Travel to Cuba to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro
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Backpacking or traveling in Cuba?

  • For the curious, adventurous travelers looking for something a little different. From beautiful hikes to historic sites and idyllic beaches. 
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Studying in Cuba?

  • No universities with high rankings, but interesting environment and culture to spend your study time in. 
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Internship in Cuba?

  • It is not easy to find an internship in Cuba, but there are opportunities for internships in Cuba, such as through international organizations.
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Volunteering in Cuba?

  • Construction, conservation and education are particularly popular among volunteers. 
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Working in Cuba?

  • There are opportunities with foreign companies, or in the tourism industry as a tour guide. 
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Working as a digital nomad in Cuba?

  • A true off-the-beaten-path digital nomad destination. No good internet, challenges, but therefore perfect for getting in touch with the local community and culture. 
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Living in Cuba?

  • A simple and romantic life, but with some challenges here and there. 
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CHECK COUNTRY INFORMATION  CHECK PREPARING AND INSURANCE  CHECK ACTIVITIES AND STORIES 

 

Cuba Country Bundle: suggestions, stories and tips

Cuba Country Bundle: suggestions, stories and tips

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Content about Cuba on WorldSupporter

Packing list for Cuba, travel insurance for Cuba, and taking your belongings

Packing list for Cuba, travel insurance for Cuba, and taking your belongings

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What to bring to Cuba: highlighted

Highlighted items:

  • Documents: passport valid for at least 6 months after arrival, visa and ESTA if you are traveling via the US. Proof of travel insurance, proof of exit and booking confirmation of your place of residence may also be required.
  • Money: bring euros or dollars. In Cuba you can exchange them for Cuban pesos.
  • Care: sunscreen is often scarce and expensive, so bringing your own with a high factor is handy.
  • Outdoor and conveniences: sunglasses for the sun and a raincoat for the rainy season.
  • Clothing: light and breathable clothing because it is often tropically warm.
  • Shoes: comfortable walking shoes in any case!
  • Medicines and travel kit: a small first aid kit with what you think you need, because pharmacies often have little stock.
  • Technology and equipment: world plug type A/B, the same as in the US.
  • Women: menstrual products can be hard to find, so bring your prefered products. 

What else can you bring:

  • Hygiene wipes/tissues because you don't always find soap or toilet paper in public places.
  • Power bank for when the power goes out.
  • Ereader or games for the evenings offline.
  • Reusable water bottle with filter.
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What knowledge is useful when you go to Cuba?

  • Knowledge of Spanish is useful to take with you to Cuba.
  • Know the rules and know how to travel around and arrange things.
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Are there mosquitoes in Cuba?

  • Yes, especially in the rainy season. They can transmit dengue and zika, among other things.
  • Havana and Varadero do have ways to combat mosquitoes, but outside of those places, you should definitely protect yourself well.
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Are there sand flies in Cuba?

  • Sand flies are found in Cuba and are locally called jejenes.
  • They are particularly common during warm and humid periods and are most active during sunrise and sunset.
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Can you buy DEET, or other anti-mosquito products, in Cuba?

  • If you are lucky, you will come across a stray bottle or receive one from another traveler.
  • It is best to bring your own substance of choice.
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Where can you get your food and drinks in Cuba?

  • Casa particulares (guesthouses) often offer breakfast and dinner – and that is usually tastier than in restaurants.
  • Markets have vegetables, fruit, bread, eggs, and occasionally fish or chicken.
  • Restaurants (paladares) are often small-scale – you will find gems and disappointments.
  • Supermarkets are limited and unpredictable in terms of selection. Don't expect luxury.
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Can you buy a beer or wine in Cuba, or take it to Cuba?

  • Buy? Absolutely. Rum is cheap and available everywhere, beer is also available, but wine is harder to find.
  • You are allowed to bring three bottles of alcohol, but always check the latest updates.
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Can you buy a joint or weed in Cuba, or take it to Cuba?

  • No, definitely not! Cannabis is illegal and is severely punished.
  • So taking it with you is not possible either.
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How does health care work in Cuba, and what travel insurance, health insurance or expat insurance do you need?

How does health care work in Cuba, and what travel insurance, health insurance or expat insurance do you need?

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How does the health care system work in Cuba?

