Emigration and moving abroad - WorldSupporter Theme

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 Emigration and moving abroad:

Blogs, tips, discussions and all about moving abroad, living abroad and emigration

 

Checklist emigration - Arrange your emigration in 10 steps

Checklist emigration - Arrange your emigration in 10 steps

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1. What are the issues to bear in mind when emigrating?

  • Keep track of the emigration process; for example write down what to do and what you are going through in an emigration diary.
  • Make use of the media and guidebooks when researching possible destinations.
  • Get an insight on the language, culture, health system, safety and criminality of the country.
2. What is on your emigration checklist and what kind of rules and regulations do you have to take into account?
  • Plan tasks together with all the other family members.
  • Gain enough basic knowledge about the law and rules of the country you are going to emigrate to.
  • Think about the legality of contracts and acts you have in your country of origin.
  • Start orientating yourself on the social system, educational system and culture.
  • Start making a list of agencies and organizations that you have to contact.
  • Start getting your things ready.
3. What about insurances when emigrating or going abroad for a longer time?
  • Think about a suitable international health insurance. Do this on time. Take into account a (sometimes) long process of medical acceptance.
  • Gain information about the advantages of local insurances and insurances via an employer.
  • Think about (international) travel insurance, insurance when you will travel back to your country of origin for a visit, transport insurance and arrangement for surviving relatives, home and household effects, incapacitation/inability to work, pension, car and other liabilities.
  • Since insurance options and obligation differ per country of residence and country you emigrate to, use the expert knowledge of JoHo Insurances to gather advice for your situation
4. How do you arrange your removal/migration and what to do with your household effects?
  • Get information and advice about legal regulations with regards to purchasing a house as a (foreign) private person; consider contacting a specialized agency or legal consultant.
  • Let the condition/state of your house be examined before selling it.
  • Consider using an agent if you want to (sub) rent your house and check the consequences for your house insurance.
  • When cancelling your house rental, find out in what kind of state you have to return the house.
  • Request international removal quotation. Make a basic list for different removers, in order to enhance comparability.
  • Don’t delay in requesting quotations. It can be cheaper if different cargo/loads can be combined.
5. How and where do you arrange your visa and which documents do you need?
  • Start on time with your visa application. Sometimes this can be arranged fast and easily, but a visa procedure can also take months.
  • When you are moving with more family members, make a list of the visa requirements for every person.
  • Also check visa requirements health certificates and medical examinations.
  • Find out which kind of documents need to be translated and legalized.
  • Consider using a legal advisor to check your legal status and possible risks.
6. What are the issues to bear in mind regarding banking and transactions abroad?
  • Ask about the consequences of current accounts, credit cards and savings when emigrating.
  • Be on time with paying tax.
  • Arrange your bank affairs in your country of origin and gain knowledge about the currency and bank affairs of the country you are emigrating to.
  • Consider using a financial advisor to determine your emigration budget, your financial situation and to get tax advice.
7. What kind of preparation could you do to stay healthy and safe?
  • Check necessary vaccinations and medical declarations, be aware that this can take a lot of time, from weeks to months.
  • Get an insight in the local health system; hospitals, general practitioners, dentists, maternity care.
  • Arrange a medical checkup by a reliable doctor in your home country.
  • Be aware of formal and informal safety advice. Also be ready for an adjustment process after arrival
  • Do a regular update on a contact checklist and list with emergency numbers.
8. Which agencies/authorities/organizations should you inform to let them know that you are leaving?
  • Make arrangements with those who stay behind about how to deal with illness or death.
  • Make sure that you can still arrange administrative tasks or other business from abroad.
  • Unsubscribe to gas, water, electricity etc. of your former home or make clear arrangements with your solicitor when you are renting your house.
  • Think about when would be best to say goodbye to colleagues and acquaintances.
9. What (other) issues should you be thinking about when you decide to live abroad?
  • Take your time to acclimatize and be aware of the culture shock.
  • Put energy into relationships with local people, besides putting energy into becoming a member of an international expat club.
  • Utilize relocation services if your employer is sending you abroad; they should support you and your family to settle down in another country.
  • Reflect and keep an eye on your partner and children, especially at the beginning.
  • Organize expectations regarding visitors to your new country and you going back to visit your country of origin.
  • Make appointments regarding important moments and holidays in your country of origin.
10. In what circumstances can you imagine returning to your home country?
  • Make a plan for an unexpected or expected return to your home country.
How to start your moving abroad or emigration process

How to start your moving abroad or emigration process

administrative work

There are a lot of things to consider when you want to emigrate to another country. Maybe you already have a concrete plan, or know where to find the right information. If that's not the case, don't worry. Here are some tips to help you start your emigration process

Emigrate: yes or no?

  • It can help to get more self-insight; what are your competencies, your character, strong and weak points and what can be obstacles during the emigration process
  • Start an emigration diary, blog or website to document your experiences. All this can be useful in the orientation process, but also for later.
  • Read the experiences of other emigrants/expats. Visit emigration events, subscribe for emigration magazines or sign up on emigration forums.

