Travel to Nepal to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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 Nepal

Intro

Backpacking in Nepal?

  • Known for its mountains, hippie culture and delicious food - Nepal is a spot-on yet intensely beautiful country that has an enormous amount to offer with 8 climate zones.  
  • Whether you spend two weeks trekking here, or three months exploring every corner of the country, it's a trip to remember.
  • Features: from tropical zones to the highest mountain in the world in a small area, friendly people, beautiful cultural and religious sites and a paradise for spirituality.

Traveling in Nepal?

  • Besides climbing Everest, there are many other wonderful hikes of all levels.  
  • With high mountains and tropical landscape a short distance away, you can expect plenty of variety.  
  • The long history of Hinduism and Buddhism also makes for an intense, cultural experience that is a lot less intense than in India.
  • City spotting:  Kathmandu, Pokhara, Lumbini, Bhaktapur, Sauraha.
  • Activity spotting: mountain climbing and trekking, animal spotting, yoga courses, visiting temples and delicious food.
  • Nature spotting: the several areas within the Himalayan Mountains, the jungles of Chitwan and Bardia, the harsh landscape of Upper Mustang, Rara Lake and the rolling hills of Khaptad National Park.
  • Animal spotting: from Bengal tigers, rhinos, elephants and many bird species, to snow leopards and red pandas.

Studying in Nepal?

  • Education in Nepal: Nepalese universities are of varying quality and score low in international rankings.  
  • The quality can also vary greatly within a university. Many Nepalese youth seek studies abroad which may also indicate a lower quality of education.
  • Language: the main language is Nepali, some universities also offer studies in English. 
  • Studies: in Nepal you will find several studies, from traditional to modern.  
  • For example, you can study Buddhism and studies such as business administration, IT and civil engineering are also popular.
  • Study cities: Kathmandu, Pokhara.
  • Language learning: you can learn the language in many places, including through language centers linked to universities and in these cities themselves.

Internship in Nepal?

  • Internships: there are many opportunities for internships in all fields. Popular sectors for foreigners are health care, community development, women's empowerment, conservation and education.
  • Internship cities: Kathmandu, Pokhara, Biratnagar.
  • Characteristics: Nepal is a developing country, so you can contribute a lot by doing an internship. Many internships are associated with institutions and non-profits. 

Doing volunteer work in Nepal?

  • Volunteering is a very special experience in Nepal because of the development, culture and variety of the country.  
  • Volunteering in education, women's empowerment, healthcare and sustainable agriculture (such as tea plantations) is popular.
  • Animal/nature projects: there are projects with stray animals, and forest protection and regeneration.
  • Characteristics: you can volunteer from as little as a week to several months. Your work and your possible financial contribution really help people and is highly appreciated.

Working in Nepal?

  • Jobs: most foreigners come to Nepal through foreign organizations and companies. For example, in civil engineering, charitable organizations or government agencies. 
  • Work culture: in Nepal, people work hard and have great respect for superiors and elders. In the workplace, people use formal manners.
  • Characteristics: formal, hierarchical, dedication and cooperation are important. 

Working as a digital nomad in Nepal?

  • Favorite locations: Pokhara, Kathmandu.
  • Characteristics: cheap, cozy, large community and adventure is close by. Do keep in mind power outages and volatile internet.

Living in Nepal?

  • Language: people in Nepal speak Nepali, sometimes Hindi and in many cases English. 
  • Quality of life: the quality of life in Nepal is considered low to average, depending on where you live. There is a lot to do, people are open and friendly, but the healthcare system does leave much to be desired and the infrastructure is poor.
  • Features: cheap living, you will definitely feel the spiritual atmosphere and if you are good at adjusting to less luxury/no luxury you can enjoy a peaceful life in Nepal.  
  • Health care: health care in Nepal, with the exception of a few traveler clinics, is not good. Hygiene is often a problem, as is the absence of instruments and medicines. In travelers' clinics, however, health care is often of good quality.
  • Health insurance: health care leaves much to be desired and for urgent care you may need medical evacuation. So make sure you have your own well-covered health insurance.
Nepal Country Bundle: suggestions, stories and tips

Nepal Country Bundle: suggestions, stories and tips

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Content about Nepal on WorldSupporter

