Travel to Norway to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro
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Backpacking or traveling in Norway?

  • Norway, the land of reindeer, pristine nature, expensive shopping and beautiful walks. Norway is particularly a country for nature lovers. As a backpacker, it's a more challenging country because of the cost and the sometimes awkward public transportation, but if you take a tent for wild camping and hitchhiking, it's not too bad! 
  • Activity spotting: sail along the fjords, hike through one of the impressive nature reserves and sleep in a cabin or camp in the wild, try skiing or cross-country skiing in one of the many popular areas, explore Oslo and visit the royal palace and the viking ship museum, see the old wooden houses of mountains and go climbing on one of the natural climbing walls, visit the lofoten islands, see the northern lights and take the train from Flåm to Myrdal. 
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Study in Norway?

  • Norway is known for its high quality of education. There is a huge number of studies to choose from and many of the institutions are research-oriented. For EU residents, education is also free. Popular fields of study include technology and engineering, environment and sustainability, health sciences, business administration, arts and culture. 
  • Study culture: there is a lot of collaboration and active student participation is important. Teachers encourage students to conduct independent research and critical thinking. 
  • Study cities: Oslo, Bergen, Trondheim, Stavanger. 
  • Language: Norwegian is the main language, with a strong growing offer in English. 
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Internship in Norway?

  • There are an awful lot of internships available. For example, you can search in engineering, IT and energy, but also in the fields of environment and sustainability, healthcare, business and arts and culture. 
  • Competencies: English and Norwegian language skills, research skills, team-oriented work, promoting inclusiveness, flexibility, working efficiently, open communication. 
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Volunteer in Norway?

  • There are not many temporary, full-time volunteering options, except if you are helping in and around the home/organization at private homes, for example. However, there are many opportunities for volunteering alongside a job or study. This is even part of Norwegian culture and is called “dugnad.” 
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Working in Norway?

  • It is not very easy to find a job as a foreigner in Norway. You can look in all kinds of sectors including tourism, fishing, oil & gas, and seasonal work in agriculture. 
  • Work culture: equality is important. So there is little hierarchy and people are not very formal. The organizational structure is often flat and people interact informally. Cooperation and trust are important. 
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Working as a digital nomad in Norway?

  • Hello high quality of life, hello high cost! Norway is safe, beautiful and the environment is clean. The facilities are good with reliable internet and more and more coworking spots. 
  • The downside, however, is that it is one of the most expensive countries in Europe and the Norwegian climate can be quite challenging. 
  • Favorite locations: Oslo, Bergen, Stavanger, Trondheim. 
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Living in Norway?

  • The land of natural wonders, beautiful Fjords and one of the happiest peoples in the world. Doesn't sound wrong, and it isn't! In Norway you enjoy a good quality of life where you are close to nature every day, where gender equality is a core value, and where a good work-life balance is very important. 
  • Healthcare is of high quality and it is also one of the safest countries in the world. 
  • Read more about health insurance when staying in Norway for a long time.
  • The main disadvantages are that Norway is one of the most expensive countries in the world, the language is not too easy to learn and winters are so cold, that some people are killed due to the temperature. 
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CHECK COUNTRY INFORMATION  CHECK PREPARING AND INSURANCE  CHECK ACTIVITIES AND STORIES 

 