  • Cuba has a comprehensive health care system that is heavily regulated by the government. The country is internationally known for its focus on preventive care and excellent medical training of doctors. 
  • Health care through the Cuban National Health System (SNS) is free for residents, but special medical facilities and insurance are available for expatriates. 
  • The healthcare system is made up of three levels - primary, secondary and tertiary. 
  • Expats are required to purchase health insurance and cannot simply visit public institutions. For expats, there is an independent system called Servimed with more than 40 clinics for primary and specialty care. 
  • Hospitals and clinics do not accept foreign credit or debit cards. You are required to pay with contact money! 
  • Local Servimed pharmacies are often short of medications (except for medications for endemic diseases), so it may be wiser to bring your own from your home country. But be sure to pay close attention to import regulations. 
  • Psychiatric clinics are few and far between, and getting into them as an expat is difficult. 
  • Call 104 for emergency medical services. Medical evacuation may be required, should the situation be life-threatening.

How does the public health care system work in Cuba?

  • Healthcare is fully socialized and free to Cuban citizens. This applies to both basic care and specialized treatments. 
  • The country has very good doctors, but there can sometimes be a lack of medical equipment, medicine or infrastructure. 
  • You can find outpatient clinics and hospitals all over the country, but urban care is often better than rural areas. 
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How does the private health care system work in Cuba?

  • Since the revolution by Fidel Castro, the two-part system has been abolished. 
  • So there are actually no private institutions - everything is run by the government. 
  • However, there are Servimed clinics that specially serve expats. Here you will often find better facilities as well. 
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How is the general practitioner in Cuba arranged?

  • General doctors can be found in the Servimed clinics. 
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How is the dentist in Cuba arranged?

  • The dental care sector has suffered a lot in Cuba in recent years. 
  • Facilities are often not in good condition and there is a lack of supplies. 

How is the pregnancy, obstetrics & maternity care arranged in Cuba?

  • Most births take place in the hospital or a birthing home. 
  • Much prenatal care is available, including regular checkups, ultrasounds and various tests. 
  • Births take place under the supervision of midwives and gynecologists. 
  • Cesarean sections are performed only when medically necessary. 
  • Abortion is legal and the country has one of the highest Abortion rates in Latin America. 
  • Another great aspect of the system: the government provides free access to contraceptives for locals!  
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How safe or unsafe is a trip or stay in Cuba?

What should you pay attention to in terms of safely in Cuba?

  • Cuba is relatively safe and there is virtually no crime, although there is a chance of petty crime due to the economic situation.
  • There are some criminal “fake cab drivers,” particularly at the airport and around Old Havana. 
  • Car-related crime occurs in Havana and other tourist spots. Make sure you have a pre-arranged cab and keep doors and windows closed. 
  • Political activities or criticism of the government should be avoided as a foreigner. 
  • Do not take pictures in military zones or other closed areas. This can be seen as spying! 
  • Be sure to exchange money only at official Cadeca exchange offices. If you exchange your money anywhere else, you risk being fined or even imprisoned. 
  • From June to November is hurricane season in Cuba. During this season, floods and landslides are common. There may also be no electricity or water for a while after a hurricane. 

What should you pay attention to in terms of diseases in Cuba?

  • Some mosquito-borne diseases are common in Cuba. 
  • Drinking tap water is not recommended. 

What should you pay attention to in terms of traffic in Cuba?

  • Many means of transportation are not well maintained, streets are often poorly lit and poorly marked. 
  • Avoid driving at night because of the poor roads, the risk of crossing animals and people driving without lights.
  • Public transportation is often limited and very crowded. Cabs and rental cars are usually a more convenient option. 
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Which work and travel insurance policies are suitable for short and long stays in Cuba?

  • Is the trip to Cuba and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.
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What emigration and expat insurance can you take out for Cuba if you are going to live there for a while?

