Travel to Honduras to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro

Backpacking in Honduras?

  • Honduras is a destination for backpackers looking for a mix of adventure and relaxation, top beaches, dense jungles and ancient Mayan ruins.
  • Diving on the Bay Islands is an absolute must for underwater enthusiasts, while nature lovers can indulge themselves in the Cusuco National Park.
  • Characteristics: hospitable, Mayans, beaches, nature, relatively safe as long as precautions are taken.

Traveling in Honduras?

  • Honduras offers beautiful landscapes, low-budget and more expensive archipelagos and diverse cultures. From the dense rainforests and impressive Mayan ruins in the interior, to the crystal clear waters and colorful coral reefs along the coast. Spotting cities: Copán (Mayan ruins), San Pedro Sula (vibrant, lively), Tegucigalpa (capital, cultural center, colonial), La Ceiba (port city and base for Pico Bonito NP), Gracias (colonial, in mountainous interior)
  • Spotting animals: biodiversity is great in Honduras: dense rainforests and clear water. Jaguars, pumas, toucans (Pico Bonito NP), sea turtles, rays (Cayos Cochinos), jaguars, tapirs, manatees, vultures (Unesco's Río Plátano Biosphere Reserve), sharks, rays, dolphins (Bay Islands)

Studying in Honduras?

  • Studies: in principle all subjects and forms of education can be found. Studies such as Spanish language & literature, archaeology, environment, anthropology, tourism, international business and international relations predominate. Study cities: in the capital Tegucigalpa you will find the largest and oldest university of Honduras, with a lively student culture. few -but good- public universities and several private educational institutions. But also San Pedro Sula (business administration, engineering) or Roatán (island with opportunities for marine biology or tourism) offer plenty of opportunities.
  • Characteristics: education is of increasingly better quality; relatively low tuition fees compared to other Central American countries, often slightly smaller classes. Much attention to sustainability.

Internships in Honduras?

  • Internships: internships can be found in all sectors of society. The tourism & hospitality sector has the most on offer. Certainly also opportunities around the environment, biodiversity, archaeology, development cooperation, agriculture, business administration, healthcare and education.
  • Internship cities: Tegucigalpa (economic and political center), San Pedro Sula (industrial center), Roatán (tourism, marine biology) and Copán (archaeology, sustainable tourism, anthropology). Characteristics: the internship culture is generally very 'mañana', informal, attention to personal relationships, emphasis on applying knowledge in practice, solution-oriented work.

Volunteering in Honduras?

  • Volunteer projects: mainly in education (also after-school guidance), health care (basic care, mental health, mother-child), nature management & environmental protection, community development, tourism.
  • Animal projects: protection of sea turtles, reintroduction of jaguars / monkeys and bird species, combating illegal trade, awareness of the need for animal protection.
  • Characteristics: volunteer work possible from 1 or 2 weeks to several months. You work in a rich biodiversity, in impressive nature reserves and make a social impact in a very direct way, often on a small scale.

Working in Honduras?

  • Jobs: temporary work can be found mainly in the sectors: hospitality and tourism (hotels, diving schools, travel sector). Also opportunities in education, health care, agriculture or nature conservation, IT and with international NGOs. Characteristics: take into account the mañana work culture, ensure a good basic knowledge of Spanish, work on your personal network and prepare yourself for work in exchange for board and lodging.

Working as a digital nomad in Honduras?

  • Favorite cities: Bay Islands Roatán and the more affordable Utila (both growing number of co-working spaces), Copán (vibrant expat culture), San Pedro Sula and of course Tegucigalpa (with the better infrastructure for digital nomads).
  • Characteristics: the digital nomad culture in Honduras is growing, but still take into account intermittent wifi, regularly slow internet and a varying 'value for money'. Certainly digital nomad accommodation can sometimes be more expensive than you would expect from this relatively cheap country.

Living in Honduras?

  • Language: Spanish is really the basis. English is increasingly spoken, especially in the more well-known tourist cities and hotspots.
  • Characteristics: The special Mayan atmosphere, enormous hospitality, mañana mentality, attention to mutual social relationships. Safety can vary greatly at neighborhood level; so orient yourself well in advance. Cheaper in terms of living than most other countries in Central America. Prepare for a tropical climate: high temperatures, lots of precipitation.
  • Health insurance: make sure you have your own good health insurance.
Honduras Country Bundle: suggestions, stories and tips

Honduras Country Bundle: suggestions, stories and tips

Content about Honduras on WorldSupporter

How does healthcare work in Honduras, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Honduras, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Honduras?

What is the quality of healthcare in Honduras?

