually open between 8 AM and 4 PM.
  • Most locals use District Health Facilities (DHF). DHFs are often open 24 hours a day and offer a variety of care, including maternity care, dental care, fitness programs, pharmacy services, radiology and some specialist services.
  • Foreigners do have to pay for a number of services. These include for example treatments for chronic diseases, HIV/AIDS tests and medicines, cancer treatments and medicines.
  • You can often just walk in the facility and do not need to make an appointment in advance.

How does the private healthcare system work in Trinidad and Tobago?

  • The private sector is smaller than the public sector, but the quality of care is often better. Foreigners therefore usually use and preferably use private healthcare facilities.
  • Specialized care is sometimes only available at private clinics. Think of dialysis, chemotherapy, operations, etc. However, care is also limited and the institutions are often not well equipped to deal with serious conditions and long-term care.
  • There are four private hospitals in Trinidad and Tobago.
  • For private care needs to be paid in advance. Care is quite expensive and most expats purchase private health insurance for this reason. You can do this locally, or you can purchase international health insurance, so that you are also covered for medical evacuation and repatriation.

How is the general practitioner arranged in Trinidad and Tobago?

  • General practitioners work at public and private healthcare institutions and hospitals throughout the country.
  • General practitioners are the first point of contact and provide basic care. They also write referrals to specialists.
  • Check with other reliable sources, where you can find a good general practitioner who suits you.

How is the dentist arranged in Trinidad and Tobago?

  • Dental care is only available by appointment and care is generally limited. Dental care for children is often provided at specific times and days in public clinics.

How is pregnancy care arranged in Trinidad and Tobago?

  • Maternity care is widely available in Trinidad and Tobago, both in public and private health facilities.
  • Almost all deliveries in Trinidad and Tobago take place in hospitals.
  • Pregnant women living in Trinidad and Tobago can receive free maternity care at public health facilities.
  • A referral from a doctor at a general hospital, a private doctor or the result of a pregnancy test is required.
  • Most deliveries therefore also take place in public hospitals due to the lower costs.
  • Home births are also an option, but it is recommended by the government that a midwife or other health professional is present.
  • Abortion is illegal, except when the mother's life is in danger.

How safe or unsafe is a trip or stay in Trinidad and Tobago?

What should you pay attention to in terms of safety in Trinidad and Tobago?

  • Trinidad and Tobago is not a very safe place to live in. The crime rate is high and there is a lot of violent and gang related crime, including murder.
  • Areas where there are a lot of serious crimes commited are downtown Port of Spain, Laventille, Barataria, Beetham, Caranage, Sea Lots and Morvant, the harbours, Barataria, Cocorite and in Queens Park Savannah.
  • Bag snatching and pickpocketing are also common.
  • Tobago has a much lower level of violent crime, making it a safer place to base yourself.
  • Avoid areas without lighting and stay in areas with lots of other people.
  • Crime is common in vehicles. This ranges from robbery to sexual assault, kidnapping and even murder.
  • So always use reputable taxi companies, be wary of people who offer you a ride, don’t use shared taxis, always keep your windows and doors closed when driving yourself and follow local advice regarding safe areas.
  • Multiple different dating apps are often used to scam or attack people. 
  • Last but not least, Trinidad and Tobago can experience hurricanes (especially June-November), earthquakes and severe weather conditions (all year round). Always follow local advice and keep your passport in a safe, waterproof case.

What should you look out for in terms of diseases in Trinidad and Tobago?

  • Mosquito-borne diseases such as dengue, zika and malaria occur. So protect yourself well against mosquitoes!
  • HIV/AIDS is relatively common, so be aware of this. If you are the victim of a sexual crime, seek medical help as soon as possible.
  • Diseases that are transmitted through water or food, such as parasites and infectious diseases, are also common. So only drink well-boiled or filtered water and only eat food that has been safely prepared.

What should you pay attention to when it comes to traffic in Trinidad and Tobago?

  • Driving in Trinidad and Tobago can be quite chaotic. There are small, winding roads with a bad surface, and good highways where people drive far too fast.
  • Local drivers sometimes drive unpredictably.
  • Beware of the deep gullies along the country roads.
  • It is better not to drive at night. Many roads are unlit and it can be dangerous.
  • The Beetham Highway is a dangerous place. People may run into the street, or even throw things at your car to stop you and rob or attack you. If you can drive on, do not stop until you are in a safe place.
  • Bump and rob cases also occur. You are advised to get out of the car, and then robbed of your belongings. There have even been cases of murder.
  • Accidents related to alcohol consumption occur mainly on weekends and in the evening.
  • Only use reputable taxi companies (ask your local friends or colleagues for advice).
  • On public transport you run the risk of being robbed or attacked. It is therefore generally not safe.

What work and travel insurance policies are suitable for short and long stays in Trinidad and Tobago?

  • Is the trip to Trinidad and Tobago and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Trinidad and Tobago if you are going to live there for a while?

  • In general, having your own insurance is not mandatory for a visa, but it is a must to avoid high costs. Most foreigners prefer private healthcare due to multiple reasons. The costs of the private healthcare can be quite high. It is also possible that you need medical evacuation or repatriation, especially because of the state of healthcare and the security situation in the country.
  • Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.

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From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      How does the healthcare system work in Trinidad and Tobago? What is the quality of healthcare in Trinidad and Tobago? How does the public healthcare system work in...
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