  • It is mandatory to have your own international health insurance before entering Cuba. Read more about insurances for abroad on Expatinsurances.org.
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Cuba: Updates & Travel

Cuba: Updates & Travel

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Travel in Cuba

  • Cuba is one of our favorite islands in the Caribbean. The country still looks like the one you see in the movie Dirty Dancing 2. Dance in the streets with Cuban music among the colonial houses. Be quick, because authentic Cuba is fast disappearing. Nevertheless, it is still a treat to travel around here!
  • Take a walk along Havana's dilapidated but beautiful Malecon waterfront. This boulevard leads from Old Havana to West Fedado.
  • Immerse yourself in Cuban nightlife, with Cuban salsa. Every Saturday night at 8, for example, there is a big party (Fiesta de la Cubania) in the streets of Bayamo (Bayamo's street party).
  • In Las Tunas there is a market every weekend where things are sold. There is also singing and dancing. A good chance to meet the locals.
  • Enjoy sun, sea and beach. For example, at Varadero, Playas del Este (Havana) or Havana Riviera (Santa María).
  • Wander through Castillo de La Real Fuerza, Havana's oldest fort. By the way, the fort was built in the wrong place.
  • Baracao is a seaside place with beautiful nature. The road to it “La Farola” is also beautiful.
  • Isla de la Juventud: The perfect place to go diving with over 30 coral reefs. Also nice that it is not very touristy here yet.
  • Trinidad is a colonial city founded in 1514. With elegant houses, and cobblestone streets with horses running over them.
  • Pinar del Rio: A Cuban province that many say has the most beautiful nature. Including stalactite caves with underground rivers.
  • Cayo Largo: Precisely because the island is so hideously touristy, it is almost a paradise on earth. The place to relax on typical Caribbean beaches.
  • The old Cuba is slowly disappearing, as more and more capitalist influences are gradually being allowed in. Visit Cuba when you are able to.
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Updates Cuba

  • More about Cuba, updates and contributions, see the link below.

 

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Cuba: selection of contributions by WorldSupporters - Bundle
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How does health care work in Cuba, and what travel insurance, health insurance or expat insurance do you need?

How does health care work in Cuba, and what travel insurance, health insurance or expat insurance do you need?

Back to top

How does the health care system work in Cuba?

  • Cuba has a comprehensive health care system that is heavily regulated by the government. The country is internationally known for its focus on preventive care and excellent medical training of doctors. 
  • Health care through the Cuban National Health System (SNS) is free for residents, but special medical facilities and insurance are available for expatriates. 
  • The healthcare system is made up of three levels - primary, secondary and tertiary. 
  • Expats are required to purchase health insurance and cannot simply visit public institutions. For expats, there is an independent system called Servimed with more than 40 clinics for primary and specialty care. 
  • Hospitals and clinics do not accept foreign credit or debit cards. You are required to pay with contact money! 
  • Local Servimed pharmacies are often short of medications (except for medications for endemic diseases), so it may be wiser to bring your own from your home country. But be sure to pay close attention to import regulations. 
  • Psychiatric clinics are few and far between, and getting into them as an expat is difficult. 
  • Call 104 for emergency medical services. Medical evacuation may be required, should the situation be life-threatening.

How does the public health care system work in Cuba?

  • Healthcare is fully socialized and free to Cuban citizens. This applies to both basic care and specialized treatments. 
  • The country has very good doctors, but there can sometimes be a lack of medical equipment, medicine or infrastructure. 
  • You can find outpatient clinics and hospitals all over the country, but urban care is often better than rural areas. 
Back to top

How does the private health care system work in Cuba?

  • Since the revolution by Fidel Castro, the two-part system has been abolished. 
  • So there are actually no private institutions - everything is run by the government. 
  • However, there are Servimed clinics that specially serve expats. Here you will often find better facilities as well. 
Back to top

How is the general practitioner in Cuba arranged?

  • General doctors can be found in the Servimed clinics. 
Back to top

How is the dentist in Cuba arranged?

  • The dental care sector has suffered a lot in Cuba in recent years. 
  • Facilities are often not in good condition and there is a lack of supplies. 

How is the pregnancy, obstetrics & maternity care arranged in Cuba?

  • Most births take place in the hospital or a birthing home. 
  • Much prenatal care is available, including regular checkups, ultrasounds and various tests. 
  • Births take place under the supervision of midwives and gynecologists. 
  • Cesarean sections are performed only when medically necessary. 
  • Abortion is legal and the country has one of the highest Abortion rates in Latin America. 
  • Another great aspect of the system: the government provides free access to contraceptives for locals!  
Back to top

How safe or unsafe is a trip or stay in Cuba?

What should you pay attention to in terms of safely in Cuba?

