Travel to Albania to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro

Backpacking or traveling in Albania?

  • A country still very much its own by European standards, especially for active vacation and nature lovers. You don't have to spend a lot to have a great vacation, but Albania is becoming more and more touristy in recent years. So a tip: try to travel as sustainably as possible so Albania can remain as wonderful as it is now. 
  • Activity spotting: climb and hike in the Albanian Alps, visit beautiful beaches around Himara, visit the Greek and Roman Butrint, go on pub crawl in the Blloku district in Tirana, discover the Ottoman Gjirokaster, drive or hitchhike through the Albanian Riviera, taste the local beer in Korçë. 

Studying in Albania?

  • Despite considerable government investment in recent years, the quality of education still varies considerably between different institutions. So make sure you pick the right university for you and your field of study. There are many different types of studies to choose from including economics and business administration, IT, law, medical sciences and international relations. 
  • Study cities: Tirana, Vlore, Durrës, Shkodër. 
  • Language: Albanian, with English-language programs as well. You'll find these mainly at private universities or in postgraduate studies. 

Internship in Albania?

  • Internships are available in the tourism sector, in teaching and education (e.g. English classes), with NGOs in the field of environmental protection and community development and, for example, in the business and economic sectors. 
  • Competencies: Albanian and English language skills, creative thinking with limited resources, building international networks, hospitality, teaching skills, understanding emerging markets. 

Volunteering in Albania?

  • You can volunteer in Albania, although it is not easy to find everywhere. There are some organizations that hire volunteers, but they are hard to find. Search in the English education or tourism sector, for example. The best chance is through websites where private individuals offer work for a living. 

Working in Albania?

  • If you are from the EU, it is easier to find work in Albania because you do not need a special visa. For example, you can easily get work as a (language) teacher, in the tourism sector or agriculture. Furthermore, you especially have a chance of finding jobs in the consultancy world at large companies and for example as an engineer.

Working as a digital nomad in Albania?

  • A beautiful Balkan country that is becoming increasingly popular among tourists, Albania is a cozy country for digital nomads. Spending your time in Albania costs little money and you can easily get to beautiful surrounding countries such as Greece and northern Macedonia. 
  • Most amenities are available, there are an increasing number of co-working places and the Internet is certainly good enough for your daily video calls!  
  • Favorite locations: Tirana, Ksamil, Himara, Durrës, Shkodër

Living in Albania?

  • Albania is an increasingly popular country to live in or emigrate to for an extended period of time. It is beautiful, relatively inexpensive and culturally rich with friendly people and ancient traditions. You can live there relaxed with your family or as a retiree, and it is also quite safe for foreigners. 
  • Health care is okay, but not nearly as good as in the rest of Europe. In particular, the facilities leave much to be desired. 
  • Note that there is crime, but this is mostly not aimed at expats. Furthermore, traffic is chaotic, but public transportation can also be confusing and take a long time. So the most convenient thing to do is to be able to use your own car. 

 

Albania Country Bundle: suggestions, stories and tips

Albania Country Bundle: suggestions, stories and tips

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Content about Albania on WorldSupporter

Packing list for Albania, travel insurance for Albania, and taking your belongings

Packing list for Albania, travel insurance for Albania, and taking your belongings

What to bring to Albania: highlighted

Highlighted items:

  • Documents: a passport or ID card for EU citizens with the necessary copies.
  • Money: cash, because you don't have to try to withdraw money with your card in the mountains. You can also get by with euros. A debit card comes in handy in Tirana.
  • Care: sunscreen, especially in the summer and lip balm, also for the winter.
  • Outdoor and practical items: cap or hat and sunglasses, especially in the summertime.
  • Clothing: Albania has all seasons, so it depends on when you go and also what you are going to do. In the summer, light clothing, in the winter warm clothing. Outside of August, it is also useful to bring rain gear or an umbrella.
  • Shoes: flip-flops for the beach and sturdy shoes for the mountains.
  • Medicines and travel pharmacy: blister plasters, painkillers, ORS are useful, but you can also get things there. Safety: Money belt or fanny pack for your valuables.
  • Technique and equipment: a good power bank for when you go on a long hike.
  • A scarf or shawl for churches, mosques and overly enthusiastic air conditioners.