  • After a long period of unrest and violence, Honduras is rebuilding itself. The quality of healthcare in Honduras varies greatly. There are public and private hospitals and institutions. Both have a number of good hospitals in Tegucigalpa and San Pedro Sula.
  • Health insurance is mandatory for foreigners in Honduras and it is important to always have proof of health insurance with you.
  • San Pedro Sula and Tegucigalpa have good healthcare facilities for expats.
  • There is a shortage of medicines in Honduras. It is wise to take your own medicines with you as much as possible, and make sure you also have the prescription with you.
  • For emergency medical assistance, you can call 195.

How does the public healthcare system work in Honduras?

  • The Ministry of Health is responsible for public healthcare in Honduras. However, there is still a large part of the population that does not have access to good healthcare. This is mainly because there are hardly any healthcare institutions in the more rural areas of Honduras. Public healthcare is also available to expats. There are also few public doctors per capita.
  • Public healthcare leaves much to be desired. Not only in terms of medical equipment, but also the level of education of doctors and medical care providers.
  • Almost 90% of the population has no form of health insurance.

How does the private healthcare system work in Honduras?

  • Most foreigners opt for private healthcare in Honduras. There are more than 1,200 facilities throughout the country. Most advanced care can only be found in the well-developed cities.
  • Private healthcare is quite expensive, but of good quality. For this reason, most expats take out international health insurance.
  • Most care must be paid directly at the facility. With insurance, the costs can be declared later.

How is the general practitioner arranged in Honduras?

  • Many doctors are trained in the United States, so they speak English and provide good care. A visit to the general practitioner is not very expensive. For a good general practitioner, it can be useful to ask other foreigners for advice.

How is the dentist arranged in Honduras?

  • In urban areas such as Tegucigalpa and San Pedro Sula, there are good dental clinics that offer a range of services, from routine check-ups to more complex procedures. However, in rural areas, access to dental care is more limited.
  • It can also be wise to ask other expats for advice when you are looking for a good dentist.

How is pregnancy care arranged in Honduras?

  • Access to maternity care in Honduras varies greatly. In urban centres, there are hospitals and clinics that offer prenatal - and postnatal care. However, in rural areas, pregnant women may face limited access to medical facilities and a shortage of qualified staff.
  • Organisations such as the United Nations Population Fund (UNFPA) and Doctors Without Borders have therefore set up programmes to improve access to reproductive and sexual health care. Since Covid, teleconsultations have even been available.
  • If you are planning to have a baby in Honduras, it is wise to do your research in advance to find out what medical facilities are available near your place of residence. Also discuss the experiences of other expats in advance, for example via forums or Facebook. Most foreigners choose private clinics where the care is relatively good.
  • There is no real birth plan system. You can draw up and submit a birth plan yourself, but don't expect too much from it.

How safe or unsafe is a trip or stay in Honduras?

What should you pay attention to in terms of safety in Honduras?

  • Honduras has a high crime rate, especially in urban areas such as Tegucigalpa, San Pedro Sula and La Ceiba. Violent crimes, including muggings and theft, do occur. It is advisable to be vigilant, especially at night, and to avoid busy markets and isolated streets. The country also has one of the highest murder rates in the world.
  • Expats are advised to always travel with a small amount of money to avoid confrontation in the event of a mugging.
  • Certain provinces, such as Santa Bárbara, Cortés, Atlántida, Yoro, Francisco Morazán (including the capital Tegucigalpa), Colón, Olancho and Gracias a Dios, have higher crime rates. The border areas with Guatemala, El Salvador and Nicaragua are also known for criminal activity, especially during transport.

What should you look out for in terms of diseases in Honduras?

  • For Honduras it is certainly important to check in advance which vaccinations you need. There is also an increased risk of both waterborne and vector-borne diseases, including dengue, malaria, hepatitis, typhoid and bacterial diarrhea.
  • It is advisable to get the recommended vaccinations and take precautions to avoid mosquito bites, such as using insect repellent.
  • Air pollution can also be a problem for people with respiratory problems.

What should you pay attention to when it comes to traffic in Honduras?

  • The infrastructure in Honduras is underdeveloped in many areas. Roads can be poorly maintained, especially outside of urban centers, which makes driving challenging.
  • Traffic rules are not always strictly enforced, and driving behavior can be unpredictable. There is an increased risk of traffic accidents, especially at night and during bad weather conditions such as wet roads during the rainy season. For example, a car can suddenly enter the road, or people can drive drunk. Honduras does not have a great reputation for car theft, so always make sure you park your car in a safe parking lot.
  • Public transportation, such as buses and taxis, is available, but safety and reliability can vary. It can be helpful to research a good taxi service using advice from other expats.

