Travel to Afghanistan to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro
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Backpacking in Afghanistan?

  • Backpacking in Afghanistan can be wonderful. The people are incredibly friendly and hospitable and the food is delicious. Unfortunately, there have been many conflicts. But, perhaps against your expectations, Afghanistan is currently safer than in recent years. There is little crime and the Taliban no longer carry out attacks because they are in power. Afghanistan is slowly opening its borders to tourists again, but it is important to investigate where it is safe and to keep an eye on the security situation. Be aware of the rules and women's rights in the country. Furthermore, it is difficult to find budget options for accommodation outside of Kabul.
  • Characteristics: Strict laws, difficult to travel, friendly people, good food and a lot of ancient history.
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Traveling in Afghanistan?

  • Traveling in Afghanistan is quite a culture shock, even if it is safe enough. It is a beautiful country with beautiful nature and historical sites that were once popular among backpackers, but the political situation is unstable and there are many problems surrounding human rights. Nevertheless, you can have a wonderful trip, as long as you adapt to the local customs.
  • City spotting: Kabul, Mazar-e Sharif, Herat.
  • Activities spotting: Exploring the Silk Road, visiting archaeological sites, eating, cooking classes, attending Sufi Zikr ceremony, chatting with locals over a cup of tea, trying kebabs, hiking.
  • Nature spotting: Afghanistan has incredibly impressive natural landscapes, such as the Band-e Amir National Park with its deep blue lakes surrounded by rugged mountains. The Panjshir Valley with snow-capped mountains. The Wakhan Corridor with rare animals and nomadic communities. The Pamir Mountains - the Roof of the World. And Dasht-e Margo (Desert of Death).
  • Animal spotting: Snow leopard, Afghan ibex, Marco Polo sheep, Bengal steppe eagle, scrub fox, striped hyena. Food Spotting: Kabuli pulao, mantu, bolani, ashak, shorwa, chapli kebab, firni and korme kofta.
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Studying in Afghanistan?

  • Education in Afghanistan: The education system in Afghanistan is suffering from the current political situation. Recent reports indicate that the Taliban are further restricting education for women and girls.
  • Language: Dari (Afghan-Persian)
  • Studies: Islamic theology, poetry, ancient languages.
  • Study cities: Kabul, Herat, Mazer-e Sharif, Jalalabad.
  • Language learning: At universities or private institutes.
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Internships in Afghanistan?

  • Internships: Internships in Afghanistan are not the most common option. If it is safe, it can be a good country for nature conservation, sustainable agriculture (irrigation), humanitarian aid, archaeology, education and journalism.
  • Competencies: Coping with change, development aid, knowledge of Islamic societies, adaptability, intercultural communication, learning new languages.
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Volunteering in Afghanistan?

  • Volunteering is mainly in development aid - reconstruction, education, health care.
  • Animal/nature projects: Research and nature conservation projects.
  • Characteristics: Hard work, unsafe situation, great contribution.
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Working in Afghanistan?

  • Jobs: Most jobs can be found in the NGO and humanitarian aid sector. In addition, there may be jobs at universities and in journalism.
  • Work culture: hierarchy and respect, relationships and networking, working from Saturday to Thursday and conservative clothing.
  • Characteristics: risks, very different from the West, traditional norms, mainly work in the aid sector until the country is safe again.
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Working as a digital nomad in Afghanistan?

  • Afghanistan is not a safe or well-equipped country (yet) for digital nomads.
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Living in Afghanistan?

  • The comfort depends greatly on the region and political situation. In cities such as Kabul, Herat, Mazar-e Sharif and Kandahar there are modern apartments, houses and villas available. International neighborhoods can be more luxurious and have better amenities. The cost of living is cheaper than in Western countries. Basic services such as electricity and running water are unreliable in some areas, and many homes use generators and water tanks.
  • Language: Pashto and Dari.
  • Quality of life: Not all services are reliable. For example, phone reception can be limited and electricity can be unstable.
  • Culture: Neighbors and family play a major role in daily life. Social control is strong, especially in villages. There is a large gender gap and contact between the two is minimal except with family. In a peaceful Afghanistan, expats and foreign workers would settle in well-secured areas, where extra security measures such as guards and checkpoints may be common.
  • Characteristics: Large cultural differences, strict rules, gender differences, warmth, beautiful scenery, limited freedom.
  • Health care: Very limited, private clinics are better, but more expensive. Make sure you have a good health insurance that covers Afghanistan (most don’t!). 
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CHECK COUNTRY INFORMATION  CHECK PREPARING AND INSURANCE  CHECK ACTIVITIES AND STORIES 

 

Afghanistan Country Bundle: suggestions, stories and tips

Afghanistan Country Bundle: suggestions, stories and tips

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Content about Afghanistan on WorldSupporter

Afghanistan: Updates & Travel

Afghanistan: Updates & Travel

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Travel in Afghanistan?