Nepal: Updates & Travel

Nepal: Updates & Travel

Travel in Laos

  • One of the world's top travel destinations with Kathmandu, the friendliest capital in the world, the Himalayas with the almost 9,000 meter high Mount Everest, the treks you can make through the breathtaking Annapurna range, the Royal Chitwan nature park where you can watch the wild rhinos and tigers from the elephants and rafting on the wild rivers.
  • In Nepal you can make beautiful treks. The classic Everest Base Camp trek is one of them. This trek lasts 14-20 days and starts in Jiri or Lukla. The route leads you through the beautiful Sagar Matha national park, along various mountain villages, and a beautiful temple in Tenpoche.
  • If you want to see a piece of Tibet in Nepal, you should make the trek to Mustang. Despite the many limitations, it is certainly worth it.
  • The Annapurna Circuit Trek is the most popular trek in Nepal, and that is not without reason. The surroundings are beautiful and it is therefore advisable to take the time for excursions, especially in the area around Manang.
  • Furthermore, rafting on the wild rivers is one of the most spectacular activities you can do in Nepal, for example on the Bhote Kosi. There are unimaginable trips that are so cool that you will not sleep a wink in the evening.
  • In the north of Nepal lies the Chitwan National Park. The nature reserve is known for its varied nature and enormous diversity of birds and other animals. Here you will see the 'other Nepal', where you can see elephants, rhinos and tigers in the wild.
  • Kathmandu, the city of temples, is one of the most travel-friendly cities in Asia. There is cheap accommodation and food. Around the center of the city, Durbar Square, are the royal palace Hanuman Dhoka, the Taleju temple and the house of Kumari, the living goddess. In the Kathmandu Valley lie the two royal cities, Patan and Bhaktapur with their magnificent architecture. Near Kathmandu in Bodhnath stands one of the largest stupas in the world.
  • Pokhara: 6 hours by bus west of Kathmandu. This lakeside town still attracts many mountain climbers who are just returning or preparing for the Annapurna. You can go canoeing, buy climbing equipment or just eat brownies in the café and watch the crowd.
  • Chitwan, where you can go canoeing and spot rhinos, tigers and many birds in the jungle.
  • Lumbini, the birthplace of Buddha! Visit if you are interested in Buddhism.
  • Be aware that many travellers contract parasites, so be aware of this. Fortunately, you can get rid of them quickly with a course of antibiotics.
  • Be prepared the earthquakes, the first of which occurred in April 2015, have destroyed a number of monuments.

Updates Nepal

  • More about Nepal, updates and contributions, see the link below.
Why study in Nepal do an internship, do volunteer work or look for a job in Nepal?

Why study in Nepal do an internship, do volunteer work or look for a job in Nepal?

Why study, do an internship, volunteer or work temporarily in Nepal?

  • because in Kathmandu there is a high density of Foundations and a lot of choice to use your talents in good and different ways is with internship, volunteer or paid work.
  • because the cost of living, study and accommodation is relatively low.
  • because you can have fun with outdoor activities such as hiking, paragliding, climbing and rafting.

What should you pay attention to?

  • that you are well informed about the latest security updates. Political developments are unpredictable.
Why live in Nepal, why emigrate to Nepal or stay for a long time?

Why live in Nepal, why emigrate to Nepal or stay for a long time?

Why should you live in Nepal as an expat, emigrant or working nomad?

  • Because of the low cost of living.
  • Because of the diversity of nature and culture.
  • Nepal is centrally located in Asia, other Asian countries are relatively nearby and easy to travel to.

What should you pay attention to?

  • That the infrastructure may not yet be developed; there may be power and water supply shortages.
  • That you prepare to be confronted with red tape.
Packing list for Nepal, travel insurance for Nepal, and taking your belongings