What work and travel insurance policies are suitable for short and long stays in Honduras?

  • Is the trip to Honduras and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Honduras if you are going to live there for a while?

  • In general, it is mandatory to have your own health insurance when staying in Honduras. So make sure you take out a good, international insurance in advance.
  • Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.

 

Packing list for Honduras, travel insurance for Honduras, and taking your belongings

Packing list for Honduras, travel insurance for Honduras, and taking your belongings

What to take with you to Honduras: spotlighted

Featured items:
  • Documents: passport valid for at least 6 months upon arrival. An online and/or offline copy of your passport is also useful.
  • Money: cash dollars or lempira - especially if you are travelling outside the tourist areas.
  • Care: coral-friendly, water-resistant sunscreen with a high factor.
  • Outdoor and conveniences: hat or cap and sunglasses.
  • Protection: light raincoat, backpack cover and possibly dry bags. Mosquito net or impregnated mosquito net.
  • Clothing: it is tropically warm to moderate, depending on where you are going. Choose light and breathable fabrics, such as cotton or linen, and layers. Another option is quick-drying synthetic clothing. Swimwear and a sarong for when you go swimming.
  • Shoes: comfortable walking shoes that are easy to bump along the not-so-modern roads. Flip-flops for casual days.
  • Medicines and travel kit: a small first aid kit with plasters, painkillers, anti-diarrhea and ORS. Good mosquito repellent.
  • Safety: money belt for your money and passport.
  • Technology and equipment: world plug with type A & B. Power bank for when the power goes out.

What are some other options for packing as well

  • Reusable water bottle with filter, because tap water is technically drinkable, but often tastes strange.
  • Quick-drying travel towel
  • Snorkeling set and snorkel shirt.
  • Your best basic Spanish sentences.

What should you keep in mind when traveling to Honduras with your belongings?

  • The weather and the season.

Are there mosquitoes in Honduras?

  • There are a lot of mosquitoes in Honduras, and they can carry nasty diseases such as malaria and dengue.
  • Outbreaks also occur regularly. Not fun!
  • Mosquitoes are most active around sunrise and sunset. Be sure to set your smear alarm then. Fortunately, you can protect yourself well with covering clothing and mosquito repellent.
  • More about protection against mosquitoes and insects.

Are there sandflies in Honduras?

  • Sand flies are mainly found along the coast, islands and mangroves and form a problem in Honduras.
  • Unfortunately, they can also transmit leishmaniasis. But if you protect yourself well against mosquitoes, you also get protection against sand flies!
  • Sand flies are most active at dusk.
  • More about sand flies and sand fleas.

Can you buy DEET, or other mosquito repellents, in Honduras?

  • Expect limited choice, lower concentration and higher price.
  • So it is more convenient if you can bring your favorite product from home.

Can you buy a joint or weed in Honduras, or take it with you to Honduras?

  • Short answer: no. Long answer: no, really.
  • Weed is super illegal in Honduras and even having a small amount on you can lead to arrest and serious prison sentences. Also, leave your stash at home, because you probably don't want to know what happens to you if you get caught at the airport.
  • The alternative: enjoy the natural high on the Cayos Cochinos with a coconut in your hand.
Honduras: selection of contributions by WorldSupporters - Bundle

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Why get specific insurance when going abroad: per activity abroad
Why should you take out specialized travel insurance for a long trip abroad?

Why should you take out specialized travel insurance for a long trip abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and posibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

Check out more about

Why should you take out specific insurance when you go on a trip or vacation?

Why should you take out specific insurance when you go on a trip or vacation?

What is insurance for traveling abroad?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance, or repatriation costs if you need to be transported back home urgently. In some cases, travel insurance coverage also applies on domestic trips.
  • With annual travel insurance or multi-trip travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance or single-trip travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are abroad.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you plan to do.
  • Travel insurance can continue to provide coverage if your health insurance no longer provides coverage, or if the damage is only reimbursed at cost price of your home country.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel abroad?

  • That you have insurance that is valid in the country or countries that you are going to visit.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your travels.

Check out more about international insurances

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for paid work, voluntary work or an internship abroad?

  • There may be several reasons why you need separate insurance when working abroad.
  • During work, internships, or volunteer work abroad where you receive financial compensation (or, for example, food or housing), your national health insurance coverage may expire. You will then need special insurance to remain insured for illness and accidents.
  • During specific work abroad, additional requirements may apply if your work involves additional risks. Only specific insurance policies offer coverage during this type of work.
  • During your work, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your work, local employers generally offer no or limited insurance that provides insufficient coverage.