  • Once upon a time, Kabul was one of the great meeting places on the world traveller's itinerary alongside Kathmandu and Kuta. Afghanistan, with its beautiful landscapes and impressive monuments including in Kabul and Mazar-i-Sharif, has been largely ravaged by war.
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Updates Afghanistan?

  • More about Afghanistan, updates and contributions, see the link below.
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How does healthcare work in Afghanistan, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Afghanistan, and what travel insurance, health insurance or expat insurance do you need?

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How does the healthcare system work in Afghanistan?

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What is the quality of healthcare in Afghanistan?

  • Afghanistan’s health system faces significant challenges and is severely underperforming, especially since the change of government in 2021. Previously, much of the health care was funded from abroad, but since the Taliban takeover, foreign funding has virtually collapsed, severely limiting access to essential health services for millions of Afghans.
  • The health system is divided between both public and private providers, but both are fraught with problems and shortages. This means that for any critical medical issue, you have to be flown abroad.
  • In urban centres, there are slightly more facilities and better trained medical professionals available. In remote areas, there is a severe shortage of medical supplies and staff. This also affects local populations.
  • Female patients and children are particularly affected by the shortage of female doctors and because cultural norms limit access to care. For example, only women are allowed to interview women in their homes, and women must be accompanied by a male family member. There is also an increasing shortage of female health workers due to the ban on education for women.
  • Medical equipment is scarce, especially in public hospitals. Expats and emigrants in need of serious medical care often travel to India, Turkey or the UAE for treatment.
  • Pharmacies are available in urban areas, but don’t always count on supplies. It may be wise to bring your own supply of essential medicines, but make sure you keep them in their original packaging and bring your doctor’s prescription.
  • There is no national emergency number in Afghanistan, so make sure you are well informed about how to get emergency help if needed.
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How does the public healthcare system work in Afghanistan?

  • Public healthcare is extremely challenging and cannot be compared to the well-developed healthcare systems in some other countries. Basic hygiene is lacking, as are the necessary equipment and medicines.
  • Public healthcare can almost be called private, as it is mainly provided by international donors and NGOs. For example, HealthNet TPO is an important organisation that supports the delivery of primary and secondary healthcare by improving the infrastructure and services of health facilities. Foreigners living in Afghanistan can use public healthcare (although there may be exceptions for women), but this is strongly discouraged due to the state of healthcare.
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How does the private healthcare system work in Afghanistan?

  • Private healthcare consists of both clinics and hospitals. Healthcare is mainly concentrated in and around urban areas (particularly Kabul).
  • In case of emergency, you can contact the CURE International Hospital, Kaisha Health Care or the Shino Zada ​​Hospital in Kabul.
  • The healthcare is often of better quality, but the costs are also higher. It is often not affordable for the average Afghan.
  • Foreigners are strongly advised to have comprehensive, international health insurance that covers the expatriation for medical care abroad.
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How is the general practitioner arranged in Afghanistan?

  • There is no real GP system in Afghanistan. Access to primary care is limited and people usually go directly to a hospital or specialist if they can afford it.
  • Some private clinics do offer general consultations.
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How is the dentist arranged in Afghanistan?

  • Like other healthcare, dental care in Afghanistan is also quite limited. The quality also varies considerably.
  • There is no national database of dentists. It is best to rely on advice from other foreigners and the best chance of good care is in Kabul, at private clinics.
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How is pregnancy care arranged in Afghanistan?

  • Access to maternity care is a major problem in Afghanistan. Infant mortality is high, partly due to limited access to medical care and a shortage of female health workers. The country also has one of the highest maternal mortality rates in the world.
  • Support and information about breastfeeding are very limited.
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How safe or unsafe is a trip or stay in Afghanistan?

What should you pay attention to in terms of safety in Afghanistan?

  • Afghanistan is considered a very unsafe country. There is a high risk of terrorist attacks, kidnappings and other forms of violence.
  • It is strongly discouraged to travel to Afghanistan. Government buildings, embassies and catering establishments are also often not safe from terrorist attacks or kidnappings.
  • There are many explosives in the country, there are many road accidents and the country also experiences the consequences of earthquakes. Because emergency care is so limited, the risks to safety are even greater as a result.
  • Another risk is the strict Islamic law. It is easy to break laws if you are not well informed. So make sure you know the rules well and follow everything.
  • Expats are advised to be extremely careful and only live in secure compounds. Foreign aid workers are often accompanied by armed security.

What should you look out for in terms of diseases in Afghanistan?