Packing list for Nepal, travel insurance for Nepal, and taking your belongings

What to bring to Nepal: highlighted

Highlighted items:
  • Documents: passport valid for at least 6 months upon arrival. Online & offline copy. Visa (confirmation) if applicable.
  • Money: cash Nepalese rupees (NPR). Paying by card is expensive (5 to 6 euros per time) and sometimes it doesn't work, so it's handy to bring a good supply. Euros and dollars are always handy too.
  • Care: sunscreen and lip balm with a high protection. This is hard to get and the sun is merciless.
  • Outdoor and handy items: cap or hat, sunglasses with UV protection, raincoat/poncho, protection for your backpack in case it gets thrown on the bus or has to endure a rain shower.
  • Clothing: light clothing that covers shoulders and knees (for cultural locations and warmer areas), layers and quick-drying clothing for walks, good, warm gear if you're going up high!
  • Shoes: good walking shoes that are broken in, slippers for the tea houses and the less clean accommodations. Medicines and travel kit: a small first aid kit with (blister) plasters, painkillers, anti-diarrhea, iodine and ORS (dehydration is a thing). Hand sanitizer is also a must.
  • Safety: money belt.
  • Technology and equipment: world plug with type C & D. Power bank and rechargeable headlamp for hiking.
What else can you take with you?
  • Reusable water bottle with filter, also handy for in the mountains.
  • Quick-drying towel and swimwear for the beach or pool. In terms of swimwear, what people wear varies - from bikini to burkini.
  • Altitude sickness pills if you go up high.
  • Face masks for the dusty air.
  • Quick-drying socks.
  • Walking sticks and a sleeping bag if you go hiking for a long time (but everything is also available/rented there).
  • Something fun to do while hiking - set of cards, book, game.
  • International driving license for scooter rental.

What knowledge is useful when you go to Nepal?

  • Knowledge of religious customs: take off your shoes in temples, do not touch people (certainly not on the head), and dress modestly.
  • How to deal with Hindu and Buddhist symbols and religious sites: do not climb on statues, walk clockwise around stupas and temples.
  • Health and safety risks of what you are going to do.

Are there mosquitoes in Nepal?

  • In the lower areas, including the cities of Kathamandu, Chitwan and Pokhara, mosquitoes are active and can transmit diseases.
  • The risk is much greater during the rainy season.
  • High in the mountains you do not have to worry.

Are there sand flies in Nepal?

  • Sand flies are found in Nepal in at least 18 districts. It was thought that sand flies could only live up to 650m, but in Nepal the flies are also advancing to higher areas. Sandflies carry Leishmaniasis and are a health problem for the local population.
  • The number of people who get leishmaniasis is not very high.

Can you buy DEET or other mosquito repellents in Nepal?

  • It is difficult to find good products with DEET or Picaridin. Natural products are more common.
  • So it is useful to bring your own spray to be well protected.

Where can you get your food and drinks in Nepal?

  • There are small and a few larger supermarkets where you can find all the basic necessities, but do not expect luxury products.
  • Street food can be found sporadically along the road, but be careful because those anti-diarrheal medicines run out quickly!
  • There are a lot of cafes, restaurants and coffee shops in the larger cities.
  • In the mountains, along the most famous routes, you will find a tea house every few kilometers where you can eat delicious food and replenish your snacks.

Can you buy a joint or weed in Nepal, or take it with you to Nepal?

  • Nepal has a long history with cannabis, especially for medicinal and religious purposes.
  • You can certainly buy it and you see quite a few young people smoking it, but it is certainly not legal. Although it grows everywhere like a weed, possession of it can lead to arrest.
  • There are also severe penalties for bringing cannabis with you.
How does healthcare work in Nepal, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Nepal, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Nepal?

What is the quality of healthcare in Nepal?

  • Visiting and staying in Nepal does entail some health risks. Not only because of the high mountains, but also because of the hygiene in the country and the state of health care. The government is working on it, but many problems remain.
  • The health care system consists of public institutions, private institutions, volunteers and community workers.
  • The best health centers can be found in Kathmandu. Pokhara also has some private institutions that provide reasonable care, but for better examinations and care it is necessary to go to Kathmandu.
  • As a foreigner, you may not feel comfortable when you need care in Kathmandu. The quality is poor compared to the West, even at some private institutions. Expats can get basic care and basic operations in Kathmandu and Pokhara, but evacuation to neighboring countries such as India is quickly necessary in serious cases, as well as evacuations by helicopter from the mountains. International health insurance is therefore an absolute must in this country. Almost all healthcare, with the exception of a few private clinics such as CIWEC, is paid in cash. So make sure you have cash with you so that you can get care.
  • There are many pharmacies in the country, but not all pharmacies actually have well-trained employees. So don't expect good advice at a pharmacy. Many medicines are available without a prescription, such as altitude sickness pills and antibiotics. Private pharmacies often have better-trained employees and sometimes offer diagnostic services.
  • Call 102 for emergency ambulance services.  