Norway Country Bundle: suggestions, stories and tips

Norway Country Bundle: suggestions, stories and tips

Content about Norway on WorldSupporter

Norway: Updates & Travel

Norway: Updates & Travel

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Travel in Norway

  • Vast wild plains, fjords, glaciers and snow-capped mountains; the nature in Norway is beautiful. Too bad the country is expensive, otherwise Oslo would probably be a popular city for a city trip.
  • For the Northern Lights you will have to go into the icy cold in the winter, but it is an experience that you will always remember.
  • Take a boat trip along one of the many fjords, especially in the middle of summer you will be amazed because the sun does not set. The Hardanger Fjord is one of the most visited fjords (near Bergen), with beautiful nature in the area. Hardangervidda National Park is recommended.
  • Between Bergen and Oslo you will come across the Vøringsfossen waterfall.
  • For winter sports enthusiasts, Norway is a paradise, with thousands of kilometers of ski and cross-country trails and great slopes.
  • Take a trip on the Jostedalsbreen, the largest glacier in Europe.
  • When in Oslo: Visit the royal palace: Kongelige Slott and Åkershus Castle and do some culture in one of the museums such as the Munch museum (the one with the Scream).
  • Bergen still has original wooden houses and a nice fish market. From here you can take a cable car to the top of one of the surrounding mountains for a beautiful view over Sognefjord and Hardangerfjord.
  • Visit Trondheim, it is the old capital of Norway, and even though it is now mainly known as an industrial city, the center is cozy partly because of the technical university that is located there.
  • Fredrikstad is still almost completely walled. Nearby are the Hvaler islands, where many Norwegians spend the summer.
  • Even though Alesund is more of a village than a city, the beautiful houses are worth a visit.
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Updates Norway

  • More about Norway, updates and contributions, see the link below.

 

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How does healthcare work in Norway, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Norway, and what travel insurance, health insurance or expat insurance do you need?

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How does the healthcare system work in Norway?

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What is the quality of healthcare in Norway?

  • Norway is known for its excellent healthcare, which is accessible to everyone who lives and works in the country. Life expectancy is high, with 84 years for women and 81 years for men.
  • The state is responsible to finance healthcare. In addition, the number of private hospitals and clinics is increasing.
  • Healthcare is largely managed by municipalities, which means that you are dependent on local authorities. However, the national healthcare system (Helse-Norge) is well organized.
  • Most hospitals belong to the public sector, where the majority of doctors also work.
  • The pharmacies (apotek) are well stocked. The country also works with an e-prescription. This means that the doctor sends the prescription to a central database, so that the medicine can be picked up at any pharmacy.
  • Helse Norge is the online healthcare system in Norway. Here you can find all kinds of practices and facilities. You can also register with a general practitioner here.
  • Call 113 for an ambulance.
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How does the public healthcare system work in Norway?

  • Anyone who lives and works in Norway, pays social security contributions and is therefore registered in the national register (Folkeregister), is entitled to public healthcare. This also applies to expats with a valid residence permit. You will then be registered for the national healthcare system (NIS) in exchange for 8% of your gross salary.
  • Although healthcare is largely financed by the government, there are personal contributions (e.g. for medicines, doctor visits and specialist care). There is an annual upper limit (frikort), after which further care is free.
  • Healthcare is free for young people aged 16 or younger and for pregnant women and women who are breastfeeding.
  • EU residents can also enjoy healthcare and the same conditions (i.e. partly pay themselves) with their European Health Insurance Card (EHIC).
  • It is recommended to still take out private insurance to cover the non-reimbursed costs, as well as care that is not covered, such as dental care.
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How does the private healthcare system work in Norway?

  • Private clinics offer shorter waiting times, more flexibility and extensive options. These are popular with companies that offer private insurance to employees.
  • Private care is more expensive and is not covered by the public system. Taking out additional private health insurance can be a good idea. For example, an estimated 9% of the population has some form of private health insurance, often also paid for by the employer.
  • Norway has relatively few private health care providers compared to other countries. Most people use the public system.
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How is the general practitioner arranged in Norway?

  • The system works with a "fastlege" (GP system). Everyone is assigned a GP who is your first point of contact for medical care. Most GPs speak fluent English.
  • Appointments are free for children under the age of16.
  • You can choose available doctors in your area. If you are not satisfied, you can change GPs twice a year.
  • If you need specialist treatment, you must first be referred by your GP. Waiting times for specialists can vary depending on the region. Most GPs work in a group practice and usually the patient pays a small fee (160 NOK) for a visit to the GP.
  • GPs are easily accessible, but not always for emergencies. For urgent care you can go to GP posts or hospitals.
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How is the dentist arranged in Norway?