Which destination to choose?

  • There are a lot of factors that can influence your decision for a new home country. Your own preferences but also practical matters can play a big role.
  • What are the push and pull factors of the destination? What are the immigration policies like, how about the language and culture. How is the healthcare system organised and what is the situation concerning safety and criminality.
  • Read through guidebooks, visit websites or get involved in online communities to get answers to these questions.
  • If you found good option consider the feasibility of an orientation trip.

What to do in your new home country?

  • How are you going to generate income: own business, expat, job, pension? Make an estimation of the minimum salary that is needed to live in another country with your family.
  • Check the expat policies at your current employer. If you want to start up your own business, ask for professional legal advice by a legal consultant. And get an insight into (local) insurances for business liability. 
  • What kind of activities is your partner going to undertake? Is he or she able to find a local job, are volunteer activities an option?
  • Also take into account the extra training, the necessity of learning new skills and the other (work) culture. 

When and how to inform others?

  • Discuss the plan with the others involved and respect each other’s positive and negative feelings. Write down the things you discuss, this can be useful for the process or for a later moment.
  • Involve your partner or a friend in the process from start to end. Don't forget to involve children, especially the older ones, in this process. Involve your younger children when a decision has been taken.
  • Choose someone you trust, who is critical but can motivate. Authorize this person as a signatory to sign documents when you have left, such as tax documents.
  • It can also help to talk to people who have been through the same experience.
  • After you have taken the most important decisions, inform the people that you are close to. Consider organizing an information meeting. Do not defend yourself but respect all different kinds of reactions and emotions.

If you have experience with emigration and want to share, feel free to leave a comment! Or create your own Worldsupporter account to share your experiences and read the experiences of other emigrants/expats.

SPOTLIGHT

Checklist setting up a project abroad

Checklist setting up a project abroad

lifting ws

Questions before setting up a project abroad

  • Are you willing to commit yourself for a long time?
  • Do you have enough of basic finances to start your NGO?
  • Do you have enough time to keep coordinating things and can you get help of the people around you?
  • Are you willing to ‘sacrifice’ your vacations the following years to visit your project?

The idea

  • Are you going to set up your own project or are you going to cooperate with an existing local project/organisation that you want to support?
  • Are you aware of the local needs and practices?
  • Do you have enough support for your idea on the local level?
  • What will you do if you want to stop after a few years and in Holland they don’t want to prolong your idea?
  • What will happen at the local level then?
  • Can the project go on without your money and efforts and where it get its financial resources from?

Research

  • Check which organisations/persons are already active on the area of your concern or a comparable idea
  • Check which foreign organizations are active near the location of your project and/or in the area of your concern.
  • Write down what your plan is. Think about:
    • The motive and the goal
    • The activities and the target
    • What stages your project needs to pass (from the start), what you want to accomplish and the things you want to accomplish in the long run
    • The cooperation with partners
    • The budget and how you are going to finance it (where will the money come from and what is the alternative plan if a financing organization won’t pull through).
    • The evaluation and the after-care (you will have to clarify your financial spendings to grant givers or donors).

Plan your project

  • Make your organization legal (for example a foundation) or search for an existing organization, because that way it is easier to receive grants.
  • Make a protocol. You can register the protocols at the notary. The costs will be between € 350,- and 500,-. After that you have to subscribe your foundation at the commercial of the Chamber of Commerce. For that you’ll have to pay a yearly amount of € 20,- or 30,-.
  • If you would like to receive some legal advice or assistance: JoHo cooperates with an experienced legal advisor, who has monthly hours for this kind of things.

Finance your project

Money to finance your new project can come from:

  • donors: set up information activities to gain support for your organization
  • local firms: approach firms in your local network
  • grants: big NGO’s have special “grantcounters” for local initiatives, but there are also different smaller options for grants.
  • activities that bring in money: set up a tournament with your sports club, organize a benefit concert

Tips 

  • Transport: transport of products will not be financed. Only NCDO potentially finances transport costs as part of a project. Transport of products often seems a good idea, because some products are cheap and plenty in our society, but often de transport costs are so high that the transport eventually is more expensive than to buy the products locally. By buying from locals the local economy is also boosted.
  • Orphanages: The financial supporting organizations are very reluctant concerning the financing of orphanages. Orphanages are an expensive way of helping orphans to have a place to sleep, because it costs a lot to build and exploitate an orphanage. You have to be able to guarantee that there is staff, money for food and education for the kids, the electricity bills can be paid etc. Furthermore, the housing of orphans in orphanages is mostly not the best way to solve the problem. (as opposed to staying with family, other inhabitants of their village etc).
  • Making movies, documentaries and books: these productions are often expensive, so it’s important to be able to answer the following questions positively if you want to ask for grants for these kind of projects: Is it clear what problem you want to show? Does the production suggest a solution? At what kind of audience does the production aim? Is the audience willing to receive the information the production will show them?
  • Once you are receiving grants from a financing organization, you sometimes can also recieve assistance with your project. The assistance contains for example trainings and workshops or sometimes the connection of your project with an existing partner of the financing organization in the local country. The assistance with projects is different for every organization. You can inform about this at the organization itself.

