WWOOFing and your travel insurance

WWOOFing is a great way to experience a country on a completely different way than when you 'just' travel. You generally perform work you haven't done before and live on a farm that you didn't know before. Besides all the reasons why you should pack your bag and start WWOOFing, please consider some points of attention regarding your travel and health insurance.

In general travel insurances are designed to meet the needs of travellers and many times even narrower just 'tourist trips'. When you stay on a WWOOF farm as a volunteer this might not be covered at all. This exposes you to risks regarding liability and health care related costs and other costs you thought were covered by your travel insurance. So before you do any volunteer work, always check the conditions and when the conditions don't give enough clarity contact your insurance broker or the insurance company. It's best to have a written answer to your question to avoid problems when you need to file a claim later.

Depending on the WWOOF farm you visit the type of work will vary. Your insurance might cover volunteer work, or even volunteer work on farms in general but there may be exceptions or surcharges for working with farm animals of large machinery. Check with your host farm what kind of work you can expect and again check your activities with your insurance conditions.

The duration of your stay may also have an impact on the validity of your insurance. At WWOOF farms it might be possible to stay several months while your travel insurance may only cover short trips abroad. When the farm work turns out to be even nicer than expected you might want to extend your stay. Not all travel insurances allow you to extend your coverage while traveling.

Some national WWOOF departments have explicit requirements for for your insurance coverage, some earn some money by highlighting a specific travel insurance. When enrolling for WWOOF-USA you automatically have an accident emergency policy, but health/medical related costs are not included. WWOOF-USA recommends 'volunteercard' as a travel insurance, but that insurance seems to be available for US and Canadian citizens only.

Insurances that cover WWOOFing

Do you have any additions about WWOOFing in relation to travel and medical insurance? Please leave a comment below

Related content or attachment:
Wwoof ervaring Peruaanse koffie en cacao plantage

Wwoof ervaring Peruaanse koffie en cacao plantage

Image

Beste allemaal,

Wij zijn ondertussen anderhalve week op onze boerderij in de Peruaanse jungle en lezen met jaloezie over de Hollandse ijspret. Wij hebben hier elke dag tussen de 25 en 30 graden en elke dag wel regen (daarover later meer).

Onze locatie:
Wij zitten op ongeveer 2 uur rijden van Quillabamba en ongeveer 6 uur vanaf Cusco. Het dichstbijzijnde dorpje is 20 minuten lopen en heeft maar 80 inwoners (Chahuarez), de burgermeester van de regio heeft een jaar geleden besloten dat dit dorp geen internet meer nodig had en om deze blog te plaatsen moeten we ongeveer 20 minuten met een gedeelde taxi naar Quelleuno. Onze boerderij ligt 10 minuten lopen vanaf de weg in een vallei zonder andere huizen. Het geheel bestaat uit verschillende gebouwtjes van hout en of gedroogde klei. We hebben een keuken met eettafel (we koken op hout), een soort woonkamer zonder muren maar met dak en een slaaphut die we denle met de andere twee vrijwilligers. In onze hut is geen stroom, maar in de andere plaatsen wel. Water komt uit een rivier en via een kanaal naar een bezinkselbak waarvandaan het via buizen naar de afwasplek stroomt. Om het water te drinken moet het eerst gekookt worden, maar voor de afwas en het wassen van kleding wordt het direct gebruikt.

De gewassen:
Er wordt hier met name koffie en cacao gekweekt en het meeste werk wordt hier ook aan besteedt. Zowel de koffie als de cacao is nu deels rijp zodat we het proces van boon tot koffie en chocolademelk volledig hebben gezien. Andere kleine dingen die worden gekweekt zijn avocado´s, bananen, en citroenen (nu rijp), mango´s, ananas, en verschillende knollen (nu niet beschikbaar).