  • Dental care is not included in the public system for adults aged 21 and over. You pay the full cost out of your own pocket, which can be quite expensive.
  • For children up to 18 years, dental care is free through the public dental services, for 19-20 year olds, care is partly covered.
  • Dental practices are often private. It is worth comparing prices, as rates can vary greatly.
  • Many people take out private insurance with dental coverage to cover the costs.
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How is pregnancy care arranged in Norway?

  • Norway has excellent maternity care, with the emphasis on mother and child. Prenatal and postnatal care are well arranged.
  • As soon as you are pregnant, you report your pregnancy to your GP or midwife. They will guide you throughout your pregnancy.
  • You are entitled to regular check-ups, ultrasound scans and blood tests, which are usually free.
  • Giving birth usually takes place in a hospital or birthing centre. You can opt for pain relief, such as an epidural, and you will be supervised by experienced midwives. Home births are possible, but less common.
  • After the birth, you will receive guidance and support from midwives and maternity nurses. Much attention is paid to breastfeeding and the mother's recovery.
  • Norway offers generous parental leave, including specific days for fathers.
  • Breastfeeding in public is normal in Norway.
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How safe or unsafe is a trip or stay in Norway?

What should you pay attention to in terms of safety in Norway?

  • Norway is an extremely safe country, with low crime rates and a high standard of living.
  • The weather can be extreme and unpredictable, especially in winter. Snowstorms and slippery conditions can be dangerous.
  • Norway is perfect for outdoor activities, but be prepared. It is easy to get lost in remote areas, and the weather can change suddenly. Always bring warm clothing, plenty of food, and a charged phone or GPS.
  • Encounters with moose or even bears are possible, especially in rural or forested areas. Give animals space and do not disturb them.

What should you look out for in terms of diseases in Norway?

  • There are virtually no real health risks in Norway.
  • Tick-borne encephalitis occurs in some areas. It is advisable to take this into account.
  • It is very cold in Norway in winter. Prevent hypothermia and frostbite by dressing well.
  • It is also possible to get a serious winter blues due to the lack of sunlight. Many people take extra vitamin D for this.

What should you pay attention to when it comes to traffic in Norway?

  • In Norway, people drive on the right.
  • Speed ​​limits are strictly enforced and are usually: 50 km/h in urban areas, 80 km/h outside the city and 100-110 km/h on motorways.
  • In winter, roads are often covered with ice or snow. Winter tires (or studded tires in some areas) are mandatory from November to April. Bring snow chains when traveling to mountainous areas.
  • Norway has many tunnels and ferries as part of the road network. Pay attention to road signs and plan your routes well, especially in remote areas.
  • Moose, reindeer and other animals can cross the road, especially in rural areas. Take extra care at dusk and at night.
  • Cyclists often have their own cycle paths, but in smaller villages this may not be the case.
  • Pedestrians have priority on zebra crossings. Failure to stop can result in high fines.
  • Public transport is efficient and safe, as are the ferries. Some tips: refuel early, especially in remote areas where gas stations are scarce, use offline maps or GPS, as mobile network is not available everywhere.
  • In remote areas, it can take a long time for emergency services to arrive. Always have an emergency kit in your car, including warm blankets, food, water and a first aid kit.
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What work and travel insurance policies are suitable for short and long stays in Norway?

  • Is the trip to Norway and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

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What emigration and expat insurance can you take out for Norway if you are going to live there for a while?

  • Most expats and emigrants are covered by the national health care system and private insurance is not mandatory. However, many people also take out private insurance to be fully covered and also to get coverage in other, for example, neighboring countries.
  • Read more about insurances for abroad on Expatinsurances.org.