How does the public healthcare system work in Nepal?

  • There is a public, government-run insurance system. This system covers vaccinations, pregnancy care and medication, among other things. To participate, an annual fee must be paid per household. However, few Nepalese are interested in this, which means that the public health insurance system does not really work.
  • The quality of public healthcare is substandard. Hygiene leaves much to be desired, as do the qualities of many doctors and the facilities. Also expect that as a foreigner you will pay more than a local and that you will have little insight into the costs of your treatment. Treatment in a public institution can go well, but it can also be that you are misdiagnosed, that you are more likely to catch something new from your visit than that it does you any good and that procedures are different from what you are used to.

How does the private healthcare system work in Nepal?

  • Most foreigners living in Nepal use private healthcare, because of the cleaner facilities and often better doctors and equipment.
  • The costs for private healthcare can be quite high and you often do not get a clear insight into prices. The costs for a consultation can be made up out of thin air, because people know that you are covered by insurance. A consultation with a doctor quickly costs around 80 USD. Sometimes you can get a discount if you haggle a bit.
  • The best private institutions can be found in Kathmandu and Pokhara. Private healthcare in rural areas largely consists of practices focused on traditional medicines.
  • Relatively good healthcare institutions are CIWEC and Nepal International Clinic. You can often walk in and be seen immediately.

How is the general practitioner arranged in Nepal?

  • There is no general practitioner system, like in the rest of Asia. People generally go straight to a specialist. General practitioners can be found at private clinics and primary diagnostic services can also be found at some private pharmacies.

How is the dentist arranged in Nepal?

  • In Nepal, dental care is available at both public and private health facilities. However, you probably don't want to go to both.
  • Public health care suffers from unhygienic practices and doctors and facilities that are often not up-to-date.
  • Private practices are slightly better, but often leave much to be desired. If you need to go to the dentist in Nepal, ask other expats for advice on a good practice and expect to have to go to Kathmandu or Pokhara.

How is pregnancy care arranged in Nepal?

  • In Nepal, maternity care is rarely used. For example, the government recommends 4 prenatal visits, but most women do not follow this advice. There is even a program, “Aama Suraksha,” that offers rewards to women who complete the visits and have the birth in a health facility.
  • Barriers to using Western care include cultural considerations, living in remote areas, poor quality health care, financial considerations, and discrimination. Pregnancy in Nepal relies heavily on traditional belief systems and the wishes of gods and traditional practices. One of those things is that the placenta is often buried in Nepal to protect the baby.
  • Only slightly more than a third of births in Nepal take place in a health facility. The rest generally take place in the home, in the traditional manner. Caesarean sections are rare.
  • Due to the state of health care and the health risks, it is wiser for foreign women to complete the pregnancy and birth in another country. Private clinics cannot always provide the necessary medical care either.

How safe or unsafe is a trip or stay in Nepal?

What should you pay attention to in terms of safety in Nepal?

  • Nepal is generally safe for everyone, but petty crime does occur. Especially in busy places, you should keep a close eye on your belongings.
  • In the evening, you are more likely to be harassed or robbed, depending on where you are. Do not seek out dark or deserted alleys and, especially as a woman, seek company to walk with.
  • Nepal is located in an earthquake-prone zone. If you live there for a long time, it is wise to be prepared and know evacuation routes. Many accidents can happen in the mountains, all year round, but especially in the rainy season. Every year, foreigners disappear in the mountains. It is not without reason that it is now mandatory to go on a trip with a guide and to fill out a form about your route plan.
  • Be careful with landslides and floods in the rainy season. Conditions can change within a few hours and places can become inaccessible.

What should you look out for in terms of diseases in Nepal?