Het werk:
De eerste week bestond ons Wwoof werk met name uit onkruid wieden. Door de regentijd en de hoge temperaturen groeit alles hier erg snel. Met name het grote aantal lianen dat de koffie overgroeit is een probleem. We kappen met machettes en een soort kleinere sikkel (kituchi) en met name op de steile hellingen is dit erg zwaar werk. De laatste dagen hebben we meer variatie gekregen. We hebben bananenplanten verplant, yuka en cacao geplant, koffie en cacao geoogstm een extra wc geplaatst en de wateraanvoer geregeld. Heiltje is gisteren voor het eerst meegeweest met Sabine (de vrouw des huizes) om computerles te geven in het dorp. Dit doen zij binnen hun eigen stichting die ook milieu-educatie verzorgt en een eigen bibliotheek beheert. Helaas viel de stroom uit en raakte de laptopbatterijen al snel leeg waardoor er twister moest worden gespeeld (ook heel leuk, maar jammer van de les). Door de hevige regenval, die heel Peru schijnt te treffen, is er veel werk aan ons drinkwater kanaal. De waterinlaat (die bestaat uit een rijtje stenen in de rivier, wordt regelmatig weggespoeld of overspoeld waardoor er of geen water of te veel water in het kanaal komt. Gisteren was de voorlopige climax met een lawine van rotsen van 5 meter breed die een deel van het kanaal had weggeslagen. Na een lange middag werken met 5 personen hebben we nu weer water, maar met de volgende bui zal waarschijnlijk nog veel meer rots en zand naar beneden komen op deze plaats. Ook de nieuwe wand van het kanaal dat we hebben gemaakt is nog niet helemaal goed. Voor echte Hollanders is watermanagement natuurlijk wel echt heel leuk! Buiten het werk op het land moeten we met de andere vrijwilligers in wisseldiensten ook zorgen voor alle maaltijden en de afwas. Het werk op het land is van 8.30 tot 12 en van 15.30 tot 17.30.
Onze ervaringen:
Voorlopig vinden we het werk hier behoorlijk zwaar lichamelijk en mentaal. Heiltje vind het werk met planten in het geheel te saai en vindt het vooral fijn dat er ook drie kinderen rondlopen van anderhalf, 3 en 8 jaar oud en ze kan goed opschieten met Sabine. Ik ben opgegroeid met bollen rapen en pellen en heb dan ook geen moeite met een hele dag eentonig onkruid wieden. Voor ons beide is de grote hoeveelheid mugachtigen ook wel een probleem. Je kunt nooit rustig buiten zitten of staan zonder een zwerm van die rotbeesten. Gelukkig zitten die er vooral overdag en is onze deetloze anti-muggenzalf uitstekend. Voor Heiltje komt er ook nog bij dat ze de hele eerste week diaree had en daardoor weinig energie. Op een gegeven moment had iedereen diaree behalve ik, maar nu is iedereen weer gezond. Het eten vormt ook soms een probleem. Naast dat het veel werk is om alles met de vrijwilligers te moeten maken is het ook vrij eentonig. In de ochtend eten we havermout met suiker en ´s avonds eten we of een simpele soep of (meestal) rijstepap met suiker. De lunch is wel uitgebreider en met meer groenten en kruiden maar we missen nog altijd wel wat groente. Op onze vrije dag slaan we dus groot in: koek en snoep, brood, eieren, fruit, yoghurt en frisdrank. De eerste zondag kochten we heerlijk ruikende chocolade die bij thuiskomst 100% cacao bleek te zijn. Gelukkig wist Sabine hoe je hier iets eetbaars van kon maken waardoor we heerlijke chocoladepasta hadden voor op brood. Mijn verjaardag hebben we gevierd met een biertje en zijn we tot laat (22.30) opgebleven om te kaarten.

Wwoof Ervaring februari 2012

Volunteer in Portugese Permaculture project and help restore the local ecosystem after catastrophic wildfires

Volunteer in Portugese Permaculture project and help restore the local ecosystem after catastrophic wildfires

forest fire portugal

At permaculture project Quinta do Vale a lot of work can be done. For years they have been creating their own small scale permaculture area in a Portugese valley. Through education and training they also try to have impact on a greater amount of people. But in 2017 great wildfires destroyed a large part of the valley and also a part of their permaculture property. The upside of the fires could be that locals might open up for a more sustainble land use. Taking good care of the land could have helped reducing the impact of the 2017 fires. As a volunteer you are very welcome to help them reforest the area. Get in contact through their website for updates on the volunteer needs.

They now welcome (quoted from their website):

  • If you want to just rock up in a campervan or with a tent and stay a couple of nights, you’re welcome.
  • If you’re just looking for a park-up while you do other things in the area, you’re welcome.
  • If you want to stay from a week to a month or two, volunteer some work and learn everything you can, you’re welcome.
  • If you’re particularly interested in doing some natural building repairs and reconstruction, you’re welcome.
  • If you have DIY skills or a trade and fancy coming to spend a summer helping us and the rest of the community, you’re welcome and we will all love you forever.
  • If you want to come and download all the accumulated knowledge and experience that’s in my head from nearly a decade living off grid, you’re welcome to do that too.
External Link
This content is used in bundle:

Saving nature and watching wildlife: bundle of volunteer projects, internships and tips by SanderP

Volunteer projects and support - WorldSupporter Theme
Join one of the weekly beach clean-up actions as a tourist in Thailand, Vietnam, Romania and more

Join one of the weekly beach clean-up actions as a tourist in Thailand, Vietnam, Romania and more

Trash Hero Volunteer Action

Volunteer for one day. Making a difference during your holiday is not so easy. But, with the local trash hunting events of Trash Hero you can easily join a beach clean-up or nature clean-up just for one day and make a part of your tourist destination better. It is a great way to meet local people and leave your holiday destination cleaner than when you arrived. No costs are involved, no experience needed and no further obligations. When you travel to Indonesia, Thailand, Myanmar, Malaysia, Vietnam, Singapore, Switzerland, Czech Republic, Poland, Romania, Serbia, Georgia, Germany, Netherlands, Kuwait, Cambodia or Japan there are active volunteer groups of Trash Hero that regularly/weekly host clean-up events. The best way to check upcoming events is on the specific Facebook pages that the local chapters host.