  • There are also significant health risks such as malnutrition and limited access to clean drinking water in Afghanistan, especially for locals. Diarrhoea and typhoid are also a problem for foreigners.
  • The air quality in cities can cause respiratory problems.
  • Vaccinations against diseases such as hepatitis, polio and tetanus are strongly recommended.

What should you pay attention to when it comes to traffic in Afghanistan?

  • Road traffic in Afghanistan is chaotic and dangerous. Traffic rules are often ignored, and roads are poorly maintained. Checkpoints and roadside bombs also increase the danger.
  • There is a high risk of traffic accidents, and road travel is discouraged, especially outside urban areas.
  • Taxis and buses are unreliable and potentially unsafe.
  • Expats are advised to use only transport suggested by their organisation or to secure private drivers.
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What work and travel insurance policies are suitable for short and long stays in Afghanistan?

  • Is the trip to Afghanistan and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.
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What emigration and expat insurance can you take out for Afghanistan if you are going to live there for a while?

  • International insurance with medical evacuation cover and cover in other countries is essential in Afghanistan. Make sure your insurance also covers risks associated with war situations.
  • Read more about insurances for abroad on Expatinsurances.org.
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Afghanistan: selection of contributions by WorldSupporters - Bundle
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Why get specific insurance when going abroad: per activity abroad
Why should you take out specialized travel insurance for a long trip abroad?

Why should you take out specialized travel insurance for a long trip abroad?

Specialized travel insurance for a long trip abroad

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What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.
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Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.
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What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and posibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

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Travel insurances and insurances for long term abroad - Theme
Why should you take out specific insurance when you go on a trip or vacation?

Why should you take out specific insurance when you go on a trip or vacation?

Travel insurance for city breaks, long-distance trips, and vacations

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What is insurance for traveling abroad?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance, or repatriation costs if you need to be transported back home urgently. In some cases, travel insurance coverage also applies on domestic trips.
  • With annual travel insurance or multi-trip travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance or single-trip travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.
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Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are abroad.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you plan to do.
  • Travel insurance can continue to provide coverage if your health insurance no longer provides coverage, or if the damage is only reimbursed at cost price of your home country.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.
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What is important to insure when you are going to travel abroad?

  • That you have insurance that is valid in the country or countries that you are going to visit.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your travels.

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for working abroad?

Working abroad with the right insurance

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Why should you take out specialized travel insurance for paid work, voluntary work or an internship abroad?

  • There may be several reasons why you need separate insurance when working abroad.
  • During work, internships, or volunteer work abroad where you receive financial compensation (or, for example, food or housing), your national health insurance coverage may expire. You will then need special insurance to remain insured for illness and accidents.
  • During specific work abroad, additional requirements may apply if your work involves additional risks. Only specific insurance policies offer coverage during this type of work.
  • During your work, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your work, local employers generally offer no or limited insurance that provides insufficient coverage.
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What is important to insure when you are going to work abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized travel insurance for volunteering abroad?

Why should you take out specialized travel insurance for volunteering abroad?

Volunteering abroad with the right insurance

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What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad
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Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.
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What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

Internship abroad with the right insurance

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What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.
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Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.
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What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized travel insurance for studying abroad?

Why should you take out specialized travel insurance for studying abroad?

Studying abroad with the right insurance

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What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.
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Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.
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What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Moving abroad with the right insurance

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What is an emigration insurance and what is an expat insurance?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.
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Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.
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What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out travel insurance and why through the JoHo Foundation?

Why should you take out travel insurance and why through the JoHo Foundation?

Why Insurances through JoHo

  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

  • The chance of getting injured or ill is generally higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.

  • If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.

  • You might have to deal with the damage, loss or theft of your luggage.

  • In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assistance team on standby for you 24/7 and will be able to tell you what steps to take.

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

  • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days).

  • Depending on your home country, your health insurance might not offer any coverage for treatment abroad.

  • During a long trip you might consider specific activities, like paid work or volunteering. Regular travel insurances often don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scuba-diving and bungee jumping.

More on why to use JoHo

  • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

  • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insurer.

 

Read more about JoHo and JoHo Insurances

Travel insurances and insurances for long term abroad - Theme
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Safety and insurances for Afghanistan

How does healthcare work in Afghanistan, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Afghanistan, and what travel insurance, health insurance or expat insurance do you need?

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How does the healthcare system work in Afghanistan?

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What is the quality of healthcare in Afghanistan?