  • Diseases remain a major problem in Nepal. For example, diarrhea, tuberculosis and leprosy are common.
  • Rabies is also a major problem in Nepal. Be careful with dogs and get the vaccinations immediately if you are bitten, licked or scratched.
  • Almost every traveler or foreigner who lives in Nepal will have to deal with some kind of illness related to food. Think of things like food poisoning, parasites and the E. coli bacteria. You can also get it all at once and become very seriously ill.
  • Tap water is far from drinkable. Always drink filtered or well-boiled water. In the mountains, locals sometimes say that you can drink the water there because it is so pure, but many foreigners also get sick from it. It is therefore better to avoid it, especially because you are far away from medical help.
  • Because food poisoning and parasites are a major problem, it is wise to eat well-cooked food and avoid salads unless you are at a restaurant that you know is good.
  • Mosquito-borne diseases are also a major problem in Nepal. Dengue in particular is very common. So make sure you protect yourself well against mosquitoes by wearing covering clothing and using spray.

What should you pay attention to when it comes to traffic in Nepal?

  • Largely located in the Himalayas, transport in Nepal is quite limited. This applies in particular to the areas in the north, which can even be completely closed off during the rainy season due to landslides and flooding.
  • Traffic is chaotic, especially in Kathmandu. Expect crowds, honking, being run over and no traffic rules.
  • Roads are good in some places, but generally bad and full of holes. For example, a trip from Kathmandu to Pokhara (about 240 km) takes between 7-14 hours.
  • Officially, people drive on the left side of the road, but be prepared for this rule to be thrown overboard often.
  • Another important means of transport is the plane. Flights for locals are relatively affordable, but different prices apply for foreigners. Flights are fast and generally good and easy, but accidents do happen almost every year.

What work and travel insurance policies are suitable for short and long stays in Nepal?

  • Is the trip to Nepal and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Nepal if you are going to live there for a while?

  • Nepal is one of those countries with a lot of risks and where good, international health insurance is a must. A good insurance covers you for care abroad medical evacuations and repatriation. Also pay attention to coverage for helicopter flights if you need to be rescued in the mountains.
  • Read more about insurances for abroad on Expatinsurances.org.
Nepal: selection of contributions by WorldSupporters - Bundle

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Why get specific insurance when going abroad: per activity abroad
Why should you take out specialized travel insurance for a long trip abroad?

Why should you take out specialized travel insurance for a long trip abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and posibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

Check out more about

Why should you take out specific insurance when you go on a trip or vacation?

Why should you take out specific insurance when you go on a trip or vacation?

What is insurance for traveling abroad?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance, or repatriation costs if you need to be transported back home urgently. In some cases, travel insurance coverage also applies on domestic trips.
  • With annual travel insurance or multi-trip travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance or single-trip travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are abroad.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you plan to do.
  • Travel insurance can continue to provide coverage if your health insurance no longer provides coverage, or if the damage is only reimbursed at cost price of your home country.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel abroad?

  • That you have insurance that is valid in the country or countries that you are going to visit.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your travels.

Check out more about international insurances

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for paid work, voluntary work or an internship abroad?

  • There may be several reasons why you need separate insurance when working abroad.
  • During work, internships, or volunteer work abroad where you receive financial compensation (or, for example, food or housing), your national health insurance coverage may expire. You will then need special insurance to remain insured for illness and accidents.
  • During specific work abroad, additional requirements may apply if your work involves additional risks. Only specific insurance policies offer coverage during this type of work.
  • During your work, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your work, local employers generally offer no or limited insurance that provides insufficient coverage.

What is important to insure when you are going to work abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work.

Check out more about international insurances

Why should you take out specialized travel insurance for volunteering abroad?

Why should you take out specialized travel insurance for volunteering abroad?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

Check out more about international insurances

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

Why should you take out specialized travel insurance for studying abroad?

Why should you take out specialized travel insurance for studying abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

What is an emigration insurance and what is an expat insurance?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

Check out more about international insurances

Why should you take out travel insurance and why through the JoHo Foundation?

Why should you take out travel insurance and why through the JoHo Foundation?

Why Insurances through JoHo

  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

  • The chance of getting injured or ill is generally higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.

  • If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.

  • You might have to deal with the damage, loss or theft of your luggage.

  • In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assistance team on standby for you 24/7 and will be able to tell you what steps to take.

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

  • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days).

  • Depending on your home country, your health insurance might not offer any coverage for treatment abroad.

  • During a long trip you might consider specific activities, like paid work or volunteering. Regular travel insurances often don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scuba-diving and bungee jumping.

More on why to use JoHo

  • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

  • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insurer.