  • Cuba is relatively safe and there is virtually no crime, although there is a chance of petty crime due to the economic situation.
  • There are some criminal “fake cab drivers,” particularly at the airport and around Old Havana. 
  • Car-related crime occurs in Havana and other tourist spots. Make sure you have a pre-arranged cab and keep doors and windows closed. 
  • Political activities or criticism of the government should be avoided as a foreigner. 
  • Do not take pictures in military zones or other closed areas. This can be seen as spying! 
  • Be sure to exchange money only at official Cadeca exchange offices. If you exchange your money anywhere else, you risk being fined or even imprisoned. 
  • From June to November is hurricane season in Cuba. During this season, floods and landslides are common. There may also be no electricity or water for a while after a hurricane. 

What should you pay attention to in terms of diseases in Cuba?

  • Some mosquito-borne diseases are common in Cuba. 
  • Drinking tap water is not recommended. 

What should you pay attention to in terms of traffic in Cuba?

  • Many means of transportation are not well maintained, streets are often poorly lit and poorly marked. 
  • Avoid driving at night because of the poor roads, the risk of crossing animals and people driving without lights.
  • Public transportation is often limited and very crowded. Cabs and rental cars are usually a more convenient option. 
Back to top

Which work and travel insurance policies are suitable for short and long stays in Cuba?

  • Is the trip to Cuba and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.
Back to top

What emigration and expat insurance can you take out for Cuba if you are going to live there for a while?

  • It is mandatory to have your own international health insurance before entering Cuba. Read more about insurances for abroad on Expatinsurances.org.
Back to top
  • 1143 reads

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Why get specific insurance when going abroad: per activity abroad
Why should you take out specialized travel insurance for a long trip abroad?

Why should you take out specialized travel insurance for a long trip abroad?

Specialized travel insurance for a long trip abroad

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What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.
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Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.
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What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and posibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

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Travel insurances and insurances for long term abroad - Theme
Why should you take out specific insurance when you go on a trip or vacation?

Why should you take out specific insurance when you go on a trip or vacation?

Travel insurance for city breaks, long-distance trips, and vacations

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What is insurance for traveling abroad?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance, or repatriation costs if you need to be transported back home urgently. In some cases, travel insurance coverage also applies on domestic trips.
  • With annual travel insurance or multi-trip travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance or single-trip travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.
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Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are abroad.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you plan to do.
  • Travel insurance can continue to provide coverage if your health insurance no longer provides coverage, or if the damage is only reimbursed at cost price of your home country.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.
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What is important to insure when you are going to travel abroad?

  • That you have insurance that is valid in the country or countries that you are going to visit.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your travels.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for working abroad?

Working abroad with the right insurance

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Why should you take out specialized travel insurance for paid work, voluntary work or an internship abroad?

  • There may be several reasons why you need separate insurance when working abroad.
  • During work, internships, or volunteer work abroad where you receive financial compensation (or, for example, food or housing), your national health insurance coverage may expire. You will then need special insurance to remain insured for illness and accidents.
  • During specific work abroad, additional requirements may apply if your work involves additional risks. Only specific insurance policies offer coverage during this type of work.
  • During your work, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your work, local employers generally offer no or limited insurance that provides insufficient coverage.
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What is important to insure when you are going to work abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized travel insurance for volunteering abroad?

Why should you take out specialized travel insurance for volunteering abroad?

Volunteering abroad with the right insurance

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What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad
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Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.
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What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

Internship abroad with the right insurance

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What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.
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Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.
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What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized travel insurance for studying abroad?

Why should you take out specialized travel insurance for studying abroad?

Studying abroad with the right insurance

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What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.
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Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.
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What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Moving abroad with the right insurance

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What is an emigration insurance and what is an expat insurance?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.
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Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.
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What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out travel insurance and why through the JoHo Foundation?

Why should you take out travel insurance and why through the JoHo Foundation?

Why Insurances through JoHo

  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

  • The chance of getting injured or ill is generally higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.

  • If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.

  • You might have to deal with the damage, loss or theft of your luggage.

  • In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assistance team on standby for you 24/7 and will be able to tell you what steps to take.

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

  • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days).

  • Depending on your home country, your health insurance might not offer any coverage for treatment abroad.