What else can you take with you?

  • A good water bottle.
  • A quick-drying towel for during the hikes.
  • International driving license, if you want to rent a car.

What knowledge is useful when you go to Albania?

  • Knowledge of local customs and norms and values.
  • Knowledge of where to find the best hikes.

Are there mosquitoes in Albania?

  • There are mosquitoes, especially around lakes and on the coast, but they are not dangerous.

Are there sand flies in Albania?

  • There are sand flies on the coast.
  • Sand flies can transmit leishmaniasis and sand fly fever, among other things.
  • It is therefore important to protect yourself well.

Where can you get your food and drinks in Albania?

  • Supermarkets: Spar, Conad, Big Market – good for basics.
  • Local markets: fresh fruit, vegetables, feta, and mysterious “house wine.”
  • Restaurants: cheap, lots of meat, and always bread. Vegetarian? Prepare for lots of salads.
  • Street food: byrek (phyllo dough with cheese or spinach) is your new best friend.

Can you buy a joint or weed in Albania, or take it to Albania?

  • No. And if you try, you might be in for a not-so-nice accommodation.
How does healthcare work in Albania, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Albania, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Albania?

What is the quality of healthcare in Albania?

  • Albania has a universal healthcare system that has evolved over the years. Originally based on the Soviet model, it has evolved into a system similar to the Bismarckian model, financed by both mandatory and voluntary contributions, supplemented by state budgets. The healthcare system is improving, but still lags considerably behind standards in Western Europe, for example.
  • As an emigrate, you have access to both public and private healthcare facilities. However, both often fall short of Western European standards (with the exception of some in Tirana), especially when it comes to medical emergencies and major interventions.
  • The quality of healthcare also varies greatly between urban and rural areas. In cities such as Tirana and Durrës, hospitals and clinics are better equipped and have more modern staff and facilities than in rural areas, where healthcare is often limited.
  • The cost of basic healthcare in public institutions is relatively low, but the quality is sometimes below the standard that expats are used to. For more complex medical care, many expats go to private institutions. It may be useful to learn some Albanian words or bring a translator. English is not always spoken by medical staff.
  • Pharmacies are widely available, but some medicines may not be. If you need to take certain medicines regularly, you might want to bring them with you into the country. 
  • Alternative medicines are also popular in Albania. The country is a major exporter of medicinal herbs.
  • The emergency number in Albania is 127 for medical assistance. Make sure you know which hospitals in your area offer reliable care.

How does the public healthcare system work in Albania?

  • Foreigners who are legally resident in Albania can register with the national healthcare system and apply for a health card. This gives them access to public healthcare services, such as GP visits, specialist care and hospital admissions. In any case, you contribute to the public healthcare system through taxes.
  • The public hospitals are owned by the Ministry of Health and Social Protection. The government is investing in improvements, especially in the capital. For example, many new ambulances have been introduced and more and more paramedics are being recruited. Public healthcare is known for its long waiting times and limited resources, such as outdated equipment or shortages of medication.
  • For registered individuals, basic healthcare is virtually free or very affordable.

How does the private healthcare system work in Albania?

  • Private healthcare institutions offer a higher standard of care, with modern equipment and often English-speaking staff. Most private institutions are located in Tirana. Outside of these areas, healthcare is limited.
  • Visits to private doctors and specialists can be expensive, but the costs are still considerably lower than in many other countries in Europe.
  • Many expats choose private institutions, or for healthcare abroad. Insurance that covers medical evacuation is highly recommended, as private healthcare is also not well equipped for emergency care and major procedures.

How is the general practitioner arranged in Albania?