 

Read more about JoHo and JoHo Insurances

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Safety, insurances and packing list for Nepal

How does healthcare work in Nepal, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Nepal, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Nepal?

What is the quality of healthcare in Nepal?

  • Visiting and staying in Nepal does entail some health risks. Not only because of the high mountains, but also because of the hygiene in the country and the state of health care. The government is working on it, but many problems remain.
  • The health care system consists of public institutions, private institutions, volunteers and community workers.
  • The best health centers can be found in Kathmandu. Pokhara also has some private institutions that provide reasonable care, but for better examinations and care it is necessary to go to Kathmandu.
  • As a foreigner, you may not feel comfortable when you need care in Kathmandu. The quality is poor compared to the West, even at some private institutions. Expats can get basic care and basic operations in Kathmandu and Pokhara, but evacuation to neighboring countries such as India is quickly necessary in serious cases, as well as evacuations by helicopter from the mountains. International health insurance is therefore an absolute must in this country. Almost all healthcare, with the exception of a few private clinics such as CIWEC, is paid in cash. So make sure you have cash with you so that you can get care.
  • There are many pharmacies in the country, but not all pharmacies actually have well-trained employees. So don't expect good advice at a pharmacy. Many medicines are available without a prescription, such as altitude sickness pills and antibiotics. Private pharmacies often have better-trained employees and sometimes offer diagnostic services.
  • Call 102 for emergency ambulance services.  

How does the public healthcare system work in Nepal?

  • There is a public, government-run insurance system. This system covers vaccinations, pregnancy care and medication, among other things. To participate, an annual fee must be paid per household. However, few Nepalese are interested in this, which means that the public health insurance system does not really work.
  • The quality of public healthcare is substandard. Hygiene leaves much to be desired, as do the qualities of many doctors and the facilities. Also expect that as a foreigner you will pay more than a local and that you will have little insight into the costs of your treatment. Treatment in a public institution can go well, but it can also be that you are misdiagnosed, that you are more likely to catch something new from your visit than that it does you any good and that procedures are different from what you are used to.

How does the private healthcare system work in Nepal?

  • Most foreigners living in Nepal use private healthcare, because of the cleaner facilities and often better doctors and equipment.
  • The costs for private healthcare can be quite high and you often do not get a clear insight into prices. The costs for a consultation can be made up out of thin air, because people know that you are covered by insurance. A consultation with a doctor quickly costs around 80 USD. Sometimes you can get a discount if you haggle a bit.
  • The best private institutions can be found in Kathmandu and Pokhara. Private healthcare in rural areas largely consists of practices focused on traditional medicines.
  • Relatively good healthcare institutions are CIWEC and Nepal International Clinic. You can often walk in and be seen immediately.

How is the general practitioner arranged in Nepal?

  • There is no general practitioner system, like in the rest of Asia. People generally go straight to a specialist. General practitioners can be found at private clinics and primary diagnostic services can also be found at some private pharmacies.

How is the dentist arranged in Nepal?

  • In Nepal, dental care is available at both public and private health facilities. However, you probably don't want to go to both.
  • Public health care suffers from unhygienic practices and doctors and facilities that are often not up-to-date.
  • Private practices are slightly better, but often leave much to be desired. If you need to go to the dentist in Nepal, ask other expats for advice on a good practice and expect to have to go to Kathmandu or Pokhara.

How is pregnancy care arranged in Nepal?

  • In Nepal, maternity care is rarely used. For example, the government recommends 4 prenatal visits, but most women do not follow this advice. There is even a program, “Aama Suraksha,” that offers rewards to women who complete the visits and have the birth in a health facility.
  • Barriers to using Western care include cultural considerations, living in remote areas, poor quality health care, financial considerations, and discrimination. Pregnancy in Nepal relies heavily on traditional belief systems and the wishes of gods and traditional practices. One of those things is that the placenta is often buried in Nepal to protect the baby.
  • Only slightly more than a third of births in Nepal take place in a health facility. The rest generally take place in the home, in the traditional manner. Caesarean sections are rare.
  • Due to the state of health care and the health risks, it is wiser for foreign women to complete the pregnancy and birth in another country. Private clinics cannot always provide the necessary medical care either.

How safe or unsafe is a trip or stay in Nepal?

What should you pay attention to in terms of safety in Nepal?

