What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpacking insurance and travel insurance for backpackers?

• Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.

Why should you take out travel insurance specifically for backpacking?

• Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
• Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
• Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
• Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
• Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
• Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.

What aspects are important to insure when backpacking abroad?

• The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
• The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
• Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
• Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
• Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”

What insurance do you need when backpacking abroad?

• See the advice guide to choose the most suitable insurance for you:International Insurances for Backpacking and Travel Abroad