  • Afghanistan’s health system faces significant challenges and is severely underperforming, especially since the change of government in 2021. Previously, much of the health care was funded from abroad, but since the Taliban takeover, foreign funding has virtually collapsed, severely limiting access to essential health services for millions of Afghans.
  • The health system is divided between both public and private providers, but both are fraught with problems and shortages. This means that for any critical medical issue, you have to be flown abroad.
  • In urban centres, there are slightly more facilities and better trained medical professionals available. In remote areas, there is a severe shortage of medical supplies and staff. This also affects local populations.
  • Female patients and children are particularly affected by the shortage of female doctors and because cultural norms limit access to care. For example, only women are allowed to interview women in their homes, and women must be accompanied by a male family member. There is also an increasing shortage of female health workers due to the ban on education for women.
  • Medical equipment is scarce, especially in public hospitals. Expats and emigrants in need of serious medical care often travel to India, Turkey or the UAE for treatment.
  • Pharmacies are available in urban areas, but don’t always count on supplies. It may be wise to bring your own supply of essential medicines, but make sure you keep them in their original packaging and bring your doctor’s prescription.
  • There is no national emergency number in Afghanistan, so make sure you are well informed about how to get emergency help if needed.
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How does the public healthcare system work in Afghanistan?

  • Public healthcare is extremely challenging and cannot be compared to the well-developed healthcare systems in some other countries. Basic hygiene is lacking, as are the necessary equipment and medicines.
  • Public healthcare can almost be called private, as it is mainly provided by international donors and NGOs. For example, HealthNet TPO is an important organisation that supports the delivery of primary and secondary healthcare by improving the infrastructure and services of health facilities. Foreigners living in Afghanistan can use public healthcare (although there may be exceptions for women), but this is strongly discouraged due to the state of healthcare.
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How does the private healthcare system work in Afghanistan?

  • Private healthcare consists of both clinics and hospitals. Healthcare is mainly concentrated in and around urban areas (particularly Kabul).
  • In case of emergency, you can contact the CURE International Hospital, Kaisha Health Care or the Shino Zada ​​Hospital in Kabul.
  • The healthcare is often of better quality, but the costs are also higher. It is often not affordable for the average Afghan.
  • Foreigners are strongly advised to have comprehensive, international health insurance that covers the expatriation for medical care abroad.
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How is the general practitioner arranged in Afghanistan?

  • There is no real GP system in Afghanistan. Access to primary care is limited and people usually go directly to a hospital or specialist if they can afford it.
  • Some private clinics do offer general consultations.
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How is the dentist arranged in Afghanistan?

  • Like other healthcare, dental care in Afghanistan is also quite limited. The quality also varies considerably.
  • There is no national database of dentists. It is best to rely on advice from other foreigners and the best chance of good care is in Kabul, at private clinics.
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How is pregnancy care arranged in Afghanistan?

  • Access to maternity care is a major problem in Afghanistan. Infant mortality is high, partly due to limited access to medical care and a shortage of female health workers. The country also has one of the highest maternal mortality rates in the world.
  • Support and information about breastfeeding are very limited.
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How safe or unsafe is a trip or stay in Afghanistan?

What should you pay attention to in terms of safety in Afghanistan?

  • Afghanistan is considered a very unsafe country. There is a high risk of terrorist attacks, kidnappings and other forms of violence.
  • It is strongly discouraged to travel to Afghanistan. Government buildings, embassies and catering establishments are also often not safe from terrorist attacks or kidnappings.
  • There are many explosives in the country, there are many road accidents and the country also experiences the consequences of earthquakes. Because emergency care is so limited, the risks to safety are even greater as a result.
  • Another risk is the strict Islamic law. It is easy to break laws if you are not well informed. So make sure you know the rules well and follow everything.
  • Expats are advised to be extremely careful and only live in secure compounds. Foreign aid workers are often accompanied by armed security.

What should you look out for in terms of diseases in Afghanistan?

  • There are also significant health risks such as malnutrition and limited access to clean drinking water in Afghanistan, especially for locals. Diarrhoea and typhoid are also a problem for foreigners.
  • The air quality in cities can cause respiratory problems.
  • Vaccinations against diseases such as hepatitis, polio and tetanus are strongly recommended.

What should you pay attention to when it comes to traffic in Afghanistan?

  • Road traffic in Afghanistan is chaotic and dangerous. Traffic rules are often ignored, and roads are poorly maintained. Checkpoints and roadside bombs also increase the danger.
  • There is a high risk of traffic accidents, and road travel is discouraged, especially outside urban areas.
  • Taxis and buses are unreliable and potentially unsafe.
  • Expats are advised to use only transport suggested by their organisation or to secure private drivers.
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What work and travel insurance policies are suitable for short and long stays in Afghanistan?

  • Is the trip to Afghanistan and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.
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What emigration and expat insurance can you take out for Afghanistan if you are going to live there for a while?

  • International insurance with medical evacuation cover and cover in other countries is essential in Afghanistan. Make sure your insurance also covers risks associated with war situations.
  • Read more about insurances for abroad on Expatinsurances.org.
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From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

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    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.
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    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.
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    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

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