What is important to insure when you are going to work abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work.

Check out more about international insurances

Why should you take out specialized travel insurance for volunteering abroad?

Why should you take out specialized travel insurance for volunteering abroad?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

Check out more about international insurances

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

Why should you take out specialized travel insurance for studying abroad?

Why should you take out specialized travel insurance for studying abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

What is an emigration insurance and what is an expat insurance?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

Check out more about international insurances

Why should you take out travel insurance and why through the JoHo Foundation?

Why should you take out travel insurance and why through the JoHo Foundation?

Why Insurances through JoHo

  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

  • The chance of getting injured or ill is generally higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.

  • If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.

  • You might have to deal with the damage, loss or theft of your luggage.

  • In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assistance team on standby for you 24/7 and will be able to tell you what steps to take.

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

  • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days).

  • Depending on your home country, your health insurance might not offer any coverage for treatment abroad.

  • During a long trip you might consider specific activities, like paid work or volunteering. Regular travel insurances often don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scuba-diving and bungee jumping.

More on why to use JoHo

  • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

  • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insurer.

 

Read more about JoHo and JoHo Insurances

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Safety, insurances and packing list for Honduras

How does healthcare work in Honduras, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Honduras, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Honduras?

What is the quality of healthcare in Honduras?

  • After a long period of unrest and violence, Honduras is rebuilding itself. The quality of healthcare in Honduras varies greatly. There are public and private hospitals and institutions. Both have a number of good hospitals in Tegucigalpa and San Pedro Sula.
  • Health insurance is mandatory for foreigners in Honduras and it is important to always have proof of health insurance with you.
  • San Pedro Sula and Tegucigalpa have good healthcare facilities for expats.
  • There is a shortage of medicines in Honduras. It is wise to take your own medicines with you as much as possible, and make sure you also have the prescription with you.
  • For emergency medical assistance, you can call 195.

How does the public healthcare system work in Honduras?

  • The Ministry of Health is responsible for public healthcare in Honduras. However, there is still a large part of the population that does not have access to good healthcare. This is mainly because there are hardly any healthcare institutions in the more rural areas of Honduras. Public healthcare is also available to expats. There are also few public doctors per capita.
  • Public healthcare leaves much to be desired. Not only in terms of medical equipment, but also the level of education of doctors and medical care providers.
  • Almost 90% of the population has no form of health insurance.

How does the private healthcare system work in Honduras?

  • Most foreigners opt for private healthcare in Honduras. There are more than 1,200 facilities throughout the country. Most advanced care can only be found in the well-developed cities.
  • Private healthcare is quite expensive, but of good quality. For this reason, most expats take out international health insurance.
  • Most care must be paid directly at the facility. With insurance, the costs can be declared later.

How is the general practitioner arranged in Honduras?

  • Many doctors are trained in the United States, so they speak English and provide good care. A visit to the general practitioner is not very expensive. For a good general practitioner, it can be useful to ask other foreigners for advice.

How is the dentist arranged in Honduras?

  • In urban areas such as Tegucigalpa and San Pedro Sula, there are good dental clinics that offer a range of services, from routine check-ups to more complex procedures. However, in rural areas, access to dental care is more limited.
  • It can also be wise to ask other expats for advice when you are looking for a good dentist.

How is pregnancy care arranged in Honduras?

  • Access to maternity care in Honduras varies greatly. In urban centres, there are hospitals and clinics that offer prenatal - and postnatal care. However, in rural areas, pregnant women may face limited access to medical facilities and a shortage of qualified staff.
  • Organisations such as the United Nations Population Fund (UNFPA) and Doctors Without Borders have therefore set up programmes to improve access to reproductive and sexual health care. Since Covid, teleconsultations have even been available.
  • If you are planning to have a baby in Honduras, it is wise to do your research in advance to find out what medical facilities are available near your place of residence. Also discuss the experiences of other expats in advance, for example via forums or Facebook. Most foreigners choose private clinics where the care is relatively good.
  • There is no real birth plan system. You can draw up and submit a birth plan yourself, but don't expect too much from it.

How safe or unsafe is a trip or stay in Honduras?

What should you pay attention to in terms of safety in Honduras?

  • Honduras has a high crime rate, especially in urban areas such as Tegucigalpa, San Pedro Sula and La Ceiba. Violent crimes, including muggings and theft, do occur. It is advisable to be vigilant, especially at night, and to avoid busy markets and isolated streets. The country also has one of the highest murder rates in the world.
  • Expats are advised to always travel with a small amount of money to avoid confrontation in the event of a mugging.
  • Certain provinces, such as Santa Bárbara, Cortés, Atlántida, Yoro, Francisco Morazán (including the capital Tegucigalpa), Colón, Olancho and Gracias a Dios, have higher crime rates. The border areas with Guatemala, El Salvador and Nicaragua are also known for criminal activity, especially during transport.