  • GPs are accessible through both the public and private healthcare systems.
  • For the public system, a health card is required to visit a GP. However, many expatriates choose a private GP because of shorter waiting times and better communication (English or another second language).
  • It can be useful to ask local expats for advice on a reliable GP in the area.

How is the dentist arranged in Albania?

  • Public dental care is affordable, but the quality is not good and expats are advised against using it.
  • There are also private dental care facilities, but these are also often discouraged.
  • It can be wise to go abroad for dental care.

How is pregnancy care arranged in Albania?

  • Public and private clinics offer check-ups and guidance during pregnancy. Private clinics are often recommended because of more modern facilities and a better patient experience.
  • Giving birth in public hospitals is common for locals, but private hospitals offer more comfort and personal attention.
  • However, because of the quality of care, it can be wise to spend your pregnancy in another country.
  • Check what facilities are available in your area and ask other foreigners to share experiences.

How safe or unsafe is a trip or stay in Albania?

What should you pay attention to in terms of safety in Albania?

  • Although the government is working to improve safety in Albania, crime rates are on the rise. However, most crime is related to local disputes and foreigners are generally not affected.
  • Pickpocketing and theft are common in busy cities and tourist areas, such as Tirana, Durrës and Sarandë. Keep a close eye on your belongings, especially in markets and on public transport.
  • Corruption within the police and government is a common problem in Albania. Expats sometimes report having to pay bribes in certain situations, although this has decreased due to reforms.
  • Protests are usually peaceful. However, it may be wise to avoid such gatherings.

What should you look out for in terms of diseases in Albania?

  • Tap water is not drinkable in Albania.
  • Street food can sometimes cause food poisoning. Choose eateries that are busy and check that food is thoroughly cooked.
  • Check the latest advice on vaccinations with your vaccination doctor.
  • In some regions, mosquitoes can transmit diseases such as West Nile virus, although this is rare. Use mosquito repellent, especially in summer.
  • Air pollution can cause respiratory problems.
  • Altitude sickness can be a problem in parts of Albania, so it is wise to read up on this if you are travelling to higher altitudes.

What should you pay attention to when it comes to traffic in Albania?

  • Traffic in Albania is one of the biggest challenges for expats and visitors. Infrastructure has improved in recent years, but there are still some areas of concern.
  • Traffic accidents are a major problem in Albania, with the country ranking among the highest in Europe for traffic accidents. Albanians are notorious for driving, with traffic laws often ignored. Expect unexpected manoeuvres and aggressive driving.
  • Consider using a driver or taxi apps such as Bolt, especially in cities.
  • Road conditions vary widely. In large cities, roads are generally good, but in rural areas you may encounter unpaved or poorly maintained roads.
  • There is a risk of landslides and heavy rain, especially in rural areas during the winter. Slow agricultural machinery and stray cattle also pose a danger in remote areas.
  • People generally do not stop for pedestrians.
  • Public transport, such as buses and minibuses (furgons), is cheap but unpredictable. There are no fixed timetables and vehicles are often overcrowded.

What work and travel insurance policies are suitable for short and long stays in Albania?

  • Is the trip to Albania and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Albania if you are going to live there for a while?

  • For Albania, it is strongly recommended to take out good private health insurance. This way you can use private healthcare and, with good insurance, you are also covered for the medical evacuation and repatriation when needed.
  • Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.
Albania: Updates & Travel

Albania: Updates & Travel

Travel in Albania?