  • Nepal is generally safe for everyone, but petty crime does occur. Especially in busy places, you should keep a close eye on your belongings.
  • In the evening, you are more likely to be harassed or robbed, depending on where you are. Do not seek out dark or deserted alleys and, especially as a woman, seek company to walk with.
  • Nepal is located in an earthquake-prone zone. If you live there for a long time, it is wise to be prepared and know evacuation routes. Many accidents can happen in the mountains, all year round, but especially in the rainy season. Every year, foreigners disappear in the mountains. It is not without reason that it is now mandatory to go on a trip with a guide and to fill out a form about your route plan.
  • Be careful with landslides and floods in the rainy season. Conditions can change within a few hours and places can become inaccessible.

What should you look out for in terms of diseases in Nepal?

  • Diseases remain a major problem in Nepal. For example, diarrhea, tuberculosis and leprosy are common.
  • Rabies is also a major problem in Nepal. Be careful with dogs and get the vaccinations immediately if you are bitten, licked or scratched.
  • Almost every traveler or foreigner who lives in Nepal will have to deal with some kind of illness related to food. Think of things like food poisoning, parasites and the E. coli bacteria. You can also get it all at once and become very seriously ill.
  • Tap water is far from drinkable. Always drink filtered or well-boiled water. In the mountains, locals sometimes say that you can drink the water there because it is so pure, but many foreigners also get sick from it. It is therefore better to avoid it, especially because you are far away from medical help.
  • Because food poisoning and parasites are a major problem, it is wise to eat well-cooked food and avoid salads unless you are at a restaurant that you know is good.
  • Mosquito-borne diseases are also a major problem in Nepal. Dengue in particular is very common. So make sure you protect yourself well against mosquitoes by wearing covering clothing and using spray.

What should you pay attention to when it comes to traffic in Nepal?

  • Largely located in the Himalayas, transport in Nepal is quite limited. This applies in particular to the areas in the north, which can even be completely closed off during the rainy season due to landslides and flooding.
  • Traffic is chaotic, especially in Kathmandu. Expect crowds, honking, being run over and no traffic rules.
  • Roads are good in some places, but generally bad and full of holes. For example, a trip from Kathmandu to Pokhara (about 240 km) takes between 7-14 hours.
  • Officially, people drive on the left side of the road, but be prepared for this rule to be thrown overboard often.
  • Another important means of transport is the plane. Flights for locals are relatively affordable, but different prices apply for foreigners. Flights are fast and generally good and easy, but accidents do happen almost every year.

What work and travel insurance policies are suitable for short and long stays in Nepal?

  • Is the trip to Nepal and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Nepal if you are going to live there for a while?

  • Nepal is one of those countries with a lot of risks and where good, international health insurance is a must. A good insurance covers you for care abroad medical evacuations and repatriation. Also pay attention to coverage for helicopter flights if you need to be rescued in the mountains.
  • Read more about insurances for abroad on Expatinsurances.org.
Packing list for Nepal, travel insurance for Nepal, and taking your belongings

Packing list for Nepal, travel insurance for Nepal, and taking your belongings

What to bring to Nepal: highlighted

Highlighted items:
  • Documents: passport valid for at least 6 months upon arrival. Online & offline copy. Visa (confirmation) if applicable.
  • Money: cash Nepalese rupees (NPR). Paying by card is expensive (5 to 6 euros per time) and sometimes it doesn't work, so it's handy to bring a good supply. Euros and dollars are always handy too.
  • Care: sunscreen and lip balm with a high protection. This is hard to get and the sun is merciless.
  • Outdoor and handy items: cap or hat, sunglasses with UV protection, raincoat/poncho, protection for your backpack in case it gets thrown on the bus or has to endure a rain shower.
  • Clothing: light clothing that covers shoulders and knees (for cultural locations and warmer areas), layers and quick-drying clothing for walks, good, warm gear if you're going up high!
  • Shoes: good walking shoes that are broken in, slippers for the tea houses and the less clean accommodations. Medicines and travel kit: a small first aid kit with (blister) plasters, painkillers, anti-diarrhea, iodine and ORS (dehydration is a thing). Hand sanitizer is also a must.
  • Safety: money belt.
  • Technology and equipment: world plug with type C & D. Power bank and rechargeable headlamp for hiking.
What else can you take with you?
  • Reusable water bottle with filter, also handy for in the mountains.
  • Quick-drying towel and swimwear for the beach or pool. In terms of swimwear, what people wear varies - from bikini to burkini.
  • Altitude sickness pills if you go up high.
  • Face masks for the dusty air.
  • Quick-drying socks.
  • Walking sticks and a sleeping bag if you go hiking for a long time (but everything is also available/rented there).
  • Something fun to do while hiking - set of cards, book, game.
  • International driving license for scooter rental.