 

 

 

 

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Packing list for Norway, travel insurance for Norway, and taking your belongings

Packing list for Norway, travel insurance for Norway, and taking your belongings

To pack and bring to Norway

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What to take with you to Norway: short

Featured items:
  • Documents: passport or ID. An online and/or offline copy is always useful. International driving permit, when needed, depends on which country you come from and if you are going by car or rent a car.
  • Money: you can pay by debit card everywhere.
  • Care: sunscreen or sun cream and lip balm with a high factor. Especially in winter! The sun is merciless when you are standing on the snow.
  • Outdoor and conveniences: polarized sunglasses. Hat, gloves, scarf, warm socks in winter, but sometimes also for the rest of the year! Backpack, rain cover and rain gear.
  • Clothing: the weather can always change, so bring clothing for all weather conditions. Layers and very warm clothes (such as thermal layers and a good jacket) for winter, and therefore wind and waterproof clothing.
  • Shoes: good mountain boots or trekking shoes and warm shoes for winter.
  • Medicines and travel pharmacy: a good first aid kit with (blister) plasters, painkillers and ORS and other things that are useful for walks. 
  • Technique and equipment: world plug with type F, powerbank. 
What are some other options for packing as well?
  • Reusable water bottle with filter for your hiking adventures.
  • Quick-drying travel towel
  • A book on Norse Mythology, so you can join in the conversation in the pub!
  • Head net against midges in spring and summer. You laugh about it now, but not anymore.
  • Are you going hiking, camping, sleeping in huts? Then also a sleeping mat and sleeping bag, map and compass and headlamp or flashlight, power bank.
  • Reusable bag.
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What should you keep in mind when traveling to Norway with your belongings?

  • The season and the weather conditions in Norway.
  • The activities you will undertake in Norway. A cruise requires different items than a hike!
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Are there mosquitoes in Norway?

  • Mosquitoes are a nuisance in the summer, but apart from being annoying, they do not pose a problem for your health.
  • You will find the mosquitoes mainly near stagnant water and in dense forests.
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Are there sandflies in Norway?

  • Sand flies are not a problem in Norway, but small midges, locally called “knotts”, are.
  • They can be found in all kinds of places in nature and are particularly active around sunrise and sunset.
  • They also often have an extra urge to eat on gray, rainy days.
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Can you buy DEET, or other mosquito repellents, in Norway?

  • DEET and other products are available in Norway, at pharmacies and outdoor shops, among other places.
  • But, like everything in Norway, repellent is expensive! When you want to use it in the Norwegian summers, it is useful to bring your favorite type from home.
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Can you buy a joint or weed in Norway, or take it with you to Norway?

  • Smoking a nice joint is not an option in Norway. Using cannabis for fun is still completely illegal in this progressive country! If you do have it and are caught, it can lead to a fine, but also heavier punishments.
  • Medical cannabis is legal, but very strictly regulated.
  • Don't bother bringing cannabis with you, either, unless you want to get in trouble. 

 

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Norway: selection of contributions by WorldSupporters - Bundle

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What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?
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What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from Norway

Advice and decision support
Insurance
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What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in Norway

Advice and decision support
Insurance
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Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

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What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.
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Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.
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What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.
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What insurance do you need for a trip or vacation?

 

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Travel insurances and insurances for long term abroad - Theme
What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

Round the world travel insurance or long-term travel insurance

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What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.
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Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.
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What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.
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What insurance do you need when backpacking abroad?

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Travel insurances and insurances for long term abroad - Theme
What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

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What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.
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Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.
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What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”
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What insurance do you need when backpacking abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

Insurance for working abroad

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What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.
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Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.
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What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • that you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • that your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. In most countries, healthcare costs are higher than in the Netherlands.
  • that you insure your luggage and take sufficient precautions against theft or damage.
  • that you are well insured against personal liability.
  • that you are well insured in case of accidents.
  • that you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  •  that you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.
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What insurance do you need to work abroad?

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International insurance for working abroad
What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

Volunteering abroad with the right insurance

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What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad
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Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.
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What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.
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What insurance do you need when volunteering abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

Internship abroad with the right insurance

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What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.
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Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.
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What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

Studying abroad with the right insurance

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What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.
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Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.
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What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

Take out insurance if you are going to do move abroad as expat or emigrant?