Note: they also offer options for online volunteering - to promote their worldwide activities from your living room.

Volunteer in a Bolivian Animal Refuge

Volunteer in a Bolivian Animal Refuge

Saguinus imperator

Join La Senda Verde Animal Refuge in the Bolivian jungle. They offer a rotational programm with a minimum stay of two weeks. During your volunteer stay you can experience working with a wide array of rescued animals: parrots, macaws, turtles, tortoises, bears, wild cats, and monkeys! Maintanance and construction of enclosures is also part of the job. Do you have specific skills to offer in the field of veterinary, IT or carpentry => even better! Please contact them before you enrole in the program to see what they are up to during your expected period of stay. They also keep a wishlist on their website for products you could bring as a donation.

No time to volunteer? It is also possible to have a short term travellers overnight stay in their cabins

Volunteer options in Iceland: trash hunting

Volunteer options in Iceland: trash hunting

iceland cleanup

join SEEDS to make the coastal area of Iceland a little cleaner again. As just one of the many options for short term volunteering in Iceland this project is organised to increase awareness and to have fun in nature. Organised trip of one week where you have a full schedule with a group of 12 other volunteers. Vegetarian meals will be provided.

This camp combines learning, sharing, hands-on work and fun. No previous experience is needed. Volunteers should prepare to share environmental issues from their countries and be ready to spend time outdoors, walk medium distances during the cleanups, as during other activities and sightseeing. As part of the project happens outdoors, volunteers should be ready to adapt and be flexible with the work and free-time schedule, as depending on the changeable weather, we may not be able to perform some of the activities planned. 

Have fun!

 

Take a tour to the Banaue Rice Terraces

Take a tour to the Banaue Rice Terraces

Banaue Rice Terraces

Let a local guide show you the rice terraces that are commonly referred to by Filipinos as the "Eighth Wonder of the World". A van will take you to several viewpoints enabling you to enjoy the green and stunning landscapes. You will be informed about the Ifugao culture that revolves around rice. Get to know the local feasts that are linked to agricultural rites from rice cultivation to rice consumption. Hear about the harvest season with the thanksgiving feasts & the harvest rites like tungo (the day of rest), the drinking of the bayah (rice beer), and the practice of chewing betel nut. Are you feeling energetic? Your guide will take you for a hike up (and down) the terraces.

The Banaue Rice Terraces (Tagalog: Hagdan-hagdang Palayan ng Banawe) also called Payo, are 2000-year old terraces that were carved into the mountains by ancestors of the indigenous people. Locals to this day still plant rice and vegetables on the terraces
WWOOFing and your travel insurance

WWOOFing and your travel insurance

Image

WWOOFing is a great way to experience a country on a completely different way than when you 'just' travel. You generally perform work you haven't done before and live on a farm that you didn't know before. Besides all the reasons why you should pack your bag and start WWOOFing, please consider some points of attention regarding your travel and health insurance.

In general travel insurances are designed to meet the needs of travellers and many times even narrower just 'tourist trips'. When you stay on a WWOOF farm as a volunteer this might not be covered at all. This exposes you to risks regarding liability and health care related costs and other costs you thought were covered by your travel insurance. So before you do any volunteer work, always check the conditions and when the conditions don't give enough clarity contact your insurance broker or the insurance company. It's best to have a written answer to your question to avoid problems when you need to file a claim later.

Depending on the WWOOF farm you visit the type of work will vary. Your insurance might cover volunteer work, or even volunteer work on farms in general but there may be exceptions or surcharges for working with farm animals of large machinery. Check with your host farm what kind of work you can expect and again check your activities with your insurance conditions.

The duration of your stay may also have an impact on the validity of your insurance. At WWOOF farms it might be possible to stay several months while your travel insurance may only cover short trips abroad. When the farm work turns out to be even nicer than expected you might want to extend your stay. Not all travel insurances allow you to extend your coverage while traveling.

Some national WWOOF departments have explicit requirements for for your insurance coverage, some earn some money by highlighting a specific travel insurance. When enrolling for WWOOF-USA you automatically have an accident emergency policy, but health/medical related costs are not included. WWOOF-USA recommends 'volunteercard' as a travel insurance, but that insurance seems to be available for US and Canadian citizens only.