  • Albania is a surprising country for a vacation, especially for active vacation and nature lovers. With rugged rivers and mountains, hiking here is perfect. In the north and south of the country you will find high mountains, with Mount Korab as the highest peak (2,751 meters). Albania is still little discovered by mass tourism and therefore affordable and even suitable for a beach vacation.
  • Hike through the mountainous landscape in the north and south of the country and climb Albania's highest mountain: Mount Korab (2,751 meters).
  • You can canoe and kayak perfectly in Albania, especially near Shkopet.
  • The country is also beautiful in winter. Both in the north (Jezerca, Valbona valley, Ros Peak, Korab mountain), and in the south (Tomor, Nemercka and Ostrovica mountains) are beautiful hiking trails.
  • Looking for excitement? Go rafting on the Osumi River in the middle of the country. Tours are easy to book from Berati.
  • Visit the home of national hero Skanderberg: the historic fortified town of Kruja. One of the few towns in southern Albania used to tourists.
  • Theti, with its historic buildings and an amazing national park in northern Albania, is a place worth visiting. Traditional mountain life is still preserved here. Wonderful area for hiking. The area is somewhat difficult to reach.
  • Shkodra (Skoder): the cultural capital of northern Albania. The city lies on Lake Skodra, which is partly in Albania and partly in Montenegro. Skodra is one of the oldest and most important cities in Albania and is the fifth largest city in the country.
  • Tirana: The capital of Albania since the 1920s. A good stop for museums and nightlife.
  • Durrësi: Albania's largest and most important port city, where many Roman remains can be seen. Famous for its beautiful beaches and tasty fish.
  • Berati: One of the oldest cities in Albania and also one of the most beautiful. Beautifully preserved Ottoman architecture and a magnificent castle.
  • Be prepared that driving a car in the dark needs your attention, many roads outside the city are not lit!

Updates Albania

  • More about Albania, updates and contributions, see the link below.

 

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Why get specific insurance when going abroad: per activity abroad
Why should you take out specialized travel insurance for a long trip abroad?

Why should you take out specialized travel insurance for a long trip abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and posibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

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Why should you take out specific insurance when you go on a trip or vacation?

Why should you take out specific insurance when you go on a trip or vacation?

What is insurance for traveling abroad?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance, or repatriation costs if you need to be transported back home urgently. In some cases, travel insurance coverage also applies on domestic trips.
  • With annual travel insurance or multi-trip travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance or single-trip travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are abroad.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you plan to do.
  • Travel insurance can continue to provide coverage if your health insurance no longer provides coverage, or if the damage is only reimbursed at cost price of your home country.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel abroad?

  • That you have insurance that is valid in the country or countries that you are going to visit.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your travels.

Check out more about international insurances

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for paid work, voluntary work or an internship abroad?

  • There may be several reasons why you need separate insurance when working abroad.
  • During work, internships, or volunteer work abroad where you receive financial compensation (or, for example, food or housing), your national health insurance coverage may expire. You will then need special insurance to remain insured for illness and accidents.
  • During specific work abroad, additional requirements may apply if your work involves additional risks. Only specific insurance policies offer coverage during this type of work.
  • During your work, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your work, local employers generally offer no or limited insurance that provides insufficient coverage.

What is important to insure when you are going to work abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work.

Check out more about international insurances

Why should you take out specialized travel insurance for volunteering abroad?

Why should you take out specialized travel insurance for volunteering abroad?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

Check out more about international insurances

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

Why should you take out specialized travel insurance for studying abroad?

Why should you take out specialized travel insurance for studying abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

What is an emigration insurance and what is an expat insurance?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

Check out more about international insurances

Why should you take out travel insurance and why through the JoHo Foundation?

Why should you take out travel insurance and why through the JoHo Foundation?

Why Insurances through JoHo

  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

  • The chance of getting injured or ill is generally higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.

  • If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.

  • You might have to deal with the damage, loss or theft of your luggage.

  • In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assistance team on standby for you 24/7 and will be able to tell you what steps to take.

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

  • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days).

  • Depending on your home country, your health insurance might not offer any coverage for treatment abroad.

  • During a long trip you might consider specific activities, like paid work or volunteering. Regular travel insurances often don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scuba-diving and bungee jumping.

More on why to use JoHo

  • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

  • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insurer.

 

Read more about JoHo and JoHo Insurances

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Safety, insurances and packing list for Albania

How does healthcare work in Albania, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Albania, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Albania?

What is the quality of healthcare in Albania?