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What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.
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What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
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Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.
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What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks
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When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad
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What insurance do you need for emigration or working as an expat abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page

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Safety, insurances and packing list for Norway

How does healthcare work in Norway, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Norway, and what travel insurance, health insurance or expat insurance do you need?

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How does the healthcare system work in Norway?

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What is the quality of healthcare in Norway?

  • Norway is known for its excellent healthcare, which is accessible to everyone who lives and works in the country. Life expectancy is high, with 84 years for women and 81 years for men.
  • The state is responsible to finance healthcare. In addition, the number of private hospitals and clinics is increasing.
  • Healthcare is largely managed by municipalities, which means that you are dependent on local authorities. However, the national healthcare system (Helse-Norge) is well organized.
  • Most hospitals belong to the public sector, where the majority of doctors also work.
  • The pharmacies (apotek) are well stocked. The country also works with an e-prescription. This means that the doctor sends the prescription to a central database, so that the medicine can be picked up at any pharmacy.
  • Helse Norge is the online healthcare system in Norway. Here you can find all kinds of practices and facilities. You can also register with a general practitioner here.
  • Call 113 for an ambulance.
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How does the public healthcare system work in Norway?

  • Anyone who lives and works in Norway, pays social security contributions and is therefore registered in the national register (Folkeregister), is entitled to public healthcare. This also applies to expats with a valid residence permit. You will then be registered for the national healthcare system (NIS) in exchange for 8% of your gross salary.
  • Although healthcare is largely financed by the government, there are personal contributions (e.g. for medicines, doctor visits and specialist care). There is an annual upper limit (frikort), after which further care is free.
  • Healthcare is free for young people aged 16 or younger and for pregnant women and women who are breastfeeding.
  • EU residents can also enjoy healthcare and the same conditions (i.e. partly pay themselves) with their European Health Insurance Card (EHIC).
  • It is recommended to still take out private insurance to cover the non-reimbursed costs, as well as care that is not covered, such as dental care.
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How does the private healthcare system work in Norway?

  • Private clinics offer shorter waiting times, more flexibility and extensive options. These are popular with companies that offer private insurance to employees.
  • Private care is more expensive and is not covered by the public system. Taking out additional private health insurance can be a good idea. For example, an estimated 9% of the population has some form of private health insurance, often also paid for by the employer.
  • Norway has relatively few private health care providers compared to other countries. Most people use the public system.
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How is the general practitioner arranged in Norway?

  • The system works with a "fastlege" (GP system). Everyone is assigned a GP who is your first point of contact for medical care. Most GPs speak fluent English.
  • Appointments are free for children under the age of16.
  • You can choose available doctors in your area. If you are not satisfied, you can change GPs twice a year.
  • If you need specialist treatment, you must first be referred by your GP. Waiting times for specialists can vary depending on the region. Most GPs work in a group practice and usually the patient pays a small fee (160 NOK) for a visit to the GP.
  • GPs are easily accessible, but not always for emergencies. For urgent care you can go to GP posts or hospitals.
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How is the dentist arranged in Norway?

  • Dental care is not included in the public system for adults aged 21 and over. You pay the full cost out of your own pocket, which can be quite expensive.
  • For children up to 18 years, dental care is free through the public dental services, for 19-20 year olds, care is partly covered.
  • Dental practices are often private. It is worth comparing prices, as rates can vary greatly.
  • Many people take out private insurance with dental coverage to cover the costs.
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How is pregnancy care arranged in Norway?

  • Norway has excellent maternity care, with the emphasis on mother and child. Prenatal and postnatal care are well arranged.
  • As soon as you are pregnant, you report your pregnancy to your GP or midwife. They will guide you throughout your pregnancy.
  • You are entitled to regular check-ups, ultrasound scans and blood tests, which are usually free.
  • Giving birth usually takes place in a hospital or birthing centre. You can opt for pain relief, such as an epidural, and you will be supervised by experienced midwives. Home births are possible, but less common.
  • After the birth, you will receive guidance and support from midwives and maternity nurses. Much attention is paid to breastfeeding and the mother's recovery.
  • Norway offers generous parental leave, including specific days for fathers.
  • Breastfeeding in public is normal in Norway.
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How safe or unsafe is a trip or stay in Norway?