What knowledge is useful when you go to Nepal?

  • Knowledge of religious customs: take off your shoes in temples, do not touch people (certainly not on the head), and dress modestly.
  • How to deal with Hindu and Buddhist symbols and religious sites: do not climb on statues, walk clockwise around stupas and temples.
  • Health and safety risks of what you are going to do.

Are there mosquitoes in Nepal?

  • In the lower areas, including the cities of Kathamandu, Chitwan and Pokhara, mosquitoes are active and can transmit diseases.
  • The risk is much greater during the rainy season.
  • High in the mountains you do not have to worry.

Are there sand flies in Nepal?

  • Sand flies are found in Nepal in at least 18 districts. It was thought that sand flies could only live up to 650m, but in Nepal the flies are also advancing to higher areas. Sandflies carry Leishmaniasis and are a health problem for the local population.
  • The number of people who get leishmaniasis is not very high.

Can you buy DEET or other mosquito repellents in Nepal?

  • It is difficult to find good products with DEET or Picaridin. Natural products are more common.
  • So it is useful to bring your own spray to be well protected.

Where can you get your food and drinks in Nepal?

  • There are small and a few larger supermarkets where you can find all the basic necessities, but do not expect luxury products.
  • Street food can be found sporadically along the road, but be careful because those anti-diarrheal medicines run out quickly!
  • There are a lot of cafes, restaurants and coffee shops in the larger cities.
  • In the mountains, along the most famous routes, you will find a tea house every few kilometers where you can eat delicious food and replenish your snacks.

Can you buy a joint or weed in Nepal, or take it with you to Nepal?

  • Nepal has a long history with cannabis, especially for medicinal and religious purposes.
  • You can certainly buy it and you see quite a few young people smoking it, but it is certainly not legal. Although it grows everywhere like a weed, possession of it can lead to arrest.
  • There are also severe penalties for bringing cannabis with you.

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Activities abroad: home page

Activities abroad: home page

From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      Activities abroad: for gap year, sports, travel and outdoor abroad

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      Organizations: for research and scientific work abroad
      Organizations: for student support and student associations
      Organizations: for tour guidance and adventure tours abroad
      Organizations: for tourism and organized travel and leisure work abroad
      Organizations: for voluntary work mediation and project placement abroad
      Organizations: for yacht and shipping crew and working on a cruise ship abroad

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      SPOTLIGHT & FAVORITES

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      Prerana is a girl who lives in the orphanage in the slums. She is the daughter from the founder of the orphanage. I'd talk to her mostly of the time when there where other kids around. It was good to talk to her alone, because now she can say what she was really thinking. Me: Where do you live? Prer...

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      Ik kan het me niet voorstellen dat het alweer een jaar geleden is dat ik door mijn familie uitgezwaaid werd op Schiphol. Met mijn waterdichte Timberlands, fleecevest en een koffer vol verbandmiddelen stond ik daar, klaar voor vertrek! Ik had geen idee wat deze reis en het vrijwilligerswerk me zouden...

      FAVORITES
      Het boekenvak van Nepal, door de ogen van uitgever Ajit Baral

      Het is 2006 als journalist Ajit Baral in Nepal begint aan een nieuw avontuur. Hij schrijft onder andere voor de Nepali Daily, waar hij met veel plezier literatuur recenseert. Vanuit zijn rol is hij nauw betrokken bij de literaire ontwikkelingen in Nepal. Hij ziet dat het uitgeefvak ouderwets is. De ...

      Clean Water Nepal

      The devastating earthquakes to hit Nepal killed over 7,000 people and destroyed thousands of homes and wiped out entire villages. The very basic essentials such as fresh clean water, electricity, food and shelter are in great need. The Pure Water Movement is planning a trip to Nepal to help provide ...

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