  • Albania has a universal healthcare system that has evolved over the years. Originally based on the Soviet model, it has evolved into a system similar to the Bismarckian model, financed by both mandatory and voluntary contributions, supplemented by state budgets. The healthcare system is improving, but still lags considerably behind standards in Western Europe, for example.
  • As an emigrate, you have access to both public and private healthcare facilities. However, both often fall short of Western European standards (with the exception of some in Tirana), especially when it comes to medical emergencies and major interventions.
  • The quality of healthcare also varies greatly between urban and rural areas. In cities such as Tirana and Durrës, hospitals and clinics are better equipped and have more modern staff and facilities than in rural areas, where healthcare is often limited.
  • The cost of basic healthcare in public institutions is relatively low, but the quality is sometimes below the standard that expats are used to. For more complex medical care, many expats go to private institutions. It may be useful to learn some Albanian words or bring a translator. English is not always spoken by medical staff.
  • Pharmacies are widely available, but some medicines may not be. If you need to take certain medicines regularly, you might want to bring them with you into the country. 
  • Alternative medicines are also popular in Albania. The country is a major exporter of medicinal herbs.
  • The emergency number in Albania is 127 for medical assistance. Make sure you know which hospitals in your area offer reliable care.

How does the public healthcare system work in Albania?

  • Foreigners who are legally resident in Albania can register with the national healthcare system and apply for a health card. This gives them access to public healthcare services, such as GP visits, specialist care and hospital admissions. In any case, you contribute to the public healthcare system through taxes.
  • The public hospitals are owned by the Ministry of Health and Social Protection. The government is investing in improvements, especially in the capital. For example, many new ambulances have been introduced and more and more paramedics are being recruited. Public healthcare is known for its long waiting times and limited resources, such as outdated equipment or shortages of medication.
  • For registered individuals, basic healthcare is virtually free or very affordable.

How does the private healthcare system work in Albania?

  • Private healthcare institutions offer a higher standard of care, with modern equipment and often English-speaking staff. Most private institutions are located in Tirana. Outside of these areas, healthcare is limited.
  • Visits to private doctors and specialists can be expensive, but the costs are still considerably lower than in many other countries in Europe.
  • Many expats choose private institutions, or for healthcare abroad. Insurance that covers medical evacuation is highly recommended, as private healthcare is also not well equipped for emergency care and major procedures.

How is the general practitioner arranged in Albania?

  • GPs are accessible through both the public and private healthcare systems.
  • For the public system, a health card is required to visit a GP. However, many expatriates choose a private GP because of shorter waiting times and better communication (English or another second language).
  • It can be useful to ask local expats for advice on a reliable GP in the area.

How is the dentist arranged in Albania?

  • Public dental care is affordable, but the quality is not good and expats are advised against using it.
  • There are also private dental care facilities, but these are also often discouraged.
  • It can be wise to go abroad for dental care.

How is pregnancy care arranged in Albania?

  • Public and private clinics offer check-ups and guidance during pregnancy. Private clinics are often recommended because of more modern facilities and a better patient experience.
  • Giving birth in public hospitals is common for locals, but private hospitals offer more comfort and personal attention.
  • However, because of the quality of care, it can be wise to spend your pregnancy in another country.
  • Check what facilities are available in your area and ask other foreigners to share experiences.

How safe or unsafe is a trip or stay in Albania?

What should you pay attention to in terms of safety in Albania?

  • Although the government is working to improve safety in Albania, crime rates are on the rise. However, most crime is related to local disputes and foreigners are generally not affected.
  • Pickpocketing and theft are common in busy cities and tourist areas, such as Tirana, Durrës and Sarandë. Keep a close eye on your belongings, especially in markets and on public transport.
  • Corruption within the police and government is a common problem in Albania. Expats sometimes report having to pay bribes in certain situations, although this has decreased due to reforms.
  • Protests are usually peaceful. However, it may be wise to avoid such gatherings.

What should you look out for in terms of diseases in Albania?