Insurances that cover WWOOFing

Do you have any additions about WWOOFing in relation to travel and medical insurance? Please leave a comment below

Volunteers needed in the field of regenerative agroforestry

Volunteers needed in the field of regenerative agroforestry

Image

reNature is a Dutch initiative to make the world a little greener again. In many countries intensive and or monoculture agriculure have degraded the soil. Through training of farmers and local organisations reNature tries to change the way farmers use their land. Agroforestry is their solution. By planting trees in combination with other crops the soil will be more resilient against drought, have rain and erosion. Agricultural land that has bevome unproductive can be restored with this method. On model farms reNature shows the result: higher and more diverse income and a vast incline of biodiversity. On model schools they teach farmers how to handle the transition from old school to new school agriculture

reNature offers several opportunities to become a volunteer (also online). If you get inspired by renatureing the world and are inpired to make this world green, inclusive, complete and rich again, you are welcome to sign-up. Since they focus on agroforestry a certain level of prior knowledge will open up more opportunities. If you wish to engage in field work a minimum availability of one month is required. Want to know more about opportunities around the world? Get in contact

Insurances for abroad: blogs and contributions by WorldSupporters

WWOOFing and your travel insurance

WWOOFing and your travel insurance

Image

WWOOFing is a great way to experience a country on a completely different way than when you 'just' travel. You generally perform work you haven't done before and live on a farm that you didn't know before. Besides all the reasons why you should pack your bag and start WWOOFing, please consider some points of attention regarding your travel and health insurance.

In general travel insurances are designed to meet the needs of travellers and many times even narrower just 'tourist trips'. When you stay on a WWOOF farm as a volunteer this might not be covered at all. This exposes you to risks regarding liability and health care related costs and other costs you thought were covered by your travel insurance. So before you do any volunteer work, always check the conditions and when the conditions don't give enough clarity contact your insurance broker or the insurance company. It's best to have a written answer to your question to avoid problems when you need to file a claim later.

Depending on the WWOOF farm you visit the type of work will vary. Your insurance might cover volunteer work, or even volunteer work on farms in general but there may be exceptions or surcharges for working with farm animals of large machinery. Check with your host farm what kind of work you can expect and again check your activities with your insurance conditions.

The duration of your stay may also have an impact on the validity of your insurance. At WWOOF farms it might be possible to stay several months while your travel insurance may only cover short trips abroad. When the farm work turns out to be even nicer than expected you might want to extend your stay. Not all travel insurances allow you to extend your coverage while traveling.

Some national WWOOF departments have explicit requirements for for your insurance coverage, some earn some money by highlighting a specific travel insurance. When enrolling for WWOOF-USA you automatically have an accident emergency policy, but health/medical related costs are not included. WWOOF-USA recommends 'volunteercard' as a travel insurance, but that insurance seems to be available for US and Canadian citizens only.

Insurances that cover WWOOFing

Do you have any additions about WWOOFing in relation to travel and medical insurance? Please leave a comment below

FAQ - Health Insurance when studying in The Netherlands

FAQ - Health Insurance when studying in The Netherlands

Image

When do you need to apply for a basic health insurance when studying in The Netherlands?

  • The Dutch Health Insurance is obligatory for residents of The Netherlands. Students who are temporarily visiting are an exemption, but the moment you're working or getting paid for an internship or voluntary work this might change.
  • If you're an International student and you are just here to study you usually don't need a basic health insurance.
  • The moment you take on a (part time) job you need to get a health insurance however. You can choose any insurer.
  • When you're doing your internship in The Netherlands, you only need to get a health insurance when you're getting paid more than the minimum wage (so it's usually not the case).
  • If you're an independent worker (zzp'er/freelancer) the rules are less clear, and you'll be asked to check with the SVB to do a WLZ check to know if you are obligated to get the basic health insurance.

Can I apply for care allowance (zorgtoeslag) as an International Student?

  • If you are required to get the basic Dutch Health Insurance (basisverzekering) you can also apply for the care allowance.
  • Usually this will cover most of the costs of your monthly insurance payment.

When to apply for private health insurance for your time in The Netherlands.?

  • When you are here for a temporary stay and not getting paid for a part time job, there are still situations when you would like to get a insurance.
  • This can be the case when your own health insurer doesn't cover (enough of) the costs in The Netherlands.
  • You can then apply for a Student Insurance, such as the OOM Studying in The Netherlands insurance.
  • This insurance is not a basic health insurance, so you can't apply for the care allowance. Usually the prices of these insurances are between 20 and 30 euros a month.

Where can I find more information about this?

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