  • During a long trip you might consider specific activities, like paid work or volunteering. Regular travel insurances often don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scuba-diving and bungee jumping.

More on why to use JoHo

  • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

  • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insurer.

 

Read more about JoHo and JoHo Insurances

Travel insurances and insurances for long term abroad - Theme
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Safety, insurances and packing list for Cuba

How does health care work in Cuba, and what travel insurance, health insurance or expat insurance do you need?

How does health care work in Cuba, and what travel insurance, health insurance or expat insurance do you need?

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How does the health care system work in Cuba?

  • Cuba has a comprehensive health care system that is heavily regulated by the government. The country is internationally known for its focus on preventive care and excellent medical training of doctors. 
  • Health care through the Cuban National Health System (SNS) is free for residents, but special medical facilities and insurance are available for expatriates. 
  • The healthcare system is made up of three levels - primary, secondary and tertiary. 
  • Expats are required to purchase health insurance and cannot simply visit public institutions. For expats, there is an independent system called Servimed with more than 40 clinics for primary and specialty care. 
  • Hospitals and clinics do not accept foreign credit or debit cards. You are required to pay with contact money! 
  • Local Servimed pharmacies are often short of medications (except for medications for endemic diseases), so it may be wiser to bring your own from your home country. But be sure to pay close attention to import regulations. 
  • Psychiatric clinics are few and far between, and getting into them as an expat is difficult. 
  • Call 104 for emergency medical services. Medical evacuation may be required, should the situation be life-threatening.

How does the public health care system work in Cuba?

  • Healthcare is fully socialized and free to Cuban citizens. This applies to both basic care and specialized treatments. 
  • The country has very good doctors, but there can sometimes be a lack of medical equipment, medicine or infrastructure. 
  • You can find outpatient clinics and hospitals all over the country, but urban care is often better than rural areas. 
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How does the private health care system work in Cuba?

  • Since the revolution by Fidel Castro, the two-part system has been abolished. 
  • So there are actually no private institutions - everything is run by the government. 
  • However, there are Servimed clinics that specially serve expats. Here you will often find better facilities as well. 
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How is the general practitioner in Cuba arranged?

  • General doctors can be found in the Servimed clinics. 
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How is the dentist in Cuba arranged?

  • The dental care sector has suffered a lot in Cuba in recent years. 
  • Facilities are often not in good condition and there is a lack of supplies. 

How is the pregnancy, obstetrics & maternity care arranged in Cuba?

  • Most births take place in the hospital or a birthing home. 
  • Much prenatal care is available, including regular checkups, ultrasounds and various tests. 
  • Births take place under the supervision of midwives and gynecologists. 
  • Cesarean sections are performed only when medically necessary. 
  • Abortion is legal and the country has one of the highest Abortion rates in Latin America. 
  • Another great aspect of the system: the government provides free access to contraceptives for locals!  
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How safe or unsafe is a trip or stay in Cuba?

What should you pay attention to in terms of safely in Cuba?

  • Cuba is relatively safe and there is virtually no crime, although there is a chance of petty crime due to the economic situation.
  • There are some criminal “fake cab drivers,” particularly at the airport and around Old Havana. 
  • Car-related crime occurs in Havana and other tourist spots. Make sure you have a pre-arranged cab and keep doors and windows closed. 
  • Political activities or criticism of the government should be avoided as a foreigner. 
  • Do not take pictures in military zones or other closed areas. This can be seen as spying! 
  • Be sure to exchange money only at official Cadeca exchange offices. If you exchange your money anywhere else, you risk being fined or even imprisoned. 
  • From June to November is hurricane season in Cuba. During this season, floods and landslides are common. There may also be no electricity or water for a while after a hurricane. 

What should you pay attention to in terms of diseases in Cuba?

  • Some mosquito-borne diseases are common in Cuba. 
  • Drinking tap water is not recommended. 

What should you pay attention to in terms of traffic in Cuba?

  • Many means of transportation are not well maintained, streets are often poorly lit and poorly marked. 
  • Avoid driving at night because of the poor roads, the risk of crossing animals and people driving without lights.
  • Public transportation is often limited and very crowded. Cabs and rental cars are usually a more convenient option. 
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Which work and travel insurance policies are suitable for short and long stays in Cuba?