  • Tap water is not drinkable in Albania.
  • Street food can sometimes cause food poisoning. Choose eateries that are busy and check that food is thoroughly cooked.
  • Check the latest advice on vaccinations with your vaccination doctor.
  • In some regions, mosquitoes can transmit diseases such as West Nile virus, although this is rare. Use mosquito repellent, especially in summer.
  • Air pollution can cause respiratory problems.
  • Altitude sickness can be a problem in parts of Albania, so it is wise to read up on this if you are travelling to higher altitudes.

What should you pay attention to when it comes to traffic in Albania?

  • Traffic in Albania is one of the biggest challenges for expats and visitors. Infrastructure has improved in recent years, but there are still some areas of concern.
  • Traffic accidents are a major problem in Albania, with the country ranking among the highest in Europe for traffic accidents. Albanians are notorious for driving, with traffic laws often ignored. Expect unexpected manoeuvres and aggressive driving.
  • Consider using a driver or taxi apps such as Bolt, especially in cities.
  • Road conditions vary widely. In large cities, roads are generally good, but in rural areas you may encounter unpaved or poorly maintained roads.
  • There is a risk of landslides and heavy rain, especially in rural areas during the winter. Slow agricultural machinery and stray cattle also pose a danger in remote areas.
  • People generally do not stop for pedestrians.
  • Public transport, such as buses and minibuses (furgons), is cheap but unpredictable. There are no fixed timetables and vehicles are often overcrowded.

What work and travel insurance policies are suitable for short and long stays in Albania?

  • Is the trip to Albania and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Albania if you are going to live there for a while?

  • For Albania, it is strongly recommended to take out good private health insurance. This way you can use private healthcare and, with good insurance, you are also covered for the medical evacuation and repatriation when needed.
  • Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.
Packing list for Albania, travel insurance for Albania, and taking your belongings

Packing list for Albania, travel insurance for Albania, and taking your belongings

What to bring to Albania: highlighted

Highlighted items:

  • Documents: a passport or ID card for EU citizens with the necessary copies.
  • Money: cash, because you don't have to try to withdraw money with your card in the mountains. You can also get by with euros. A debit card comes in handy in Tirana.
  • Care: sunscreen, especially in the summer and lip balm, also for the winter.
  • Outdoor and practical items: cap or hat and sunglasses, especially in the summertime.
  • Clothing: Albania has all seasons, so it depends on when you go and also what you are going to do. In the summer, light clothing, in the winter warm clothing. Outside of August, it is also useful to bring rain gear or an umbrella.
  • Shoes: flip-flops for the beach and sturdy shoes for the mountains.
  • Medicines and travel pharmacy: blister plasters, painkillers, ORS are useful, but you can also get things there. Safety: Money belt or fanny pack for your valuables.
  • Technique and equipment: a good power bank for when you go on a long hike.
  • A scarf or shawl for churches, mosques and overly enthusiastic air conditioners.

What else can you take with you?

  • A good water bottle.
  • A quick-drying towel for during the hikes.
  • International driving license, if you want to rent a car.

What knowledge is useful when you go to Albania?

  • Knowledge of local customs and norms and values.
  • Knowledge of where to find the best hikes.

Are there mosquitoes in Albania?

  • There are mosquitoes, especially around lakes and on the coast, but they are not dangerous.

Are there sand flies in Albania?

  • There are sand flies on the coast.
  • Sand flies can transmit leishmaniasis and sand fly fever, among other things.
  • It is therefore important to protect yourself well.

Where can you get your food and drinks in Albania?

  • Supermarkets: Spar, Conad, Big Market – good for basics.
  • Local markets: fresh fruit, vegetables, feta, and mysterious “house wine.”
  • Restaurants: cheap, lots of meat, and always bread. Vegetarian? Prepare for lots of salads.
  • Street food: byrek (phyllo dough with cheese or spinach) is your new best friend.

Can you buy a joint or weed in Albania, or take it to Albania?

  • No. And if you try, you might be in for a not-so-nice accommodation.

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Activities abroad: home page

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From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

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