What should you pay attention to in terms of safety in Norway?

  • Norway is an extremely safe country, with low crime rates and a high standard of living.
  • The weather can be extreme and unpredictable, especially in winter. Snowstorms and slippery conditions can be dangerous.
  • Norway is perfect for outdoor activities, but be prepared. It is easy to get lost in remote areas, and the weather can change suddenly. Always bring warm clothing, plenty of food, and a charged phone or GPS.
  • Encounters with moose or even bears are possible, especially in rural or forested areas. Give animals space and do not disturb them.

What should you look out for in terms of diseases in Norway?

  • There are virtually no real health risks in Norway.
  • Tick-borne encephalitis occurs in some areas. It is advisable to take this into account.
  • It is very cold in Norway in winter. Prevent hypothermia and frostbite by dressing well.
  • It is also possible to get a serious winter blues due to the lack of sunlight. Many people take extra vitamin D for this.

What should you pay attention to when it comes to traffic in Norway?

  • In Norway, people drive on the right.
  • Speed ​​limits are strictly enforced and are usually: 50 km/h in urban areas, 80 km/h outside the city and 100-110 km/h on motorways.
  • In winter, roads are often covered with ice or snow. Winter tires (or studded tires in some areas) are mandatory from November to April. Bring snow chains when traveling to mountainous areas.
  • Norway has many tunnels and ferries as part of the road network. Pay attention to road signs and plan your routes well, especially in remote areas.
  • Moose, reindeer and other animals can cross the road, especially in rural areas. Take extra care at dusk and at night.
  • Cyclists often have their own cycle paths, but in smaller villages this may not be the case.
  • Pedestrians have priority on zebra crossings. Failure to stop can result in high fines.
  • Public transport is efficient and safe, as are the ferries. Some tips: refuel early, especially in remote areas where gas stations are scarce, use offline maps or GPS, as mobile network is not available everywhere.
  • In remote areas, it can take a long time for emergency services to arrive. Always have an emergency kit in your car, including warm blankets, food, water and a first aid kit.
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What work and travel insurance policies are suitable for short and long stays in Norway?

  • Is the trip to Norway and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

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What emigration and expat insurance can you take out for Norway if you are going to live there for a while?

  • Most expats and emigrants are covered by the national health care system and private insurance is not mandatory. However, many people also take out private insurance to be fully covered and also to get coverage in other, for example, neighboring countries.
  • Read more about insurances for abroad on Expatinsurances.org.

 

 

 

 

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Packing list for Norway, travel insurance for Norway, and taking your belongings

Packing list for Norway, travel insurance for Norway, and taking your belongings

To pack and bring to Norway

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What to take with you to Norway: short

Featured items:
  • Documents: passport or ID. An online and/or offline copy is always useful. International driving permit, when needed, depends on which country you come from and if you are going by car or rent a car.
  • Money: you can pay by debit card everywhere.
  • Care: sunscreen or sun cream and lip balm with a high factor. Especially in winter! The sun is merciless when you are standing on the snow.
  • Outdoor and conveniences: polarized sunglasses. Hat, gloves, scarf, warm socks in winter, but sometimes also for the rest of the year! Backpack, rain cover and rain gear.
  • Clothing: the weather can always change, so bring clothing for all weather conditions. Layers and very warm clothes (such as thermal layers and a good jacket) for winter, and therefore wind and waterproof clothing.
  • Shoes: good mountain boots or trekking shoes and warm shoes for winter.
  • Medicines and travel pharmacy: a good first aid kit with (blister) plasters, painkillers and ORS and other things that are useful for walks. 
  • Technique and equipment: world plug with type F, powerbank. 
What are some other options for packing as well?
  • Reusable water bottle with filter for your hiking adventures.
  • Quick-drying travel towel
  • A book on Norse Mythology, so you can join in the conversation in the pub!
  • Head net against midges in spring and summer. You laugh about it now, but not anymore.
  • Are you going hiking, camping, sleeping in huts? Then also a sleeping mat and sleeping bag, map and compass and headlamp or flashlight, power bank.
  • Reusable bag.
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What should you keep in mind when traveling to Norway with your belongings?