  • Is the trip to Cuba and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.
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What emigration and expat insurance can you take out for Cuba if you are going to live there for a while?

  • It is mandatory to have your own international health insurance before entering Cuba. Read more about insurances for abroad on Expatinsurances.org.
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Packing list for Cuba, travel insurance for Cuba, and taking your belongings

Packing list for Cuba, travel insurance for Cuba, and taking your belongings

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What to bring to Cuba: highlighted

Highlighted items:

  • Documents: passport valid for at least 6 months after arrival, visa and ESTA if you are traveling via the US. Proof of travel insurance, proof of exit and booking confirmation of your place of residence may also be required.
  • Money: bring euros or dollars. In Cuba you can exchange them for Cuban pesos.
  • Care: sunscreen is often scarce and expensive, so bringing your own with a high factor is handy.
  • Outdoor and conveniences: sunglasses for the sun and a raincoat for the rainy season.
  • Clothing: light and breathable clothing because it is often tropically warm.
  • Shoes: comfortable walking shoes in any case!
  • Medicines and travel kit: a small first aid kit with what you think you need, because pharmacies often have little stock.
  • Technology and equipment: world plug type A/B, the same as in the US.
  • Women: menstrual products can be hard to find, so bring your prefered products. 

What else can you bring:

  • Hygiene wipes/tissues because you don't always find soap or toilet paper in public places.
  • Power bank for when the power goes out.
  • Ereader or games for the evenings offline.
  • Reusable water bottle with filter.
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What knowledge is useful when you go to Cuba?

  • Knowledge of Spanish is useful to take with you to Cuba.
  • Know the rules and know how to travel around and arrange things.
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Are there mosquitoes in Cuba?

  • Yes, especially in the rainy season. They can transmit dengue and zika, among other things.
  • Havana and Varadero do have ways to combat mosquitoes, but outside of those places, you should definitely protect yourself well.
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Are there sand flies in Cuba?

  • Sand flies are found in Cuba and are locally called jejenes.
  • They are particularly common during warm and humid periods and are most active during sunrise and sunset.
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Can you buy DEET, or other anti-mosquito products, in Cuba?

  • If you are lucky, you will come across a stray bottle or receive one from another traveler.
  • It is best to bring your own substance of choice.
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Where can you get your food and drinks in Cuba?

  • Casa particulares (guesthouses) often offer breakfast and dinner – and that is usually tastier than in restaurants.
  • Markets have vegetables, fruit, bread, eggs, and occasionally fish or chicken.
  • Restaurants (paladares) are often small-scale – you will find gems and disappointments.
  • Supermarkets are limited and unpredictable in terms of selection. Don't expect luxury.
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Can you buy a beer or wine in Cuba, or take it to Cuba?

  • Buy? Absolutely. Rum is cheap and available everywhere, beer is also available, but wine is harder to find.
  • You are allowed to bring three bottles of alcohol, but always check the latest updates.
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Can you buy a joint or weed in Cuba, or take it to Cuba?

  • No, definitely not! Cannabis is illegal and is severely punished.
  • So taking it with you is not possible either.
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  • 504 reads
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Activities abroad: home bundle

Main content and contributions for activities abroad

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Activities abroad: home page

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From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

Activities abroad

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    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.
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    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.
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    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      Toeristenvisum Een toeristenvisum (touristcard) is verplicht voor Cuba. Deze is geldig voor 30 dagen, en kan in Cuba nog eens 30 dagen verlengd worden (bij je hotel of de immigratiedienst). Een terugvlucht is verplicht. Je kunt je visum aanvragen bij het consulaat in Nederland, en dit kan ook&n...

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      Icon Welk visum regelen voor een reis, werk of vrijwilligerswerk naar Cuba?
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      Toeristenvisum Een toeristenvisum (touristcard) is verplicht voor Cuba. Deze is geldig voor 30 dagen, en kan in Cuba nog eens 30 dagen verlengd worden (bij je hotel of de immigratiedienst). Een terugvlucht is verplicht. Je kunt je visum aanvragen bij het consulaat in Nederland, en dit kan ook&n...

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        • Cuba is one of our favorite islands in the Caribbean. The country still looks like the one you see in the movie Dirty Dancing 2. Dance in the streets with Cuban music among the colonial houses. Be quick, because authe...

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