 

Emigreren en vertrekken naar het buitenland - WorldSupporter Theme

EXPLAINED

Emigration checklist for financial matters

Emigration checklist for financial matters

emigration and finance

1. Make use of a financial advisor

  • Discuss your current financial situation and financial contracts.
  • Gain advice about fiscal matters and sorting things out with the tax authorities (especially in the case where your go abroad as an entrepreneur or if you keep property in your country of residence after emigration). Make use of any tax rebate.
  • Get advice about your salary and where this will be deposited or get information about the consequences of your pension.

2. Check means of payments & exchange rates/currency

  • Get an insight into how you pay for things in your new home country (cash, debit card, credit card, cheques).
  • Get familiar with new banknotes/coins and exchange rates.
  • Get in contact with the creditcard company to change the creditcard currency to that of your new home country. 
  • Get an insight into the transfer of money to and from abroad when you think you will make regular international transactions.

3. Get in touch with your bank(s) 

  • Be informed about the consequences of emigration on credit cards, current accounts or savings deposits.
  • Are there continuous costs/accounts: arrange an authorized overdraft to someone you trust. Discuss this with your nominated signatory and give him/her restricted access to your finances. 
  • Convert your bank account into a nonresident bank account and terminate direct debit on time.
  • When stopping back account, hand in any bank cards.
  • Get advice about opening a new bank account in your new home country.
  • Get advice from your bank or financial advisor about investment funds.

4. Get an insight into money lending issues

  • Gain information about terminating a mortgage.
  • Make use of experienced mediators, definitely when you are not yet familiar with financial and business related contracts in your new home country.
  • If you need extra loans, gain information about lenders.
  • Round off running debts and obligations before leaving.
  • Ask for experiences of other people who have emigrated to your new home country. 
Emigration and living abroad checklist for legal and insurance matters

Emigration and living abroad checklist for legal and insurance matters

checklist legal matters

1. Make use of a legal advisor

  • A scan of your juridical status and the possible risks abroad may be advisable.
  • Check the consequences for inheritance tax, family law, succession rights and matrimonial properties.
  • Possibly get a review of your new international contract (mind the differences in labour law).
  • Check our blog 'How do you assess the reliability of an international insurer?' (in Dutch)

2. Look into the visa requirements & start the visa procedure

  • Expand the basic inventory that you made in the orientation phase.
  • Use online communities and forums, check recent experiences from people who requested the visa and have the same nationality as you do. Double check their advice.
  • Check for everyone if they need a work permit or residence permit, if they meet the requirements for that and which documents are necessary.
  • Some countries have extra requirements, such as medical clearances or police certificates.
  • Arrange a definitive contract or proof of employment with your future employer.
  • Contact the consulate or embassy before you emigrate and (double) check the current state of (visa) affairs.
  • Download all required documents and read the notices.
  • Plan way ahead, visa procedures can take long, up to several years (be flexible in purchasing/selling housing, finding temporary housing etc.).
  • Consider using a visa service company, especially for popular emigration countries.

3. Check which documents you need to legalize

  • Find out if your new country has a treaty with your native country.
  • Find out which documents need translation and into which language.
  • Find out which documents you need to legalize.
  • Provide birth certificates, marriage certificates, evidence of (special) (work) skills, diplomas, recommendation letters.
  • Start on time.

4. Check your insurance policies and ask for advice

  • Create an overview of your current policies, contract terms, contact information.
  • Ask about the consequences of your emigration with regards to current insurance policies and make sure that you terminate them in time.
  • Make sure that you terminate home insurances, property insurances, car insurances etc. at the correct time: not too early (not insured), not too late (double costs).
  • Read up on (international) health insurances. Find orientation on www.expatinsurances.org.
  • Get information from an insurance expert about:
    • Ending your current health insurance.
    • Whether your new country has treaties with your home country.
    • Whether to get local insurance or not.
    • Whether the insurance provided by your local employer provides enough coverage.
    • Getting international health insurance.
  • Start on time, mindful of  how long medical checks can take to complete.

4. How to prepare documents?

  • Check the validity of all passports. Or arrange passports for family members with a different kind of ID.
  • Also bring: passport photos, drivers licenses (possibly a temporary international driver's license), birth certificates, marriage certificates, last wills, documents on euthanasia, police certificates, divorce papers, death certificates (if your previous partner died), recommendation letters, diplomas, resume/CV, medical files, evidences of being creditworthy, school files, insurance papers, student ID's, medicine recipes and proof of the vaccinations you had.
  • Make an easy-to-find archive for every family member with (copies of) personal documents.
  • Make sure you know about recent developments concerning double nationalities and find out how to extend your passport in your new home country.
  • Consider using an online/digital safe or cloud functionality and give access to your lawyer or someone you trust.
  • Gather receipts of the properties you take with you (proof you own them already, to avoid breaking import laws).
Travel insurances and insurances for long term abroad - WorldSupporter Theme
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