What should you look out for in terms of diseases in Honduras?

  • For Honduras it is certainly important to check in advance which vaccinations you need. There is also an increased risk of both waterborne and vector-borne diseases, including dengue, malaria, hepatitis, typhoid and bacterial diarrhea.
  • It is advisable to get the recommended vaccinations and take precautions to avoid mosquito bites, such as using insect repellent.
  • Air pollution can also be a problem for people with respiratory problems.

What should you pay attention to when it comes to traffic in Honduras?

  • The infrastructure in Honduras is underdeveloped in many areas. Roads can be poorly maintained, especially outside of urban centers, which makes driving challenging.
  • Traffic rules are not always strictly enforced, and driving behavior can be unpredictable. There is an increased risk of traffic accidents, especially at night and during bad weather conditions such as wet roads during the rainy season. For example, a car can suddenly enter the road, or people can drive drunk. Honduras does not have a great reputation for car theft, so always make sure you park your car in a safe parking lot.
  • Public transportation, such as buses and taxis, is available, but safety and reliability can vary. It can be helpful to research a good taxi service using advice from other expats.

What work and travel insurance policies are suitable for short and long stays in Honduras?

  • Is the trip to Honduras and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Honduras if you are going to live there for a while?

  • In general, it is mandatory to have your own health insurance when staying in Honduras. So make sure you take out a good, international insurance in advance.
  • Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.

 

Packing list for Honduras, travel insurance for Honduras, and taking your belongings

Packing list for Honduras, travel insurance for Honduras, and taking your belongings

What to take with you to Honduras: spotlighted

Featured items:
  • Documents: passport valid for at least 6 months upon arrival. An online and/or offline copy of your passport is also useful.
  • Money: cash dollars or lempira - especially if you are travelling outside the tourist areas.
  • Care: coral-friendly, water-resistant sunscreen with a high factor.
  • Outdoor and conveniences: hat or cap and sunglasses.
  • Protection: light raincoat, backpack cover and possibly dry bags. Mosquito net or impregnated mosquito net.
  • Clothing: it is tropically warm to moderate, depending on where you are going. Choose light and breathable fabrics, such as cotton or linen, and layers. Another option is quick-drying synthetic clothing. Swimwear and a sarong for when you go swimming.
  • Shoes: comfortable walking shoes that are easy to bump along the not-so-modern roads. Flip-flops for casual days.
  • Medicines and travel kit: a small first aid kit with plasters, painkillers, anti-diarrhea and ORS. Good mosquito repellent.
  • Safety: money belt for your money and passport.
  • Technology and equipment: world plug with type A & B. Power bank for when the power goes out.

What are some other options for packing as well

  • Reusable water bottle with filter, because tap water is technically drinkable, but often tastes strange.
  • Quick-drying travel towel
  • Snorkeling set and snorkel shirt.
  • Your best basic Spanish sentences.

What should you keep in mind when traveling to Honduras with your belongings?

  • The weather and the season.

Are there mosquitoes in Honduras?

  • There are a lot of mosquitoes in Honduras, and they can carry nasty diseases such as malaria and dengue.
  • Outbreaks also occur regularly. Not fun!
  • Mosquitoes are most active around sunrise and sunset. Be sure to set your smear alarm then. Fortunately, you can protect yourself well with covering clothing and mosquito repellent.
  • More about protection against mosquitoes and insects.

Are there sandflies in Honduras?

  • Sand flies are mainly found along the coast, islands and mangroves and form a problem in Honduras.
  • Unfortunately, they can also transmit leishmaniasis. But if you protect yourself well against mosquitoes, you also get protection against sand flies!
  • Sand flies are most active at dusk.
  • More about sand flies and sand fleas.

Can you buy DEET, or other mosquito repellents, in Honduras?

  • Expect limited choice, lower concentration and higher price.
  • So it is more convenient if you can bring your favorite product from home.

Can you buy a joint or weed in Honduras, or take it with you to Honduras?

  • Short answer: no. Long answer: no, really.
  • Weed is super illegal in Honduras and even having a small amount on you can lead to arrest and serious prison sentences. Also, leave your stash at home, because you probably don't want to know what happens to you if you get caught at the airport.
  • The alternative: enjoy the natural high on the Cayos Cochinos with a coconut in your hand.

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