  • The season and the weather conditions in Norway.
  • The activities you will undertake in Norway. A cruise requires different items than a hike!
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Are there mosquitoes in Norway?

  • Mosquitoes are a nuisance in the summer, but apart from being annoying, they do not pose a problem for your health.
  • You will find the mosquitoes mainly near stagnant water and in dense forests.
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Are there sandflies in Norway?

  • Sand flies are not a problem in Norway, but small midges, locally called “knotts”, are.
  • They can be found in all kinds of places in nature and are particularly active around sunrise and sunset.
  • They also often have an extra urge to eat on gray, rainy days.
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Can you buy DEET, or other mosquito repellents, in Norway?

  • DEET and other products are available in Norway, at pharmacies and outdoor shops, among other places.
  • But, like everything in Norway, repellent is expensive! When you want to use it in the Norwegian summers, it is useful to bring your favorite type from home.
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Can you buy a joint or weed in Norway, or take it with you to Norway?

  • Smoking a nice joint is not an option in Norway. Using cannabis for fun is still completely illegal in this progressive country! If you do have it and are caught, it can lead to a fine, but also heavier punishments.
  • Medical cannabis is legal, but very strictly regulated.
  • Don't bother bringing cannabis with you, either, unless you want to get in trouble. 

 

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Activities abroad: home page

Activities abroad: home page

From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

Activities abroad

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    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.
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    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.
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    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      Organizations: for animal protection, animal care and working with wildlife abroad
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      Organizations: for bush camping and working at a campsite abroad
      Organizations: for catering, hospitality and entertainment abroad
      Organizations: for civil society and social work abroad
      Organizations: for corporate business services
      Organizations: for customer services abroad and help desks
      Organizations: for diving, snorkeling and water sports abroad
      Organizations: for education and schools abroad
      Organizations: for expatriate insurances, travel insurances, and emergency call centers
      Organizations: for gap year activities abroad and sabbaticals
      Organizations: for internship placement abroad
      Organizations: for insurances and finance abroad
      Organizations: for IT, engineering and construction
      Organizations: for language travel and language teaching abroad
      Organizations: for marketing, communication and PR
      Organizations: for mediation in au pairs, childcare and elderly care in the Netherlands
      Organizations: for moving, international relocation and transport abroad
      Organizations: for nature conservation, environmental protection and working in nature abroad
      Organizations: for nonprofit projects, development work and international cooperation
      Organizations: for online work as digital nomad, freelancer, or independent entrepreneur from abroad
      Organizations: for outdoor activities and sports
      Organizations: for paid employment abroad and international recruitment

      Organizations: for paid employment abroad and international recruitment

      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad
      Organizations: for providing healthcare and working in medical care abroad
      Organizations: for psychological assistance and mental health care abroad
      Organizations: for real estate, brokerage abroad and property rental abroad
      Organizations: for research and scientific work abroad
      Organizations: for student support and student associations
      Organizations: for tour guidance and adventure tours abroad
      Organizations: for tourism and organized travel and leisure work abroad
      Organizations: for voluntary work mediation and project placement abroad
      Organizations: for yacht and shipping crew and working on a cruise ship abroad

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      Join us for a tour of the Norwegian Parliament! Time and place: June 14, 2022 9:20 AM–10:50 AM Do you want to see where the important decisions in Norway are made? The Storting is the Norwegian Parliament. It is the supreme arena for political debate and decision-making in the Kingdom of ...

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      Naar het buitenland (NL)?: Je vertrek voorbereiden of je verzekering afsluiten bij studie, stage of onderzoek in het buitenland

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